8916 Brigade Trl · Ensley, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.3/15.0
- Cash flow +7.3/30.0
- Livability +4.0/5.0
- Schools +3.6/10.0
- Rent growth +3.4/5.0
- 1% rule +2.7/10.0
- Condition / age +2.5/5.0
- DSCR +1.4/10.0
- Appreciation +0.0/10.0
$239,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming corner townhome in the heart of Pensacola! This bright corner-unit townhouse offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, seamlessly blending modern amenities with serene natural surroundings. Spanning 1,440 sq ft, the open floor plan is an entertainer's delight with a kitchen that features white cabinetry, light granite countertops, stainless steel appliances, a pantry, and a large breakfast bar. It flows easily into the expansive living and dining areas, with wood-look luxury vinyl plank flooring and ceiling fan, creating a warm and inviting atmosphere. A powder room on the main floor adds convenience for guests. Step outside to your back patio, where tranquil wooded views provide a peaceful backdrop. The area can be easily fenced, offering additional privacy and a perfect space for outdoor relaxation or entertaining. Upstairs is a generous Primary Suite featuring a large walk-in closet and ceiling fan. The adjoining en-suite bathroom has a walk-in shower, dual sinks with granite countertops, and a handy linen closet. Two additional spacious bedrooms with ample closet space and ceiling fans share a well-appointed second bathroom with a bathtub/shower combo. The conveniently located upstairs laundry room comes complete with a washer and dryer that convey with the property. Additional features include 2-inch wood-like blinds on all windows, fabric hurricane protection for all openings, and a Smart Home Connect system featuring keyless entry, enhancing both security and convenience. Residents of Admiral’s Quarter enjoy access to a large community pool, perfect for unwinding on warm days. The prime central location offers close proximity to shopping, dining, medical facilities, Naval Air Station Pensacola, Navy Federal Credit Union, Baptist Medical Park, and the University of West Florida, making commutes and daily errands a breeze.
Key facts
- Corner townhome
- Open floor plan
- Fenced area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $240k.
Deal economics
- At list price, monthly cash flow is $-325 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $183k (23.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (22.9% below list).
- Recommended offer: $183k (23.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 79/100 on livability (#133 in FL, #1,996 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, schools F.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.6%/yr); 113 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
- This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 218 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 218 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 4.67%
- Cash-on-cash
- -5.80%
- DSCR
- 0.74
- GRM
- 10.8
CMA / ARV
- ARV (median comp)
- $268,375
- List price
- $239,900
- Delta
- -10.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8905 Brigade Trl #8905 | 0.03mi | 3/2.5 | 1,537 (+8%) | 1mo | $222,250 | $145 | 84 |
| 8913 Brigade Trl | 0.03mi | 3/2.5 | 1,537 (+8%) | 3mo | $230,000 | $150 | 82 |
| 1587 Iroquois Ct | 0.26mi | 3/2.5 | 1,537 (+8%) | 2mo | $225,900 | $147 | 73 |
| 1455 Iroquois Ct | 0.26mi | 3/2.5 | 1,553 (+9%) | 4mo | $242,500 | $156 | 69 |
| 1590 Iroquois Ct | 0.26mi | 3/2.5 | 1,553 (+9%) | 6mo | $275,000 | $177 | 67 |
| 1940 Highland Ridge Ct Unit 8B | 0.57mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 58 |
| 1960 Highland Ridge Ct Unit 3B | 0.57mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 57 |
| 1964 Highland Ridge Ct Unit 2B | 0.58mi | 3/2.5 | 1,543 (+9%) | 2mo | $233,900 | $152 | 57 |
| 1968 Highland Ridge Ct Unit 1B | 0.59mi | 3/2.5 | 1,543 (+9%) | 3mo | $227,400 | $147 | 55 |
| 8332 Highland Ridge Dr Unit 4A | 0.59mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 54 |
| 8344 Highland Ridge Dr Unit 7A | 0.60mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 54 |
| 8336 Highland Ridge Dr Unit 5A | 0.60mi | 3/2.5 | 1,543 (+9%) | 5mo | $225,900 | $146 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.63% rent growth · sell at horizon
- IRR
- -25.4%
- Equity multiple
- 0.13×
- Total profit
- $-58,282
- Equity at exit
- $35,770
- IRR
- -19.6%
- Equity multiple
- -0.07×
- Total profit
- $-72,064
- Equity at exit
- $20,742
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32534
- Home prices YoY
- -19.1%
- Rents YoY
- 3.6%
