2037 W Yorkshire Ave · Coeur d'Alene, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Rent growth +3.6/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$149,995
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Now offered at a great price to generate strong interest! Seller will review all offers on 5/1--buyers are encouraged to submit highest and best terms. Well-maintained home offering an affordable path to ownership in today's market. Functional layout with comfortable living space, ample storage, and off-street parking. Located in a convenient community with easy access to shopping, dining, and daily essentials. Monthly lot rent covers water, sewer, garbage, common area maintenance, access to a clubhouse, fitness center, swimming pool, playground, basketball and pickleball courts, game room, library, landscaped grounds, and organized community activities.. Compared to rising rental costs, this presents a unique opportunity for ownership at an approachable price point. Seller reserves the right to accept an offer prior to the review date.
Key facts
- Central location
- Updated kitchen
- New roof
Tags
Property features AI
Finance
- HOA & community: Part of the Oakcrest association (monthly fee); Association covers grounds maintenance, sewer, snow removal, trash and water
Exterior
- Utilities: Public water; Community sewer; Cable TV available
- Home design: Manufactured home
- Construction: Vinyl siding; Composition roof; Pillar/post/pier foundation; Built on paved road
- Exterior features: Outdoor lighting; Open deck; Partial fencing; Open, level lot
Interior
- Kitchen: Electric range; Microwave; Dishwasher; Refrigerator
- Bedrooms: 4 bedrooms on the main level
- Flooring: Carpet; LVP
- Bathrooms: 2 bathrooms on the main level
- Heating & cooling: Electric heating; Forced air
- Interior features: Cable internet available; Washer hookup
- Laundry & utility: Washer; Electric dryer; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $150k.
Deal economics
- At list price, monthly cash flow is $744 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 12.2% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
- This rent runs 35% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.50% ✓
- Cap rate
- 12.25%
- Cash-on-cash
- 21.26%
- DSCR
- 1.95
- GRM
- 5.5
CMA / ARV
- ARV (on-the-fly)
- $55,944
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1710 W Westminster Ave | 0.20mi | 3/2.0 (-1) | 1,344 (-11%) | 3mo | $50,000 | $37 | 65 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.2% rent growth · sell at horizon
- IRR
- 15.1%
- Equity multiple
- 1.62×
- Total profit
- $25,872
- Equity at exit
- $22,365
- IRR
- 24.7%
- Equity multiple
- 3.27×
- Total profit
- $95,269
- Equity at exit
- $12,969
Cash invested: $41,999 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83815
- Rents YoY
- 4.2%
- Active inventory
- 318
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $2,254 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax est. 1.5%
- −$187 /mo · $2,250/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $744
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,499
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5773 N Morleau Ln Coeur D Alene, ID | 4.0 | 2.0 | 1394 | $2,550 | $1.83 | 13d | 1 | 0.30mi |
| 1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID | 3.0 | 2.5 | 1180 | $1,895 | $1.61 | 13d | 1 | 0.48mi |
| 3825 N Ramsey Rd Coeur D Alene, ID | 2.0–3.0 | 2.0 | 1039 | $1,731 | $1.67 | 20d | 1 | 0.62mi |
| 2001 W Voltaire Ln Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.0 | 988 | $1,999 | $2.02 | 13d | 11 | 0.63mi |
| 1681 Pampas Ln Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.0 | 989 | $1,930 | $1.95 | 13d | 22 | 0.71mi |
| 6735 N Spurwing Loop Coeur d'Alene, ID | 3.0 | 2.0 | 1400 | $1,795 | $1.28 | 20d | 1 | 0.93mi |
| 6510 N Atlas Rd #207 Coeur D Alene, ID | 3.0 | 2.0 | 1282 | $2,200 | $1.72 | 20d | 1 | 0.94mi |
| 1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID | 3.0 | 2.0 | 1187 | $1,810 | $1.52 | 13d | 1 | 1.03mi |
| 2671 W Apperson Dr Coeur D Alene, ID | 4.0 | 3.0 | 1620 | $2,600 | $1.60 | 20d | 1 | 1.30mi |
| 1586 W Switchgrass Ln Coeur d'Alene, ID | 1.0–3.0 | 1.0–2.5 | 1062 | $2,295 | $2.16 | 13d | 5 | 1.48mi |
Listing history 11 events
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2026-06-19days on market $149,995 Active 14 DOM
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2026-06-18days on market $149,995 Active 13 DOM
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2026-06-17days on market $149,995 Active 12 DOM
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2026-06-16days on market $149,995 Active 11 DOM
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2026-06-15days on market $149,995 Active 10 DOM
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2026-06-14days on market $149,995 Active 8 DOM
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2026-06-13days on market $149,995 Active 7 DOM
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2026-06-10days on market $149,995 Active 5 DOM
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2026-06-09days on market $149,995 Active 4 DOM
-
2026-06-08days on market $149,995 Active 3 DOM
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2026-06-07$149,995 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,048
- − Mortgage interest
- −$8,402
- − Property taxes
- −$2,250
- − Insurance
- −$750
- − Repairs & maintenance
- −$2,164
- − Management
- −$2,164
- − Depreciation
- −$4,363
- Taxable income
- $6,955
- Est. tax owed @ 24.0%
- −$1,669
- After-tax cash flow
- $7,260/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Coeur D'Alene District
- NCES district ID
- 1600780
- Math proficiency
- 44% ▼ -6.00%
- Reading proficiency
- 60% ▼ -2.00%
- Median HH income
- $47,652
- Composite
- 44.16/100
- National rank
- #2858
- State rank
- #23 of 92 in ID
Livability — Coeur d'Alene
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Coeur d'Alene, ID
- County
- Kootenai County · 146,553 people
- City population
- 67,464
- Metro
- Coeur d'Alene, ID
- Population (ZIP)
- 41,405
- Household income
- $77,864
- Rent vs Own
- Severe rent burden
- 1036.0
Population outlook (Kootenai County) Hauer SSP2
- Today (2025)
- 177,692 people
- By 2030
- 190,689 · +7.3%
- By 2040
- 214,704 · +20.8%
- By 2050
- 236,510 · +33.1%
- By 2075
- 285,984 · +60.9%
- By 2100
- 316,459 · +78.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Portuguese 4% Slovak 4% Iranian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Kootenai
- 2024 margin
- Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
- 2008→2024 swing
- -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
- All cycles
- 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -255.27%
- Current HPI
- 252.5165
- Rent YoY
- ▲ 4.20%
- Metro
- Coeur d'Alene, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+172.7% since first listed9 events — show timeline
- 2026-06-05 Listed $149,995 CDAMLS
- 2026-05-13 Sold (MLS) — CDAMLS
- 2026-04-23 Pending — CDAMLS
- 2026-04-14 Price Changed $65,000 CDAMLS
- 2026-03-23 Price Changed $80,000 CDAMLS
- 2026-03-04 Listed $90,000 CDAMLS
- 2024-04-18 Listed $150,000 CDAMLS
- 2015-05-08 Delisted — CDAMLS
- 2015-03-24 Listed $55,000 CDAMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…