10700 NW 32nd St · Oklahoma City, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.9/15.0
- Cash flow +13.5/30.0
- DSCR +4.1/10.0
- Livability +4.0/5.0
- 1% rule +3.1/10.0
- Rent growth +2.8/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking for more storage? The Everett includes several huge walk-in closets and a large kitchen pantry. This design includes a formal entryway with decorating niches to add character.
Key facts
- Huge walk-in closets
- Formal entryway
- Large kitchen pantry
Tags
Property features AI
Finance
- Other: Located in Brighton Place Add 5; No storm shelter; Corner lot (directions: Turn left on 32nd St. Home is on corner)
- Financial info: Loan qualification possible
- HOA & community: Mandatory association dues; Association fee $138 monthly covering greenbelt and common area maintenance
Exterior
- Parking: Detached or attached 2-car garage
- Home design: Single family residence; One level; Residential property
- Construction: Brick and frame construction; Composition roof; Slab foundation; Existing property
- Exterior features: Open patio; Infill lot
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: One living area; Masonry fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $215k.
Deal economics
- At list price, monthly cash flow is $7 ($80/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (19.5% below list).
- Recommended offer: $173k (19.5% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Yukon (suburban): math 30% / reading 32% proficiency, ranked #47 of 270 in OK (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Skyview Es (math 32% / reading 37%, grade F, #168 of 845 statewide, top 24%, 462 students, 0% FRL); Yukon Hs (math 26% / reading 38%, grade F, #67 of 447 statewide, top 16%, 2,833 students, 0% FRL) — zoned schools average 0% FRL vs 32% district-wide (32 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+1.2%/yr); 1560 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $135k; list at $215k implies a 59% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.33%
- Cash-on-cash
- 0.13%
- DSCR
- 1.01
- GRM
- 10.3
CMA / ARV
- ARV (on-the-fly)
- $250,614
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10636 NW 34th Ter | 0.15mi | 3/2.0 | 1,404 (+6%) | 4mo | $225,000 | $160 | 80 |
| 10213 NW 27th St | 0.36mi | 3/2.0 | 1,263 (-5%) | 1mo | $240,990 | $191 | 75 |
| 705 Mcconnell Dr | 0.52mi | 3/2.0 | 1,344 (+1%) | 4mo | $209,000 | $156 | 70 |
| 3309 Piney River Dr | 0.43mi | 3/2.0 | 1,385 (+4%) | 4mo | $279,880 | $202 | 69 |
| 3432 Piney River Dr | 0.51mi | 3/2.0 | 1,296 (-2%) | 5mo | $250,000 | $193 | 69 |
| 10648 NW 35th St | 0.26mi | 3/2.0 | 1,501 (+13%) | 3mo | $212,000 | $141 | 63 |
| 2808 Casey Dr | 0.65mi | 3/2.0 | 1,263 (-5%) | 2mo | $238,990 | $189 | 60 |
| 761 Okie Ridge Rd | 0.62mi | 3/2.0 | 1,374 (+4%) | 6mo | $215,000 | $156 | 60 |
| 2716 Casey Dr | 0.65mi | 3/2.0 | 1,263 (-5%) | 2mo | $240,990 | $191 | 60 |
| 3305 Piney River Dr | 0.42mi | 3/2.0 | 1,496 (+13%) | 2mo | $299,881 | $200 | 57 |
