6851 Roswell Rd Unit F15 · Sandy Springs, GA 30328

$240,000

3 bd · 2.0 ba · 1,423 sqft · Condo public records · 113 Days on market

Built 1964 $169/sqft · 9% below area Est $271k · 11% under $572/mo HOA · 24% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.6/15.0
• Cash flow +7.9/30.0
• 1% rule +4.9/10.0
• Schools +4.5/10.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• DSCR +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Location location location. Sandy Springs condo close to everything! This is your opportunity to stop renting and step into home ownership. With excellent schools, this home is perfect for the family looking to start building their own generational wealth. This spacious 3-bedroom, 2-bath condo offers the perfect blend of value, comfort, and location - an ideal way to enjoy all that Sandy Springs has to offer at a more approachable price point. Close to shopping, restaurants and City Springs, MARTA and 400, this location can't be beat. This beautifully updated first-floor unit features brand-new LVP flooring throughout, creating a fresh, modern feel from the moment you walk in. The renovated kitchen boasts elegant quartz counter tops, new appliances, and plenty of cabinet space - perfect for everyday living and entertaining alike. The primary suite offers a peaceful retreat with an updated bath, including a newly tiled shower and quartz counter tops for a clean, contemporary finish. Tucked toward the back of the Foxcroft community, this unit provides added privacy and quiet surroundings. Enjoy your morning coffee or unwind in the evening on the enclosed patio, a rare and exceptionally private outdoor space. Because this condo is located at the back of the community, there is plenty of parking for guests and not the level of traffic at the front of the community. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this move-in ready home delivers comfort, updates, and unbeatable value in sought-after Sandy Springs. Seller is offering 4 months of the HOA fee ($572x4) and a Home Warranty is also being offered.

Key facts

• First-floor unit
• New appliances
• Updated kitchen

Tags

• UPDATED KITCHEN
• QUARTZ COUNTER TOPS
• NEW APPLIANCES
• ENCLOSED PATIO
• FIRST-FLOOR UNIT
• LVP FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $240k.

Deal economics

• At list price, monthly cash flow is $-259 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $194k (19.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $237k (1.2% below list).
• Recommended offer: $194k (19.1% below list) — sets the bar for cash-flow.
• Cap rate 5.0% vs local median 2.7% in Sandy Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#45 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A-, commute A-; Watch: amenities F, cost of living F.
• Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.2%/yr); 369 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 113 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 24% of rent.
• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $194,175 (19.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 5.00%
• Cash-on-cash: -4.63%
• DSCR: 0.79
• GRM: 8.4

CMA / ARV

• ARV (median comp): $270,957
• List price: $240,000
• Delta: -11.42%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -28.5%
• Equity multiple: 0.08×
• Total profit: $-62,032
• Equity at exit: $35,785

10-year hold

• IRR: -54.0%
• Equity multiple: -0.50×
• Total profit: $-100,810
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30328

• Rents YoY: -0.2%
• Active inventory: 369
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $2,370 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$201 /mo · $2,417/yr
• Insurance: −$100
• HOA: −$572
• Vacancy / Maint / Mgmt: −$498
• Net cashflow: $-259

