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2420 Euclid St
D- Composite 38.88
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +10.0/15.0
  • DSCR +3.7/10.0
  • 1% rule +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$105,000

2420 Euclid St · Beaumont, TX 77705
2 bd · 1.0 ba · 720 sqft · SingleFamily public records · 79 Days on market
Built 1962 10,019 sqft lot $146/sqft · 68% above area Est $111k · 6% under ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This home does need some tlc, although it may be a fixer upper, it does have a great warehouse in the back for anyone who works from home or is wanting to work from home. There are a number of possibilities for the use of this warehouse, whether you're a welder, mechanic or just looking for a place to keep your belongings, this home is for you. Come take a look, you will regret missing out!!

Key facts

  • 0.23 acre lot
  • 2 garage spots
  • Listed 79 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $-19 ($-226/yr) — negative.
  • To cash-flow at today's rent, offer at most $102k (3.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $86k (18.4% below list).
  • Recommended offer: $86k (18.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Blanchette El (math 6% / reading 12%, grade F, #4,293 of 4,322 statewide, top 99%, 568 students, 96% FRL); Odom Middle (math 30% / reading 42%, grade F, #805 of 1,662 statewide, top 50%, 709 students, 73% FRL) — zoned schools average 85% FRL vs 69% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 207 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($99k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $85,726 (18.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.08%
Cash-on-cash
-0.77%
DSCR
0.97
GRM
10.2

CMA / ARV

ARV (median comp)
$111,171
List price
$105,000
Delta
-5.55%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.38×
Total profit
$-18,221
Equity at exit
$15,656
10-year hold
IRR
-9.7%
Equity multiple
0.41×
Total profit
$-17,434
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77705

Home prices YoY
-29.7%
Active inventory
207
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$857 high interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$102 /mo · $1,221/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$180
Net cashflow
$-19

Break-even live

Break-even rent $881
Max offer price $101,669
Occupancy floor 97%

Sensitivity live

Price -10% $41 -5% $11 +0% $-19 +5% $-49 +10% $-78
Rent -10% $-87 -5% $-53 +0% $-19 +5% $15 +10% $49
Rate -1.0pp $34 -0.5pp $8 base $-19 +0.5pp $-46 +1.0pp $-74

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2401 Franklin St Unit 2405 Beaumont, TX 2.0 1.0 600 $995 $1.66 15d 1 0.66mi
2370 Avenue C Unit C Beaumont, TX 1.0 1.0 728 $850 $1.17 25d 1 0.78mi
4370 Avenue A Unit 02 Beaumont, TX 1.0 1.0 390 $600 $1.54 45d 1 1.05mi
2325 Victoria St Unit 1 Beaumont, TX 1.0 1.0 450 $700 $1.56 45d 1 1.05mi
2325 Victoria St Unit 6 Beaumont, TX 1.0 1.0 450 $900 $2.00 45d 1 1.05mi
1142 Lyle St Unit 4 Beaumont, TX 1.0 1.0 500 $625 $1.25 15d 1 1.10mi
1142 Lyle St Unit 5 Beaumont, TX 1.0 1.0 450 $595 $1.32 45d 1 1.10mi
1860 Forsythe St Unit 1860 Beaumont, TX 2.0 1.0 700 $800 $1.14 22d 1 1.15mi
690 E AVE Unit B Beaumont, TX 1.0 1.0 700 $875 $1.25 15d 1 1.16mi
2210 Sabine Pass Ave Unit D Beaumont, TX 1.0 1.0 740 $695 $0.94 15d 1 1.36mi

Listing history 16 events

  1. 2026-06-14
    days on market $105,000 Active 79 DOM
  2. 2026-06-13
    days on market $105,000 Active 78 DOM
  3. 2026-06-10
    days on market $105,000 Active 76 DOM
  4. 2026-06-09
    days on market $105,000 Active 75 DOM
  5. 2026-06-08
    days on market $105,000 Active 74 DOM
  6. 2026-06-07
    days on market $105,000 Active 73 DOM
  7. 2026-06-03
    days on market $105,000 Active 69 DOM
  8. 2026-06-02
    days on market $105,000 Active 68 DOM
  9. 2026-06-01
    days on market $105,000 Active 67 DOM
  10. 2026-05-31
    days on market $105,000 Active 66 DOM
  11. 2026-05-30
    days on market $105,000 Active 65 DOM
  12. 2026-03-26
    listed $105,000 Active 394-char remark
    Show marketing remark (394 chars)

    This home does need some tlc, although it may be a fixer upper, it does have a great warehouse in the back for anyone who works from home or is wanting to work from home. There are a number of possibilities for the use of this warehouse, whether you're a welder, mechanic or just looking for a place to keep your belongings, this home is for you. Come take a look, you will regret missing out!!

  13. 2025-12-29
    listed $115,000 Active
  14. 2011-03-18
    soldstatus
  15. 2005-03-04
    soldstatus
  16. 2004-10-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,221 · $102/mo
Projected year-2 tax
$1,922 · $160/mo
Expected delta
+$701/yr (+$58/mo · 57.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,287
− Mortgage interest
−$5,882
− Property taxes
−$1,221
− Insurance
−$525
− Repairs & maintenance
−$823
− Management
−$823
− Depreciation
−$3,055
Taxable loss
−$2,041
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$490
After-tax cash flow
$263/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
38,259
Household income
$54,633
Rent vs Own
41.4% rent · 58.6% own
Severe rent burden
776.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Lithuanian 5% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.76%
Current HPI
129.3696
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.7% since first listed
5 events — show timeline
  • 2026-03-26 Listed $105,000 BBOR
  • 2025-12-29 Listed $115,000 BBOR
  • 2011-03-18 Sold (Public Records) Public Records
  • 2005-03-04 Sold (Public Records) Public Records
  • 2004-10-01 Sold (Public Records) Public Records

Property tax history

+10.0%/yr

Latest (2025): $1,221 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…