43813 W Rio Lobo Dr · Maricopa, AZ
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.17%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.5/30.0
- Appreciation +4.6/10.0
- Livability +3.6/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- DSCR +1.6/10.0
- 1% rule +1.4/10.0
$339,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
Key facts
- Formal living areas
- Loft
- Formal dining areas
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $340k.
Deal economics
- At list price, monthly cash flow is $-430 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $264k (22.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (36.1% below list).
- Recommended offer: $217k (36.1% below list) — sets the bar for 1% rule.
- Cap rate 4.8% vs local median 3.7% in Maricopa — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
- Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Santa Rosa Elementary School (math 32% / reading 37%, grade F, #471 of 1,109 statewide, top 44%, 486 students, 50% FRL); Desert Wind Middle School (math 14% / reading 26%, grade F, #127 of 218 statewide, top 60%, 817 students, 52% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: Rents rising (+1.8%/yr); 862 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 149 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 21y ago; this cycle's ask has dropped $60k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $128k; list at $340k implies a 167% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 149 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 4.77%
- Cash-on-cash
- -5.42%
- DSCR
- 0.76
- GRM
- 13.0
CMA / ARV
- ARV (median comp)
- $415,995
- List price
- $339,900
- Delta
- -18.29%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 44469 W Canyon Creek Dr | 0.41mi | 4/2.0 | 2,207 (-2%) | 2mo | $415,000 | $188 | 73 |
| 21324 N Karsten Dr | 0.52mi | 4/2.5 | 2,274 (+1%) | 2mo | $339,000 | $149 | 73 |
| 43423 W Venture Rd | 0.38mi | 3/2.0 (-1) | 2,218 (-2%) | 2mo | $370,000 | $167 | 71 |
| 44092 W Stonecreek Rd | 0.48mi | 4/2.0 | 2,161 (-4%) | 1mo | $320,000 | $148 | 68 |
| 43302 W Bunker Dr | 0.42mi | 4/2.0 | 2,092 (-7%) | 2mo | $430,000 | $206 | 64 |
| 44175 W Snow Dr | 0.70mi | 4/2.5 | 2,309 (+2%) | 0mo | $299,000 | $129 | 63 |
| 43959 W Stonecreek Rd | 0.38mi | 4/3.0 | 2,530 (+12%) | 1mo | $440,000 | $174 | 60 |
| 44162 W Adobe Cir | 0.55mi | 3/2.0 (-1) | 2,126 (-6%) | 2mo | $380,000 | $179 | 56 |
| 22392 N Balboa Dr | 0.34mi | 3/2.0 (-1) | 1,950 (-14%) | 0mo | $375,000 | $192 | 54 |
| 43137 W Hillman Dr W | 0.61mi | 4/2.0 | 1,937 (-14%) | 2mo | $385,000 | $199 | 44 |
| 21303 N Sunset Dr | 0.64mi | 5/2.5 (+1) | 2,562 (+14%) | 1mo | $426,000 | $166 | 42 |
| 22723 N Aaron Rd | 0.64mi | 3/2.0 (-1) | 1,938 (-14%) | 2mo | $315,000 | $163 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.89% appreciation · 1.78% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.43×
- Total profit
- $-53,994
- Equity at exit
- $83,884
- IRR
- -7.5%
- Equity multiple
- 0.33×
- Total profit
- $-63,746
- Equity at exit
- $89,658
Cash invested: $95,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85138
- Home prices YoY
- -0.3%
- Rents YoY
- 1.8%
- Active inventory
- 862
