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561 Solar St
D Composite 41.29
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +9.7/15.0
  • Cash flow +5.7/30.0
  • Schools +5.2/10.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • DSCR +0.1/10.0

$242,311

561 Solar St · Centerton, AR 72713
2 bd · 2.5 ba · 1,250 sqft · SingleFamily · 64 Days on market
Built 2026 3,484 sqft lot Est $255k · at est. $75/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2 bedroom, 2 1/2 bath 1250 square foot Bungalow Collection floor plan provides a safe, modern and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Southwest Missouri and Northwest Arkansas.

Key facts

  • Walking distance
  • Lvp flooring
  • Downtown life

Tags

LVP FLOORINGWALKING DISTANCEPREMIER SCHOOL DISTRICTSDOWNTOWN LIFE

Property features AI

Finance

  • HOA & community: Monthly association fee ($75) covering association management and grounds maintenance; Community playground and park nearby; Near schools

Exterior

  • Security: Smoke detector(s)
  • Utilities: Electricity available; Public sewer; Public water
  • Home design: 2 stories; New construction; Faces north; To be built
  • Construction: Concrete and wood siding construction; Architectural shingle roof; Slab foundation; Home warranty included
  • Exterior features: Concrete driveway; Near park; Subdivision; Paved road

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Disposal; Microwave; Refrigerator
  • Flooring: Carpet; Luxury vinyl plank
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Granite counters; Walk-in closet(s); Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath single-family listed at $242k.

Deal economics

  • At list price, monthly cash flow is $-493 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $171k (29.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (34.3% below list).
  • Recommended offer: $159k (34.3% below list) — sets the bar for 1% rule.
  • Cap rate 3.9% vs local median 2.9% in Centerton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#11 in AR, #3,194 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 690 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,105 (34.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
3.85%
Cash-on-cash
-8.71%
DSCR
0.61
GRM
12.7

CMA / ARV

ARV (on-the-fly)
$255,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
581 Solar St 0.14mi 3/2.5 (+1) 1,250 (0%) 1mo $246,142 $197 88
850 States Ave 0.14mi 3/2.5 (+1) 1,250 (0%) 2mo $254,250 $203 87
511 Solar St 0.19mi 3/2.5 (+1) 1,250 (0%) 0mo $246,142 $197 86
880 States Ave 0.15mi 3/2.5 (+1) 1,250 (0%) 3mo $259,000 $207 86
651 Apollo Ave 0.06mi 2/2.5 1,100 (-12%) 1mo $224,085 $204 76
651 St Charles Pl 0.04mi 2/2.5 1,100 (-12%) 2mo $229,700 $209 76
570 Solar St 0.15mi 2/2.5 1,100 (-12%) 0mo $224,085 $204 73
661 Apollo Ave 0.04mi 3/2.0 (+1) 1,100 (-12%) 1mo $222,170 $202 70
580 Solar St 0.14mi 3/2.0 (+1) 1,100 (-12%) 0mo $225,426 $205 66
861 Lakeview Dr 0.26mi 3/2.0 (+1) 1,358 (+9%) 1mo $315,000 $232 66
501 Solar St 0.20mi 3/2.0 (+1) 1,100 (-12%) 0mo $222,170 $202 63
1090 Indiana Ave 0.25mi 3/2.0 (+1) 1,100 (-12%) 2mo $233,000 $212 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
17.5%
Equity multiple
2.42×
Total profit
$96,591
Equity at exit
$218,293
10-year hold
IRR
16.0%
Equity multiple
5.45×
Total profit
$301,845
Equity at exit
$470,757

Cash invested: $67,847 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
690
Price-to-rent
12.7×

Monthly cashflow live

Estimated rent
$1,591 high interval (Pro) →
Mortgage (P&I)
$1,271
Tax est. 1.5%
$303 /mo · $3,635/yr
Insurance
$101
HOA
$75
Vacancy / Maint / Mgmt
$334
Net cashflow
$-493

