30 Harrison St · Munhall, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.5/30.0
- ARV discount +7.5/15.0
- DSCR +7.2/10.0
- 1% rule +6.6/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.
Key facts
- Modern flooring
- Decorative fireplace
- Updated kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath condo listed at $130k.
Deal economics
- At list price, monthly cash flow is $219 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 78/100 on livability (#308 in PA, #2,734 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, amenities F.
- Steel Valley SD (suburban): math 29% / reading 45% proficiency, ranked #403 of 539 in PA (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.1%/yr); 92 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- This rent runs 32% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 96 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $85k; list at $130k implies a 53% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 8.32%
- Cash-on-cash
- 7.24%
- DSCR
- 1.32
- GRM
- 7.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- -3.9%
- Equity multiple
- 0.85×
- Total profit
- $-5,384
- Equity at exit
- $19,369
- IRR
- 7.1%
- Equity multiple
- 1.56×
- Total profit
- $20,381
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15120
- Home prices YoY
- -16.9%
- Rents YoY
- 4.1%
- Active inventory
- 92
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $1,505 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$234 /mo · $2,810/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$316
- Net cashflow
- $219
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 621 E 9th Ave Homestead, PA | 2.0 | 2.0 | 1400 | $1,425 | $1.02 | 23d | 1 | 0.21mi |
| 931 Hilltop St Homestead, PA | 3.0 | 1.5 | 1312 | $1,500 | $1.14 | 14d | 1 | 0.29mi |
| 623 E 18th Ave Homestead, PA | 2.0 | 1.0 | 1156 | $1,600 | $1.38 | 44d | 1 | 0.39mi |
| 214 Vine St Homestead, PA | 2.0 | 1.0 | 1034 | $1,150 | $1.11 | 44d | 1 | 0.39mi |
| 300 W 13th Ave Unit 302 Homestead, PA | 2.0 | 1.0 | 1088 | $1,150 | $1.06 | 16d | 1 | 0.78mi |
| 300 W 13th Ave Homestead, PA | 2.0 | 1.0 | 1088 | $1,125 | $1.03 | 16d | 1 | 0.78mi |
| 7009 Church St Pittsburgh, PA | 3.0 | 2.0 | 1800 | $1,550 | $0.86 | 44d | 1 | 0.83mi |
| 218 Mary St Homestead, PA | 3.0 | 1.0 | 1776 | $1,400 | $0.79 | 21d | 1 | 1.04mi |
| 308 Lea St Homestead, PA | 4.0 | 2.0 | 1480 | $1,490 | $1.01 | 3d | 1 | 1.10mi |
| 212 Kenmawr Ave Braddock, PA | 2.0 | 1.5 | 1417 | $1,300 | $0.92 | 44d | 1 | 1.11mi |
| 7225 Whipple St Unit 72255 Pittsburgh, PA | 3.0 | 1.5 | 1440 | $1,695 | $1.18 | 3d | 1 | 1.17mi |
| 2219 Manor Ave Pittsburgh, PA | 3.0 | 1.0 | 1638 | $1,600 | $0.98 | 23d | 1 | 1.20mi |
| 1254 Edgewood Dr Homestead, PA | 3.0 | 1.0 | 1144 | $1,725 | $1.51 | 44d | 1 | 1.25mi |
| 7645 Highland Ave Pittsburgh, PA | 3.0 | 1.0 | 1161 | $1,325 | $1.14 | 7d | 1 | 1.26mi |
| 2255 Hawthorne Ave Unit 2255 Swissvale, PA | 2.0 | 1.0 | 1020 | $1,000 | $0.98 | 12d | 1 | 1.29mi |
| 1001 Parkview Blvd Pittsburgh, PA | 1.0–2.0 | 1.0–2.0 | 888 | $2,750 | $3.10 | 1d | 1 | 1.33mi |
| 2673 Woodstock Ave Pittsburgh, PA | 3.0 | 1.0 | 1000 | $1,190 | $1.19 | 23d | 1 | 1.35mi |
| 2323 Patterson Ave Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,800 | $1.25 | 44d | 1 | 1.42mi |
| 2323 Patterson Ave Unit NA Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,500 | $1.04 | 23d | 1 | 1.42mi |
| 7070 Forward Ave Pittsburgh, PA | 1.0–2.0 | 1.0–1.5 | 912 | $2,800 | $3.07 | 1d | 12 | 1.43mi |
| 144 Comrie Ave Braddock, PA | 3.0 | 1.0 | 1000 | $1,250 | $1.25 | 23d | 1 | 1.43mi |
| 3305 W Run Rd Munhall, PA | 2.0 | 1.0 | 1100 | $1,365 | $1.24 | 23d | 1 | 1.43mi |
| 2210 Hampton St Pittsburgh, PA | 3.0 | 1.5 | 1512 | $1,650 | $1.09 | 23d | 1 | 1.48mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 9 events
-
2026-03-19price $129,900 912-char remark
Show marketing remark (912 chars)
Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.
