CashFlowRE
Sign in Sign up
810 Vallotton Dr
C+ Composite 64.99
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • ARV discount +5.6/15.0
  • Rent growth +4.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$77,900

810 Vallotton Dr · Valdosta, GA 31601
2 bd · 1.0 ba · 1,084 sqft · SingleFamily public records · 107 Days on market
Built 1957 8,712 sqft lot $72/sqft · at area comps Est $75k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment property currently vacant.

Key facts

  • 8,712 sq ft lot
  • Built 1957
  • Listed 106 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $78k.

Deal economics

  • At list price, monthly cash flow is $292 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($995 rent vs $78k).
  • Recommended offer: $71k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.8% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, crime F, amenities F.
  • Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.3%/yr); 198 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $54k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,889 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
10.79%
Cash-on-cash
16.04%
DSCR
1.71
GRM
6.5

CMA / ARV

ARV (median comp)
$74,821
List price
$77,900
Delta
4.12%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
736 Lausanne Dr 0.12mi 3/1.0 (+1) 1,105 (+2%) 4mo $66,000 $60 83
722 E Jane St 0.31mi 3/1.0 (+1) 1,044 (-4%) 1mo $76,500 $73 74
1507 Vallotton Dr 0.15mi 3/1.0 (+1) 1,016 (-6%) 8mo $90,000 $89 71
805 Ponderosa Dr 0.51mi 3/1.0 (+1) 1,066 (-2%) 1mo $55,000 $52 68
1708 N Barack Obama Blvd 0.30mi 3/1.5 (+1) 1,152 (+6%) 8mo $74,000 $64 62
800 Ponderosa Dr 0.50mi 3/1.0 (+1) 1,066 (-2%) 8mo $92,000 $86 62
1706 Clover Dr 0.41mi 3/1.0 (+1) 1,012 (-7%) 8mo $70,000 $69 58
703 E Cranford Ave 0.64mi 3/1.0 (+1) 1,053 (-3%) 2mo $158,000 $150 58
515 E Mary St 0.59mi 3/1.0 (+1) 1,000 (-8%) 2mo $94,900 $95 53
6 Prince Cv 0.50mi 3/2.0 (+1) 1,014 (-6%) 6mo $85,000 $84 52
1803 Charlton St 0.57mi 3/2.0 (+1) 1,170 (+8%) 5mo $93,000 $79 47
1716 N Troup St 0.51mi 3/2.0 (+1) 1,246 (+15%) 5mo $179,000 $144 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
12.2%
Equity multiple
1.51×
Total profit
$11,200
Equity at exit
$11,615
10-year hold
IRR
24.7%
Equity multiple
3.64×
Total profit
$57,564
Equity at exit
$6,735

Cash invested: $21,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31601

Home prices YoY
-31.2%
Rents YoY
8.3%
Active inventory
198
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$995 high interval (Pro) →
Mortgage (P&I)
$409
Tax from tax record
$54 /mo · $645/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$209
Net cashflow
$292

