2950 SE Ocean Blvd Unit 7-2 · Stuart, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.6/30.0
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- 1% rule +7.5/10.0
- DSCR +7.0/10.0
- Schools +5.2/10.0
- Livability +4.2/5.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
$134,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Sought after FIRST FLOOR unit. SUN-DRENCHED, BEAUTIFULLY RENOVATED 2-bedroom, 2-bath condo in the desirable Kingswood 55+ community, featuring abundant natural sunlight throughout and a functional floor plan ideal for relaxing or entertaining. Enjoy a brand-new screened private lanai, perfect for morning coffee or evening relaxation, new accordion hurricane shutters, and assigned covered parking. STEPS TO THE SPARKLING HEATED POOL & CLUBHOUSE! Enjoy shuffleboard, BBQ areas, and an active community with social activities. WALKING DISTANCE TO SHOPPING, RESTAURANTS & EVERYDAY CONVENIENCES!
Key facts
- 1st floor location
- Clubhouse
- Heated pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $135k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $281 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
- Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: J. D. Parker School of Technology (math 39% / reading 40%, grade F, #1,513 of 2,144 statewide, top 73%, 519 students, 72% FRL); Stuart Middle School (math 55% / reading 55%, grade B-, #180 of 571 statewide, top 32%, 867 students, 49% FRL); Jensen Beach High School (math 53% / reading 71%, grade B-, #98 of 667 statewide, top 15%, 1,584 students, 36% FRL).
- Market conditions: 354 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
Forward outlook
- In year one you build about $14k of equity ($933 loan paydown + $13k appreciation (10.0% local appreciation)).
- Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $110k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 25% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.86% ✓
- Cap rate
- 9.38%
- Cash-on-cash
- 11.04%
- DSCR
- 1.49
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $162,562
- List price
- $134,900
- Delta
- -17.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2950 SE Ocean Blvd SE Unit 43-2 | 0.19mi | 2/2.0 | 1,047 (+0%) | 0mo | $108,000 | $103 | 90 |
| 2600 SE Ocean Blvd Unit EE15 | 0.16mi | 2/2.0 | 1,089 (+4%) | 1mo | $159,900 | $147 | 85 |
| 2929 SE Ocean Blvd Unit 147-5 | 0.16mi | 2/2.0 | 992 (-5%) | 1mo | $220,000 | $222 | 83 |
| 2929 SE Ocean Blvd Unit 108-5 | 0.25mi | 2/2.0 | 992 (-5%) | 0mo | $200,000 | $202 | 80 |
| 2950 SE Ocean Blvd Unit 4-4 | 0.11mi | 2/2.0 | 1,134 (+9%) | 1mo | $102,500 | $90 | 79 |
| 2950 SE Ocean Blvd Unit 119-6 | 0.19mi | 2/2.0 | 1,236 (+18%) | 1mo | $171,000 | $138 | 65 |
| 1800 SE Saint Lucie Blvd Unit 9-305 | 0.90mi | 2/2.0 | 1,044 (0%) | 0mo | $158,000 | $151 | 65 |
| 1800 SE Saint Lucie Blvd Unit 11-203 | 0.79mi | 2/2.0 | 1,044 (0%) | 1mo | $165,000 | $158 | 64 |
| 2600 SE Ocean Blvd Unit J12 | 0.16mi | 1/1.5 (-1) | 814 (-22%) | 0mo | $64,000 | $79 | 61 |
| 1800 SE Saint Lucie Blvd Unit 11-307 | 0.90mi | 2/2.0 | 1,150 (+10%) | 0mo | $240,000 | $209 | 48 |
| 333 SE Martin Ave Unit 5-7 | 0.79mi | 2/2.0 | 821 (-21%) | 0mo | $155,000 | $189 | 40 |
| 1681 SE 14th St | 0.75mi | 3/2.0 (+1) | 1,242 (+19%) | 0mo | $462,500 | $372 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 30.9%
- Equity multiple
- 3.43×
- Total profit
- $91,872
- Equity at exit
- $121,529
- IRR
- 26.9%
- Equity multiple
- 7.82×
- Total profit
- $257,489
- Equity at exit
- $262,081
Cash invested: $37,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 6 under contract
- Median asking
- $219,000 ($182/sqft)
- Median days on market
