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10700 NW 32nd St
D+ Composite 46.61
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.9/15.0
  • Cash flow +13.5/30.0
  • DSCR +4.1/10.0
  • Livability +4.0/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.8/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$215,000

10700 NW 32nd St · Oklahoma City, OK 73099
3 bd · 2.0 ba · 1,326 sqft · SingleFamily public records · 3 Days on market
Built 2005 6,835 sqft lot Est $251k · 14% under $12/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for more storage? The Everett includes several huge walk-in closets and a large kitchen pantry. This design includes a formal entryway with decorating niches to add character.

Key facts

  • Huge walk-in closets
  • Formal entryway
  • Large kitchen pantry

Tags

HUGE WALK-IN CLOSETSLARGE KITCHEN PANTRYFORMAL ENTRYWAYCORNER LOTLARGE BACKYARD

Property features AI

Finance

  • Other: Located in Brighton Place Add 5; No storm shelter; Corner lot (directions: Turn left on 32nd St. Home is on corner)
  • Financial info: Loan qualification possible
  • HOA & community: Mandatory association dues; Association fee $138 monthly covering greenbelt and common area maintenance

Exterior

  • Parking: Detached or attached 2-car garage
  • Home design: Single family residence; One level; Residential property
  • Construction: Brick and frame construction; Composition roof; Slab foundation; Existing property
  • Exterior features: Open patio; Infill lot

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: One living area; Masonry fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $7 ($80/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (19.5% below list).
  • Recommended offer: $173k (19.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Yukon (suburban): math 30% / reading 32% proficiency, ranked #47 of 270 in OK (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Skyview Es (math 32% / reading 37%, grade F, #168 of 845 statewide, top 24%, 462 students, 0% FRL); Yukon Hs (math 26% / reading 38%, grade F, #67 of 447 statewide, top 16%, 2,833 students, 0% FRL) — zoned schools average 0% FRL vs 32% district-wide (32 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.2%/yr); 1560 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $135k; list at $215k implies a 59% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,130 (19.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.33%
Cash-on-cash
0.13%
DSCR
1.01
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$250,614
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10636 NW 34th Ter 0.15mi 3/2.0 1,404 (+6%) 4mo $225,000 $160 80
10213 NW 27th St 0.36mi 3/2.0 1,263 (-5%) 1mo $240,990 $191 75
705 Mcconnell Dr 0.52mi 3/2.0 1,344 (+1%) 4mo $209,000 $156 70
3309 Piney River Dr 0.43mi 3/2.0 1,385 (+4%) 4mo $279,880 $202 69
3432 Piney River Dr 0.51mi 3/2.0 1,296 (-2%) 5mo $250,000 $193 69
10648 NW 35th St 0.26mi 3/2.0 1,501 (+13%) 3mo $212,000 $141 63
2808 Casey Dr 0.65mi 3/2.0 1,263 (-5%) 2mo $238,990 $189 60
761 Okie Ridge Rd 0.62mi 3/2.0 1,374 (+4%) 6mo $215,000 $156 60
2716 Casey Dr 0.65mi 3/2.0 1,263 (-5%) 2mo $240,990 $191 60
3305 Piney River Dr 0.42mi 3/2.0 1,496 (+13%) 2mo $299,881 $200 57
3301 Piney River Dr 0.41mi 4/2.0 (+1) 1,486 (+12%) 1mo $277,981 $187 55
1177 Mcconnell Dr 0.61mi 3/2.0 1,486 (+12%) 4mo $262,000 $176 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.19% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.38×
Total profit
$-37,563
Equity at exit
$32,057
10-year hold
IRR
-13.8%
Equity multiple
0.26×
Total profit
$-44,624
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73099

Rents YoY
1.2%
Active inventory
1560
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,731 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$132 /mo · $1,584/yr
Insurance
$90
HOA
$12
Vacancy / Maint / Mgmt
$364
Net cashflow
$7

