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30 Harrison St
C Composite 56.85
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.2/10.0
  • 1% rule +6.6/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

30 Harrison St · Munhall, PA 15120
3 bd · 1.0 ba · 1,440 sqft · Condo public records · 96 Days on market
Built 1900

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.

Key facts

  • Modern flooring
  • Decorative fireplace
  • Updated kitchen

Tags

MOVE IN READYMODERN FLOORINGDECORATIVE FIREPLACEUPDATED KITCHENSTAINLESS STEEL APPLIANCESGENEROUS CLOSET SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath condo listed at $130k.

Deal economics

  • At list price, monthly cash flow is $219 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 78/100 on livability (#308 in PA, #2,734 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, amenities F.
  • Steel Valley SD (suburban): math 29% / reading 45% proficiency, ranked #403 of 539 in PA (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.1%/yr); 92 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 96 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $85k; list at $130k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $118,209 (9.0% below list)

Questions for the listing agent

  1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.16%
Cap rate
8.32%
Cash-on-cash
7.24%
DSCR
1.32
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-3.9%
Equity multiple
0.85×
Total profit
$-5,384
Equity at exit
$19,369
10-year hold
IRR
7.1%
Equity multiple
1.56×
Total profit
$20,381
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15120

Home prices YoY
-16.9%
Rents YoY
4.1%
Active inventory
92
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,505 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$234 /mo · $2,810/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$219

Break-even live

Break-even rent $1,227
Max offer price $129,900
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
621 E 9th Ave Homestead, PA 2.0 2.0 1400 $1,425 $1.02 23d 1 0.21mi
931 Hilltop St Homestead, PA 3.0 1.5 1312 $1,500 $1.14 14d 1 0.29mi
623 E 18th Ave Homestead, PA 2.0 1.0 1156 $1,600 $1.38 44d 1 0.39mi
214 Vine St Homestead, PA 2.0 1.0 1034 $1,150 $1.11 44d 1 0.39mi
300 W 13th Ave Unit 302 Homestead, PA 2.0 1.0 1088 $1,150 $1.06 16d 1 0.78mi
300 W 13th Ave Homestead, PA 2.0 1.0 1088 $1,125 $1.03 16d 1 0.78mi
7009 Church St Pittsburgh, PA 3.0 2.0 1800 $1,550 $0.86 44d 1 0.83mi
218 Mary St Homestead, PA 3.0 1.0 1776 $1,400 $0.79 21d 1 1.04mi
308 Lea St Homestead, PA 4.0 2.0 1480 $1,490 $1.01 3d 1 1.10mi
212 Kenmawr Ave Braddock, PA 2.0 1.5 1417 $1,300 $0.92 44d 1 1.11mi
7225 Whipple St Unit 72255 Pittsburgh, PA 3.0 1.5 1440 $1,695 $1.18 3d 1 1.17mi
2219 Manor Ave Pittsburgh, PA 3.0 1.0 1638 $1,600 $0.98 23d 1 1.20mi
1254 Edgewood Dr Homestead, PA 3.0 1.0 1144 $1,725 $1.51 44d 1 1.25mi
7645 Highland Ave Pittsburgh, PA 3.0 1.0 1161 $1,325 $1.14 7d 1 1.26mi
2255 Hawthorne Ave Unit 2255 Swissvale, PA 2.0 1.0 1020 $1,000 $0.98 12d 1 1.29mi
1001 Parkview Blvd Pittsburgh, PA 1.0–2.0 1.0–2.0 888 $2,750 $3.10 1d 1 1.33mi
2673 Woodstock Ave Pittsburgh, PA 3.0 1.0 1000 $1,190 $1.19 23d 1 1.35mi
2323 Patterson Ave Pittsburgh, PA 3.0 1.0 1440 $1,800 $1.25 44d 1 1.42mi
2323 Patterson Ave Unit NA Pittsburgh, PA 3.0 1.0 1440 $1,500 $1.04 23d 1 1.42mi
7070 Forward Ave Pittsburgh, PA 1.0–2.0 1.0–1.5 912 $2,800 $3.07 1d 12 1.43mi
144 Comrie Ave Braddock, PA 3.0 1.0 1000 $1,250 $1.25 23d 1 1.43mi
3305 W Run Rd Munhall, PA 2.0 1.0 1100 $1,365 $1.24 23d 1 1.43mi
2210 Hampton St Pittsburgh, PA 3.0 1.5 1512 $1,650 $1.09 23d 1 1.48mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
water
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 9 events

  1. 2026-03-19
    price $129,900 912-char remark
    Show marketing remark (912 chars)

    Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.

  2. 2026-02-19
    listed $139,900 Active 912-char remark
    Show marketing remark (912 chars)

    Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.

  3. 2021-08-27
    status Pending 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  4. 2021-08-27
    soldstatus $85,000 Closed 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  5. 2021-07-31
    historical Contingent 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  6. 2021-07-22
    status Active 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  7. 2021-07-08
    historical Contingent 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  8. 2021-07-01
    listed $79,900 Active 154-char remark
    Show marketing remark (154 chars)

    Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.

  9. 2005-11-22
    soldstatus $36,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,810 · $234/mo
Projected year-2 tax
$2,810 · $234/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,060
− Mortgage interest
−$7,276
− Property taxes
−$2,810
− Insurance
−$650
− Repairs & maintenance
−$1,445
− Management
−$1,445
− Depreciation
−$3,779
Taxable income
$655
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$157
After-tax cash flow
$2,476/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Steel Valley SD
NCES district ID
4222790
Math proficiency
29% ▼ -1.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$39,505
Composite
30.94/100
National rank
#6111
State rank
#403 of 539 in PA

Livability — Munhall

Score
78/100
State rank
#308
US rank
#2734

Category grades

Amenities F Commute B+ Cost of living A+ Crime A Employment D+ Housing A+ Health & safety C User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Munhall, PA
County
Allegheny County · 1,022,028 people
City population
18,029
Metro
Pittsburgh, PA
Population (ZIP)
18,029
Household income
$55,714
Rent vs Own
36.8% rent · 63.2% own
Severe rent burden
669.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 20% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 1% Scotch-Irish 1%
Foreign-born
3% · South Korea, Canada
Languages at home
95% English-only · Spanish 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.52%
Current HPI
292.5607
Rent YoY
▲ 4.06%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+260.8% since first listed
9 events — show timeline
  • 2026-03-19 Price Changed $129,900 West Penn MLS
  • 2026-02-19 Listed $139,900 West Penn MLS
  • 2021-08-27 Pending West Penn MLS
  • 2021-08-27 Sold (MLS) $85,000 West Penn MLS
  • 2021-07-31 Contingent West Penn MLS
  • 2021-07-22 Relisted West Penn MLS
  • 2021-07-08 Contingent West Penn MLS
  • 2021-07-01 Listed $79,900 West Penn MLS
  • 2005-11-22 Sold (Public Records) $36,000 Public Records

Property tax history

+18.3%/yr

Latest (2026): $2,810 · +3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…