511 E Cold Spring Ln · Baltimore, MD 21212

$79,200

3 bd · 2.0 ba · 1,114 sqft · Townhouse public records · 167 Days on market

Built 1941 Fair condition 1,740 sqft lot $71/sqft · 52% below area ↓ 24% since listing

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• Condition / age +2.2/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Built in 1941, this attached townhome offers approximately 1114 finished square feet, three bedrooms and two full baths, unfinished basement and covered front porch. This home sits on an approximate 1740 sqft lot.

Key facts

• Built 1941
• Listed 167 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $79k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $785 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $79k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
• Cap rate 18.2% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+4.7%/yr); 229 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $548 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 4.7% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 167 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,696 (12.0% below list)

Questions for the listing agent

1. It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.23% ✓
• Cap rate: 18.19%
• Cash-on-cash: 42.48%
• DSCR: 2.89
• GRM: 3.7

CMA / ARV

• ARV (median comp): $164,378
• List price: $79,200
• Delta: -51.82%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4707 Wrenwood Ave	0.17mi	3/1.0	1,080 (-3%)	1mo	$90,100	$83	82
517 Chateau Ave	0.32mi	3/1.0	1,152 (+3%)	2mo	$74,500	$65	74
351 Homeland Southway Unit 3D	0.50mi	2/2.0 (-1)	1,113 (-0%)	3mo	$185,000	$166	69
5204 Ivanhoe Ave	0.51mi	3/2.0	1,080 (-3%)	3mo	$150,000	$139	69
335 Homeland Southway Unit 3B	0.54mi	2/2.0 (-1)	1,068 (-4%)	0mo	$214,900	$201	63
608 Springfield Ave	0.37mi	3/1.0	1,220 (+10%)	3mo	$110,000	$90	60
918 Argonne Dr	0.62mi	3/1.0	1,080 (-3%)	2mo	$156,500	$145	60
331 Homeland Southway Unit 3B	0.56mi	2/2.0 (-1)	1,066 (-4%)	2mo	$210,000	$197	60
349 Homeland Southway Unit 2B	0.51mi	2/1.5 (-1)	1,043 (-6%)	1mo	$179,900	$172	57
355 Homeland Southway Unit 2B	0.48mi	2/1.5 (-1)	1,043 (-6%)	3mo	$205,000	$197	57
3800 Old York Rd	0.71mi	3/1.5	1,260 (+13%)	1mo	$159,000	$126	42
1312 E Cold Spring Ln	0.75mi	3/1.0	1,216 (+9%)	4mo	$147,000	$121	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.65% rent growth · sell at horizon

5-year hold

• IRR: 41.2%
• Equity multiple: 2.81×
• Total profit: $40,206
• Equity at exit: $11,809

10-year hold

• IRR: 48.2%
• Equity multiple: 6.06×
• Total profit: $112,283
• Equity at exit: $6,848

Cash invested: $22,176 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 57 active · 44 under contract
• Months of supply: 7.8 mo (13%/mo absorbed)
• Median asking: $174,000 ($156/sqft)
• Median days on market: 63 d
• This list price: 11% of active listings are priced below it
• ARV vs active asking: -5.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 21212

• Rents YoY: 4.7%
• Active inventory: 229
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $1,764 high
• Mortgage (P&I): −$415
• Tax from tax record: −$160 /mo · $1,918/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$370
• Net cashflow: $785

Break-even live

Break-even rent $770

Max offer price $79,200

Occupancy floor 50%

Sensitivity live

Price	-10% $830	-5% $807	+0% $785	+5% $763	+10% $740
Rent	-10% $646	-5% $715	+0% $785	+5% $855	+10% $924
Rate	-1.0pp $825	-0.5pp $805	base $785	+0.5pp $765	+1.0pp $744