- 107 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -14.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34996
- Home prices YoY
- 2.1%
- Active inventory
- 354
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $2,506 high interval (Pro) →
- Mortgage (P&I)
- −$707
- Tax from tax record
- −$232 /mo · $2,785/yr
- Insurance
- −$56
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$637
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$526
- Net cashflow
- $281
Break-even live
Sensitivity live
| Price | -10% $357 | -5% $319 | +0% $281 | +5% $243 | +10% $205 |
|---|---|---|---|---|---|
| Rent | -10% $83 | -5% $182 | +0% $281 | +5% $380 | +10% $479 |
| Rate | -1.0pp $349 | -0.5pp $315 | base $281 | +0.5pp $246 | +1.0pp $210 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,725
- Closing costs
- $4,047
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2950 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.0–2.0 | 884 | $2,000 | $2.26 | 25d | 4 | 0.09mi |
| 2950 SE Ocean Blvd Stuart, FL | 2.0 | 2.0 | 1157 | $1,800 | $1.56 | 154d | 3 | 0.09mi |
| 2950 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.0–2.0 | 884 | $2,000 | $2.26 | 20d | 3 | 0.09mi |
| 2950 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.0–2.0 | 912 | $2,000 | $2.19 | 2d | 3 | 0.09mi |
| 2600 SE Ocean Blvd Stuart, FL | 2.0 | 2.0 | 1089 | $1,725 | $1.58 | 107d | 2 | 0.13mi |
| 2600 SE Ocean Blvd Stuart, FL | 2.0 | 2.0 | 1089 | $1,950 | $1.79 | 10d | 3 | 0.13mi |
| 2600 SE Ocean Blvd Stuart, FL | 2.0 | 2.0 | 1089 | $1,975 | $1.81 | 18d | 2 | 0.13mi |
| 2600 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 951 | $1,900 | $2.00 | 154d | 3 | 0.13mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 2d | 6 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 49d | 8 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 10d | 7 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.0–2.0 | 812 | $2,400 | $2.96 | 164d | 6 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 46d | 9 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 43d | 10 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 18d | 8 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 1.0–2.0 | 1.5–2.0 | 850 | $2,500 | $2.94 | 15d | 7 | 0.22mi |
| 2929 SE Ocean Blvd Stuart, FL | 2.0 | 2.0 | 998 | $1,975 | $1.98 | 11d | 3 | 0.22mi |
| 2929 SE Ocean Blvd Unit 117 Stuart, FL | 2.0 | 2.0 | 1005 | $2,500 | $2.49 | 10d | 1 | 0.37mi |
| 2929 SE Ocean Blvd Unit 130 Stuart, FL | 2.0 | 2.0 | 1005 | $1,800 | $1.79 | 164d | 1 | 0.37mi |
| 1196 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1309 | $4,300 | $3.28 | 10d | 1 | 0.37mi |
| 1196 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1309 | $4,300 | $3.28 | 14d | 1 | 0.37mi |
| 300 SE Saint Lucie Blvd Stuart, FL | 1.0–3.0 | 1.0–2.0 | 884 | $2,024 | $2.29 | 0d | 13 | 0.53mi |
| 1651 SE 8th St Stuart, FL | 3.0 | 2.0 | 1256 | $2,500 | $1.99 | 46d | 1 | 0.63mi |
| 262 SE Monterey Ave Stuart, FL | 3.0 | 1.0 | 1001 | $3,500 | $3.50 | 164d | 1 | 0.64mi |
| 162 SE Saint Lucie Blvd Apt 204 Stuart, FL | 2.0 | 2.0 | 1351 | $2,350 | $1.74 | 10d | 1 | 0.66mi |
| 162 SE Saint Lucie Blvd Apt 204 Stuart, FL | 2.0 | 2.0 | 1351 | $2,350 | $1.74 | 24d | 1 | 0.66mi |
| 250 SE Four Winds Dr #105 Stuart, FL | 2.0 | 2.0 | 1310 | $2,500 | $1.91 | 51d | 1 | 0.68mi |
| 175 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1300 | $3,600 | $2.77 | 43d | 3 | 0.73mi |
| 175 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1300 | $4,500 | $3.46 | 33d | 2 | 0.73mi |
| 175 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0–2.5 | 1300 | $3,300 | $2.54 | 51d | 4 | 0.73mi |
