1813 Robinson Dr · Haines City, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +3.5/10.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Calling all investors! This 1930 home offers an excellent opportunity for renovation or rental income. With over 1,400 square feet of living space, this property features 3 bedrooms, 2 bathrooms, and plenty of potential. The classic block home with original character provide a solid foundation for restoration or updates. Located in a revitalized area, this property is perfect for investors looking to capitalize on the neighborhood’s growth. Whether you're planning to flip or hold as a rental, this home has the layout and potential for a great return on investment. Don’t miss this opportunity—schedule a showing today! Seller will create a package deal and included lots 1 &
Key facts
- 5,670 sq ft lot
- Built 1930
- Listed 491 days
Property features AI
Finance
- Other: Property type: Residential — Single Family Residence; Zoning: R-2; Lot size about 0.13 acres (approximately 527 m²); Living area about 1,418 square feet
- Financial info: No lease restrictions reported
- HOA & community: No HOA/association reported
Exterior
- Parking: Directions provided for access (see listing for details)
- Utilities: Public water; Public sewer; Public utilities
- Home design: Single-family residence; One story; Faces southwest
- Construction: Block construction; Metal roof; Block foundation; Built on one level
- Exterior features: Sidewalk
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Other flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No notable interior features reported
- Laundry & utility: Laundry features: Other
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $634 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 74/100 on livability (#285 in FL, #4,575 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D, amenities F, commute F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.2%/yr); 1333 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- This rent runs 40% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.2% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 491 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $49k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 491 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 11.36%
- Cash-on-cash
- 18.11%
- DSCR
- 1.81
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.16% rent growth · sell at horizon
- IRR
- 7.6%
- Equity multiple
- 1.29×
- Total profit
- $12,241
- Equity at exit
- $22,365
- IRR
- 15.2%
- Equity multiple
- 2.13×
- Total profit
- $47,536
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33844
- Home prices YoY
- -26.7%
- Rents YoY
- 1.2%
- Active inventory
- 1333
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $2,120 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$192 /mo · $2,307/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$445
- Net cashflow
- $634
Break-even live
Sensitivity live
| Price | -10% $719 | -5% $676 | +0% $634 | +5% $591 | +10% $549 |
|---|---|---|---|---|---|
| Rent | -10% $466 | -5% $550 | +0% $634 | +5% $718 | +10% $801 |
| Rate | -1.0pp $709 | -0.5pp $672 | base $634 | +0.5pp $595 | +1.0pp $555 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1339 Madison Cir Haines City, FL | 3.0 | 2.0 | 1450 | $1,990 | $1.37 | 22d | 1 | 0.66mi |
| 1336 Madison Cir Haines City, FL | 4.0 | 2.0 | 1733 | $2,800 | $1.62 | 24d | 1 | 0.68mi |
| 1916 Verano Dr Unit 1916B Haines City, FL | 2.0 | 2.0 | 1000 | $1,400 | $1.40 | 24d | 1 | 0.73mi |
| 1916 Verano Dr Unit 1916C Haines City, FL | 4.0 | 3.0 | 1727 | $1,900 | $1.10 | 24d | 1 | 0.73mi |
| 375 Boardwalk Ave Haines City, FL | 3.0 | 2.0 | 1725 | $2,350 | $1.36 | 15d | 1 | 0.74mi |
| 1123 Patriot Loop Haines City, FL | 4.0 | 2.0 | 1807 | $2,150 | $1.19 | 15d | 1 | 0.75mi |
| 128 Arlington Square Ct Haines City, FL | 3.0 | 2.0 | 1465 | $2,300 | $1.57 | 15d | 1 | 0.81mi |
| 1931 Trinity Cir Haines City, FL | 4.0 | 2.0 | 1650 | $1,500 | $0.91 | 24d | 1 | 0.87mi |
| 1313 Tank Trl Haines City, FL | 3.0 | 2.0 | 1450 | $2,095 | $1.44 | 24d | 1 | 0.88mi |
| 963 E Main St Haines City, FL | 4.0 | 2.5 | 1545 | $1,700 | $1.10 | 15d | 1 | 0.92mi |
| 768 Richmond Estate Ave Haines City, FL | 4.0 | 2.0 | 1776 | $1,995 | $1.12 | 24d | 1 | 0.94mi |
