810 Vallotton Dr · Valdosta, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.8/10.0
- ARV discount +5.6/15.0
- Rent growth +4.6/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$77,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investment property currently vacant.
Key facts
- 8,712 sq ft lot
- Built 1957
- Listed 106 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $78k.
Deal economics
- At list price, monthly cash flow is $292 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($995 rent vs $78k).
- Recommended offer: $71k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
- Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+8.3%/yr); 198 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $54k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 10.79%
- Cash-on-cash
- 16.04%
- DSCR
- 1.71
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $74,821
- List price
- $77,900
- Delta
- 4.12%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 736 Lausanne Dr | 0.12mi | 3/1.0 (+1) | 1,105 (+2%) | 4mo | $66,000 | $60 | 83 |
| 722 E Jane St | 0.31mi | 3/1.0 (+1) | 1,044 (-4%) | 1mo | $76,500 | $73 | 74 |
| 1507 Vallotton Dr | 0.15mi | 3/1.0 (+1) | 1,016 (-6%) | 8mo | $90,000 | $89 | 71 |
| 805 Ponderosa Dr | 0.51mi | 3/1.0 (+1) | 1,066 (-2%) | 1mo | $55,000 | $52 | 68 |
| 1708 N Barack Obama Blvd | 0.30mi | 3/1.5 (+1) | 1,152 (+6%) | 8mo | $74,000 | $64 | 62 |
| 800 Ponderosa Dr | 0.50mi | 3/1.0 (+1) | 1,066 (-2%) | 8mo | $92,000 | $86 | 62 |
| 1706 Clover Dr | 0.41mi | 3/1.0 (+1) | 1,012 (-7%) | 8mo | $70,000 | $69 | 58 |
| 703 E Cranford Ave | 0.64mi | 3/1.0 (+1) | 1,053 (-3%) | 2mo | $158,000 | $150 | 58 |
| 515 E Mary St | 0.59mi | 3/1.0 (+1) | 1,000 (-8%) | 2mo | $94,900 | $95 | 53 |
| 6 Prince Cv | 0.50mi | 3/2.0 (+1) | 1,014 (-6%) | 6mo | $85,000 | $84 | 52 |
| 1803 Charlton St | 0.57mi | 3/2.0 (+1) | 1,170 (+8%) | 5mo | $93,000 | $79 | 47 |
| 1716 N Troup St | 0.51mi | 3/2.0 (+1) | 1,246 (+15%) | 5mo | $179,000 | $144 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 12.2%
- Equity multiple
- 1.51×
- Total profit
- $11,200
- Equity at exit
- $11,615
- IRR
- 24.7%
- Equity multiple
- 3.64×
- Total profit
- $57,564
- Equity at exit
- $6,735
Cash invested: $21,812 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31601
- Home prices YoY
- -31.2%
- Rents YoY
- 8.3%
- Active inventory
- 198
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $995 high interval (Pro) →
- Mortgage (P&I)
- −$409
- Tax from tax record
- −$54 /mo · $645/yr
- Insurance
- −$32
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$209
- Net cashflow
- $292
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,475
- Closing costs
- $2,337
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 803 Lausanne Dr Valdosta, GA | 3.0 | 1.0 | 994 | $1,095 | $1.10 | 43d | 1 | 0.11mi |
| 722 Vallotton Dr Valdosta, GA | 3.0 | 1.0 | 984 | $900 | $0.91 | 43d | 1 | 0.19mi |
| 743 E Brookwood Dr Valdosta, GA | 2.0 | 1.0 | 906 | $895 | $0.99 | 43d | 1 | 0.26mi |