Break-even live

Break-even rent $2,699

Max offer price $194,175

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6851 Roswell Rd Atlanta, GA	2.0–3.0	2.0	1525	$2,500	$1.64	24d	3	0.15mi
6851 Roswell Rd Atlanta, GA	2.0–3.0	2.0	1364	$2,500	$1.83	5d	4	0.15mi
6851 Roswell Rd Atlanta, GA	2.0–3.0	2.0	1440	$2,300	$1.60	2d	2	0.15mi
6851 Roswell Rd Atlanta, GA	1.0–3.0	1.0–2.0	1364	$2,500	$1.83	43d	5	0.15mi
550 Abernathy Rd Sandy Springs, GA	2.0	2.0	1280	$1,589	$1.24	1d	5	0.20mi
6925 Roswell Rd Atlanta, GA	1.0–3.0	1.0–2.0	1155	$1,920	$1.66	1d	23	0.32mi
6940 Roswell Rd Unit 8F Atlanta, GA	2.0	1.5	1000	$1,850	$1.85	24d	1	0.34mi
6940 Roswell Rd Atlanta, GA	2.0	1.5	1000	$1,848	$1.85	43d	2	0.34mi
6980 Roswell Rd Atlanta, GA	1.0–2.0	1.0–1.5	892	$2,350	$2.63	43d	4	0.37mi
6543 Beacon Dr Atlanta, GA	3.0	3.5	1608	$4,450	$2.77	18d	1	0.40mi
6900 Roswell Rd Atlanta, GA	2.0–3.0	2.0–2.5	1237	$2,600	$2.10	2d	2	0.41mi
6900 Roswell Rd Atlanta, GA	2.0–3.0	2.5	1379	$2,800	$2.03	20d	1	0.41mi
6901 Glenlake Pkwy Atlanta, GA	1.0–3.0	1.0–2.5	1105	$2,249	$2.03	1d	18	0.46mi
6840 Sunny Brook Ln Atlanta, GA	3.0	2.0	1417	$2,500	$1.76	43d	1	0.51mi
6500 Aria Blvd Atlanta, GA	1.0–2.0	1.0–2.0	1007	$3,513	$3.49	1d	21	0.60mi
6558 Roswell Rd Atlanta, GA	2.0	1.0–2.0	1297	$1,990	$1.53	1d	42	0.69mi
7100 Roswell Rd Atlanta, GA	1.0–3.0	1.0–2.0	1192	$1,999	$1.68	43d	1	0.72mi
901 Abernathy Rd NE Unit 1 Atlanta, GA	2.0	2.0	1002	$2,100	$2.10	2d	1	0.76mi
613 Granville Ct Atlanta, GA	2.0	2.0	1032	$1,900	$1.84	24d	1	0.84mi
310 Granville Ct Unit 310 Atlanta, GA	2.0	2.0	1032	$1,800	$1.74	5d	1	0.84mi
640 Granville Ct Atlanta, GA	2.0	2.0	1032	$1,875	$1.82	24d	1	0.84mi
612 Granville Ct Atlanta, GA	2.0	2.0	1032	$1,750	$1.70	4d	1	0.84mi
601 Abingdon Way Atlanta, GA	2.0	2.0	1400	$1,800	$1.29	5d	1	0.85mi
6850 Peachtree Dunwoody Rd Atlanta, GA	2.0	2.0	1250	$2,353	$1.88	24d	1	0.96mi
6850 Peachtree Dunwoody Rd Atlanta, GA	2.0	2.0	1395	$2,384	$1.71	43d	1	0.96mi
7260 Roswell Rd Sandy Springs, GA	2.0	1.0–2.0	895	$2,811	$3.14	2d	24	0.97mi
7150 W Peachtree Dunwoody Rd Atlanta, GA	3.0	1.0–2.0	966	$2,730	$2.83	1d	34	1.01mi
6670 Castleton Dr Atlanta, GA	3.0	2.0	1685	$3,000	$1.78	43d	1	1.08mi
7200 Peachtree Dunwoody Rd Atlanta, GA	1.0–3.0	1.0–2.0	1083	$1,840	$1.70	2d	9	1.19mi
750 Dalrymple Rd Unit 2B Atlanta, GA	3.0	2.0	1820	$2,000	$1.10	43d	1	1.20mi
100 Preston Woods Trl Atlanta, GA	1.0–3.0	1.0–2.0	1171	$2,251	$1.92	1d	13	1.21mi
6400 Blue Stone Rd Sandy Springs, GA	1.0–2.0	1.0–2.0	893	$2,727	$3.05	12d	1	1.21mi
6400 Blue Stone Rd Sandy Springs, GA	1.0–2.0	1.0–2.0	893	$2,836	$3.18	2d	4	1.21mi
381 Hilderbrand Dr Atlanta, GA	2.0	1.0	1061	$2,400	$2.26	43d	1	1.23mi
6300 Blue Stone Rd Atlanta, GA	1.0–3.0	1.0–2.0	1058	$4,036	$3.81	1d	19	1.25mi
6125 Roswell Rd Atlanta, GA	1.0–3.0	1.0–3.0	1170	$3,105	$2.65	1d	15	1.28mi
1265 Mount Vernon Hwy Atlanta, GA	1.0–3.0	1.0–2.0	1169	$2,484	$2.12	1d	25	1.33mi
6075 Harleston Rd Atlanta, GA	3.0	2.0	1600	$3,200	$2.00	18d	1	1.33mi
6355 Peachtree Dunwoody Rd Atlanta, GA	1.0–2.0	1.0–2.0	1210	$2,723	$2.25	1d	8	1.36mi
7227 Peachtree Dunwoody Rd Atlanta, GA	1.0–2.0	1.0–2.0	850	$1,970	$2.32	2d	14	1.36mi