- Price-to-rent
- 13.0×
Monthly cashflow live
- Estimated rent
- $2,172 high interval (Pro) →
- Mortgage (P&I)
- −$1,782
- Tax from tax record
- −$170 /mo · $2,041/yr
- Insurance
- −$142
- HOA
- −$52
- Vacancy / Maint / Mgmt
- −$456
- Net cashflow
- $-430
Break-even live
Sensitivity live
| Price | -10% $-238 | -5% $-334 | +0% $-430 | +5% $-526 | +10% $-623 |
|---|---|---|---|---|---|
| Rent | -10% $-602 | -5% $-516 | +0% $-430 | +5% $-344 | +10% $-259 |
| Rate | -1.0pp $-259 | -0.5pp $-344 | base $-430 | +0.5pp $-518 | +1.0pp $-608 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,975
- Closing costs
- $10,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 43854 W Cahill Dr Unit 1545679P Maricopa, AZ | 3.0 | 2.0 | 1689 | $2,258 | $1.34 | 16d | 1 | 0.15mi |
| 22257 N Gibson Dr Maricopa, AZ | 3.0 | 2.5 | 1806 | $1,795 | $0.99 | 22d | 1 | 0.15mi |
| 22257 N Gibson Dr Maricopa, AZ | 3.0 | 2.5 | 1806 | $1,795 | $0.99 | 45d | 1 | 0.15mi |
| 22257 N Gibson Dr Maricopa, AZ | 3.0 | 2.5 | 1806 | $1,795 | $0.99 | 26d | 1 | 0.15mi |
| 43878 W Wade Dr Maricopa, AZ | 3.0 | 2.0 | 1685 | $1,750 | $1.04 | 4d | 1 | 0.20mi |
| 21552 N Duncan Dr Maricopa, AZ | 3.0 | 2.0 | 1701 | $1,825 | $1.07 | 0d | 1 | 0.28mi |
| 44304 W Vineyard St Maricopa, AZ | 5.0 | 2.5 | 2561 | $1,995 | $0.78 | 16d | 1 | 0.33mi |
| 22165 N Celtic Ave Maricopa, AZ | 3.0 | 2.0 | 2363 | $2,295 | $0.97 | 0d | 1 | 0.37mi |
| 22641 N Gibson Dr Maricopa, AZ | 3.0 | 2.0 | 2169 | $1,699 | $0.78 | 46d | 1 | 0.39mi |
| 43914 W Adobe Cir Maricopa, AZ | 3.0 | 2.0 | 2168 | $2,070 | $0.95 | 45d | 1 | 0.41mi |
| 22156 N Sunset Dr Maricopa, AZ | 3.0 | 2.0 | 2112 | $2,100 | $0.99 | 0d | 1 | 0.49mi |
| 43697 W Sagebrush Trl Maricopa, AZ | 3.0 | 2.5 | 1981 | $1,600 | $0.81 | 26d | 1 | 0.50mi |
| 44171 W Adobe Cir Maricopa, AZ | 4.0 | 2.0 | 2160 | $2,100 | $0.97 | 0d | 1 | 0.50mi |
| 21563 N Greenway Rd Maricopa, AZ | 3.0 | 2.0 | 1625 | $3,200 | $1.97 | 0d | 1 | 0.54mi |
| 43194 W Sunland Dr Maricopa, AZ | 4.0 | 2.0 | 1937 | $1,850 | $0.96 | 16d | 1 | 0.56mi |
| 21054 N Sansom Dr Maricopa, AZ | 5.0 | 2.0 | 2278 | $2,200 | $0.97 | 45d | 1 | 0.62mi |
| 21047 N Alma Dr Maricopa, AZ | 3.0 | 2.0 | 1628 | $1,995 | $1.23 | 45d | 1 | 0.66mi |
| 43207 W Lindgren Dr Maricopa, AZ | 3.0 | 2.0 | 1907 | $1,699 | $0.89 | 45d | 1 | 0.70mi |
| 21061 N Bustos Way Maricopa, AZ | 3.0 | 2.0 | 1907 | $1,749 | $0.92 | 45d | 1 | 0.75mi |
| 42706 W Hillman Dr Maricopa, AZ | 3.0 | 2.5 | 2185 | $1,855 | $0.85 | 5d | 1 | 0.86mi |
| 42622 W Hillman Dr Maricopa, AZ | 3.0 | 2.5 | 1819 | $2,099 | $1.15 | 18d | 1 | 0.90mi |
| 20544 N Alma Dr Maricopa, AZ | 3.0 | 2.5 | 2301 | $2,200 | $0.96 | 7d | 1 | 0.97mi |
| 42376 W Chisholm Dr Maricopa, AZ | 3.0 | 2.0 | 2312 | $2,000 | $0.87 | 7d | 1 | 0.98mi |
| 43849 W Kramer Ln Maricopa, AZ | 4.0 | 2.0 | 1870 | $1,895 | $1.01 | 19d | 1 | 0.98mi |
| 42478 W Hillman Dr Maricopa, AZ | 5.0 | 2.0 | 2185 | $1,895 | $0.87 | 4d | 1 | 0.99mi |
| 43205 W Roth Rd Maricopa, AZ | 4.0 | 2.0 | 2216 | $2,100 | $0.95 | 12d | 1 | 0.99mi |
| 43205 W Roth Rd Maricopa, AZ | 4.0 | 2.0 | 2215 | $2,200 | $0.99 | 45d | 1 | 0.99mi |
| 42309 W Desert Fairways Dr Maricopa, AZ | 5.0 | 3.0 | 1913 | $1,899 | $0.99 | 3d | 1 | 0.99mi |
