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2037 W Yorkshire Ave
B Composite 70.47
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Rent growth +3.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$149,995

2037 W Yorkshire Ave · Coeur d'Alene, ID 83815
4 bd · 2.0 ba · 1,512 sqft · Manufactured · 14 Days on market
Built 2005

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Now offered at a great price to generate strong interest! Seller will review all offers on 5/1--buyers are encouraged to submit highest and best terms. Well-maintained home offering an affordable path to ownership in today's market. Functional layout with comfortable living space, ample storage, and off-street parking. Located in a convenient community with easy access to shopping, dining, and daily essentials. Monthly lot rent covers water, sewer, garbage, common area maintenance, access to a clubhouse, fitness center, swimming pool, playground, basketball and pickleball courts, game room, library, landscaped grounds, and organized community activities.. Compared to rising rental costs, this presents a unique opportunity for ownership at an approachable price point. Seller reserves the right to accept an offer prior to the review date.

Key facts

  • Central location
  • Updated kitchen
  • New roof

Tags

NEW ROOFUPDATED KITCHENSTAINLESS STEEL APPLIANCESCENTRAL LOCATION

Property features AI

Finance

  • HOA & community: Part of the Oakcrest association (monthly fee); Association covers grounds maintenance, sewer, snow removal, trash and water

Exterior

  • Utilities: Public water; Community sewer; Cable TV available
  • Home design: Manufactured home
  • Construction: Vinyl siding; Composition roof; Pillar/post/pier foundation; Built on paved road
  • Exterior features: Outdoor lighting; Open deck; Partial fencing; Open, level lot

Interior

  • Kitchen: Electric range; Microwave; Dishwasher; Refrigerator
  • Bedrooms: 4 bedrooms on the main level
  • Flooring: Carpet; LVP
  • Bathrooms: 2 bathrooms on the main level
  • Heating & cooling: Electric heating; Forced air
  • Interior features: Cable internet available; Washer hookup
  • Laundry & utility: Washer; Electric dryer; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $744 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 12.2% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $149,995

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.50%
Cap rate
12.25%
Cash-on-cash
21.26%
DSCR
1.95
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$55,944
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1710 W Westminster Ave 0.20mi 3/2.0 (-1) 1,344 (-11%) 3mo $50,000 $37 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold
IRR
15.1%
Equity multiple
1.62×
Total profit
$25,872
Equity at exit
$22,365
10-year hold
IRR
24.7%
Equity multiple
3.27×
Total profit
$95,269
Equity at exit
$12,969

Cash invested: $41,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83815

Rents YoY
4.2%
Active inventory
318
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$2,254 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$187 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$744

Break-even live

Break-even rent $1,312
Max offer price $149,995
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,499
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5773 N Morleau Ln Coeur D Alene, ID 4.0 2.0 1394 $2,550 $1.83 13d 1 0.30mi
1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID 3.0 2.5 1180 $1,895 $1.61 13d 1 0.48mi
3825 N Ramsey Rd Coeur D Alene, ID 2.0–3.0 2.0 1039 $1,731 $1.67 20d 1 0.62mi
2001 W Voltaire Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 988 $1,999 $2.02 13d 11 0.63mi
1681 Pampas Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.0 989 $1,930 $1.95 13d 22 0.71mi
6735 N Spurwing Loop Coeur d'Alene, ID 3.0 2.0 1400 $1,795 $1.28 20d 1 0.93mi
6510 N Atlas Rd #207 Coeur D Alene, ID 3.0 2.0 1282 $2,200 $1.72 20d 1 0.94mi
1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID 3.0 2.0 1187 $1,810 $1.52 13d 1 1.03mi
2671 W Apperson Dr Coeur D Alene, ID 4.0 3.0 1620 $2,600 $1.60 20d 1 1.30mi
1586 W Switchgrass Ln Coeur d'Alene, ID 1.0–3.0 1.0–2.5 1062 $2,295 $2.16 13d 5 1.48mi

Listing history 11 events

  1. 2026-06-19
    days on market $149,995 Active 14 DOM
  2. 2026-06-18
    days on market $149,995 Active 13 DOM
  3. 2026-06-17
    days on market $149,995 Active 12 DOM
  4. 2026-06-16
    days on market $149,995 Active 11 DOM
  5. 2026-06-15
    days on market $149,995 Active 10 DOM
  6. 2026-06-14
    days on market $149,995 Active 8 DOM
  7. 2026-06-13
    days on market $149,995 Active 7 DOM
  8. 2026-06-10
    days on market $149,995 Active 5 DOM
  9. 2026-06-09
    days on market $149,995 Active 4 DOM
  10. 2026-06-08
    days on market $149,995 Active 3 DOM
  11. 2026-06-07
    listed $149,995 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,048
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$2,164
− Management
−$2,164
− Depreciation
−$4,363
Taxable income
$6,955
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,669
After-tax cash flow
$7,260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coeur D'Alene District
NCES district ID
1600780
Math proficiency
44% ▼ -6.00%
Reading proficiency
60% ▼ -2.00%
Median HH income
$47,652
Composite
44.16/100
National rank
#2858
State rank
#23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Coeur d'Alene, ID
County
Kootenai County · 146,553 people
City population
67,464
Metro
Coeur d'Alene, ID
Population (ZIP)
41,405
Household income
$77,864
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
1036.0

Population outlook (Kootenai County) Hauer SSP2

Today (2025)
177,692 people
By 2030
190,689 · +7.3%
By 2040
214,704 · +20.8%
By 2050
236,510 · +33.1%
By 2075
285,984 · +60.9%
By 2100
316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Portuguese 4% Slovak 4% Iranian 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

2024 margin
Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
2008→2024 swing
-25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
All cycles
2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -255.27%
Current HPI
252.5165
Rent YoY
▲ 4.20%
Metro
Coeur d'Alene, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+172.7% since first listed
9 events — show timeline
  • 2026-06-05 Listed $149,995 CDAMLS
  • 2026-05-13 Sold (MLS) CDAMLS
  • 2026-04-23 Pending CDAMLS
  • 2026-04-14 Price Changed $65,000 CDAMLS
  • 2026-03-23 Price Changed $80,000 CDAMLS
  • 2026-03-04 Listed $90,000 CDAMLS
  • 2024-04-18 Listed $150,000 CDAMLS
  • 2015-05-08 Delisted CDAMLS
  • 2015-03-24 Listed $55,000 CDAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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