HOA detail condo

• Monthly dues: $572 · $6,864/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 39 events

1. 2026-06-18
   days on market $240,000 Active 113 DOM
2. 2026-06-17
   days on market $240,000 Active 112 DOM
3. 2026-06-16
   days on market $240,000 Active 111 DOM
4. 2026-06-15
   days on market $240,000 Active 110 DOM
5. 2026-06-13
   days on market $240,000 Active 108 DOM
6. 2026-06-09
   days on market $240,000 Active 104 DOM
7. 2026-06-08
   days on market $240,000 Active 103 DOM
8. 2026-06-07
   days on market $240,000 Active 102 DOM
9. 2026-06-04
   days on market $240,000 Active 99 DOM
10. 2026-06-03
    days on market $240,000 Active 98 DOM
11. 2026-06-01
    days on market $240,000 Active 96 DOM
12. 2026-05-31
    days on market $240,000 Active 95 DOM
13. 2026-02-24
    listed $240,000 New 1678-char remark

    Show marketing remark (1696 chars)

    Location location location. Sandy Springs condo close to everything! This is your opportunity to stop renting and step into home ownership. With excellent schools, this home is perfect for the family looking to start building their own generational wealth. This spacious 3-bedroom, 2-bath condo offers the perfect blend of value, comfort, and location — an ideal way to enjoy all that Sandy Springs has to offer at a more approachable price point. Close to shopping, restaurants and City Springs, MARTA and 400, this location can’t be beat. This beautifully updated first-floor unit features brand-new LVP flooring throughout, creating a fresh, modern feel from the moment you walk in. The renovated kitchen boasts elegant quartz counter tops, new appliances, and plenty of cabinet space — perfect for everyday living and entertaining alike. The primary suite offers a peaceful retreat with an updated bath, including a newly tiled shower and quartz counter tops for a clean, contemporary finish. Tucked toward the back of the Foxcroft community, this unit provides added privacy and quiet surroundings. Enjoy your morning coffee or unwind in the evening on the enclosed patio, a rare and exceptionally private outdoor space. Because this condo is located at the back of the community, there is plenty of parking for guests and not the level of traffic at the front of the community. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this move-in ready home delivers comfort, updates, and unbeatable value in sought-after Sandy Springs. Seller is offering 4 months of the HOA fee ($572x4) and a Home Warranty is also being offered.

14. 2026-02-24
    listed $240,000 Active 1696-char remark

    Show marketing remark (1696 chars)

    Location location location. Sandy Springs condo close to everything! This is your opportunity to stop renting and step into home ownership. With excellent schools, this home is perfect for the family looking to start building their own generational wealth. This spacious 3-bedroom, 2-bath condo offers the perfect blend of value, comfort, and location — an ideal way to enjoy all that Sandy Springs has to offer at a more approachable price point. Close to shopping, restaurants and City Springs, MARTA and 400, this location can’t be beat. This beautifully updated first-floor unit features brand-new LVP flooring throughout, creating a fresh, modern feel from the moment you walk in. The renovated kitchen boasts elegant quartz counter tops, new appliances, and plenty of cabinet space — perfect for everyday living and entertaining alike. The primary suite offers a peaceful retreat with an updated bath, including a newly tiled shower and quartz counter tops for a clean, contemporary finish. Tucked toward the back of the Foxcroft community, this unit provides added privacy and quiet surroundings. Enjoy your morning coffee or unwind in the evening on the enclosed patio, a rare and exceptionally private outdoor space. Because this condo is located at the back of the community, there is plenty of parking for guests and not the level of traffic at the front of the community. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this move-in ready home delivers comfort, updates, and unbeatable value in sought-after Sandy Springs. Seller is offering 4 months of the HOA fee ($572x4) and a Home Warranty is also being offered.