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,800
• Closing costs: $2,376
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
519 E Cold Spring Ln Baltimore, MD	3.0	1.5	1298	$1,850	$1.43	10d	1	0.02mi
4702 Old York Rd Baltimore, MD	3.0	1.0	1304	$1,900	$1.46	0d	1	0.07mi
531 Willow Ave Unit Na Baltimore, MD	4.0	1.0	1300	$1,800	$1.38	116d	1	0.10mi
4608 York Rd #1 Baltimore, MD	2.0	1.0	1000	$1,225	$1.23	24d	1	0.10mi
514 Oakland Ave Baltimore, MD	3.0	1.5	1380	$2,200	$1.59	29d	1	0.16mi
4407 Old York Rd Baltimore, MD	3.0	1.5	1356	$1,574	$1.16	139d	1	0.17mi
4407 Old York Rd Baltimore, MD	3.0	1.5	1356	$1,574	$1.16	116d	1	0.17mi
814 E Cold Spring Ln Baltimore, MD	2.0	1.5	1260	$1,400	$1.11	10d	1	0.24mi
835 E Cold Spring Ln Baltimore, MD	2.0	1.5	997	$1,400	$1.40	119d	1	0.27mi
543 Chateau Ave Baltimore, MD	3.0	2.0	1152	$1,900	$1.65	100d	1	0.32mi
416 Winston Ave Unit 426-08 Baltimore, MD	2.0	1.0	790	$950	$1.20	63d	1	0.32mi
416 Winston Ave Unit 426-02 Baltimore, MD	2.0	1.0	890	$900	$1.01	29d	1	0.32mi
416 Winston Ave Unit 426-01 Baltimore, MD	2.0	1.0	890	$1,250	$1.40	139d	1	0.32mi
712 Winston Ave Unit 3 Baltimore, MD	2.0	2.0	800	$1,400	$1.75	7d	1	0.34mi
712 Winston Ave #1 Baltimore, MD	2.0	1.0	1000	$1,400	$1.40	10d	1	0.34mi
5001 Midwood Ave Baltimore, MD	2.0	1.0	750	$1,270	$1.69	5d	7	0.37mi
5001 Midwood Ave Apt 2A Baltimore, MD	2.0	1.0	750	$1,265	$1.69	139d	1	0.37mi
720 Springfield Ave Baltimore, MD	3.0	1.0	1160	$2,000	$1.72	139d	1	0.37mi
524 Beaumont Ave Baltimore, MD	3.0	1.0	1140	$1,700	$1.49	29d	1	0.40mi
504 Beaumont Ave Unit 1 Baltimore, MD	3.0	1.0	1232	$1,579	$1.28	29d	1	0.41mi
815 Gilrubin Ct Baltimore, MD	2.0	1.0	900	$1,695	$1.88	139d	1	0.42mi
819 Gilrubin Ct Apt 10 Baltimore, MD	2.0	1.0	900	$1,485	$1.65	10d	1	0.43mi
812 Nat Ct Apt 12 Baltimore, MD	2.0	1.0	900	$1,295	$1.44	139d	1	0.45mi
711 1/2 McCabe Ave Baltimore, MD	4.0	3.0	1204	$2,350	$1.95	100d	1	0.45mi
5200 Ready Ave Baltimore, MD	3.0	1.5	1116	$1,950	$1.75	99d	1	0.49mi
5215 Ready Ave Baltimore, MD	3.0	1.0	1080	$1,950	$1.81	10d	1	0.52mi
929 E 41st St Baltimore, MD	3.0	1.0	1260	$1,900	$1.51	69d	1	0.55mi
5307 York Rd Baltimore, MD	2.0	1.0	1120	$1,200	$1.07	139d	1	0.57mi
663 Dumbarton Ave Baltimore, MD	3.0	1.0	1260	$1,500	$1.19	10d	1	0.59mi
665 Dumbarton Ave Baltimore, MD	3.0	1.0	1136	$1,800	$1.58	10d	1	0.59mi
934 Argonne Dr Baltimore, MD	3.0	1.0	1260	$1,650	$1.31	7d	1	0.61mi
1260 Rossiter Ave Baltimore, MD	2.0	1.0	710	$1,251	$1.76	0d	40	0.63mi
1224 Winston Ave Baltimore, MD	3.0	2.0	1248	$2,100	$1.68	113d	1	0.65mi
516 Woodbourne Ave Baltimore, MD	3.0	2.0	1424	$2,200	$1.54	29d	1	0.66mi
1216 E Cold Spring Ln Baltimore, MD	3.0	2.0	1222	$2,500	$2.05	29d	1	0.67mi
1275 Kitmore Rd Unit 5141A-T Baltimore, MD	2.0	1.0	811	$1,560	$1.92	29d	1	0.71mi
1275 Kitmore Rd Unit 1215B-T Baltimore, MD	2.0	1.0	811	$1,435	$1.77	100d	1	0.71mi
1275 Kitmore Rd Unit 1245K-T Baltimore, MD	3.0	1.0	935	$1,895	$2.03	100d	1	0.71mi
1275 Kitmore Rd Unit 1262B-A Baltimore, MD	2.0	1.0	923	$1,320	$1.43	97d	1	0.71mi
1275 Kitmore Rd Baltimore, MD	2.0	1.0	827	$1,525	$1.84	139d	1	0.71mi