Break-even live

Break-even rent $2,215
Max offer price $171,027
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,578
Closing costs
$7,269
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
831 Ventnor Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 23d 1 0.06mi
830 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 21d 1 0.07mi
820 Boardwalk Ave Bentonville, AR 3.0 2.0 1100 $1,450 $1.32 23d 1 0.08mi
861 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 23d 1 0.08mi
860 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 23d 1 0.09mi
840 Boardwalk Ave Bentonville, AR 2.0 2.5 1100 $1,465 $1.33 23d 1 0.09mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 0.10mi
841 Tennessee Ave Bentonville, AR 2.0 2.5 1250 $1,640 $1.31 23d 1 0.11mi
830 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.11mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 21d 1 0.12mi
831 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.13mi
840 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.14mi
860 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.15mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,750 $1.40 23d 1 0.17mi
891 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.17mi
821 Arctic Ave Bentonville, AR 2.0 2.0 1250 $1,726 $1.38 23d 1 0.19mi
931 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.19mi
1031 Kentucky Ave Bentonville, AR 3.0 2.0 1100 $1,700 $1.55 23d 1 0.20mi
1040 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.22mi
1020 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.22mi
1050 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.22mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 0.23mi
1021 States Ave Bentonville, AR 2.0 2.5 1250 $1,850 $1.48 14d 1 0.23mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,400 $1.27 23d 1 0.24mi
1061 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.24mi
1080 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.24mi
1060 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.25mi
381 Holly St Centerton, AR 3.0 2.0 1801 $1,845 $1.02 23d 1 0.26mi
1091 Indiana Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.26mi
1090 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.27mi
811 Meadowlands Dr Centerton, AR 3.0 2.0 1474 $1,225 $0.83 23d 1 0.43mi
441 Peach Ave Centerton, AR 3.0 2.0 1524 $1,900 $1.25 14d 1 0.45mi
410 Coconut Ln Centerton, AR 3.0 2.0 1393 $1,850 $1.33 23d 1 0.48mi
501 E Centerton Blvd Centerton, AR 1.0–2.0 1.0–2.0 835 $1,292 $1.55 14d 25 0.56mi
156 Copper Oaks Dr Centerton, AR 2.0 2.0 1140 $1,550 $1.36 23d 1 0.64mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 14d 1 0.67mi
848 Oakwood Ct Unit 848 Centerton, AR 3.0 2.0 1544 $1,550 $1.00 23d 1 0.68mi
130 cedar St Centerton, AR 1.0–2.0 1.0–1.5 897 $1,395 $1.55 14d 12 0.71mi
1015 Oakwood Ln Centerton, AR 3.0 2.5 1600 $1,450 $0.91 23d 1 0.74mi
240 Sage St Centerton, AR 3.0 2.0 1250 $1,400 $1.12 23d 1 0.75mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 20 events

  1. 2026-06-18
    days on market $242,311 Active 64 DOM
  2. 2026-06-17
    days on market $242,311 Active 63 DOM
  3. 2026-06-16
    days on market $242,311 Active 62 DOM
  4. 2026-06-15
    days on market $242,311 Active 61 DOM
  5. 2026-06-14
    days on market $242,311 Active 59 DOM
  6. 2026-06-10
    days on market $242,311 Active 56 DOM
  7. 2026-06-09
    days on market $242,311 Active 55 DOM
  8. 2026-06-09
    price $242,311 Active 54 DOM
  9. 2026-06-08
    days on market $241,311 Active 54 DOM
  10. 2026-06-07
    days on market $241,311 Active 53 DOM
  11. 2026-06-05
    days on market $241,311 Active 50 DOM
  12. 2026-06-03
    days on market $241,311 Active 49 DOM
  13. 2026-06-02
    days on market $241,311 Active 48 DOM
  14. 2026-06-01
    days on market $241,311 Active 47 DOM
  15. 2026-05-31
    days on market $241,311 Active 46 DOM
  16. 2026-05-31
    days on market $241,311 Active 45 DOM
  17. 2026-05-21
    price $241,311 447-char remark
    Show marketing remark (447 chars)

    This 2 bedroom, 2 1/2 bath 1250 square foot Bungalow Collection floor plan provides a safe, modern and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Southwest Missouri and Northwest Arkansas.

  18. 2026-05-21
    price $241,311
    Show marketing remark (447 chars)

    This 2 bedroom, 2 1/2 bath 1250 square foot Bungalow Collection floor plan provides a safe, modern and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Southwest Missouri and Northwest Arkansas.

  19. 2026-05-20
    listed $239,311 Active 447-char remark
    Show marketing remark (447 chars)

    This 2 bedroom, 2 1/2 bath 1250 square foot Bungalow Collection floor plan provides a safe, modern and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Southwest Missouri and Northwest Arkansas.

  20. 2026-04-15
    listed $239,311 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,093
− Mortgage interest
−$13,573
− Property taxes
−$3,635
− Insurance
−$1,212
− Repairs & maintenance
−$1,527
− Management
−$1,527
− HOA
−$900
− Depreciation
−$7,049
Taxable loss
−$10,331
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,479
After-tax cash flow
$-3,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Centerton

Score
77/100
State rank
#11
US rank
#3194

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Centerton, AR
County
Benton County · 259,241 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+0.8% since first listed
4 events — show timeline
  • 2026-05-21 Price Changed $241,311 Zillow
  • 2026-05-21 Price Changed $241,311 NWARMLS
  • 2026-05-20 Listed $239,311 Zillow
  • 2026-04-15 Listed $239,311 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…