-
2026-02-19$139,900 Active 912-char remark
Show marketing remark (912 chars)
Welcome to 30 Harrison Street in Munhall—a move-in ready home located just minutes from shopping and dining at The Waterfront. This three-bedroom, one full bath home features modern flooring throughout the main level and a light-filled layout that feels both open and inviting. The spacious living room showcases a decorative fireplace and soft neutral tones, flowing easily into the updated kitchen, complete with stainless steel appliances and ample counter space. Upstairs, you’ll find three comfortable bedrooms with generous closet space and a full bath with classic tile details. The finished third floor offers additional flexible space—ideal for a home office, playroom, or extra storage. Outside, enjoy a covered front porch, a fenced-in backyard perfect for pets, plus a storage shed for tools and equipment. Off-street parking accommodates two or more vehicles for added convenience.
-
2021-08-27status Pending 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2021-08-27soldstatus $85,000 Closed 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2021-07-31historical Contingent 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2021-07-22status Active 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2021-07-08historical Contingent 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2021-07-01$79,900 Active 154-char remark
Show marketing remark (154 chars)
Freshly Painted, New Flooring 1st Floor, New Carpet in Attic, Large Bedroom Sizes, Eat-in kitchen, Off Street Parking too! Taxes and Lot size per Realist.
-
2005-11-22soldstatus $36,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,810 · $234/mo
- Projected year-2 tax
- $2,810 · $234/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,060
- − Mortgage interest
- −$7,276
- − Property taxes
- −$2,810
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,445
- − Management
- −$1,445
- − Depreciation
- −$3,779
- Taxable income
- $655
- Est. tax owed @ 24.0%
- −$157
- After-tax cash flow
- $2,476/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Steel Valley SD
- NCES district ID
- 4222790
- Math proficiency
- 29% ▼ -1.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $39,505
- Composite
- 30.94/100
- National rank
- #6111
- State rank
- #403 of 539 in PA
Livability — Munhall
- Score
- 78/100
- State rank
- #308
- US rank
- #2734
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Munhall, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 18,029
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 18,029
- Household income
- $55,714
- Rent vs Own
- Severe rent burden
- 669.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 20% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Lithuanian 1% Scotch-Irish 1%
- Foreign-born
- 3% · South Korea, Canada
- Languages at home
- 95% English-only · Spanish 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -59.52%
- Current HPI
- 292.5607
- Rent YoY
- ▲ 4.06%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+260.8% since first listed9 events — show timeline
- 2026-03-19 Price Changed $129,900 West Penn MLS
- 2026-02-19 Listed $139,900 West Penn MLS
- 2021-08-27 Pending — West Penn MLS
- 2021-08-27 Sold (MLS) $85,000 West Penn MLS
- 2021-07-31 Contingent — West Penn MLS
- 2021-07-22 Relisted — West Penn MLS
- 2021-07-08 Contingent — West Penn MLS
- 2021-07-01 Listed $79,900 West Penn MLS
- 2005-11-22 Sold (Public Records) $36,000 Public Records
Property tax history
+18.3%/yrLatest (2026): $2,810 · +3.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…