519 W Taylor St #214 · Santa Maria, CA 93458

$185,000

2 bd · 2.0 ba · 1,830 sqft · Manufactured public records · 30 Days on market

Built 1984 1,958 sqft lot Est $232k · 20% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.1/10.0
• Livability +3.6/5.0
• Rent growth +3.1/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Introducing ''Casa Grande Retreat,'' nestled within the desirable Casa Grande Mobile Estates community. This spacious triple-wide home offers 2 bedrooms, 2 bathrooms, a covered 2-car carport, and nearby guest parking for added convenience. Inside, you're welcomed by a bright, open-concept living room featuring plush carpeting, abundant natural light, and an inviting flow that creates a comfortable everyday living environment. Just beyond, the family room serves as a cozy gathering space, complete with a fireplace, built-in shelving, a wet bar, large windows, and a ceiling fan--creating an ideal setting for entertaining or relaxing evenings at home. The kitchen is designed with functionality in mind, offering ample cabinetry and storage, cooktop, a built-in oven, dishwasher, and a window above the sink. The adjacent dining area connects seamlessly, making it well-suited for both daily use and entertaining. Continuing through the home, the primary suite features a spacious layout with a ceiling fan, generous closet space including a walk-in closet, and an en suite bathroom with a double vanity, soaking tub, walk-in shower, and additional cabinetry. Down the hall, an additional bedroom provides natural light and flexibility, along with a nearby full bathroom featuring a vanity, shower, and extra storage. A dedicated laundry area includes a sink and extensive cabinetry for added convenience. Step outside to a covered patio and private shed, offering a practical outdoor space for relaxation or storage. Casa Grande Mobile Estates residents enjoy a variety of amenities, including a clubhouse, pool, spa, pool hall, library, and meeting room. Space rent includes trash and sewer. Conveniently located with easy access to Highway 101, shopping, and dining, this home combines comfort, space, and accessibility.

Key facts

• 1,958 sq ft lot
• 2 parking spots
• Community pool

Property features AI

Finance

• Other: Rent includes trash and sewer
• Financial info: Land lease (monthly) paid to seller
• HOA & community: Senior community; Community amenities include pool, spa, clubhouse, meeting room, and golf; Community features: golf course and sidewalks; Park name: Casa Grande Mobile Estates; Manager approval required; Pet rules (contact for details)

Exterior

• Parking: Attached carport (2 spaces); Concrete paved driveway; Covered parking and guest parking available; RV parking available for a fee
• Security: Gated community; Resident manager on site
• Utilities: Public / district water; Public sewer (sewer connected); Standard electric service (electricity connected); Natural gas connected; Cable available; Telephone in street
• Home design: Single-story mobile home (Baywood model); Raised foundation; Entry facing front; Located in a private, paved-road community
• Construction: Wood and concrete construction with drywall interior walls; Composition / asphalt shingle roof; Year built per assessor
• Exterior features: Covered front porch on concrete slab; Patio (covered); Rain gutters; Wood fencing; Level with street lot; One shed on property; In-ground community pool (heated)

Interior

• Kitchen: Gas cooktop; Gas range / oven; Refrigerator; Dishwasher; Garbage disposal; Ice maker; Laminate counters; Gas water heater
• Bedrooms: Primary bedroom on main floor; All bedrooms on ground level; Walk-in closet in primary bedroom
• Flooring: Carpet
• Bathrooms: Two full bathrooms; Master bathroom with double sinks; Separate tub and walk-in shower; Soaking tub
• Heating & cooling: Forced air heating; Natural gas heating; Fireplace
• Interior features: Beamed ceilings; Wet bar / bar area; Built-in shelving/cabinetry; Ceiling fans; Open floor plan; Storage space; One-level living; Front entry
• Laundry & utility: Inside laundry in a dedicated room; Washer included; Dryer included; Gas and electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $185k.