Property features AI

Exterior

• Utilities: Public waterPublic sewer
• Home design: Interior townhouse/rowhouseFee simple ownership
• Construction: Brick constructionShingle roofOther foundationBuilt year per assessor
• Exterior features: Not on tidal waterAbove-grade and below-grade other structures

Interior

• Bedrooms: 3 bedrooms on main level
• Bathrooms: 2 full bathrooms (both on main level)
• Heating & cooling: Radiator heatingOther cooling
• Interior features: Unfinished basement6 total rooms

Listing history 50 events

1. 2026-09-23
   days on market $79,200 Active 167 DOM
2. 2026-09-22
   days on market $79,200 Active 166 DOM
3. 2026-09-21
   days on market $79,200 Active 165 DOM
4. 2026-09-20
   days on market $79,200 Active 164 DOM
5. 2026-09-19
   days on market $79,200 Active 163 DOM
6. 2026-09-18
   days on market $79,200 Active 162 DOM
7. 2026-09-17
   days on market $79,200 Active 161 DOM
8. 2026-09-16
   days on market $79,200 Active 160 DOM
9. 2026-09-15
   days on market $79,200 Active 159 DOM
10. 2026-09-14
    days on market $79,200 Active 158 DOM
11. 2026-09-13
    days on market $79,200 Active 157 DOM
12. 2026-09-12
    days on market $79,200 Active 156 DOM
13. 2026-09-11
    days on market $79,200 Active 155 DOM
14. 2026-09-05
    days on market $79,200 Active 149 DOM
15. 2026-09-04
    days on market $79,200 Active 148 DOM
16. 2026-09-03
    days on market $79,200 Active 147 DOM
17. 2026-08-31
    days on market $79,200 Active 144 DOM
18. 2026-08-30
    days on market $79,200 Active 143 DOM
19. 2026-08-29
    days on market $79,200 Active 142 DOM
20. 2026-08-28
    days on market $79,200 Active 141 DOM
21. 2026-08-27
    days on market $79,200 Active 140 DOM
22. 2026-08-25
    days on market $79,200 Active 138 DOM
23. 2026-08-24
    days on market $79,200 Active 137 DOM
24. 2026-08-23
    days on market $79,200 Active 136 DOM
25. 2026-08-22
    days on market $79,200 Active 135 DOM
26. 2026-08-21
    days on market $79,200 Active 134 DOM
27. 2026-08-20
    days on market $79,200 Active 133 DOM
28. 2026-08-19
    days on market $79,200 Active 132 DOM
29. 2026-08-18
    days on market $79,200 Active 131 DOM
30. 2026-08-17
    days on market $79,200 Active 130 DOM
31. 2026-08-16
    days on market $79,200 Active 129 DOM
32. 2026-08-15
    days on market $79,200 Active 128 DOM
33. 2026-08-14
    days on market $79,200 Active 127 DOM
34. 2026-08-13
    days on market $79,200 Active 126 DOM
35. 2026-08-12
    days on market $79,200 Active 125 DOM
36. 2026-08-11
    days on market $79,200 Active 124 DOM
37. 2026-08-10
    days on market $79,200 Active 123 DOM
38. 2026-08-09
    days on market $79,200 Active 122 DOM
39. 2026-08-08
    days on market $79,200 Active 121 DOM
40. 2026-08-06
    days on market $79,200 Active 119 DOM
41. 2026-08-05
    days on market $79,200 Active 118 DOM
42. 2026-08-04
    days on market $79,200 Active 117 DOM
43. 2026-08-03
    days on market $79,200 Active 116 DOM
44. 2026-07-31
    days on market $79,200 Active 113 DOM
45. 2026-07-30
    days on market $79,200 Active 111 DOM
46. 2026-07-28
    days on market $79,200 Active 110 DOM
47. 2026-07-26
    days on market $79,200 Active 108 DOM
48. 2026-07-24
    days on market $79,200 Active 106 DOM
49. 2026-07-23
    days on market $79,200 Active 105 DOM
50. 2026-07-22
    days on market $79,200 Active 104 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,918 · $160/mo
• Projected year-2 tax: $1,918 · $160/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,163
• − Mortgage interest: −$4,436
• − Property taxes: −$1,918
• − Insurance: −$396
• − Repairs & maintenance: −$1,693
• − Management: −$1,693
• − Depreciation: −$2,304
• Taxable income: $8,722
• Est. tax owed @ 24.0%: −$2,093
• After-tax cash flow: $7,327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $27,850–$50,130 screening

This attached townhouse requires significant repairs and updates to its roof, exterior, interior, and HVAC systems. Improvements in these areas will significantly increase its resale and rental value.