| 43332 W Griffis Dr Maricopa, AZ | 4.0 | 2.0 | 2235 | $4,200 | $1.88 | 45d | 1 | 1.03mi |
| 19696 N Madison Dr Maricopa, AZ | 4.0 | 2.5 | 2219 | $3,400 | $1.53 | 26d | 1 | 1.04mi |
| 22306 N Van Loo Dr Maricopa, AZ | 3.0 | 2.0 | 1918 | $2,100 | $1.09 | 6d | 1 | 1.07mi |
| 42187 W Chisholm Dr Maricopa, AZ | 3.0 | 2.0 | 2312 | $5,500 | $2.38 | 45d | 1 | 1.08mi |
| 44456 W Eddie Way Maricopa, AZ | 3.0 | 2.0 | 1679 | $1,695 | $1.01 | 46d | 1 | 1.11mi |
| 21619 N Van Loo Dr Maricopa, AZ | 3.0 | 2.0 | 1938 | $3,500 | $1.81 | 5d | 1 | 1.12mi |
| 45296 W Gavilan Dr Maricopa, AZ | 4.0 | 2.5 | 2309 | $1,825 | $0.79 | 0d | 1 | 1.14mi |
| 22427 N Van Loo Dr Maricopa, AZ | 3.0 | 2.0 | 2314 | $1,735 | $0.75 | 0d | 1 | 1.15mi |
| 22427 N Van Loo Dr Maricopa, AZ | 3.0 | 2.0 | 2314 | $1,790 | $0.77 | 7d | 1 | 1.15mi |
| 45295 W Gavilan Dr Maricopa, AZ | 3.0 | 2.5 | 2412 | $2,400 | $1.00 | 16d | 1 | 1.16mi |
| 45023 W Miramar Rd Maricopa, AZ | 3.0 | 2.0 | 1653 | $3,000 | $1.81 | 45d | 1 | 1.19mi |
| 45138 W Miramar Rd Maricopa, AZ | 3.0 | 2.5 | 2012 | $1,725 | $0.86 | 45d | 1 | 1.22mi |
HOA detail
- Monthly dues
- $52 · $624/yr
- Likely covers
- pool
Listing history 34 events
-
2026-06-21statusdays on market $339,900 Pending 149 DOM
-
2026-06-18days on market $339,900 Active 148 DOM
-
2026-06-17days on market $339,900 Active 147 DOM
-
2026-06-16days on market $339,900 Active 146 DOM
-
2026-06-15days on market $339,900 Active 145 DOM
-
2026-06-13days on market $339,900 Active 143 DOM
-
2026-06-13days on market $339,900 Active 142 DOM
-
2026-06-09days on market $339,900 Active 139 DOM
-
2026-06-08days on market $339,900 Active 138 DOM
-
2026-06-07days on market $339,900 Active 137 DOM
-
2026-06-04pricedays on market $339,900 Active 134 DOM
-
2026-06-03days on market $349,000 Active 133 DOM
-
2026-06-02days on market $349,000 Active 132 DOM
-
2026-06-01days on market $349,000 Active 131 DOM
-
2026-05-31days on market $349,000 Active 130 DOM
-
2026-05-16status Pending 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
-
2026-04-07price $359,000 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
-
2026-03-28status Active 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
-
2026-03-27status Pending 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
-
2026-02-25price $375,000 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
-
2026-01-15$399,900 Active 778-char remark
Show marketing remark (778 chars)
This spacious 4-bedroom, 2.5-bathroom home is truly move-in ready! Inside, you'll love the functional layout that includes a loft, formal living and dining areas, and plenty of space for everyday living. The kitchen offers a charming view of the resort-style backyard and includes a roomy pantry. The primary suite is generously sized, with space for a cozy sitting area and an oversized step-in shower in the ensuite bath. The home also features a newer AC unit, giving you peace of mind and comfort during those warm Arizona months. Enjoy both front and back covered patios. The backyard is a highlight, featuring a sparkling swimming pool and real grass! Freshly painted exterior and interior! This home offers quick and easy access to Highway 347, making commuting a breeze!