Deal economics

• At list price, monthly cash flow is $630 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $185k).
• Recommended offer: $182k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.4% vs local median 3.5% in Santa Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#202 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: schools F, crime F, cost of living F.
• Santa Maria-Bonita (urban): math 26% / reading 34% proficiency, ranked #1,023 of 1,400 in CA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.3%/yr); 54 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 719 units permitted in Santa Barbara County in 2024 (217 in 5+ unit buildings).
• This rent runs 39% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Santa Barbara County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.3% rent growth), your $52k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $82k; list at $185k implies a 126% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $182,225 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 10.38%
• Cash-on-cash: 14.60%
• DSCR: 1.65
• GRM: 6.4

CMA / ARV

• ARV (on-the-fly): $232,410
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
519 W Taylor St #216	0.02mi	2/2.0	1,830 (0%)	3mo	$284,000	$155	97
519 W Taylor St Spc 286	0.11mi	2/2.0	1,830 (0%)	2mo	$215,000	$117	93
519 W Taylor St #260	0.17mi	2/2.0	1,830 (0%)	10mo	$299,000	$163	83
519 W Taylor St #209	0.05mi	2/2.0	1,830 (0%)	19mo	$233,000	$127	82
519 W Taylor St #293	0.17mi	2/2.0	1,880 (+3%)	9mo	$172,000	$91	80
2155 Sierra Vis	0.24mi	3/2.0 (+1)	1,762 (-4%)	3mo	$305,000	$173	75
519 W Taylor St #371	0.13mi	2/2.0	1,620 (-12%)	6mo	$130,000	$80	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.31% rent growth · sell at horizon

5-year hold

• IRR: 4.3%
• Equity multiple: 1.16×
• Total profit: $8,532
• Equity at exit: $27,584

10-year hold

• IRR: 13.1%
• Equity multiple: 2.01×
• Total profit: $52,522
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93458

• Rents YoY: 2.3%
• Active inventory: 54
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $2,416 medium
• Mortgage (P&I): −$970
• Tax est. 1.5%: −$231 /mo · $2,775/yr
• Insurance: −$77
• HOA: −$0
• Vacancy / Maint / Mgmt: −$507
• Net cashflow: $630

Break-even live

Break-even rent $1,618

Max offer price $185,000

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
Lynne Dr Santa Maria, CA	3.0	2.5	1264	$3,000	$2.37	14d	1	0.99mi

Listing history 39 events

1. 2026-06-18
   days on market $185,000 Active 30 DOM
2. 2026-06-17
   days on market $185,000 Active 29 DOM
3. 2026-06-16
   days on market $185,000 Active 28 DOM
4. 2026-06-15
   days on market $185,000 Active 27 DOM
5. 2026-06-14
   days on market $185,000 Active 25 DOM
6. 2026-06-13
   days on market $185,000 Active 24 DOM
7. 2026-06-10
   days on market $185,000 Active 22 DOM
8. 2026-06-09
   days on market $185,000 Active 21 DOM
9. 2026-06-08
   days on market $185,000 Active 20 DOM
10. 2026-06-07
    days on market $185,000 Active 19 DOM
11. 2026-06-05
    days on market $185,000 Active 16 DOM
12. 2026-06-03
    days on market $185,000 Active 15 DOM
13. 2026-06-02
    days on market $185,000 Active 14 DOM
14. 2026-06-01
    days on market $185,000 Active 13 DOM
15. 2026-05-31
    days on market $185,000 Active 12 DOM
16. 2026-05-30
    days on market $185,000 Active 11 DOM
17. 2026-05-19
    listed $185,000 Active

    Show marketing remark (1828 chars)

    Introducing ''Casa Grande Retreat,'' nestled within the desirable Casa Grande Mobile Estates community. This spacious triple-wide home offers 2 bedrooms, 2 bathrooms, a covered 2-car carport, and nearby guest parking for added convenience. Inside, you're welcomed by a bright, open-concept living room featuring plush carpeting, abundant natural light, and an inviting flow that creates a comfortable everyday living environment. Just beyond, the family room serves as a cozy gathering space, complete with a fireplace, built-in shelving, a wet bar, large windows, and a ceiling fan--creating an ideal setting for entertaining or relaxing evenings at home. The kitchen is designed with functionality in mind, offering ample cabinetry and storage, cooktop, a built-in oven, dishwasher, and a window above the sink. The adjacent dining area connects seamlessly, making it well-suited for both daily use and entertaining. Continuing through the home, the primary suite features a spacious layout with a ceiling fan, generous closet space including a walk-in closet, and an en suite bathroom with a double vanity, soaking tub, walk-in shower, and additional cabinetry. Down the hall, an additional bedroom provides natural light and flexibility, along with a nearby full bathroom featuring a vanity, shower, and extra storage. A dedicated laundry area includes a sink and extensive cabinetry for added convenience. Step outside to a covered patio and private shed, offering a practical outdoor space for relaxation or storage. Casa Grande Mobile Estates residents enjoy a variety of amenities, including a clubhouse, pool, spa, pool hall, library, and meeting room. Space rent includes trash and sewer. Conveniently located with easy access to Highway 101, shopping, and dining, this home combines comfort, space, and accessibility.