Break-even live

Break-even rent $1,723
Max offer price $215,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3301 Buckingham Pl Yukon, OK 3.0 2.0 1382 $1,550 $1.12 16d 1 0.06mi
2921 Thompson Farm Ln Yukon, OK 3.0 2.0 1555 $1,650 $1.06 11d 1 0.26mi
2932 Cider Mill Ln Yukon, OK 3.0 2.0 1529 $1,625 $1.06 23d 1 0.30mi
10516 NW 31st Pl Yukon, OK 3.0 2.0 1586 $1,950 $1.23 3d 1 0.30mi
2928 Cider Mill Ln Yukon, OK 4.0 2.0 1853 $2,100 $1.13 2d 1 0.30mi
10512 NW 31st Pl Yukon, OK 3.0 2.0 1385 $1,795 $1.30 10d 1 0.31mi
2901 Cider Mill Ln Yukon, OK 3.0 2.0 1633 $1,950 $1.19 10d 1 0.35mi
3208 Mt Nebo Dr Yukon, OK 3.0 2.0 1295 $1,695 $1.31 3d 1 0.44mi
2717 Dennis Dr Yukon, OK 4.0 2.0 1614 $1,835 $1.14 23d 1 0.50mi
10601 NW 23rd St Unit 18 Yukon, OK 3.0 2.5 1281 $1,550 $1.21 15d 1 0.67mi
10601 NW 23rd St Unit 7 Yukon, OK 3.0 2.5 1258 $1,500 $1.19 14d 1 0.69mi
10705 NW 23rd Ter Yukon, OK 3.0 2.0 1431 $1,545 $1.08 23d 1 0.70mi
4004 Regatta Rd Yukon, OK 3.0 2.0 1350 $1,550 $1.15 2d 1 0.70mi
10601 NW 20th St Yukon, OK 3.0 2.0 1440 $1,850 $1.28 23d 1 0.86mi
925 Saint James Ct Unit 1 Yukon, OK 3.0 2.0 1325 $1,425 $1.08 10d 1 0.90mi
1107 Ashton Ln Yukon, OK 3.0 2.0 1138 $1,495 $1.31 23d 1 0.93mi
1103 Ashton Ln Yukon, OK 3.0 2.0 1138 $1,495 $1.31 23d 1 0.94mi
1001 Walsh Ln Yukon, OK 3.0 2.0 1596 $1,540 $0.96 23d 1 0.97mi
1925 Sara Vista Dr Yukon, OK 4.0 2.0 1730 $1,795 $1.04 23d 1 1.00mi
10429 NW 19th St Oklahoma City, OK 3.0 2.0 1313 $1,495 $1.14 23d 1 1.00mi
1409 Chimney Hill Rd Yukon, OK 3.0 2.0 1473 $1,705 $1.16 20d 1 1.03mi
1018 Arlington Dr Yukon, OK 3.0 2.0 1313 $1,560 $1.19 3d 1 1.04mi
1006 Richmond St Yukon, OK 3.0 2.0 1171 $1,395 $1.19 23d 1 1.05mi
9900 U.S. Route 66 Yukon, OK 1.0–2.0 1.0–2.0 818 $1,315 $1.61 3d 1 1.09mi
10216 NW 19th St Oklahoma City, OK 3.0 2.0 1248 $1,500 $1.20 23d 1 1.16mi
730 Arlington Dr Yukon, OK 3.0 2.0 1376 $1,495 $1.09 11d 1 1.17mi
4804 Doe Run Dr Yukon, OK 4.0 2.0 1674 $1,795 $1.07 23d 1 1.22mi
908 Ranchoak Ct Yukon, OK 3.0 2.0 1200 $1,000 $0.83 14d 1 1.28mi
1054 Cumberland Mansion Yukon, OK 3.0 2.0 1218 $1,500 $1.23 3d 1 1.30mi

HOA detail

Monthly dues
$12 · $144/yr

Listing history 4 events

  1. 2026-06-18
    days on market $215,000 Active 3 DOM
  2. 2026-06-17
    days on market $215,000 Active 2 DOM
  3. 2026-06-15
    remarks 348-char remark
  4. 2026-06-15
    listed $215,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,584 · $132/mo
Projected year-2 tax
$1,935 · $161/mo
Expected delta
+$351/yr (+$29/mo · 22.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,776
− Mortgage interest
−$12,043
− Property taxes
−$1,584
− Insurance
−$1,075
− Repairs & maintenance
−$1,662
− Management
−$1,662
− HOA
−$144
− Depreciation
−$6,255
Taxable loss
−$3,649
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$876
After-tax cash flow
$956/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yukon
NCES district ID
4033480
Math proficiency
30% ▼ -16.00%
Reading proficiency
32% ▼ -10.00%
Median HH income
$63,741
Composite
28.35/100
National rank
#6776
State rank
#47 of 270 in OK

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Canadian County · 154,341 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
91,014
Household income
$88,030
Rent vs Own
26.1% rent · 73.9% own
Severe rent burden
1838.0

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 11% Hispanic / Latino 10% Black 3% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 5% Vietnamese 2% Other Asian/Pacific 1%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.04%
Current HPI
244.6836
Rent YoY
▲ 1.19%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+1243.8% since first listed
6 events — show timeline
  • 2026-06-15 Listed $215,000 MLSOK
  • 2007-12-19 Listing Removed MLSOK
  • 2006-02-10 Sold (MLS) $135,182 MLSOK
  • 2005-12-06 Listed $136,214 MLSOK
  • 2004-12-01 Listed $135,648 MLSOK
  • 2004-11-15 Sold (Public Records) $16,000 Public Records

Property tax history

+0.0%/yr

Latest (2025): $1,584 · +0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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