Break-even live

Break-even rent $626
Max offer price $77,900
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,475
Closing costs
$2,337
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
803 Lausanne Dr Valdosta, GA 3.0 1.0 994 $1,095 $1.10 43d 1 0.11mi
722 Vallotton Dr Valdosta, GA 3.0 1.0 984 $900 $0.91 43d 1 0.19mi
743 E Brookwood Dr Valdosta, GA 2.0 1.0 906 $895 $0.99 43d 1 0.26mi
1616 E Moore St Apt 19 Valdosta, GA 2.0 1.0 1029 $825 $0.80 43d 1 0.29mi
1503 E Park Ave Valdosta, GA 1.0–3.0 1.0–2.0 890 $1,044 $1.17 43d 54 0.29mi
1701 N Troup St Valdosta, GA 2.0 1.0 756 $750 $0.99 20d 1 0.44mi
1425 E Park Ave Valdosta, GA 1.0–2.0 1.0–2.0 917 $1,095 $1.19 20d 2 0.44mi
1235 Ponderosa Dr Valdosta, GA 3.0 2.0 1200 $1,295 $1.08 20d 1 0.46mi
604 E Brookwood Dr Valdosta, GA 2.0 1.0 720 $995 $1.38 43d 1 0.53mi
1716 Charlton St Valdosta, GA 2.0 1.0 833 $825 $0.99 43d 1 0.58mi
1609 Marion St Unit B Valdosta, GA 2.0 1.0 945 $895 $0.95 20d 1 0.61mi
1109 Timber Line Dr Valdosta, GA 3.0 2.0 1436 $1,300 $0.91 43d 1 0.67mi
720 E Park Ave Unit 6 Valdosta, GA 2.0 1.0 850 $650 $0.76 20d 1 0.69mi
1005 Langdale Dr Unit B Valdosta, GA 2.0 1.0 879 $700 $0.80 20d 1 0.75mi
713 Lakeland Ave Valdosta, GA 2.0 1.0 1047 $895 $0.85 43d 1 0.75mi
1632 Lexington Cir Valdosta, GA 3.0 2.0 1104 $1,395 $1.26 43d 1 0.81mi
2314 Pineview Dr Apt A Valdosta, GA 2.0 1.0 940 $900 $0.96 43d 1 0.92mi
522 Green St Valdosta, GA 2.0 1.0 1020 $900 $0.88 20d 1 0.93mi
304 E Cranford Ave Valdosta, GA 2.0 1.0 980 $850 $0.87 43d 1 0.96mi
207 E Moore St Unit L Valdosta, GA 1.0 1.0 850 $700 $0.82 20d 1 0.98mi
207 E Moore St Unit J Valdosta, GA 1.0 1.0 850 $700 $0.82 43d 1 0.98mi
2205 Bemiss Rd Valdosta, GA 2.0 1.0 880 $1,095 $1.24 43d 3 0.99mi
2324 Sterling Pl Valdosta, GA 3.0 1.0 1124 $1,095 $0.97 20d 1 1.00mi
205 E Adair St Unit 4 Valdosta, GA 1.0 1.0 700 $550 $0.79 43d 1 1.02mi
1506 Slater St Unit 7 Valdosta, GA 2.0 1.5 1037 $695 $0.67 43d 1 1.02mi
1730 Forsyth Pl Unit B Valdosta, GA 3.0 3.0 1280 $1,395 $1.09 43d 1 1.10mi
2709 Pineview Dr Unit A Valdosta, GA 2.0 2.5 1000 $995 $0.99 43d 1 1.13mi
1704 N Patterson St Unit 4 Valdosta, GA 2.0 2.0 1100 $950 $0.86 43d 1 1.18mi
611 Pineview Dr Valdosta, GA 1.0–3.0 1.0–2.5 1204 $1,300 $1.08 20d 3 1.19mi
1010 N Toombs St Valdosta, GA 2.0 1.5 1056 $1,000 $0.95 20d 3 1.21mi
1005 N Oak St Valdosta, GA 3.0 1.0 1087 $795 $0.73 43d 1 1.25mi
200 W Adair St Unit A9 Valdosta, GA 1.0 1.0 900 $895 $0.99 20d 1 1.25mi
1004 N Oak St Valdosta, GA 1.0–2.0 1.0 866 $750 $0.87 20d 3 1.29mi
2305 Bemiss Rd Unit T16 Valdosta, GA 2.0 1.5 896 $850 $0.95 43d 1 1.29mi
1029 Johnson St Valdosta, GA 2.0 1.0 986 $900 $0.91 43d 1 1.30mi
1778 Almond Tree Pl Valdosta, GA 3.0 2.5 1336 $1,300 $0.97 43d 1 1.34mi
200 W Cranford Ave Valdosta, GA 2.0 2.0 950 $1,225 $1.29 20d 3 1.35mi
1717 Largo Cir Valdosta, GA 3.0 2.0 1206 $1,495 $1.24 43d 1 1.37mi
2600 Deborah Dr Valdosta, GA 3.0 1.0 1333 $1,495 $1.12 43d 1 1.44mi
2437 University Dr Valdosta, GA 3.0 1.0 879 $1,175 $1.34 43d 1 1.49mi

Listing history 9 events

  1. 2026-02-09
    listed $77,900 Active 37-char remark
    Show marketing remark (37 chars)

    Investment property currently vacant.

  2. 2025-12-04
    listed $84,900 Active
  3. 2018-06-22
    soldstatus $54,000
  4. 2018-06-15
    soldstatus $18,000
  5. 2017-10-23
    listed $21,200
  6. 1983-07-28
    soldstatus $21,200
  7. 1983-04-05
    soldstatus $16,400
  8. 1973-11-01
    soldstatus $17,200
  9. 1969-06-25
    soldstatus $12,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$645 · $54/mo
Projected year-2 tax
$717 · $60/mo
Expected delta
+$71/yr (+$6/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,945
− Mortgage interest
−$4,364
− Property taxes
−$645
− Insurance
−$390
− Repairs & maintenance
−$956
− Management
−$956
− Depreciation
−$2,266
Taxable income
$2,369
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$569
After-tax cash flow
$2,931/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Valdosta City
NCES district ID
1305310
Math proficiency
15% ▼ -12.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,634
Composite
14.79/100
National rank
#9388
State rank
#149 of 174 in GA

Livability — Valdosta

Score
60/100
State rank
#392
US rank
#19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Valdosta, GA
County
Lowndes County · 107,801 people
City population
91,859
Metro
Valdosta, GA
Population (ZIP)
31,302
Household income
$36,111
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2016.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
92% English-only · Spanish 7% Korean 1%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.12%
Current HPI
121.5948
Rent YoY
▲ 8.34%
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+523.2% since first listed
9 events — show timeline
  • 2026-02-09 Listed $77,900 TBOR
  • 2025-12-04 Listed $84,900 TBOR
  • 2018-06-22 Sold (Public Records) $54,000 Public Records
  • 2018-06-15 Sold (MLS) $18,000 SGMLS
  • 2017-10-23 Listed $21,200 SGMLS
  • 1983-07-28 Sold (Public Records) $21,200 Public Records
  • 1983-04-05 Sold (Public Records) $16,400 Public Records
  • 1973-11-01 Sold (Public Records) $17,200 Public Records
  • 1969-06-25 Sold (Public Records) $12,500 Public Records

Property tax history

+4.7%/yr

Latest (2025): $645 · +25.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…