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1813 Robinson Dr
B- Composite 69.1
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +3.5/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

1813 Robinson Dr · Haines City, FL 33844
3 bd · 1.0 ba · 1,418 sqft · SingleFamily public records · 491 Days on market
Built 1930 5,670 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all investors! This 1930 home offers an excellent opportunity for renovation or rental income. With over 1,400 square feet of living space, this property features 3 bedrooms, 2 bathrooms, and plenty of potential. The classic block home with original character provide a solid foundation for restoration or updates. Located in a revitalized area, this property is perfect for investors looking to capitalize on the neighborhood’s growth. Whether you're planning to flip or hold as a rental, this home has the layout and potential for a great return on investment. Don’t miss this opportunity—schedule a showing today! Seller will create a package deal and included lots 1 &

Key facts

  • 5,670 sq ft lot
  • Built 1930
  • Listed 491 days

Property features AI

Finance

  • Other: Property type: Residential — Single Family Residence; Zoning: R-2; Lot size about 0.13 acres (approximately 527 m²); Living area about 1,418 square feet
  • Financial info: No lease restrictions reported
  • HOA & community: No HOA/association reported

Exterior

  • Parking: Directions provided for access (see listing for details)
  • Utilities: Public water; Public sewer; Public utilities
  • Home design: Single-family residence; One story; Faces southwest
  • Construction: Block construction; Metal roof; Block foundation; Built on one level
  • Exterior features: Sidewalk

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Other flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No notable interior features reported
  • Laundry & utility: Laundry features: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $634 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#285 in FL, #4,575 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D, amenities F, commute F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.2%/yr); 1333 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.2% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 491 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $49k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 491 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
11.36%
Cash-on-cash
18.11%
DSCR
1.81
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.16% rent growth · sell at horizon

5-year hold
IRR
7.6%
Equity multiple
1.29×
Total profit
$12,241
Equity at exit
$22,365
10-year hold
IRR
15.2%
Equity multiple
2.13×
Total profit
$47,536
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33844

Home prices YoY
-26.7%
Rents YoY
1.2%
Active inventory
1333
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$2,120 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$192 /mo · $2,307/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$445
Net cashflow
$634

Break-even live

Break-even rent $1,318
Max offer price $150,000
Occupancy floor 65%

Sensitivity live

Price -10% $719 -5% $676 +0% $634 +5% $591 +10% $549
Rent -10% $466 -5% $550 +0% $634 +5% $718 +10% $801
Rate -1.0pp $709 -0.5pp $672 base $634 +0.5pp $595 +1.0pp $555

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1339 Madison Cir Haines City, FL 3.0 2.0 1450 $1,990 $1.37 22d 1 0.66mi
1336 Madison Cir Haines City, FL 4.0 2.0 1733 $2,800 $1.62 24d 1 0.68mi
1916 Verano Dr Unit 1916B Haines City, FL 2.0 2.0 1000 $1,400 $1.40 24d 1 0.73mi
1916 Verano Dr Unit 1916C Haines City, FL 4.0 3.0 1727 $1,900 $1.10 24d 1 0.73mi
375 Boardwalk Ave Haines City, FL 3.0 2.0 1725 $2,350 $1.36 15d 1 0.74mi
1123 Patriot Loop Haines City, FL 4.0 2.0 1807 $2,150 $1.19 15d 1 0.75mi
128 Arlington Square Ct Haines City, FL 3.0 2.0 1465 $2,300 $1.57 15d 1 0.81mi
1931 Trinity Cir Haines City, FL 4.0 2.0 1650 $1,500 $0.91 24d 1 0.87mi
1313 Tank Trl Haines City, FL 3.0 2.0 1450 $2,095 $1.44 24d 1 0.88mi
963 E Main St Haines City, FL 4.0 2.5 1545 $1,700 $1.10 15d 1 0.92mi
768 Richmond Estate Ave Haines City, FL 4.0 2.0 1776 $1,995 $1.12 24d 1 0.94mi
570 Feltrim Manor Rd Haines City, FL 4.0 2.0 1830 $2,400 $1.31 24d 1 1.07mi
662 Fairview Ave Haines City, FL 4.0 2.0 1776 $1,995 $1.12 4d 1 1.16mi
401 W Florida Ave Haines City, FL 3.0 2.0 1400 $1,649 $1.18 15d 2 1.20mi
660 Tanaro Ln Haines City, FL 4.0 2.0 1848 $2,000 $1.08 24d 1 1.22mi
3139 Cedar Crossing Blvd Haines City, FL 3.0 2.0 1506 $1,795 $1.19 4d 1 1.23mi
148 Roseville Dr Haines City, FL 3.0 2.0 1631 $1,799 $1.10 15d 1 1.23mi
755 Staffora St Haines City, FL 3.0 2.0 1555 $1,799 $1.16 24d 1 1.24mi
751 Staffora St Haines City, FL 4.0 2.0 1848 $2,300 $1.24 24d 1 1.25mi
815 Ofanto Way Haines City, FL 3.0 2.0 1560 $2,500 $1.60 4d 1 1.30mi
504 N 7th St Haines City, FL 3.0 2.0 1309 $1,870 $1.43 4d 1 1.37mi