| 175 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0–2.5 | 1300 | $3,300 | $2.54 | 44d | 4 | 0.73mi |
| 175 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1197 | $3,200 | $2.67 | 10d | 5 | 0.73mi |
| 1800 SE Saint Lucie Blvd Unit 6-304 Stuart, FL | 1.0 | 1.0 | 804 | $1,850 | $2.30 | 10d | 1 | 0.78mi |
| 1800 SE Saint Lucie Blvd Unit 6-304 Stuart, FL | 1.0 | 1.0 | 804 | $1,850 | $2.30 | 17d | 1 | 0.78mi |
| 333 SE Martin Ave Stuart, FL | 2.0 | 1.0 | 778 | $1,625 | $2.09 | 107d | 2 | 0.78mi |
| 333 SE Martin Ave Unit 1I Stuart, FL | 2.0 | 1.0 | 778 | $2,000 | $2.57 | 11d | 1 | 0.78mi |
| 333 SE Martin Ave Unit 1F Stuart, FL | 2.0 | 1.0 | 778 | $1,800 | $2.31 | 164d | 1 | 0.78mi |
| 175 SE Saint Lucie Blvd Unit A106 Stuart, FL | 2.0 | 2.0 | 1300 | $3,400 | $2.62 | 11d | 1 | 0.80mi |
| 1800 SE Saint Lucie Blvd Unit 10-207 Stuart, FL | 2.0 | 2.0 | 1044 | $1,900 | $1.82 | 107d | 1 | 0.82mi |
| 150 SE Four Winds Dr Unit B303 Stuart, FL | 2.0 | 2.0 | 1359 | $2,500 | $1.84 | 164d | 1 | 0.82mi |
Property features AI
Finance
- HOA & community
- Homeowners associationAssociation fee includes management, common areas, cable TV, grounds maintenance, pest control, pool, recreation facilities, reserve fund, road maintenance, sewer, and trashClubhouse, laundry facilities, library, shuffleboard, trails and pathsOn-site property managerNon-gated communitySenior community
Exterior
- Parking
- Assigned, common, guest parkingDetached carport1 parking space
- Security
- Storm/security shutters
- Utilities
- Public waterPublic sewer
- Home design
- Two stories
- Construction
- Block and concrete construction
- Exterior features
- PorchScreened porchCommunity poolView
Interior
- Kitchen
- Dishwasher, electric range, refrigerator
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central electric heatingCentral air conditioningCeiling fans
- Interior features
- UnfurnishedSeparate shower
HOA detail $637/mo · $7,644/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $134,900 Active 21 DOM
-
2026-11-07days on market $134,900 Active 20 DOM
-
2026-11-06days on market $134,900 Active 19 DOM
-
2026-11-05days on market $134,900 Active 18 DOM
-
2026-11-04days on market $134,900 Active 17 DOM
-
2026-11-02days on market $134,900 Active 15 DOM
-
2026-11-01days on market $134,900 Active 14 DOM
-
2026-10-31days on market $134,900 Active 13 DOM
-
2026-10-30days on market $134,900 Active 12 DOM
-
2026-10-29days on market $134,900 Active 11 DOM
-
2026-10-28days on market $134,900 Active 10 DOM
-
2026-10-27days on market $134,900 Active 9 DOM
-
2026-10-26days on market $134,900 Active 8 DOM
-
2026-10-26days on market $134,900 Active 7 DOM
-
2026-10-24days on market $134,900 Active 6 DOM
-
2026-10-23days on market $134,900 Active 5 DOM
-
2026-10-22days on market $134,900 Active 4 DOM
-
2026-10-21days on market $134,900 Active 3 DOM
-
2026-10-20days on market $134,900 Active 2 DOM
-
2026-10-19remarks 691-char remark
-
2026-10-19pricedays on market $134,900 Active 1 DOM
-
2026-08-19days on market $148,500 Active 179 DOM
-
2026-08-18days on market $148,500 Active 178 DOM
-
2026-08-17days on market $148,500 Active 177 DOM
-
2026-08-16days on market $148,500 Active 176 DOM
-
2026-08-15days on market $148,500 Active 175 DOM
-
2026-08-15days on market $148,500 Active 174 DOM
-
2026-08-13days on market $148,500 Active 173 DOM
-
2026-08-12days on market $148,500 Active 172 DOM
-
2026-08-11days on market $148,500 Active 171 DOM
-
2026-08-10days on market $148,500 Active 170 DOM
-
2026-08-09days on market $148,500 Active 169 DOM
-
2026-08-08days on market $148,500 Active 168 DOM
-
2026-08-07days on market $148,500 Active 167 DOM
-
