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C- Composite 51.4
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • Appreciation +8.6/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • 1% rule +4.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$179,000

7290 Yakima Trl · Big River, CA 92242
3 bd · 3.0 ba · 1,848 sqft · Manufactured public records · 1 Days on market
Built 1980 1.72 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

Key facts

  • Large driveway
  • Expansive views
  • Open floor plan

Tags

CUL-DE-SACLARGE DRIVEWAYEXPANSIVE VIEWSHORSE CORRALOPEN FLOOR PLANSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath manufactured listed at $179k.

Deal economics

  • At list price, monthly cash flow is $73 ($881/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (7.3% below list).
  • Recommended offer: $166k (7.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#327 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: health & safety C-, employment D, schools F.
  • Needles Unified (town): math 22% / reading 28% proficiency, ranked #1,194 of 1,400 in CA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 33 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • In year one you build about $14k of equity ($1k loan paydown + $13k appreciation (7.3% local appreciation)).
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (7.3% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,875 (7.3% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.78%
Cash-on-cash
1.76%
DSCR
1.08
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.26% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
2.40×
Total profit
$70,053
Equity at exit
$127,072
10-year hold
IRR
18.6%
Equity multiple
4.99×
Total profit
$199,930
Equity at exit
$244,174

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92242

Home prices YoY
4.1%
Active inventory
33
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,659 medium interval (Pro) →
Mortgage (P&I)
$939
Tax est. 1.5%
$224 /mo · $2,685/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$348
Net cashflow
$73

Break-even live

Break-even rent $1,566
Max offer price $179,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2025-02-12
    soldstatus $162,500 Closed Sale 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  2. 2025-01-31
    status Pending Sale 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  3. 2025-01-31
    historical 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  4. 2025-01-31
    historical
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  5. 2025-01-16
    status Pending Sale 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  6. 2025-01-16
    status Pending 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  7. 2024-10-08
    price $179,000 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  8. 2024-08-12
    listed $229,000 Active 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  9. 2024-08-12
    listed $179,000 Active 1531-char remark
    Show marketing remark (1531 chars)

    The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.

  10. 2024-07-26
    status Active
  11. 2024-07-26
    price $229,000
  12. 2024-07-26
    historical
  13. 2024-07-23
    historical
  14. 2024-04-15
    price $199,900
  15. 2024-04-06
    listed $229,000 Active
  16. 2024-04-06
    historical
  17. 2007-09-13
    listed $99,900
  18. 2004-05-07
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥117°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,905
− Mortgage interest
−$10,027
− Property taxes
−$2,685
− Insurance
−$895
− Repairs & maintenance
−$1,592
− Management
−$1,592
− Depreciation
−$5,207
Taxable loss
−$2,094
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$503
After-tax cash flow
$1,383/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Needles Unified
NCES district ID
0626760
Math proficiency
22% ▼ -2.00%
Reading proficiency
28% ▼ -1.00%
Median HH income
$31,795
Composite
23.35/100
National rank
#13305
State rank
#1194 of 1400 in CA

Livability — Big River

Score
67/100
State rank
#327
US rank
#11065

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Big River, CA
Population (ZIP)
1,203

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 12% Two or more races 9% Native American 2%
Hispanic origin (detail)
Mexican 10% Salvadoran 1%
Common ancestry
Romanian 5% Serbian 3% Lithuanian 3%
Foreign-born
3% · Canada, Dominican Republic
Languages at home
93% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.26%
Current HPI
183.526
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+195.5% since first listed
18 events — show timeline
  • 2025-02-12 Sold (MLS) $162,500 CRMLS
  • 2025-01-31 Pending CRMLS
  • 2025-01-31 Listing Removed CRMLS
  • 2025-01-31 Listing Removed bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-01-16 Pending CRMLS
  • 2025-01-16 Pending MRCAOR
  • 2024-10-08 Price Changed $179,000 CRMLS
  • 2024-08-12 Listed $179,000 MRCAOR
  • 2024-08-12 Listed $229,000 CRMLS
  • 2024-07-26 Relisted CRMLS
  • 2024-07-26 Listing Removed CRMLS
  • 2024-07-26 Price Changed $229,000 CRMLS
  • 2024-07-23 Listing Removed CRMLS
  • 2024-04-15 Price Changed $199,900 CRMLS
  • 2024-04-06 Listed $229,000 CRMLS
  • 2024-04-06 Coming Soon CRMLS
  • 2007-09-13 Listed $99,900 WARDEX
  • 2004-05-07 Sold (Public Records) $55,000 Public Records

Property tax history

-6.6%/yr

Latest (2022): $247 · -0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…