18. 2026-05-19
    listed $185,000 Active 1828-char remark

    Show marketing remark (1828 chars)

    Introducing ''Casa Grande Retreat,'' nestled within the desirable Casa Grande Mobile Estates community. This spacious triple-wide home offers 2 bedrooms, 2 bathrooms, a covered 2-car carport, and nearby guest parking for added convenience. Inside, you're welcomed by a bright, open-concept living room featuring plush carpeting, abundant natural light, and an inviting flow that creates a comfortable everyday living environment. Just beyond, the family room serves as a cozy gathering space, complete with a fireplace, built-in shelving, a wet bar, large windows, and a ceiling fan--creating an ideal setting for entertaining or relaxing evenings at home. The kitchen is designed with functionality in mind, offering ample cabinetry and storage, cooktop, a built-in oven, dishwasher, and a window above the sink. The adjacent dining area connects seamlessly, making it well-suited for both daily use and entertaining. Continuing through the home, the primary suite features a spacious layout with a ceiling fan, generous closet space including a walk-in closet, and an en suite bathroom with a double vanity, soaking tub, walk-in shower, and additional cabinetry. Down the hall, an additional bedroom provides natural light and flexibility, along with a nearby full bathroom featuring a vanity, shower, and extra storage. A dedicated laundry area includes a sink and extensive cabinetry for added convenience. Step outside to a covered patio and private shed, offering a practical outdoor space for relaxation or storage. Casa Grande Mobile Estates residents enjoy a variety of amenities, including a clubhouse, pool, spa, pool hall, library, and meeting room. Space rent includes trash and sewer. Conveniently located with easy access to Highway 101, shopping, and dining, this home combines comfort, space, and accessibility.

19. 2026-05-16
    historical $185,000
20. 2026-05-15
    historical $185,000 1828-char remark

    Show marketing remark (1828 chars)

    Introducing ''Casa Grande Retreat,'' nestled within the desirable Casa Grande Mobile Estates community. This spacious triple-wide home offers 2 bedrooms, 2 bathrooms, a covered 2-car carport, and nearby guest parking for added convenience. Inside, you're welcomed by a bright, open-concept living room featuring plush carpeting, abundant natural light, and an inviting flow that creates a comfortable everyday living environment. Just beyond, the family room serves as a cozy gathering space, complete with a fireplace, built-in shelving, a wet bar, large windows, and a ceiling fan--creating an ideal setting for entertaining or relaxing evenings at home. The kitchen is designed with functionality in mind, offering ample cabinetry and storage, cooktop, a built-in oven, dishwasher, and a window above the sink. The adjacent dining area connects seamlessly, making it well-suited for both daily use and entertaining. Continuing through the home, the primary suite features a spacious layout with a ceiling fan, generous closet space including a walk-in closet, and an en suite bathroom with a double vanity, soaking tub, walk-in shower, and additional cabinetry. Down the hall, an additional bedroom provides natural light and flexibility, along with a nearby full bathroom featuring a vanity, shower, and extra storage. A dedicated laundry area includes a sink and extensive cabinetry for added convenience. Step outside to a covered patio and private shed, offering a practical outdoor space for relaxation or storage. Casa Grande Mobile Estates residents enjoy a variety of amenities, including a clubhouse, pool, spa, pool hall, library, and meeting room. Space rent includes trash and sewer. Conveniently located with easy access to Highway 101, shopping, and dining, this home combines comfort, space, and accessibility.