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2025-11-24historical
-
2025-08-19price $399,900
-
2025-07-29price $415,000
-
2025-06-27$425,000 Active
-
2013-03-08soldstatus $127,500 Closed
-
2013-01-29status Pending
-
2012-12-27price $139,900
-
2012-11-24price $154,900
-
2012-10-25price $169,900
-
2012-09-24price $179,900
-
2012-08-22$200,900 Active
-
2005-06-13historical
-
2005-05-11$309,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $2,041 · $170/mo
- Projected year-2 tax
- $2,243 · $187/mo
- Expected delta
- +$203/yr (+$17/mo · 9.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 17% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥114°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,065
- − Mortgage interest
- −$19,040
- − Property taxes
- −$2,041
- − Insurance
- −$1,700
- − Repairs & maintenance
- −$2,085
- − Management
- −$2,085
- − HOA
- −$624
- − Depreciation
- −$9,888
- Taxable loss
- −$11,397
- Est. tax savings @ 24.0%
- +$2,735
- After-tax cash flow
- $-2,427/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Maricopa Unified School District (4441)
- NCES district ID
- 0404720
- Math proficiency
- 20% ▼ -18.00%
- Reading proficiency
- 29% ▼ -9.00%
- Median HH income
- $63,725
- Composite
- 22.92/100
- National rank
- #7993
- State rank
- #128 of 249 in AZ
Livability — Maricopa
- Score
- 72/100
- State rank
- #28
- US rank
- #5943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Maricopa, AZ
- County
- Pinal County · 399,947 people
- City population
- 76,044
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 55,260
- Household income
- $95,867
- Rent vs Own
- Severe rent burden
- 432.0
Population outlook (Pinal County) Hauer SSP2
- Today (2025)
- 437,574 people
- By 2030
- 446,903 · +2.1%
- By 2040
- 452,589 · +3.4%
- By 2050
- 444,126 · +1.5%
- By 2075
- 430,300 · -1.7%
- By 2100
- 393,536 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 1%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Pinal
- 2024 margin
- Strong R (+22.1) · D 38.5% · R 60.6%
- 2008→2024 swing
- -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
- All cycles
- 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.89%
- Current HPI
- 258.1461
- Rent YoY
- ▲ 1.78%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+15.8% since first listed19 events — show timeline
- 2026-05-16 Pending — ARMLS
- 2026-04-07 Price Changed $359,000 ARMLS
- 2026-03-28 Relisted — ARMLS
- 2026-03-27 Pending — ARMLS
- 2026-02-25 Price Changed $375,000 ARMLS
- 2026-01-15 Listed $399,900 ARMLS
- 2025-11-24 Listing Removed — ARMLS
- 2025-08-19 Price Changed $399,900 ARMLS
- 2025-07-29 Price Changed $415,000 ARMLS
- 2025-06-27 Listed $425,000 ARMLS
- 2013-03-08 Sold (MLS) $127,500 ARMLS
- 2013-01-29 Pending — ARMLS
- 2012-12-27 Price Changed $139,900 ARMLS
- 2012-11-24 Price Changed $154,900 ARMLS
- 2012-10-25 Price Changed $169,900 ARMLS
- 2012-09-24 Price Changed $179,900 ARMLS
- 2012-08-22 Listed $200,900 ARMLS
- 2005-06-13 Listing Removed — ARMLS
- 2005-05-11 Listed $309,900 ARMLS
Property tax history
-1.0%/yrLatest (2025): $2,041 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…