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7504 Foxcroft Ct
D Composite 42.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +12.4/15.0
  • DSCR +3.7/10.0
  • 1% rule +3.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$365,000

7504 Foxcroft Ct · Clinton, MD 20735
3 bd · 2.5 ba · 1,536 sqft · SingleFamily public records · 22 Days on market
Built 1984 0.29 ac lot Est $410k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.

Key facts

  • 0.29 acre lot
  • 2 garage spots
  • Built 1984

Property features AI

Finance

  • Other: Fee simple ownership

Exterior

  • Parking: Attached front-entry garage with two spaces; Driveway parking
  • Utilities: Public water; Public sewer; Electric hot water
  • Home design: Detached property; Frame construction
  • Construction: Frame construction; Permanent foundation
  • Exterior features: Full basement; Below-grade area (unfinished space)

Interior

  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Two full bathrooms and one half bathroom (main level)
  • Heating & cooling: Heat pump(s) heating; Electric heating fuel; Electric cooling fuel (other cooling type)
  • Interior features: One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $365k.

Deal economics

  • At list price, monthly cash flow is $-108 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $346k (5.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (14.8% below list).
  • Recommended offer: $311k (14.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Francis T. Evans Elementary (math 8% / reading 22%, grade F, #463 of 860 statewide, top 55%, 350 students, 65% FRL); Stephen Decatur Middle (math 3% / reading 24%, grade F, #198 of 225 statewide, top 88%, 781 students, 70% FRL); Dr. Henry A. Wise Jr. High (math 17% / reading 38%, grade F, #158 of 222 statewide, top 71%, 2,257 students, 59% FRL).
  • Market conditions: 124 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk; moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $310,857 (14.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.12%
Cash-on-cash
-0.62%
DSCR
0.97
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$410,112
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7408 Milligan Ln 0.10mi 3/2.5 1,632 (+6%) 3mo $480,000 $294 82
9405 Silver Fox Turn 0.21mi 4/2.0 (+1) 1,527 (-1%) 8mo $500,000 $327 75
9409 Silver Fox Turn 0.23mi 4/3.5 (+1) 1,488 (-3%) 4mo $505,000 $339 72
9505 Silver Fox Turn 0.33mi 3/2.5 1,596 (+4%) 8mo $399,000 $250 71
9107 Simpson Ln 0.34mi 3/3.0 1,540 (+0%) 15mo $420,000 $273 69
7502 Milligan Ln 0.06mi 4/2.5 (+1) 1,740 (+13%) 3mo $465,000 $267 67
8905 Marquis Ln 0.42mi 3/2.0 1,540 (+0%) 15mo $283,000 $184 66
9203 Foxcroft Ave 0.07mi 3/2.0 1,312 (-15%) 7mo $295,000 $225 64
8917 Ballard Ln 0.42mi 3/1.0 1,530 (-0%) 19mo $340,000 $222 58
7301 Milligan Ln 0.27mi 4/1.0 (+1) 1,592 (+4%) 18mo $350,000 $220 55
9201 Pine View Ln 0.69mi 4/2.0 (+1) 1,323 (-14%) 16mo $500,000 $378 24
9510 Massie Dr 0.70mi 2/2.0 (-1) 1,750 (+14%) 17mo $395,000 $226 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.4%
Equity multiple
0.35×
Total profit
$-65,962
Equity at exit
$54,423
10-year hold
IRR
-10.7%
Equity multiple
0.35×
Total profit
$-66,015
Equity at exit
$31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20735

Active inventory
124
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$3,109 high interval (Pro) →
Mortgage (P&I)
$1,914
Tax from tax record
$442 /mo · $5,306/yr
Insurance
$152
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$653
Net cashflow
$-108

Break-even live

Break-even rent $3,245
Max offer price $345,893
Occupancy floor 98%

Sensitivity live

Price -10% $98 -5% $-5 +0% $-108 +5% $-211 +10% $-315
Rent -10% $-354 -5% $-231 +0% $-108 +5% $15 +10% $137
Rate -1.0pp $76 -0.5pp $-15 base $-108 +0.5pp $-203 +1.0pp $-299

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,250
Closing costs
$10,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9743 Quiet Brook Ln Clinton, MD 4.0 2.5 1616 $3,000 $1.86 1d 1 0.58mi
8500 Mike Shapiro Dr Clinton, MD 1.0–2.0 1.0 1147 $1,800 $1.57 5d 1 0.72mi
7214 Glenelg Ct Clinton, MD 3.0 3.5 2100 $3,675 $1.75 20d 1 0.95mi
6612 Bullrush Ct Clinton, MD 3.0 3.5 2200 $3,400 $1.55 14d 1 0.98mi
8008 Woodyard Rd Clinton, MD 4.0 3.5 1602 $3,000 $1.87 20d 1 1.39mi

Listing history 19 events

  1. 2026-06-10
    statusdays on market $365,000 Pending 22 DOM
  2. 2026-06-08
    days on market $365,000 Active 21 DOM
  3. 2026-06-07
    days on market $365,000 Active 20 DOM
  4. 2026-06-04
    days on market $365,000 Active 17 DOM
  5. 2026-06-03
    days on market $365,000 Active 16 DOM
  6. 2026-06-02
    days on market $365,000 Active 15 DOM
  7. 2026-06-01
    days on market $365,000 Active 14 DOM
  8. 2026-05-31
    days on market $365,000 Active 13 DOM
  9. 2026-05-18
    listed $365,000 Active
  10. 2007-12-21
    soldstatus $355,000
  11. 2007-12-03
    soldstatus $355,000 Sold 218-char remark
    Show marketing remark (218 chars)

    Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.

  12. 2007-11-20
    historical 218-char remark
    Show marketing remark (218 chars)

    Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.

  13. 2007-11-11
    listed $361,000 218-char remark
    Show marketing remark (218 chars)

    Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.

  14. 2007-10-08
    historical
  15. 2007-09-06
    price
  16. 2007-08-23
    price
  17. 2007-04-06
    listed
  18. 1996-06-28
    soldstatus $139,900
  19. 1988-01-18
    soldstatus $102,750

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$5,306 · $442/mo
Projected year-2 tax
$5,306 · $442/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,303
− Mortgage interest
−$20,446
− Property taxes
−$5,306
− Insurance
−$2,492
− Repairs & maintenance
−$2,984
− Management
−$2,984
− Depreciation
−$10,618
Taxable loss
−$7,527
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,807
After-tax cash flow
$509/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Clinton

Score
63/100
State rank
#304
US rank
#15951

Category grades

Amenities F Commute F Cost of living F Crime D+ Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MD
County
Prince Georges County · 919,866 people
City population
37,464
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,464
Household income
$126,196
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
334.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.23%
Current HPI
251.6263
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+255.2% since first listed
11 events — show timeline
  • 2026-05-18 Listed $365,000 BRIGHT MLS
  • 2007-12-21 Sold (Public Records) $355,000 Public Records
  • 2007-12-03 Sold (MLS) $355,000 MRIS
  • 2007-11-20 Delisted MRIS
  • 2007-11-11 Listed $361,000 MRIS
  • 2007-10-08 Delisted MRIS
  • 2007-09-06 Price Changed MRIS
  • 2007-08-23 Price Changed MRIS
  • 2007-04-06 Listed MRIS
  • 1996-06-28 Sold (Public Records) $139,900 Public Records
  • 1988-01-18 Sold (Public Records) $102,750 Public Records

Property tax history

+3.5%/yr

Latest (2025): $5,306 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…