- Active inventory
- 113
- Price-to-rent
- 10.8×
Monthly cashflow live
- Estimated rent
- $1,848 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax from tax record
- −$263 /mo · $3,158/yr
- Insurance
- −$100
- HOA
- −$164
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $-325
Break-even live
Sensitivity live
| Price | -10% $-189 | -5% $-257 | +0% $-325 | +5% $-393 | +10% $-461 |
|---|---|---|---|---|---|
| Rent | -10% $-471 | -5% $-398 | +0% $-325 | +5% $-252 | +10% $-179 |
| Rate | -1.0pp $-204 | -0.5pp $-264 | base $-325 | +0.5pp $-387 | +1.0pp $-450 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8932 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1530 | $1,825 | $1.19 | 24d | 1 | 0.02mi |
| 8932 Abbington Dr Pensacola, FL | 3.0 | 2.0 | 1576 | $2,015 | $1.28 | 24d | 1 | 0.07mi |
| 8980 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 24d | 1 | 0.08mi |
| 8980 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 22d | 1 | 0.08mi |
| 8869 Brigade Trl Pensacola, FL | 3.0 | 2.5 | 1537 | $1,725 | $1.12 | 14d | 1 | 0.09mi |
| 1512 Iroquois Ct Pensacola, FL | 3.0 | 2.5 | 1500 | $1,750 | $1.17 | 24d | 1 | 0.12mi |
| 1524 Farragut Way Pensacola, FL | 3.0 | 2.5 | 1537 | $1,750 | $1.14 | 14d | 1 | 0.15mi |
| 1559 W Nine Mile Rd Pensacola, FL | 1.0–2.0 | 1.0–2.0 | 894 | $2,280 | $2.55 | 14d | 31 | 0.19mi |
| 1431 W Nine Mile Rd Pensacola, FL | 1.0–3.0 | 1.0–2.0 | 1017 | $1,780 | $1.75 | 14d | 12 | 0.24mi |
| 2292 Sparrow Ln Pensacola, FL | 3.0 | 2.0 | 1275 | $1,525 | $1.20 | 24d | 1 | 0.51mi |
| 28 Easton St Cantonment, FL | 3.0 | 2.0 | 1695 | $1,850 | $1.09 | 14d | 1 | 0.54mi |
| 8800 Pine Forest Rd Pensacola, FL | 1.0–3.0 | 1.0–2.0 | 1077 | $1,809 | $1.68 | 14d | 18 | 0.64mi |
| 8644 Cove Ave Pensacola, FL | 3.0 | 2.0 | 1588 | $1,850 | $1.16 | 24d | 1 | 0.84mi |
| 9980 Bowman Ave Unit N Pensacola, FL | 3.0 | 2.0 | 1150 | $1,595 | $1.39 | 22d | 1 | 0.95mi |
| 9980 Bowman Ave Unit L Pensacola, FL | 3.0 | 2.0 | 1150 | $1,595 | $1.39 | 14d | 1 | 0.95mi |
| 975 Lovebird Ct Pensacola, FL | 4.0 | 2.0 | 1768 | $2,100 | $1.19 | 14d | 1 | 1.22mi |
| 951 Lovebird Ct Pensacola, FL | 4.0 | 2.0 | 1787 | $2,150 | $1.20 | 14d | 1 | 1.25mi |
| 1229 W Ten Mile Rd Cantonment, FL | 3.0 | 2.0 | 1528 | $2,000 | $1.31 | 24d | 1 | 1.33mi |
| 3318 Pine Forest Rd Cantonment, FL | 2.0 | 2.0 | 968 | $1,250 | $1.29 | 24d | 1 | 1.46mi |
| 8660 Figland Ave Pensacola, FL | 3.0 | 2.0 | 1106 | $1,550 | $1.40 | 14d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $164 · $1,968/yr
- Likely covers
- poolsecurity
Listing history 25 events
-
2026-06-18days on market $239,900 Active 218 DOM
-
2026-06-17days on market $239,900 Active 217 DOM
-
2026-06-16days on market $239,900 Active 216 DOM
-
2026-06-15days on market $239,900 Active 215 DOM
-
2026-06-14days on market $239,900 Active 213 DOM
-
2026-06-10days on market $239,900 Active 210 DOM
-
2026-06-09days on market $239,900 Active 209 DOM
-
2026-06-08days on market $239,900 Active 208 DOM
-
2026-06-07days on market $239,900 Active 207 DOM
-
2026-06-03days on market $239,900 Active 203 DOM
-
2026-06-02days on market $239,900 Active 202 DOM
-
2026-06-01days on market $239,900 Active 201 DOM
-
2026-05-31days on market $239,900 Active 200 DOM
-
2026-05-31days on market $239,900 Active 199 DOM
-
2026-04-01price $239,900 1902-char remark
Show marketing remark (1930 chars)
**OPEN HOUSE: Sat, 4/25 11AM-2PM**Welcome to this charming corner townhome in the heart of Pensacola! This bright corner-unit townhouse offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, seamlessly blending modern amenities with serene natural surroundings. Spanning 1,440 sq ft, the open floor plan is an entertainer's delight with a kitchen that features white cabinetry, light granite countertops, stainless steel appliances, a pantry, and a large breakfast bar. It flows easily into the expansive living and dining areas, with wood-look luxury vinyl plank flooring and ceiling fan, creating a warm and inviting atmosphere. A powder room on the main floor adds convenience for guests. Step outside to your back patio, where tranquil wooded views provide a peaceful backdrop. The area can be easily fenced, offering additional privacy and a perfect space for outdoor relaxation or entertaining. Upstairs is a generous Primary Suite featuring a large walk-in closet and ceiling fan. The adjoining en-suite bathroom has a walk-in shower, dual sinks with granite countertops, and a handy linen closet. Two additional spacious bedrooms with ample closet space and ceiling fans share a well-appointed second bathroom with a bathtub/shower combo. The conveniently located upstairs laundry room comes complete with a washer and dryer that convey with the property. Additional features include 2-inch wood-like blinds on all windows, fabric hurricane protection for all openings, and a Smart Home Connect system featuring keyless entry, enhancing both security and convenience. Residents of Admiral's Quarter enjoy access to a large community pool, perfect for unwinding on warm days. The prime central location offers close proximity to shopping, dining, medical facilities, Naval Air Station Pensacola, Navy Federal Credit Union, Baptist Medical Park, and the University of West Florida, making commutes and daily errands a breeze.
-
