1605 27th Ave N · Hueytown, AL 35023

$149,500

3 bd · 2.0 ba · 1,532 sqft · SingleFamily public records · 43 Days on market

Built 1955 9,583 sqft lot $98/sqft · 15% below area Est $176k · 15% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +14.2/15.0
• DSCR +6.0/10.0
• 1% rule +4.7/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

Key facts

• 9,583 sq ft lot
• Garage
• Built 1955

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $158 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (3.0% below list).
• Recommended offer: $145k (3.0% below list) — sets the bar for 1% rule.
• Cap rate 7.6% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $137 of equity ($1k loan paydown + $-897 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $52k; list at $150k implies a 188% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,983 (3.0% below list)

Questions for the listing agent

1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.56%
• Cash-on-cash: 4.53%
• DSCR: 1.20
• GRM: 8.6

CMA / ARV

• ARV (median comp): $175,781
• List price: $149,500
• Delta: -14.95%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1605 27th Ave N	0.00mi	4/2.0 (+1)	1,532 (0%)	1mo	$175,000	$114	94
1733 Faircrest Dr	0.59mi	3/2.0	1,528 (-0%)	4mo	$110,000	$72	69
2805 20th St	0.53mi	3/1.0	1,530 (-0%)	3mo	$80,000	$52	69
1716 26th Ave N	0.13mi	3/1.0	1,392 (-9%)	11mo	$110,000	$79	66
1220 26th Ave N	0.36mi	4/2.0 (+1)	1,665 (+9%)	2mo	$195,000	$117	62
1024 Rose Hill Cir	0.53mi	3/1.0	1,560 (+2%)	8mo	$105,000	$67	61
1313 22nd Ave N	0.69mi	3/2.0	1,500 (-2%)	5mo	$145,000	$97	60
1220 27th Ave N	0.36mi	3/2.0	1,680 (+10%)	11mo	$162,500	$97	58
1731 Faircrest Dr	0.58mi	3/2.0	1,613 (+5%)	9mo	$164,900	$102	57
2433 21st St N	0.70mi	4/2.0 (+1)	1,532 (0%)	9mo	$198,000	$129	55
1725 Faircrest Dr	0.54mi	3/2.0	1,692 (+10%)	11mo	$226,000	$134	48
3217 Circle Dr	0.73mi	3/2.0	1,371 (-10%)	2mo	$100,000	$73	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -0.3%
• Equity multiple: 0.99×
• Total profit: $-494
• Equity at exit: $38,979

10-year hold

• IRR: 4.8%
• Equity multiple: 1.47×
• Total profit: $19,503
• Equity at exit: $43,449

Cash invested: $41,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 251
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,450 high
• Mortgage (P&I): −$784
• Tax from tax record: −$141 /mo · $1,692/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$304
• Net cashflow: $158

Break-even live

Break-even rent $1,250

Max offer price $149,500

Occupancy floor 84%

Sensitivity live

Price	-10% $243	-5% $200	+0% $158	+5% $116	+10% $73
Rent	-10% $44	-5% $101	+0% $158	+5% $215	+10% $273
Rate	-1.0pp $233	-0.5pp $196	base $158	+0.5pp $119	+1.0pp $80