15. 2024-01-16
    soldstatus $244,900
16. 2024-01-12
    soldstatus $244,900 Sold
17. 2024-01-12
    soldstatus $244,900 Closed
18. 2024-01-03
    status Under Contract
19. 2023-12-28
    status Pending
20. 2023-12-19
    historical Active Under Contract
21. 2023-12-10
    listed $244,900 New
22. 2023-12-10
    listed $244,900 Active
23. 2021-06-23
    soldstatus $190,000
24. 2021-06-11
    soldstatus $190,000 Closed
25. 2021-06-11
    soldstatus $190,000 Sold
26. 2021-06-07
    status Under Contract
27. 2021-06-07
    status Pending
28. 2021-06-04
    status Back on Market
29. 2021-05-31
    status Active
30. 2021-05-20
    status Pending
31. 2021-05-14
    status Under Contract
32. 2021-05-14
    historical Active Under Contract
33. 2021-05-07
    status Active
34. 2021-05-07
    status Back on Market
35. 2021-05-03
    historical Active Under Contract
36. 2021-05-03
    status Under Contract
37. 2021-04-23
    listed $185,900 Active
38. 2021-04-23
    listed $185,900 New
39. 2000-10-04
    soldstatus $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $2,417 · $201/mo
• Projected year-2 tax: $2,417 · $201/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,445
• − Mortgage interest: −$13,444
• − Property taxes: −$2,417
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,276
• − Management: −$2,276
• − HOA: −$6,864
• − Depreciation: −$6,982
• Taxable loss: −$7,013
• Est. tax savings @ 24.0%: +$1,683
• After-tax cash flow: $-1,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fulton County
• NCES district ID: 1302280
• Math proficiency: 49% ▼ -2.00%
• Reading proficiency: 53% ▬ 0.00%
• Median HH income: $68,035
• Composite: 45.33/100
• National rank: #2640
• State rank: #12 of 174 in GA

Livability — Sandy Springs

• Score: 73/100
• State rank: #45
• US rank: #5106

Category grades

Amenities F Commute A- Cost of living F Crime A- Employment A+ Housing B- Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sandy Springs, GA
• County: Fulton County · 1,094,430 people
• City population: 108,027
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 39,508
• Household income: $112,111
• Rent vs Own: 46.1% rent · 53.9% own
• Severe rent burden: 1884.0

Population outlook (Fulton County) Hauer SSP2

• Today (2025): 1,203,707 people
• By 2030: 1,299,706 · +8.0%
• By 2040: 1,488,256 · +23.6%
• By 2050: 1,664,580 · +38.3%
• By 2075: 2,036,072 · +69.2%
• By 2100: 2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 59% Black 18% Asian 12% Two or more races 8% Hispanic / Latino 7%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Romanian 3% Italian 3% Slovak 3%
• Foreign-born: 17% · Canada, China, South Korea
• Languages at home: 81% English-only · Other Indo-European 5% Spanish 4% Other Asian/Pacific 4%

Political lean MEDSL · Fulton

• 2024 margin: Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
• 2008→2024 swing: +9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
• All cycles: 2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -361.92%
• Current HPI: 238.4936
• Rent YoY: ▼ -0.24%
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+108.7% since first listed

27 events — show timeline

• 2026-02-24 Listed $240,000 FMLS
• 2026-02-24 Listed $240,000 GAMLS
• 2024-01-16 Sold (Public Records) $244,900 Public Records
• 2024-01-12 Sold (MLS) $244,900 FMLS
• 2024-01-12 Sold (MLS) $244,900 GAMLS
• 2024-01-03 Pending — GAMLS
• 2023-12-28 Pending — FMLS
• 2023-12-19 Contingent — FMLS
• 2023-12-10 Listed $244,900 FMLS
• 2023-12-10 Listed $244,900 GAMLS
• 2021-06-23 Sold (Public Records) $190,000 Public Records
• 2021-06-11 Sold (MLS) $190,000 GAMLS
• 2021-06-11 Sold (MLS) $190,000 FMLS
• 2021-06-07 Pending — GAMLS
• 2021-06-07 Pending — FMLS
• 2021-06-04 Relisted — GAMLS
• 2021-05-31 Relisted — FMLS
• 2021-05-20 Pending — FMLS
• 2021-05-14 Pending — GAMLS
• 2021-05-14 Contingent — FMLS
• 2021-05-07 Relisted — FMLS
• 2021-05-07 Relisted — GAMLS
• 2021-05-03 Contingent — FMLS
• 2021-05-03 Pending — GAMLS
• 2021-04-23 Listed $185,900 GAMLS
• 2021-04-23 Listed $185,900 FMLS
• 2000-10-04 Sold (Public Records) $115,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $2,417 · -23.7% YoY. Source: county tax records.