| 1616 E Moore St Apt 19 Valdosta, GA | 2.0 | 1.0 | 1029 | $825 | $0.80 | 43d | 1 | 0.29mi |
| 1503 E Park Ave Valdosta, GA | 1.0–3.0 | 1.0–2.0 | 890 | $1,044 | $1.17 | 43d | 54 | 0.29mi |
| 1701 N Troup St Valdosta, GA | 2.0 | 1.0 | 756 | $750 | $0.99 | 20d | 1 | 0.44mi |
| 1425 E Park Ave Valdosta, GA | 1.0–2.0 | 1.0–2.0 | 917 | $1,095 | $1.19 | 20d | 2 | 0.44mi |
| 1235 Ponderosa Dr Valdosta, GA | 3.0 | 2.0 | 1200 | $1,295 | $1.08 | 20d | 1 | 0.46mi |
| 604 E Brookwood Dr Valdosta, GA | 2.0 | 1.0 | 720 | $995 | $1.38 | 43d | 1 | 0.53mi |
| 1716 Charlton St Valdosta, GA | 2.0 | 1.0 | 833 | $825 | $0.99 | 43d | 1 | 0.58mi |
| 1609 Marion St Unit B Valdosta, GA | 2.0 | 1.0 | 945 | $895 | $0.95 | 20d | 1 | 0.61mi |
| 1109 Timber Line Dr Valdosta, GA | 3.0 | 2.0 | 1436 | $1,300 | $0.91 | 43d | 1 | 0.67mi |
| 720 E Park Ave Unit 6 Valdosta, GA | 2.0 | 1.0 | 850 | $650 | $0.76 | 20d | 1 | 0.69mi |
| 1005 Langdale Dr Unit B Valdosta, GA | 2.0 | 1.0 | 879 | $700 | $0.80 | 20d | 1 | 0.75mi |
| 713 Lakeland Ave Valdosta, GA | 2.0 | 1.0 | 1047 | $895 | $0.85 | 43d | 1 | 0.75mi |
| 1632 Lexington Cir Valdosta, GA | 3.0 | 2.0 | 1104 | $1,395 | $1.26 | 43d | 1 | 0.81mi |
| 2314 Pineview Dr Apt A Valdosta, GA | 2.0 | 1.0 | 940 | $900 | $0.96 | 43d | 1 | 0.92mi |
| 522 Green St Valdosta, GA | 2.0 | 1.0 | 1020 | $900 | $0.88 | 20d | 1 | 0.93mi |
| 304 E Cranford Ave Valdosta, GA | 2.0 | 1.0 | 980 | $850 | $0.87 | 43d | 1 | 0.96mi |
| 207 E Moore St Unit L Valdosta, GA | 1.0 | 1.0 | 850 | $700 | $0.82 | 20d | 1 | 0.98mi |
| 207 E Moore St Unit J Valdosta, GA | 1.0 | 1.0 | 850 | $700 | $0.82 | 43d | 1 | 0.98mi |
| 2205 Bemiss Rd Valdosta, GA | 2.0 | 1.0 | 880 | $1,095 | $1.24 | 43d | 3 | 0.99mi |
| 2324 Sterling Pl Valdosta, GA | 3.0 | 1.0 | 1124 | $1,095 | $0.97 | 20d | 1 | 1.00mi |
| 205 E Adair St Unit 4 Valdosta, GA | 1.0 | 1.0 | 700 | $550 | $0.79 | 43d | 1 | 1.02mi |
| 1506 Slater St Unit 7 Valdosta, GA | 2.0 | 1.5 | 1037 | $695 | $0.67 | 43d | 1 | 1.02mi |
| 1730 Forsyth Pl Unit B Valdosta, GA | 3.0 | 3.0 | 1280 | $1,395 | $1.09 | 43d | 1 | 1.10mi |
| 2709 Pineview Dr Unit A Valdosta, GA | 2.0 | 2.5 | 1000 | $995 | $0.99 | 43d | 1 | 1.13mi |
| 1704 N Patterson St Unit 4 Valdosta, GA | 2.0 | 2.0 | 1100 | $950 | $0.86 | 43d | 1 | 1.18mi |
| 611 Pineview Dr Valdosta, GA | 1.0–3.0 | 1.0–2.5 | 1204 | $1,300 | $1.08 | 20d | 3 | 1.19mi |
| 1010 N Toombs St Valdosta, GA | 2.0 | 1.5 | 1056 | $1,000 | $0.95 | 20d | 3 | 1.21mi |
| 1005 N Oak St Valdosta, GA | 3.0 | 1.0 | 1087 | $795 | $0.73 | 43d | 1 | 1.25mi |
| 200 W Adair St Unit A9 Valdosta, GA | 1.0 | 1.0 | 900 | $895 | $0.99 | 20d | 1 | 1.25mi |
| 1004 N Oak St Valdosta, GA | 1.0–2.0 | 1.0 | 866 | $750 | $0.87 | 20d | 3 | 1.29mi |
| 2305 Bemiss Rd Unit T16 Valdosta, GA | 2.0 | 1.5 | 896 | $850 | $0.95 | 43d | 1 | 1.29mi |
| 1029 Johnson St Valdosta, GA | 2.0 | 1.0 | 986 | $900 | $0.91 | 43d | 1 | 1.30mi |
| 1778 Almond Tree Pl Valdosta, GA | 3.0 | 2.5 | 1336 | $1,300 | $0.97 | 43d | 1 | 1.34mi |