| 3301 Piney River Dr | 0.41mi | 4/2.0 (+1) | 1,486 (+12%) | 1mo | $277,981 | $187 | 55 |
| 1177 Mcconnell Dr | 0.61mi | 3/2.0 | 1,486 (+12%) | 4mo | $262,000 | $176 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.19% rent growth · sell at horizon
- IRR
- -18.0%
- Equity multiple
- 0.38×
- Total profit
- $-37,563
- Equity at exit
- $32,057
- IRR
- -13.8%
- Equity multiple
- 0.26×
- Total profit
- $-44,624
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73099
- Rents YoY
- 1.2%
- Active inventory
- 1560
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,731 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$132 /mo · $1,584/yr
- Insurance
- −$90
- HOA
- −$12
- Vacancy / Maint / Mgmt
- −$364
- Net cashflow
- $7
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3301 Buckingham Pl Yukon, OK | 3.0 | 2.0 | 1382 | $1,550 | $1.12 | 16d | 1 | 0.06mi |
| 2921 Thompson Farm Ln Yukon, OK | 3.0 | 2.0 | 1555 | $1,650 | $1.06 | 11d | 1 | 0.26mi |
| 2932 Cider Mill Ln Yukon, OK | 3.0 | 2.0 | 1529 | $1,625 | $1.06 | 23d | 1 | 0.30mi |
| 10516 NW 31st Pl Yukon, OK | 3.0 | 2.0 | 1586 | $1,950 | $1.23 | 3d | 1 | 0.30mi |
| 2928 Cider Mill Ln Yukon, OK | 4.0 | 2.0 | 1853 | $2,100 | $1.13 | 2d | 1 | 0.30mi |
| 10512 NW 31st Pl Yukon, OK | 3.0 | 2.0 | 1385 | $1,795 | $1.30 | 10d | 1 | 0.31mi |
| 2901 Cider Mill Ln Yukon, OK | 3.0 | 2.0 | 1633 | $1,950 | $1.19 | 10d | 1 | 0.35mi |
| 3208 Mt Nebo Dr Yukon, OK | 3.0 | 2.0 | 1295 | $1,695 | $1.31 | 3d | 1 | 0.44mi |
| 2717 Dennis Dr Yukon, OK | 4.0 | 2.0 | 1614 | $1,835 | $1.14 | 23d | 1 | 0.50mi |
| 10601 NW 23rd St Unit 18 Yukon, OK | 3.0 | 2.5 | 1281 | $1,550 | $1.21 | 15d | 1 | 0.67mi |
| 10601 NW 23rd St Unit 7 Yukon, OK | 3.0 | 2.5 | 1258 | $1,500 | $1.19 | 14d | 1 | 0.69mi |
| 10705 NW 23rd Ter Yukon, OK | 3.0 | 2.0 | 1431 | $1,545 | $1.08 | 23d | 1 | 0.70mi |
| 4004 Regatta Rd Yukon, OK | 3.0 | 2.0 | 1350 | $1,550 | $1.15 | 2d | 1 | 0.70mi |
| 10601 NW 20th St Yukon, OK | 3.0 | 2.0 | 1440 | $1,850 | $1.28 | 23d | 1 | 0.86mi |
| 925 Saint James Ct Unit 1 Yukon, OK | 3.0 | 2.0 | 1325 | $1,425 | $1.08 | 10d | 1 | 0.90mi |
| 1107 Ashton Ln Yukon, OK | 3.0 | 2.0 | 1138 | $1,495 | $1.31 | 23d | 1 | 0.93mi |
| 1103 Ashton Ln Yukon, OK | 3.0 | 2.0 | 1138 | $1,495 | $1.31 | 23d | 1 | 0.94mi |
| 1001 Walsh Ln Yukon, OK | 3.0 | 2.0 | 1596 | $1,540 | $0.96 | 23d | 1 | 0.97mi |
| 1925 Sara Vista Dr Yukon, OK | 4.0 | 2.0 | 1730 | $1,795 | $1.04 | 23d | 1 | 1.00mi |
| 10429 NW 19th St Oklahoma City, OK | 3.0 | 2.0 | 1313 | $1,495 | $1.14 | 23d | 1 | 1.00mi |
| 1409 Chimney Hill Rd Yukon, OK | 3.0 | 2.0 | 1473 | $1,705 | $1.16 | 20d | 1 | 1.03mi |
| 1018 Arlington Dr Yukon, OK | 3.0 | 2.0 | 1313 | $1,560 | $1.19 | 3d | 1 | 1.04mi |
| 1006 Richmond St Yukon, OK | 3.0 | 2.0 | 1171 | $1,395 | $1.19 | 23d | 1 | 1.05mi |
| 9900 U.S. Route 66 Yukon, OK | 1.0–2.0 | 1.0–2.0 | 818 | $1,315 | $1.61 | 3d | 1 | 1.09mi |
| 10216 NW 19th St Oklahoma City, OK | 3.0 | 2.0 | 1248 | $1,500 | $1.20 | 23d | 1 | 1.16mi |
