7504 Foxcroft Ct · Clinton, MD
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +12.4/15.0
- DSCR +3.7/10.0
- 1% rule +3.5/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$365,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.
Key facts
- 0.29 acre lot
- 2 garage spots
- Built 1984
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Parking: Attached front-entry garage with two spaces; Driveway parking
- Utilities: Public water; Public sewer; Electric hot water
- Home design: Detached property; Frame construction
- Construction: Frame construction; Permanent foundation
- Exterior features: Full basement; Below-grade area (unfinished space)
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: Two full bathrooms and one half bathroom (main level)
- Heating & cooling: Heat pump(s) heating; Electric heating fuel; Electric cooling fuel (other cooling type)
- Interior features: One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $365k.
Deal economics
- At list price, monthly cash flow is $-108 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $346k (5.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (14.8% below list).
- Recommended offer: $311k (14.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, amenities F, commute F.
- Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Francis T. Evans Elementary (math 8% / reading 22%, grade F, #463 of 860 statewide, top 55%, 350 students, 65% FRL); Stephen Decatur Middle (math 3% / reading 24%, grade F, #198 of 225 statewide, top 88%, 781 students, 70% FRL); Dr. Henry A. Wise Jr. High (math 17% / reading 38%, grade F, #158 of 222 statewide, top 71%, 2,257 students, 59% FRL).
- Market conditions: 124 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo.
- Climate carrying-cost: severe flood risk; moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.12%
- Cash-on-cash
- -0.62%
- DSCR
- 0.97
- GRM
- 9.8
CMA / ARV
- ARV (on-the-fly)
- $410,112
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7408 Milligan Ln | 0.10mi | 3/2.5 | 1,632 (+6%) | 3mo | $480,000 | $294 | 82 |
| 9405 Silver Fox Turn | 0.21mi | 4/2.0 (+1) | 1,527 (-1%) | 8mo | $500,000 | $327 | 75 |
| 9409 Silver Fox Turn | 0.23mi | 4/3.5 (+1) | 1,488 (-3%) | 4mo | $505,000 | $339 | 72 |
| 9505 Silver Fox Turn | 0.33mi | 3/2.5 | 1,596 (+4%) | 8mo | $399,000 | $250 | 71 |
| 9107 Simpson Ln | 0.34mi | 3/3.0 | 1,540 (+0%) | 15mo | $420,000 | $273 | 69 |
| 7502 Milligan Ln | 0.06mi | 4/2.5 (+1) | 1,740 (+13%) | 3mo | $465,000 | $267 | 67 |
| 8905 Marquis Ln | 0.42mi | 3/2.0 | 1,540 (+0%) | 15mo | $283,000 | $184 | 66 |
| 9203 Foxcroft Ave | 0.07mi | 3/2.0 | 1,312 (-15%) | 7mo | $295,000 | $225 | 64 |
| 8917 Ballard Ln | 0.42mi | 3/1.0 | 1,530 (-0%) | 19mo | $340,000 | $222 | 58 |
| 7301 Milligan Ln | 0.27mi | 4/1.0 (+1) | 1,592 (+4%) | 18mo | $350,000 | $220 | 55 |
| 9201 Pine View Ln | 0.69mi | 4/2.0 (+1) | 1,323 (-14%) | 16mo | $500,000 | $378 | 24 |
| 9510 Massie Dr | 0.70mi | 2/2.0 (-1) | 1,750 (+14%) | 17mo | $395,000 | $226 | 23 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.4%
- Equity multiple
- 0.35×
- Total profit
- $-65,962
- Equity at exit
- $54,423
- IRR
- -10.7%
- Equity multiple
- 0.35×
- Total profit
- $-66,015
- Equity at exit
- $31,559
Cash invested: $102,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20735
- Active inventory
- 124
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $3,109 high interval (Pro) →
- Mortgage (P&I)
- −$1,914
- Tax from tax record
- −$442 /mo · $5,306/yr
- Insurance
- −$152
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$653
- Net cashflow
- $-108
Break-even live
Sensitivity live
| Price | -10% $98 | -5% $-5 | +0% $-108 | +5% $-211 | +10% $-315 |
|---|---|---|---|---|---|
| Rent | -10% $-354 | -5% $-231 | +0% $-108 | +5% $15 | +10% $137 |
| Rate | -1.0pp $76 | -0.5pp $-15 | base $-108 | +0.5pp $-203 | +1.0pp $-299 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $91,250
- Closing costs