| 200 W Cranford Ave Valdosta, GA | 2.0 | 2.0 | 950 | $1,225 | $1.29 | 20d | 3 | 1.35mi |
| 1717 Largo Cir Valdosta, GA | 3.0 | 2.0 | 1206 | $1,495 | $1.24 | 43d | 1 | 1.37mi |
| 2600 Deborah Dr Valdosta, GA | 3.0 | 1.0 | 1333 | $1,495 | $1.12 | 43d | 1 | 1.44mi |
| 2437 University Dr Valdosta, GA | 3.0 | 1.0 | 879 | $1,175 | $1.34 | 43d | 1 | 1.49mi |
Listing history 9 events
-
2026-02-09$77,900 Active 37-char remark
Show marketing remark (37 chars)
Investment property currently vacant.
-
2025-12-04$84,900 Active
-
2018-06-22soldstatus $54,000
-
2018-06-15soldstatus $18,000
-
2017-10-23$21,200
-
1983-07-28soldstatus $21,200
-
1983-04-05soldstatus $16,400
-
1973-11-01soldstatus $17,200
-
1969-06-25soldstatus $12,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $645 · $54/mo
- Projected year-2 tax
- $717 · $60/mo
- Expected delta
- +$71/yr (+$6/mo · 11.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,945
- − Mortgage interest
- −$4,364
- − Property taxes
- −$645
- − Insurance
- −$390
- − Repairs & maintenance
- −$956
- − Management
- −$956
- − Depreciation
- −$2,266
- Taxable income
- $2,369
- Est. tax owed @ 24.0%
- −$569
- After-tax cash flow
- $2,931/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Valdosta City
- NCES district ID
- 1305310
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $30,634
- Composite
- 14.79/100
- National rank
- #9388
- State rank
- #149 of 174 in GA
Livability — Valdosta
- Score
- 60/100
- State rank
- #392
- US rank
- #19544
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Valdosta, GA
- County
- Lowndes County · 107,801 people
- City population
- 91,859
- Metro
- Valdosta, GA
- Population (ZIP)
- 31,302
- Household income
- $36,111
- Rent vs Own
- Severe rent burden
- 2016.0
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 120,348 people
- By 2030
- 123,469 · +2.6%
- By 2040
- 128,482 · +6.8%
- By 2050
- 131,907 · +9.6%
- By 2075
- 139,080 · +15.6%
- By 2100
- 133,649 · +11.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 1% Italian 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 92% English-only · Spanish 7% Korean 1%
Political lean MEDSL · Lowndes
- 2024 margin
- R (+18.0) · D 40.8% · R 58.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
- All cycles
- 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.12%
- Current HPI
- 121.5948
- Rent YoY
- ▲ 8.34%
- Metro
- Valdosta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+523.2% since first listed9 events — show timeline
- 2026-02-09 Listed $77,900 TBOR
- 2025-12-04 Listed $84,900 TBOR
- 2018-06-22 Sold (Public Records) $54,000 Public Records
- 2018-06-15 Sold (MLS) $18,000 SGMLS
- 2017-10-23 Listed $21,200 SGMLS
- 1983-07-28 Sold (Public Records) $21,200 Public Records
- 1983-04-05 Sold (Public Records) $16,400 Public Records
- 1973-11-01 Sold (Public Records) $17,200 Public Records
- 1969-06-25 Sold (Public Records) $12,500 Public Records
Property tax history
+4.7%/yrLatest (2025): $645 · +25.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…