| 730 Arlington Dr Yukon, OK | 3.0 | 2.0 | 1376 | $1,495 | $1.09 | 11d | 1 | 1.17mi |
| 4804 Doe Run Dr Yukon, OK | 4.0 | 2.0 | 1674 | $1,795 | $1.07 | 23d | 1 | 1.22mi |
| 908 Ranchoak Ct Yukon, OK | 3.0 | 2.0 | 1200 | $1,000 | $0.83 | 14d | 1 | 1.28mi |
| 1054 Cumberland Mansion Yukon, OK | 3.0 | 2.0 | 1218 | $1,500 | $1.23 | 3d | 1 | 1.30mi |
HOA detail
- Monthly dues
- $12 · $144/yr
Listing history 4 events
-
2026-06-18days on market $215,000 Active 3 DOM
-
2026-06-17days on market $215,000 Active 2 DOM
-
2026-06-15remarks 348-char remark
-
2026-06-15$215,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $1,584 · $132/mo
- Projected year-2 tax
- $1,935 · $161/mo
- Expected delta
- +$351/yr (+$29/mo · 22.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,776
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,584
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,662
- − Management
- −$1,662
- − HOA
- −$144
- − Depreciation
- −$6,255
- Taxable loss
- −$3,649
- Est. tax savings @ 24.0%
- +$876
- After-tax cash flow
- $956/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Yukon
- NCES district ID
- 4033480
- Math proficiency
- 30% ▼ -16.00%
- Reading proficiency
- 32% ▼ -10.00%
- Median HH income
- $63,741
- Composite
- 28.35/100
- National rank
- #6776
- State rank
- #47 of 270 in OK
Livability — Oklahoma City
- Score
- 80/100
- State rank
- #3
- US rank
- #1635
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oklahoma City, OK
- County
- Canadian County · 154,341 people
- City population
- 498,656
- Metro
- Oklahoma City, OK
- Population (ZIP)
- 91,014
- Household income
- $88,030
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Canadian County) Hauer SSP2
- Today (2025)
- 174,062 people
- By 2030
- 195,170 · +12.1%
- By 2040
- 239,293 · +37.5%
- By 2050
- 285,457 · +64.0%
- By 2075
- 403,766 · +132.0%
- By 2100
- 498,766 · +186.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Two or more races 11% Hispanic / Latino 10% Black 3% Asian 3% Native American 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Italian 2% Slovak 1% Portuguese 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 91% English-only · Spanish 5% Vietnamese 2% Other Asian/Pacific 1%
Political lean MEDSL · Canadian
- 2024 margin
- Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
- 2008→2024 swing
- +11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
- All cycles
- 2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -206.04%
- Current HPI
- 244.6836
- Rent YoY
- ▲ 1.19%
- Metro
- Oklahoma City, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+1243.8% since first listed6 events — show timeline
- 2026-06-15 Listed $215,000 MLSOK
- 2007-12-19 Listing Removed — MLSOK
- 2006-02-10 Sold (MLS) $135,182 MLSOK
- 2005-12-06 Listed $136,214 MLSOK
- 2004-12-01 Listed $135,648 MLSOK
- 2004-11-15 Sold (Public Records) $16,000 Public Records
Property tax history
+0.0%/yrLatest (2025): $1,584 · +0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…