7290 Yakima Trl · Big River, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 10/10 · Severe
- Hot days now (above 117°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- Appreciation +8.6/10.0
- ARV discount +7.5/15.0
- DSCR +4.8/10.0
- 1% rule +4.3/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
$179,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
Key facts
- Large driveway
- Expansive views
- Open floor plan
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath manufactured listed at $179k.
Deal economics
- At list price, monthly cash flow is $73 ($881/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (7.3% below list).
- Recommended offer: $166k (7.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 67/100 on livability (#327 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: health & safety C-, employment D, schools F.
- Needles Unified (town): math 22% / reading 28% proficiency, ranked #1,194 of 1,400 in CA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 33 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- In year one you build about $14k of equity ($1k loan paydown + $13k appreciation (7.3% local appreciation)).
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (7.3% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.78%
- Cash-on-cash
- 1.76%
- DSCR
- 1.08
- GRM
- 9.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
7.26% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.7%
- Equity multiple
- 2.40×
- Total profit
- $70,053
- Equity at exit
- $127,072
- IRR
- 18.6%
- Equity multiple
- 4.99×
- Total profit
- $199,930
- Equity at exit
- $244,174
Cash invested: $50,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92242
- Home prices YoY
- 4.1%
- Active inventory
- 33
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,659 medium interval (Pro) →
- Mortgage (P&I)
- −$939
- Tax est. 1.5%
- −$224 /mo · $2,685/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$348
- Net cashflow
- $73
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,750
- Closing costs
- $5,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2025-02-12soldstatus $162,500 Closed Sale 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2025-01-31status Pending Sale 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2025-01-31historical 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2025-01-31historical
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2025-01-16status Pending Sale 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2025-01-16status Pending 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2024-10-08price $179,000 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2024-08-12$229,000 Active 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
-
2024-08-12$179,000 Active 1531-char remark
Show marketing remark (1531 chars)
The home is located at the end of the street on a cul-de-sac. There is a large driveway with room for plenty of parking. There is a separate 3 car garage. The home sits on top of a bluff with expansive views of the valley and the mountains in the distance. There is a lower section of land that was used as a horse corral and stall. Entering the home you come into an open floor plan with the dining area, kitchen and family room. The family room has a sliding glass door with the gorgeous views. The kitchen has all stainless steel appliances, with a convection and air fryer oven. There is also a heavy duty garbage disposal. The all wood kitchen cabinets are untreated. They can be painted, stained or left as is, buyers choice. There are ceiling fans throughout. There is a large walk-in pantry/utility room. There is a separate laundry room with outdoor access. The master bath has dual sinks with a granite countertop. The guest bathroom also has a dual sink with a marble countertop. Both bathrooms are large. There is also a large walk in closet adjacent to the second bedroom large enough for plenty of storage. The windows are all new and they are covered with black-out drapes throughout. The entire home has been completely redone down to the studs. The flooring is Pergo throughout. This home also has 2 RV Hookups and one RV Dump. Most of the furniture is available and negotiable. This is a must see and won't last long. This property is on Big River Development leased land. Motivated Seller so bring on all offers.
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2024-07-26status Active
-
2024-07-26price $229,000
-
2024-07-26historical
-
2024-07-23historical
-
2024-04-15price $199,900
-
2024-04-06$229,000 Active
-
2024-04-06historical
-
2007-09-13$99,900
-
2004-05-07soldstatus $55,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥117°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,905
- − Mortgage interest
- −$10,027
- − Property taxes
- −$2,685
- − Insurance
- −$895
- − Repairs & maintenance
- −$1,592
- − Management
- −$1,592
- − Depreciation
- −$5,207
- Taxable loss
- −$2,094
- Est. tax savings @ 24.0%
- +$503
- After-tax cash flow
- $1,383/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Needles Unified
- NCES district ID
- 0626760
- Math proficiency
- 22% ▼ -2.00%
- Reading proficiency
- 28% ▼ -1.00%
- Median HH income
- $31,795
- Composite
- 23.35/100
- National rank
- #13305
- State rank
- #1194 of 1400 in CA
Livability — Big River
- Score
- 67/100
- State rank
- #327
- US rank
- #11065
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Big River, CA
- Population (ZIP)
- 1,203
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 12% Two or more races 9% Native American 2%
- Hispanic origin (detail)
- Mexican 10% Salvadoran 1%
- Common ancestry
- Romanian 5% Serbian 3% Lithuanian 3%
- Foreign-born
- 3% · Canada, Dominican Republic
- Languages at home
- 93% English-only · Spanish 6% German/W. Germanic 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 7.26%
- Current HPI
- 183.526
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+195.5% since first listed18 events — show timeline
- 2025-02-12 Sold (MLS) $162,500 CRMLS
- 2025-01-31 Pending — CRMLS
- 2025-01-31 Listing Removed — CRMLS
- 2025-01-31 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2025-01-16 Pending — CRMLS
- 2025-01-16 Pending — MRCAOR
- 2024-10-08 Price Changed $179,000 CRMLS
- 2024-08-12 Listed $179,000 MRCAOR
- 2024-08-12 Listed $229,000 CRMLS
- 2024-07-26 Relisted — CRMLS
- 2024-07-26 Listing Removed — CRMLS
- 2024-07-26 Price Changed $229,000 CRMLS
- 2024-07-23 Listing Removed — CRMLS
- 2024-04-15 Price Changed $199,900 CRMLS
- 2024-04-06 Listed $229,000 CRMLS
- 2024-04-06 Coming Soon — CRMLS
- 2007-09-13 Listed $99,900 WARDEX
- 2004-05-07 Sold (Public Records) $55,000 Public Records
Property tax history
-6.6%/yrLatest (2022): $247 · -0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…