117 Oak Trl · College Station, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.7/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$59,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
?? 2BD/2BA Manufactured Home for Sale & acirc; & euro; & ldquo; College Station, TX | $59,900 Move-in ready 2018 Clayton home in the Medallion College Station Community (Oak Creek) on one of the best shaded lots in the park. No lien & acirc; & euro; & rdquo; statement of ownership in hand. Serious inquiries only. The Home: ? 1,216 sq ft | 2 bed / 2 bath ? Originally a 3-bedroom floor plan & acirc; & euro; & rdquo; converted to 2BD giving you larger, more spacious bedrooms ? Both bedrooms have walk-in closets ? Master suite on one end, guest bed/bath on the other for maximum privacy ? Large open floor plan & acirc; & euro; & rdquo; living r
Key facts
- Master suite
- Open floor plan
- Walk in closets
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath other listed at $60k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $967 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $60k).
- Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
- Cap rate 25.7% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
- College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.92% ✓
- Cap rate
- 25.67%
- Cash-on-cash
- 69.22%
- DSCR
- 4.08
- GRM
- 2.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.13% rent growth · sell at horizon
- IRR
- 68.9%
- Equity multiple
- 4.11×
- Total profit
- $52,166
- Equity at exit
- $8,931
- IRR
- 73.0%
- Equity multiple
- 8.50×
- Total profit
- $125,817
- Equity at exit
- $5,179
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77845
- Rents YoY
- 3.1%
- Active inventory
- 1179
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,749 high interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax est. 1.5%
- −$75 /mo · $898/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$367
- Net cashflow
- $967
Break-even live
Sensitivity live
| Price | -10% $1,009 | -5% $988 | +0% $967 | +5% $947 | +10% $926 |
|---|---|---|---|---|---|
| Rent | -10% $829 | -5% $898 | +0% $967 | +5% $1,037 | +10% $1,106 |
| Rate | -1.0pp $998 | -0.5pp $983 | base $967 | +0.5pp $952 | +1.0pp $936 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 193 Oak Run College Station, TX | 3.0 | 2.0 | 1264 | $1,899 | $1.50 | 22d | 1 | 0.19mi |
| 193 Ridge Walk College Station, TX | 3.0 | 2.0 | 1493 | $2,199 | $1.47 | 22d | 1 | 0.25mi |
| 112 Ridgeway Dr College Station, TX | 3.0 | 2.0 | 1013 | $1,399 | $1.38 | 22d | 1 | 0.35mi |
| 117 Ridge Loop College Station, TX | 3.0 | 2.0 | 1165 | $1,499 | $1.29 | 45d | 1 | 0.41mi |
| 410 Baby Bear Dr College Station, TX | 3.0 | 3.0 | 1261 | $700 | $0.56 | 22d | 1 | 0.59mi |
| 3011 Towers Pkwy College Station, TX | 3.0 | 3.0 | 1271 | $1,895 | $1.49 | 45d | 1 | 0.67mi |
| 3545 Paloma Ridge Dr College Station, TX | 3.0 | 3.0 | 1323 | $1,700 | $1.28 | 45d | 1 | 0.70mi |
| 3510 Paloma Ridge Dr College Station, TX | 3.0 | 3.0 | 1300 | $1,650 | $1.27 | 14d | 1 | 0.73mi |
| 511 Fraternity Row College Station, TX | 3.0 | 2.0 | 1278 | $1,800 | $1.41 | 45d | 1 | 0.87mi |
| 3709 Oldenburg Ln College Station, TX | 3.0 | 3.0 | 1338 | $1,600 | $1.20 | 45d | 1 | 1.16mi |
| 2310 Pronghorn Ln College Station, TX | 3.0 | 2.0 | 1350 | $1,550 | $1.15 | 14d | 1 | 1.24mi |
| 608 Navarro Dr Unit 1328096P College Station, TX | 2.0 | 2.0 | 936 | $2,991 | $3.20 | 22d | 1 | 1.38mi |
| 709 San Benito Dr College Station, TX | 2.0 | 2.0 | 890 | $1,195 | $1.34 | 22d | 1 | 1.41mi |
| 714 San Benito Dr College Station, TX | 2.0 | 2.0 | 910 | $1,300 | $1.43 | 14d | 1 | 1.41mi |
| 805 San Benito Dr College Station, TX | 2.0 | 1.0 | 975 | $1,300 | $1.33 | 45d | 1 | 1.48mi |
| 804 San Saba Dr College Station, TX | 2.0 | 1.0 | 820 | $1,150 | $1.40 | 14d | 1 | 1.50mi |
Listing history 12 events
-
2026-06-21days on market $59,900 Active 18 DOM