Deferred maintenance Est. $40,000–$120,000 screening

• Major Roof (roof) — Signs of significant damage or wear on the roof
• Major Windows (windows) — Visible damage or wear on the windows
• Major Electrical (electrical) — Signs of wear or damage on the electrical components
• Major Exterior (exterior) — Signs of significant wear or damage on the exterior

Repairs flagged

• Major roof — Signs of wear and discoloration indicate significant damage.
• Moderate exterior siding — Some discoloration and minor damage are visible.
• Moderate front porch — Peeling paint and structural issues are present.
• Minor landscaping — Overgrown grass and lack of decorative elements.
• Minor fencing — Some wear and tear is visible.
• Major interior walls and paint — Peeling paint and outdated colors indicate significant wear.
• Major kitchen and bathrooms — Outdated fixtures and signs of wear and tear.
• Major flooring — Old and possibly in need of replacement.
• Major HVAC and mechanical systems — Outdated and may need replacement.
• Major unfinished basement — Potential structural issues or water damage need addressing.

Value-add opportunities

• Both roof replacement — A new roof will significantly improve the home's appearance and value. ↑
• Both exterior siding and paint — Updating the siding and repainting will enhance curb appeal and value. ↑
• Both HVAC and mechanical systems upgrade — Upgrading these systems will improve comfort and energy efficiency, increasing both resale and rental value. ↑
• Both kitchen and bathroom updates — Modernizing the kitchen and bathrooms will make the home more attractive and functional, increasing both resale and rental value. ↑
• Both flooring replacement — Replacing old flooring with new, durable options will improve the home's appearance and value. ↑
• Both landscaping and curb appeal improvements — Enhancing the landscaping and curb appeal will make the home more attractive and increase its value. ↑
• Both painting interior walls and updating fixtures — Updating the interior paint and fixtures will make the home more attractive and functional, increasing both resale and rental value. ↑
• Both structural repairs to unfinished basement — Addressing any structural issues in the unfinished basement will improve the home's safety and value, increasing both resale and rental value. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 10/100

Zoned Schools

Elementary New Song Academy F MD #699/860 Nat'l #40,092/41,679 Middle Stadium School F MD #222/225 Nat'l #13,801/14,009 High Mergenthaler Vocational-Technical High F MD #178/222 Nat'l #14,759/17,239

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

B Composite livability gradescore 76/100

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 624,249 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 33,974
• Household income: $96,685
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 7% of renters

---

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 49% Black 35% Two or more races 9% Hispanic / Latino 7% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1%
• Common ancestry: Romanian 3% Italian 2% Slovak 2%
• Foreign-born: 9% · Canada, China
• Languages at home: 87% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%

---

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -392.44%
• Current HPI: 267.4569
• Rent YoY: ▲ 4.65%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

---

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Property features AI

Exterior

• Utilities: Public waterPublic sewer
• Home design: Interior townhouse/rowhouseFee simple ownership
• Construction: Brick constructionShingle roofOther foundationBuilt year per assessor
• Exterior features: Not on tidal waterAbove-grade and below-grade other structures

Interior

• Bedrooms: 3 bedrooms on main level
• Bathrooms: 2 full bathrooms (both on main level)
• Heating & cooling: Radiator heatingOther cooling
• Interior features: Unfinished basement6 total rooms

Price history

-24.3% since first listed

6 events — show timeline

• 2026-06-26 Price Changed $84,200 BRIGHT MLS
• 2026-06-10 Price Changed $89,200 BRIGHT MLS
• 2026-05-26 Price Changed $93,400 BRIGHT MLS
• 2026-05-11 Price Changed $97,600 BRIGHT MLS
• 2026-04-24 Price Changed $105,000 BRIGHT MLS
• 2026-04-09 Listed $111,300 BRIGHT MLS

Property tax history

-1.9%/yr

Latest (2025): $1,918 · +1.7% YoY. Source: county tax records.