Listing history 29 events

  1. 2026-06-18
    days on market $150,000 Active 491 DOM
  2. 2026-06-17
    days on market $150,000 Active 490 DOM
  3. 2026-06-16
    days on market $150,000 Active 489 DOM
  4. 2026-06-15
    days on market $150,000 Active 488 DOM
  5. 2026-06-13
    days on market $150,000 Active 486 DOM
  6. 2026-06-10
    days on market $150,000 Active 483 DOM
  7. 2026-06-09
    days on market $150,000 Active 482 DOM
  8. 2026-06-08
    days on market $150,000 Active 481 DOM
  9. 2026-06-07
    days on market $150,000 Active 480 DOM
  10. 2026-06-05
    days on market $150,000 Active 477 DOM
  11. 2026-06-03
    days on market $150,000 Active 475 DOM
  12. 2026-06-01
    days on market $150,000 Active 474 DOM
  13. 2026-05-31
    days on market $150,000 Active 473 DOM
  14. 2026-05-19
    price $150,000
  15. 2026-04-30
    price $159,000
  16. 2026-04-10
    price $165,000
  17. 2026-02-05
    status Active
  18. 2026-01-03
    status Pending
  19. 2025-12-31
    historical
  20. 2025-07-30
    price $169,000
  21. 2025-03-06
    price $179,000
  22. 2025-02-03
    status Active
  23. 2025-01-30
    status Pending
  24. 2025-01-24
    price $189,000
  25. 2025-01-03
    listed $199,000 Active
  26. 2024-07-10
    soldstatus $150,000
  27. 2022-06-08
    soldstatus $85,000
  28. 2005-02-25
    soldstatus $30,000
  29. 1999-09-09
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,307 · $192/mo
Projected year-2 tax
$2,307 · $192/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,445
− Mortgage interest
−$8,402
− Property taxes
−$2,307
− Insurance
−$750
− Repairs & maintenance
−$2,036
− Management
−$2,036
− Depreciation
−$4,364
Taxable income
$5,551
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,332
After-tax cash flow
$6,273/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Haines City

Score
74/100
State rank
#285
US rank
#4575

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Haines City, FL
County
Polk County · 740,051 people
City population
51,255
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
51,255
Household income
$63,650
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
1107.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 48% White 31% Black 18% Two or more races 12% Asian 1%
Hispanic origin (detail)
Mexican 19% Puerto Rican 19% Cuban 1% Dominican 3%
Common ancestry
Hispanic 4% Lithuanian 1% Romanian 1%
Foreign-born
15% · Canada, Jamaica, Guatemala
Languages at home
55% English-only · Spanish 39% French/Haitian/Cajun 4% Other Indo-European 0%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.94%
Current HPI
291.0798
Rent YoY
▲ 1.16%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+400.0% since first listed
16 events — show timeline
  • 2026-05-19 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-10 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-01-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-12-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-07-30 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-06 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2025-02-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-01-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-01-24 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-03 Listed $199,000 Stellar MLS as Distributed by MLS Grid
  • 2024-07-10 Sold (Public Records) $150,000 Public Records
  • 2022-06-08 Sold (Public Records) $85,000 Public Records
  • 2005-02-25 Sold (Public Records) $30,000 Public Records
  • 1999-09-09 Sold (Public Records) $30,000 Public Records

Property tax history

+10.2%/yr

Latest (2025): $2,307 · -18.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…