2026-08-06days on market $148,500 Active 166 DOM
-
2026-08-05days on market $148,500 Active 165 DOM
-
2026-08-04days on market $148,500 Active 164 DOM
-
2026-08-03days on market $148,500 Active 163 DOM
-
2026-07-31days on market $148,500 Active 160 DOM
-
2026-07-29days on market $148,500 Active 158 DOM
-
2026-07-27days on market $148,500 Active 156 DOM
-
2026-07-25days on market $148,500 Active 154 DOM
-
2026-07-23days on market $148,500 Active 152 DOM
-
2026-07-22days on market $148,500 Active 151 DOM
-
2026-07-21days on market $148,500 Active 150 DOM
-
2026-07-18days on market $148,500 Active 147 DOM
-
2026-07-16days on market $148,500 Active 145 DOM
-
2026-07-16days on market $148,500 Active 144 DOM
-
2026-07-14days on market $148,500 Active 143 DOM
-
2026-07-13days on market $148,500 Active 142 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,785 · $232/mo
- Projected year-2 tax
- $2,785 · $232/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,077
- − Mortgage interest
- −$7,556
- − Property taxes
- −$2,785
- − Insurance
- −$1,472
- − Repairs & maintenance
- −$2,406
- − Management
- −$2,406
- − HOA
- −$7,644
- − Depreciation
- −$3,924
- Taxable income
- $1,883
- Est. tax owed @ 24.0%
- −$452
- After-tax cash flow
- $2,919/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This well-maintained townhouse is in good condition with cosmetic updates, ready for a new owner or renter.
Components & finishes AI
Deferred maintenance Est. $500–$2,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Both Replace or clean gutters — Improves drainage and prevents water damage ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Martin
- NCES district ID
- 1201290
- Math proficiency
- 52% ▼ -14.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $52,482
- Composite
- 45.1/100
- National rank
- #2690
- State rank
- #24 of 73 in FL
Livability — Stuart
- Score
- 84/100
- State rank
- #39
- US rank
- #790
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Stuart, FL
- County
- Martin County · 172,383 people
- City population
- 65,812
- Metro
- Port St. Lucie, FL
- Population (ZIP)
- 10,653
- Household income
- $83,929
- Rent vs Own
- Severe rent burden
- 24% of renters
Population outlook (Martin County) Hauer SSP2
- Today (2025)
- 172,383 people
- By 2030
- 180,192 · +4.5%
- By 2040
- 194,114 · +12.6%
- By 2050
- 204,992 · +18.9%
- By 2075
- 229,641 · +33.2%
- By 2100
- 232,146 · +34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Hispanic / Latino 7% Two or more races 5%
- Hispanic origin (detail)
- Puerto Rican 2%
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Martin
- 2024 margin
- Solid R (+31.1) · D 34.1% · R 65.2%
- 2008→2024 swing
- -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
- All cycles
- 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.71%
- Current HPI
- 658.96
- Rent YoY
- —
- Metro
- Port St. Lucie, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+102.9% since first listed14 events — show timeline
- 2026-10-18 Listed $134,900 MCRTC
- 2026-08-19 Listing Removed — MCRTC
- 2026-02-19 Listing Removed — MCRTC
- 2026-02-19 Listing Removed — Beaches MLS
- 2026-02-19 Listed $148,500 MCRTC
- 2026-02-04 Price Changed $149,000 Beaches MLS
- 2026-02-04 Price Changed $149,000 MCRTC
- 2025-08-23 Listed $169,000 MCRTC
- 2025-08-23 Listed $169,000 Beaches MLS
- 2025-05-30 Listing Removed — Beaches MLS
- 2025-02-26 Listed $145,000 Beaches MLS
- 2023-12-19 Sold (Public Records) $110,000 Public Records
- 2016-06-26 Listing Removed — MCRTC
- 2009-09-08 Listed $66,500 MCRTC
Property tax history
+11.9%/yrLatest (2025): $2,785 · -7.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…