21. 2025-10-06
    historical
22. 2025-06-29
    status Active
23. 2025-06-29
    status Active
24. 2025-06-04
    historical
25. 2025-05-09
    listed Active
26. 2025-05-08
    listed $180,000 Active
27. 2017-12-11
    soldstatus $82,000 Closed
28. 2017-12-11
    soldstatus $82,000 Closed Sale
29. 2017-11-28
    status Pending Sale
30. 2017-11-28
    status Pending
31. 2017-11-14
    price $93,000
32. 2017-11-14
    price $93,000
33. 2017-11-01
    listed $95,000 Active
34. 2017-10-30
    listed $95,000 Active
35. 2017-06-02
    soldstatus $70,000 Closed
36. 2017-04-06
    historical
37. 2017-02-21
    listed $72,000
38. 2007-09-26
    soldstatus $88,000
39. 2007-04-24
    listed $95,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥84°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,993
• − Mortgage interest: −$10,363
• − Property taxes: −$2,775
• − Insurance: −$925
• − Repairs & maintenance: −$2,319
• − Management: −$2,319
• − Depreciation: −$5,382
• Taxable income: $4,910
• Est. tax owed @ 24.0%: −$1,178
• After-tax cash flow: $6,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Maria-Bonita
• NCES district ID: 0605580
• Math proficiency: 26% ▲ 3.00%
• Reading proficiency: 34% ▲ 3.00%
• Median HH income: $50,959
• Composite: 29.11/100
• National rank: #11891
• State rank: #1023 of 1400 in CA

Livability — Santa Maria

• Score: 71/100
• State rank: #202
• US rank: #6519

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment B Housing A- Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Santa Maria, CA
• County: Santa Barbara County · 410,380 people
• City population: 145,655
• Metro: Santa Maria-Santa Barbara, CA
• Population (ZIP): 59,148
• Household income: $75,257
• Rent vs Own: 57.1% rent · 42.9% own
• Severe rent burden: 2583.0

Population outlook (Santa Barbara County) Hauer SSP2

• Today (2025): 484,679 people
• By 2030: 505,323 · +4.3%
• By 2040: 545,783 · +12.6%
• By 2050: 584,263 · +20.5%
• By 2075: 682,586 · +40.8%
• By 2100: 723,188 · +49.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (87%)
• Race & ethnicity: Hispanic / Latino 87% Two or more races 41% White 8% Asian 4% Native American 4%
• Hispanic origin (detail): Mexican 83%
• Common ancestry: Lithuanian 1%
• Foreign-born: 40% · Canada, Jamaica
• Languages at home: 21% English-only · Spanish 72% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · Santa Barbara

• 2024 margin: Strong D (+26.7) · D 61.8% · R 35.1% · Other 3.1%
• 2008→2024 swing: +3.8pp toward D · 2008: 22.9pp · 2024: 26.7pp
• All cycles: 2024: D+26.7 2020: D+32.1 2016: D+28.2 2012: D+17.1 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -422.91%
• Current HPI: 347.9281
• Rent YoY: ▲ 2.31%
• Metro: Santa Maria-Santa Barbara, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+94.7% since first listed

23 events — show timeline

• 2026-05-19 Listed $185,000 CRMLS
• 2026-05-19 Listed $185,000 NSBCRMLS
• 2026-05-16 Coming Soon $185,000 CRMLS
• 2026-05-15 Coming Soon $185,000 NSBCRMLS
• 2025-10-06 Listing Removed — NSBCRMLS
• 2025-06-29 Relisted — NSBCRMLS
• 2025-06-29 Relisted — TheMLS
• 2025-06-04 Listing Removed — NSBCRMLS
• 2025-05-09 Listed — TheMLS
• 2025-05-08 Listed $180,000 NSBCRMLS
• 2017-12-11 Sold (MLS) $82,000 CRMLS
• 2017-12-11 Sold (MLS) $82,000 NSBCRMLS
• 2017-11-28 Pending — CRMLS
• 2017-11-28 Pending — NSBCRMLS
• 2017-11-14 Price Changed $93,000 NSBCRMLS
• 2017-11-14 Price Changed $93,000 CRMLS
• 2017-11-01 Listed $95,000 CRMLS
• 2017-10-30 Listed $95,000 NSBCRMLS
• 2017-06-02 Sold (MLS) $70,000 NSBCRMLS
• 2017-04-06 Listing Removed — NSBCRMLS
• 2017-02-21 Listed $72,000 NSBCRMLS
• 2007-09-26 Sold (MLS) $88,000 NSBCRMLS
• 2007-04-24 Listed $95,000 NSBCRMLS

Property tax history

-3.7%/yr

Latest (2025): $241 · +4.5% YoY. Source: county tax records.