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2026-06-18days on market $59,900 Active 15 DOM
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2026-06-17days on market $59,900 Active 14 DOM
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2026-06-16days on market $59,900 Active 13 DOM
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2026-06-15days on market $59,900 Active 12 DOM
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2026-06-14days on market $59,900 Active 10 DOM
-
2026-06-13days on market $59,900 Active 9 DOM
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2026-06-10days on market $59,900 Active 7 DOM
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2026-06-09days on market $59,900 Active 6 DOM
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2026-06-08days on market $59,900 Active 5 DOM
-
2026-06-05remarks 651-char remark
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2026-06-05$59,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $20,983
- − Mortgage interest
- −$3,355
- − Property taxes
- −$898
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,679
- − Management
- −$1,679
- − Depreciation
- −$1,743
- Taxable income
- $11,330
- Est. tax owed @ 24.0%
- −$2,719
- After-tax cash flow
- $8,890/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This manufactured home requires cosmetic repairs and maintenance to improve its condition and value. Fresh paint, roof repair, and landscaping improvements are recommended.
Repairs flagged
- Major roof — Signs of wear and potential leaks
- Major siding — Worn and peeling
- Major landscaping — Overgrown and unkempt
Value-add opportunities
- Both paint exterior — Fresh paint enhances curb appeal and value
- Both repair roof — Fixing the roof prevents leaks and structural issues
- Both landscaping — A well-maintained yard improves curb appeal and property value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| roof · Signs of wear and potential leaks | Major | $15,000–50,000 |
| siding · Worn and peeling | Major | $15,000–50,000 |
| landscaping · Overgrown and unkempt | Major | $15,000–50,000 |
| Total estimated repair cost · 3 items | $45,000–150,000 |
Value-add ROI direction
- Both paint exterior — Fresh paint enhances curb appeal and value ↑
- Both repair roof — Fixing the roof prevents leaks and structural issues ↑
- Both landscaping — A well-maintained yard improves curb appeal and property value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- College Station ISD
- NCES district ID
- 4807350
- Math proficiency
- 58% ▼ -4.00%
- Reading proficiency
- 54% ▼ -2.00%
- Median HH income
- $36,991
- Composite
- 46.54/100
- National rank
- #2428
- State rank
- #113 of 826 in TX
Livability — College Station
- Score
- 83/100
- State rank
- #11
- US rank
- #994
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Brazos County · 233,400 people
- City population
- 131,628
- Metro
- College Station-Bryan, TX
- Population (ZIP)
- 76,764
- Household income
- $88,851
- Rent vs Own
- Severe rent burden
- 3329.0
Population outlook (Brazos County) Hauer SSP2
- Today (2025)
- 267,942 people
- By 2030
- 296,630 · +10.7%
- By 2040
- 354,560 · +32.3%
- By 2050
- 414,616 · +54.7%
- By 2075
- 562,158 · +109.8%
- By 2100
- 678,828 · +153.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 11% · Canada, China, South Korea
- Languages at home
- 83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%
Political lean MEDSL · Brazos
- 2024 margin
- Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
- 2008→2024 swing
- +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
- All cycles
- 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.31%
- Current HPI
- 175.9669
- Rent YoY
- ▲ 3.13%
- Metro
- College Station-Bryan, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-06-04 Listed $59,900 FSBO.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…