2026-04-01price $239,900 1930-char remark
Show marketing remark (1930 chars)
**OPEN HOUSE: Sat, 4/25 11AM-2PM**Welcome to this charming corner townhome in the heart of Pensacola! This bright corner-unit townhouse offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, seamlessly blending modern amenities with serene natural surroundings. Spanning 1,440 sq ft, the open floor plan is an entertainer's delight with a kitchen that features white cabinetry, light granite countertops, stainless steel appliances, a pantry, and a large breakfast bar. It flows easily into the expansive living and dining areas, with wood-look luxury vinyl plank flooring and ceiling fan, creating a warm and inviting atmosphere. A powder room on the main floor adds convenience for guests. Step outside to your back patio, where tranquil wooded views provide a peaceful backdrop. The area can be easily fenced, offering additional privacy and a perfect space for outdoor relaxation or entertaining. Upstairs is a generous Primary Suite featuring a large walk-in closet and ceiling fan. The adjoining en-suite bathroom has a walk-in shower, dual sinks with granite countertops, and a handy linen closet. Two additional spacious bedrooms with ample closet space and ceiling fans share a well-appointed second bathroom with a bathtub/shower combo. The conveniently located upstairs laundry room comes complete with a washer and dryer that convey with the property. Additional features include 2-inch wood-like blinds on all windows, fabric hurricane protection for all openings, and a Smart Home Connect system featuring keyless entry, enhancing both security and convenience. Residents of Admiral's Quarter enjoy access to a large community pool, perfect for unwinding on warm days. The prime central location offers close proximity to shopping, dining, medical facilities, Naval Air Station Pensacola, Navy Federal Credit Union, Baptist Medical Park, and the University of West Florida, making commutes and daily errands a breeze.
-
2025-11-12$249,900 Active 1902-char remark
Show marketing remark (1930 chars)
**OPEN HOUSE: Sat, 4/25 11AM-2PM**Welcome to this charming corner townhome in the heart of Pensacola! This bright corner-unit townhouse offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, seamlessly blending modern amenities with serene natural surroundings. Spanning 1,440 sq ft, the open floor plan is an entertainer's delight with a kitchen that features white cabinetry, light granite countertops, stainless steel appliances, a pantry, and a large breakfast bar. It flows easily into the expansive living and dining areas, with wood-look luxury vinyl plank flooring and ceiling fan, creating a warm and inviting atmosphere. A powder room on the main floor adds convenience for guests. Step outside to your back patio, where tranquil wooded views provide a peaceful backdrop. The area can be easily fenced, offering additional privacy and a perfect space for outdoor relaxation or entertaining. Upstairs is a generous Primary Suite featuring a large walk-in closet and ceiling fan. The adjoining en-suite bathroom has a walk-in shower, dual sinks with granite countertops, and a handy linen closet. Two additional spacious bedrooms with ample closet space and ceiling fans share a well-appointed second bathroom with a bathtub/shower combo. The conveniently located upstairs laundry room comes complete with a washer and dryer that convey with the property. Additional features include 2-inch wood-like blinds on all windows, fabric hurricane protection for all openings, and a Smart Home Connect system featuring keyless entry, enhancing both security and convenience. Residents of Admiral's Quarter enjoy access to a large community pool, perfect for unwinding on warm days. The prime central location offers close proximity to shopping, dining, medical facilities, Naval Air Station Pensacola, Navy Federal Credit Union, Baptist Medical Park, and the University of West Florida, making commutes and daily errands a breeze.