| 570 Feltrim Manor Rd Haines City, FL | 4.0 | 2.0 | 1830 | $2,400 | $1.31 | 24d | 1 | 1.07mi |
| 662 Fairview Ave Haines City, FL | 4.0 | 2.0 | 1776 | $1,995 | $1.12 | 4d | 1 | 1.16mi |
| 401 W Florida Ave Haines City, FL | 3.0 | 2.0 | 1400 | $1,649 | $1.18 | 15d | 2 | 1.20mi |
| 660 Tanaro Ln Haines City, FL | 4.0 | 2.0 | 1848 | $2,000 | $1.08 | 24d | 1 | 1.22mi |
| 3139 Cedar Crossing Blvd Haines City, FL | 3.0 | 2.0 | 1506 | $1,795 | $1.19 | 4d | 1 | 1.23mi |
| 148 Roseville Dr Haines City, FL | 3.0 | 2.0 | 1631 | $1,799 | $1.10 | 15d | 1 | 1.23mi |
| 755 Staffora St Haines City, FL | 3.0 | 2.0 | 1555 | $1,799 | $1.16 | 24d | 1 | 1.24mi |
| 751 Staffora St Haines City, FL | 4.0 | 2.0 | 1848 | $2,300 | $1.24 | 24d | 1 | 1.25mi |
| 815 Ofanto Way Haines City, FL | 3.0 | 2.0 | 1560 | $2,500 | $1.60 | 4d | 1 | 1.30mi |
| 504 N 7th St Haines City, FL | 3.0 | 2.0 | 1309 | $1,870 | $1.43 | 4d | 1 | 1.37mi |
Listing history 29 events
-
2026-06-18days on market $150,000 Active 491 DOM
-
2026-06-17days on market $150,000 Active 490 DOM
-
2026-06-16days on market $150,000 Active 489 DOM
-
2026-06-15days on market $150,000 Active 488 DOM
-
2026-06-13days on market $150,000 Active 486 DOM
-
2026-06-10days on market $150,000 Active 483 DOM
-
2026-06-09days on market $150,000 Active 482 DOM
-
2026-06-08days on market $150,000 Active 481 DOM
-
2026-06-07days on market $150,000 Active 480 DOM
-
2026-06-05days on market $150,000 Active 477 DOM
-
2026-06-03days on market $150,000 Active 475 DOM
-
2026-06-01days on market $150,000 Active 474 DOM
-
2026-05-31days on market $150,000 Active 473 DOM
-
2026-05-19price $150,000
-
2026-04-30price $159,000
-
2026-04-10price $165,000
-
2026-02-05status Active
-
2026-01-03status Pending
-
2025-12-31historical
-
2025-07-30price $169,000
-
2025-03-06price $179,000
-
2025-02-03status Active
-
2025-01-30status Pending
-
2025-01-24price $189,000
-
2025-01-03$199,000 Active
-
2024-07-10soldstatus $150,000
-
2022-06-08soldstatus $85,000
-
2005-02-25soldstatus $30,000
-
1999-09-09soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,307 · $192/mo
- Projected year-2 tax
- $2,307 · $192/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,445
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,307
- − Insurance
- −$750
- − Repairs & maintenance
- −$2,036
- − Management
- −$2,036
- − Depreciation
- −$4,364
- Taxable income
- $5,551
- Est. tax owed @ 24.0%
- −$1,332
- After-tax cash flow
- $6,273/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
Livability — Haines City
- Score
- 74/100
- State rank
- #285
- US rank
- #4575
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Haines City, FL
- County
- Polk County · 740,051 people
- City population
- 51,255
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 51,255
- Household income
- $63,650
- Rent vs Own
- Severe rent burden
- 1107.0
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 48% White 31% Black 18% Two or more races 12% Asian 1%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 19% Cuban 1% Dominican 3%
- Common ancestry
- Hispanic 4% Lithuanian 1% Romanian 1%
- Foreign-born
- 15% · Canada, Jamaica, Guatemala
- Languages at home
- 55% English-only · Spanish 39% French/Haitian/Cajun 4% Other Indo-European 0%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.94%
- Current HPI
- 291.0798
- Rent YoY
- ▲ 1.16%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+400.0% since first listed16 events — show timeline
- 2026-05-19 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-30 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-10 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-12-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-07-30 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-06 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-03 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-01-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-01-24 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-03 Listed $199,000 Stellar MLS as Distributed by MLS Grid
- 2024-07-10 Sold (Public Records) $150,000 Public Records
- 2022-06-08 Sold (Public Records) $85,000 Public Records
- 2005-02-25 Sold (Public Records) $30,000 Public Records
- 1999-09-09 Sold (Public Records) $30,000 Public Records
Property tax history
+10.2%/yrLatest (2025): $2,307 · -18.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…