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,375
• Closing costs: $4,485
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2825 19th St N Bessemer, AL	3.0	1.5	1991	$1,395	$0.70	44d	1	0.47mi
1036 Rose Hill Cir Bessemer, AL	3.0	2.0	1277	$1,300	$1.02	22d	1	0.48mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	44d	1	0.52mi
1032 26th Ave N Bessemer, AL	3.0	1.0	1724	$1,175	$0.68	4d	1	0.64mi
428 Willow Ln Bessemer, AL	4.0	2.0	1375	$1,620	$1.18	15d	1	0.68mi
1013 25th Ave N Bessemer, AL	3.0	2.0	1144	$1,546	$1.35	17d	1	0.69mi
2109 29th Ave N Bessemer, AL	4.0	2.0	1217	$1,323	$1.09	4d	1	0.70mi
3201 Circle Dr Bessemer, AL	3.0	2.0	1531	$1,750	$1.14	2d	1	0.73mi
1929 15th St N Bessemer, AL	3.0	2.0	1140	$1,250	$1.10	20d	1	0.76mi
2129 13th St N Bessemer, AL	4.0	1.0	1378	$1,445	$1.05	15d	1	0.79mi
3447 Jeanne Ln Bessemer, AL	3.0	2.0	1460	$1,850	$1.27	2d	1	0.84mi
905 26th Ave N Bessemer, AL	4.0	2.0	1218	$1,200	$0.99	2d	1	0.84mi
2028 13th St N Bessemer, AL	3.0	2.0	1372	$1,073	$0.78	24d	1	0.86mi
116 Avalon Ave Bessemer, AL	4.0	1.0	1207	$1,200	$0.99	44d	1	0.88mi
2832 Clyburne St Bessemer, AL	3.0	2.0	1295	$1,650	$1.27	2d	1	1.11mi
216 Meadowood Ave Bessemer, AL	3.0	1.0	1430	$1,250	$0.87	4d	1	1.34mi
531 Tinker St Bessemer, AL	3.0	2.0	1766	$2,450	$1.39	11d	1	1.41mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	12d	1	1.47mi

Listing history 10 events

1. 2026-05-02
   status Pending 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

2. 2026-04-30
   status Active 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

3. 2026-04-04
   historical Contingent 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

4. 2026-03-27
   status Active 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

5. 2026-03-26
   historical Contingent 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

6. 2026-03-25
   price $149,500 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

7. 2026-03-20
   listed $164,900 Active 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

8. 2026-03-19
   historical $164,900 868-char remark

   Show marketing remark (868 chars)

   Welcome to your new home in Hueytown! This beautifully updated 4-bedroom, 2-bathroom resident offers a perfect blend of modern convenience and comfort. As you enter, you'll be greeted by stylish new LVP flooring that flows seamlessly throughout the home. The upgraded bathrooms feature contemporary finishes and fixtures, adding a touch of luxury. The gourmet kitchen, equipped with sleek stainless steel appliances, is perfect for cooking and entertaining. Step outside to your outdoor oasis, where a covered back deck overlooks a spacious, fenced-in backyard—ideal for family gatherings and outdoor activities. With easy access to the rear of the property, this home provides both functionality and charm. Located in a friendly neighborhood, this property is perfect for first-time buyers seeking space and style. Don’t miss your chance to make it yours!

9. 1998-10-28
   soldstatus $52,000
10. 1993-03-31
    soldstatus $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,692 · $141/mo
• Projected year-2 tax: $1,692 · $141/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 44% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,398
• − Mortgage interest: −$8,374
• − Property taxes: −$1,692
• − Insurance: −$748
• − Repairs & maintenance: −$1,392
• − Management: −$1,392
• − Depreciation: −$4,349
• Taxable loss: −$549
• Est. tax savings @ 24.0%: +$132
• After-tax cash flow: $2,028/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+274.7% since first listed

10 events — show timeline

• 2026-05-02 Pending — Greater Alabama MLS
• 2026-04-30 Relisted — Greater Alabama MLS
• 2026-04-04 Contingent — Greater Alabama MLS
• 2026-03-27 Relisted — Greater Alabama MLS
• 2026-03-26 Contingent — Greater Alabama MLS
• 2026-03-25 Price Changed $149,500 Greater Alabama MLS
• 2026-03-20 Listed $164,900 Greater Alabama MLS
• 2026-03-19 Coming Soon $164,900 Greater Alabama MLS
• 1998-10-28 Sold (Public Records) $52,000 Public Records
• 1993-03-31 Sold (Public Records) $39,900 Public Records

Property tax history

+3.6%/yr

Latest (2025): $1,692 · -1.7% YoY. Source: county tax records.