-
2025-11-12$249,900 Active 1930-char remark
Show marketing remark (1930 chars)
**OPEN HOUSE: Sat, 4/25 11AM-2PM**Welcome to this charming corner townhome in the heart of Pensacola! This bright corner-unit townhouse offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage, seamlessly blending modern amenities with serene natural surroundings. Spanning 1,440 sq ft, the open floor plan is an entertainer's delight with a kitchen that features white cabinetry, light granite countertops, stainless steel appliances, a pantry, and a large breakfast bar. It flows easily into the expansive living and dining areas, with wood-look luxury vinyl plank flooring and ceiling fan, creating a warm and inviting atmosphere. A powder room on the main floor adds convenience for guests. Step outside to your back patio, where tranquil wooded views provide a peaceful backdrop. The area can be easily fenced, offering additional privacy and a perfect space for outdoor relaxation or entertaining. Upstairs is a generous Primary Suite featuring a large walk-in closet and ceiling fan. The adjoining en-suite bathroom has a walk-in shower, dual sinks with granite countertops, and a handy linen closet. Two additional spacious bedrooms with ample closet space and ceiling fans share a well-appointed second bathroom with a bathtub/shower combo. The conveniently located upstairs laundry room comes complete with a washer and dryer that convey with the property. Additional features include 2-inch wood-like blinds on all windows, fabric hurricane protection for all openings, and a Smart Home Connect system featuring keyless entry, enhancing both security and convenience. Residents of Admiral's Quarter enjoy access to a large community pool, perfect for unwinding on warm days. The prime central location offers close proximity to shopping, dining, medical facilities, Naval Air Station Pensacola, Navy Federal Credit Union, Baptist Medical Park, and the University of West Florida, making commutes and daily errands a breeze.
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2021-07-20soldstatus $267,900 Sold
-
2021-05-13status Pending
-
2021-05-11price $267,900
-
2021-04-24price $262,900
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2021-04-13price $259,900
-
2021-04-05price $254,900
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2021-04-03$249,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,158 · $263/mo
- Projected year-2 tax
- $3,158 · $263/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 6 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,182
- − Mortgage interest
- −$13,438
- − Property taxes
- −$3,158
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,775
- − Management
- −$1,775
- − HOA
- −$1,968
- − Depreciation
- −$6,979
- Taxable loss
- −$8,110
- Est. tax savings @ 24.0%
- +$1,946
- After-tax cash flow
- $-1,952/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
Livability — Ensley
- Score
- 79/100
- State rank
- #133
- US rank
- #1996
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ensley, FL
- County
- Escambia County · 301,722 people
- City population
- 15,879
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 17,104
- Household income
- $58,992
- Rent vs Own
- Severe rent burden
- 540.0
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 51% Black 30% Two or more races 9% Hispanic / Latino 8% Asian 5%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Serbian 3% Italian 2% Portuguese 1%
- Foreign-born
- 8% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 6% Vietnamese 2% Tagalog/Filipino 1%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -60.23%
- Current HPI
- 255.7617
- Rent YoY
- ▲ 3.63%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
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Price history
-4.0% since first listed11 events — show timeline
- 2026-04-01 Price Changed $239,900 PARMLS
- 2026-04-01 Price Changed $239,900 NAMLS
- 2025-11-12 Listed $249,900 NAMLS
- 2025-11-12 Listed $249,900 PARMLS
- 2021-07-20 Sold (MLS) $267,900 PARMLS
- 2021-05-13 Pending — PARMLS
- 2021-05-11 Price Changed $267,900 PARMLS
- 2021-04-24 Price Changed $262,900 PARMLS
- 2021-04-13 Price Changed $259,900 PARMLS
- 2021-04-05 Price Changed $254,900 PARMLS
- 2021-04-03 Listed $249,900 PARMLS
Property tax history
-0.6%/yrLatest (2025): $3,158 · -2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…