847 Twin Towers Rd · Silsbee, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.6/30.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- 1% rule +7.1/10.0
- Livability +3.6/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$94,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Escape the hustle and bustle to your own private 1.24-acre oasis. Perched at the highest point of a quiet dead-end street, this meticulously maintained home offers the perfect blend of country peace and neighborhood pride. Surrounded by beautiful homes, you’ll enjoy total privacy without feeling isolated. The heart of this property is the expansive, oversized front porch—the ultimate spot for morning coffee or sunset watching while overlooking your rolling acreage. Featuring a spacious 2-bedroom, 2-bathroom layout and a convenient detached 2-car carport, this property is move-in ready and waiting for someone who loves the outdoors.
Key facts
- Detached carport
- Highest point
- Rolling acreage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $95k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $342 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Cap rate 10.6% vs local median 5.2% in Silsbee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#263 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
- Silsbee ISD (town): math 25% / reading 36% proficiency, ranked #614 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 127 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 10.62%
- Cash-on-cash
- 15.45%
- DSCR
- 1.69
- GRM
- 6.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.2%
- Equity multiple
- 1.24×
- Total profit
- $6,377
- Equity at exit
- $14,150
- IRR
- 15.5%
- Equity multiple
- 2.26×
- Total profit
- $33,460
- Equity at exit
- $8,205
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77656
- Active inventory
- 127
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,148 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$28 /mo · $335/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $342
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2531 Maxey Ct Silsbee, TX | 3.0 | 1.0 | 834 | $795 | $0.95 | 13d | 2 | 1.16mi |
| 235 Prince Hall Ln Silsbee, TX | 3.0 | 1.0 | 834 | $795 | $0.95 | 13d | 1 | 1.16mi |
| 1135 Cooper Ln Silsbee, TX | 3.0 | 2.0 | 1315 | $1,395 | $1.06 | 13d | 1 | 1.27mi |
| 2436 Clayborn #309 Silsbee, TX | 3.0 | 1.0 | 834 | $795 | $0.95 | 13d | 1 | 1.29mi |
| 1174 Cooper Ln Silsbee, TX | 3.0 | 2.0 | 1353 | $1,475 | $1.09 | 23d | 1 | 1.30mi |
Listing history 2 events
-
2026-05-07status Pending 651-char remark
Show marketing remark (651 chars)
Escape the hustle and bustle to your own private 1.24-acre oasis. Perched at the highest point of a quiet dead-end street, this meticulously maintained home offers the perfect blend of country peace and neighborhood pride. Surrounded by beautiful homes, you’ll enjoy total privacy without feeling isolated. The heart of this property is the expansive, oversized front porch—the ultimate spot for morning coffee or sunset watching while overlooking your rolling acreage. Featuring a spacious 2-bedroom, 2-bathroom layout and a convenient detached 2-car carport, this property is move-in ready and waiting for someone who loves the outdoors.
-
2026-04-25$94,900 Active 651-char remark
Show marketing remark (651 chars)
Escape the hustle and bustle to your own private 1.24-acre oasis. Perched at the highest point of a quiet dead-end street, this meticulously maintained home offers the perfect blend of country peace and neighborhood pride. Surrounded by beautiful homes, you’ll enjoy total privacy without feeling isolated. The heart of this property is the expansive, oversized front porch—the ultimate spot for morning coffee or sunset watching while overlooking your rolling acreage. Featuring a spacious 2-bedroom, 2-bathroom layout and a convenient detached 2-car carport, this property is move-in ready and waiting for someone who loves the outdoors.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $335 · $28/mo
- Projected year-2 tax
- $1,737 · $145/mo
- Expected delta
- +$1,402/yr (+$117/mo · 418.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,782
- − Mortgage interest
- −$5,316
- − Property taxes
- −$335
- − Insurance
- −$474
- − Repairs & maintenance
- −$1,103
- − Management
- −$1,103
- − Depreciation
- −$2,761
- Taxable income
- $2,691
- Est. tax owed @ 24.0%
- −$646
- After-tax cash flow
- $3,460/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This mobile home requires moderate repairs and updates to improve its condition and value. Key areas for improvement include the kitchen, bathrooms, exterior, and windows.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom fixtures — slight wear
- Moderate exterior siding — weathered
- Moderate windows — single-pane, old
Value-add opportunities
- Resale update kitchen cabinets — modernizes space
- Resale replace bathroom fixtures — modernizes space
- Resale repair exterior siding — enhances curb appeal
- Resale install energy-efficient windows — increases energy efficiency
- Resale paint interior walls — refreshes space
- Resale replace ceiling fan — modernizes space
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · slight wear | Minor | $500–3,000 |
| bathroom fixtures · slight wear | Minor | $500–3,000 |
| exterior siding · weathered | Moderate | $3,000–15,000 |
| windows · single-pane, old | Moderate | $3,000–15,000 |
| Total estimated repair cost · 4 items | $7,000–36,000 |
Value-add ROI direction
- Resale update kitchen cabinets — modernizes space ↑
- Resale replace bathroom fixtures — modernizes space ↑
- Resale repair exterior siding — enhances curb appeal ↑
- Resale install energy-efficient windows — increases energy efficiency ↑
- Resale paint interior walls — refreshes space ↑
- Resale replace ceiling fan — modernizes space ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Silsbee ISD
- NCES district ID
- 4840230
- Math proficiency
- 25% ▼ -23.00%
- Reading proficiency
- 36% ▼ -11.00%
- Median HH income
- $44,907
- Composite
- 26.09/100
- National rank
- #7292
- State rank
- #614 of 826 in TX
Livability — Silsbee
- Score
- 72/100
- State rank
- #263
- US rank
- #6215
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Hardin County · 39,783 people
- City population
- 17,525
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 17,525
- Household income
- $62,303
- Rent vs Own
- Severe rent burden
- 306.0
Population outlook (Hardin County) Hauer SSP2
- Today (2025)
- 57,780 people
- By 2030
- 58,296 · +0.9%
- By 2040
- 58,421 · +1.1%
- By 2050
- 57,391 · -0.7%
- By 2075
- 53,132 · -8.0%
- By 2100
- 44,905 · -22.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 14% Two or more races 8% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 4% Serbian 3% Italian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Hardin
- 2024 margin
- Solid R (+75.8) · D 11.9% · R 87.7%
- 2008→2024 swing
- -14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
- All cycles
- 2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -93.73%
- Current HPI
- 141.1371
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
3 events — show timeline
- 2026-05-28 Sold (MLS) — BBOR
- 2026-05-07 Pending — BBOR
- 2026-04-25 Listed $94,900 BBOR
Property tax history
-5.7%/yrLatest (2025): $335 · -1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…