- $10,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9743 Quiet Brook Ln Clinton, MD | 4.0 | 2.5 | 1616 | $3,000 | $1.86 | 1d | 1 | 0.58mi |
| 8500 Mike Shapiro Dr Clinton, MD | 1.0–2.0 | 1.0 | 1147 | $1,800 | $1.57 | 5d | 1 | 0.72mi |
| 7214 Glenelg Ct Clinton, MD | 3.0 | 3.5 | 2100 | $3,675 | $1.75 | 20d | 1 | 0.95mi |
| 6612 Bullrush Ct Clinton, MD | 3.0 | 3.5 | 2200 | $3,400 | $1.55 | 14d | 1 | 0.98mi |
| 8008 Woodyard Rd Clinton, MD | 4.0 | 3.5 | 1602 | $3,000 | $1.87 | 20d | 1 | 1.39mi |
Listing history 19 events
-
2026-06-10statusdays on market $365,000 Pending 22 DOM
-
2026-06-08days on market $365,000 Active 21 DOM
-
2026-06-07days on market $365,000 Active 20 DOM
-
2026-06-04days on market $365,000 Active 17 DOM
-
2026-06-03days on market $365,000 Active 16 DOM
-
2026-06-02days on market $365,000 Active 15 DOM
-
2026-06-01days on market $365,000 Active 14 DOM
-
2026-05-31days on market $365,000 Active 13 DOM
-
2026-05-18$365,000 Active
-
2007-12-21soldstatus $355,000
-
2007-12-03soldstatus $355,000 Sold 218-char remark
Show marketing remark (218 chars)
Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.
-
2007-11-20historical 218-char remark
Show marketing remark (218 chars)
Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.
-
2007-11-11$361,000 218-char remark
Show marketing remark (218 chars)
Beautiful Colonial located in a quiet cul-de-sac. Features include: 3br, 2.5ba, new carpet throughout, new stove, hot water heater and roof, deck, rec room in walk out basement, hardwood floors in dining room and more.
-
2007-10-08historical
-
2007-09-06price
-
2007-08-23price
-
2007-04-06
-
1996-06-28soldstatus $139,900
-
1988-01-18soldstatus $102,750
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $5,306 · $442/mo
- Projected year-2 tax
- $5,306 · $442/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,303
- − Mortgage interest
- −$20,446
- − Property taxes
- −$5,306
- − Insurance
- −$2,492
- − Repairs & maintenance
- −$2,984
- − Management
- −$2,984
- − Depreciation
- −$10,618
- Taxable loss
- −$7,527
- Est. tax savings @ 24.0%
- +$1,807
- After-tax cash flow
- $509/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prince George'S County Public Schools
- NCES district ID
- 2400510
- Math proficiency
- 8% ▼ -11.00%
- Reading proficiency
- 24% ▼ -9.00%
- Median HH income
- $73,967
- Composite
- 16.82/100
- National rank
- #9151
- State rank
- #21 of 24 in MD
Livability — Clinton
- Score
- 63/100
- State rank
- #304
- US rank
- #15951
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clinton, MD
- County
- Prince Georges County · 919,866 people
- City population
- 37,464
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 37,464
- Household income
- $126,196
- Rent vs Own
- Severe rent burden
- 334.0
Population outlook (Prince George's County) Hauer SSP2
- Today (2025)
- 1,005,426 people
- By 2030
- 1,048,416 · +4.3%
- By 2040
- 1,123,425 · +11.7%
- By 2050
- 1,183,220 · +17.7%
- By 2075
- 1,306,202 · +29.9%
- By 2100
- 1,408,179 · +40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
- Hispanic origin (detail)
- Mexican 1%
- Foreign-born
- 13% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%
Political lean MEDSL · Prince George's
- 2024 margin
- Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
- All cycles
- 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -299.23%
- Current HPI
- 251.6263
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+255.2% since first listed11 events — show timeline
- 2026-05-18 Listed $365,000 BRIGHT MLS
- 2007-12-21 Sold (Public Records) $355,000 Public Records
- 2007-12-03 Sold (MLS) $355,000 MRIS
- 2007-11-20 Delisted — MRIS
- 2007-11-11 Listed $361,000 MRIS
- 2007-10-08 Delisted — MRIS
- 2007-09-06 Price Changed — MRIS
- 2007-08-23 Price Changed — MRIS
- 2007-04-06 Listed — MRIS
- 1996-06-28 Sold (Public Records) $139,900 Public Records
- 1988-01-18 Sold (Public Records) $102,750 Public Records
Property tax history
+3.5%/yrLatest (2025): $5,306 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…