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117 Oak Trl
B Composite 71.84
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$59,900

117 Oak Trl · College Station, TX 77845
2 bd · 2.0 ba · 1,216 sqft · Other · 18 Days on market
Built 2018 Fair condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

?? 2BD/2BA Manufactured Home for Sale & acirc; & euro; & ldquo; College Station, TX | $59,900 Move-in ready 2018 Clayton home in the Medallion College Station Community (Oak Creek) on one of the best shaded lots in the park. No lien & acirc; & euro; & rdquo; statement of ownership in hand. Serious inquiries only. The Home: ? 1,216 sq ft | 2 bed / 2 bath ? Originally a 3-bedroom floor plan & acirc; & euro; & rdquo; converted to 2BD giving you larger, more spacious bedrooms ? Both bedrooms have walk-in closets ? Master suite on one end, guest bed/bath on the other for maximum privacy ? Large open floor plan & acirc; & euro; & rdquo; living r

Key facts

  • Master suite
  • Open floor plan
  • Walk in closets

Tags

MOVE IN READYWALK IN CLOSETSMASTER SUITEOPEN FLOOR PLANKITCHEN ISLANDSEPARATE LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath other listed at $60k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $967 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
  • Cap rate 25.7% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
Recommended offer $59,001 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.92%
Cap rate
25.67%
Cash-on-cash
69.22%
DSCR
4.08
GRM
2.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
68.9%
Equity multiple
4.11×
Total profit
$52,166
Equity at exit
$8,931
10-year hold
IRR
73.0%
Equity multiple
8.50×
Total profit
$125,817
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1179
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$1,749 high interval (Pro) →
Mortgage (P&I)
$314
Tax est. 1.5%
$75 /mo · $898/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$367
Net cashflow
$967

Break-even live

Break-even rent $524
Max offer price $59,900
Occupancy floor 40%

Sensitivity live

Price -10% $1,009 -5% $988 +0% $967 +5% $947 +10% $926
Rent -10% $829 -5% $898 +0% $967 +5% $1,037 +10% $1,106
Rate -1.0pp $998 -0.5pp $983 base $967 +0.5pp $952 +1.0pp $936

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
193 Oak Run College Station, TX 3.0 2.0 1264 $1,899 $1.50 22d 1 0.19mi
193 Ridge Walk College Station, TX 3.0 2.0 1493 $2,199 $1.47 22d 1 0.25mi
112 Ridgeway Dr College Station, TX 3.0 2.0 1013 $1,399 $1.38 22d 1 0.35mi
117 Ridge Loop College Station, TX 3.0 2.0 1165 $1,499 $1.29 45d 1 0.41mi
410 Baby Bear Dr College Station, TX 3.0 3.0 1261 $700 $0.56 22d 1 0.59mi
3011 Towers Pkwy College Station, TX 3.0 3.0 1271 $1,895 $1.49 45d 1 0.67mi
3545 Paloma Ridge Dr College Station, TX 3.0 3.0 1323 $1,700 $1.28 45d 1 0.70mi
3510 Paloma Ridge Dr College Station, TX 3.0 3.0 1300 $1,650 $1.27 14d 1 0.73mi
511 Fraternity Row College Station, TX 3.0 2.0 1278 $1,800 $1.41 45d 1 0.87mi
3709 Oldenburg Ln College Station, TX 3.0 3.0 1338 $1,600 $1.20 45d 1 1.16mi
2310 Pronghorn Ln College Station, TX 3.0 2.0 1350 $1,550 $1.15 14d 1 1.24mi
608 Navarro Dr Unit 1328096P College Station, TX 2.0 2.0 936 $2,991 $3.20 22d 1 1.38mi
709 San Benito Dr College Station, TX 2.0 2.0 890 $1,195 $1.34 22d 1 1.41mi
714 San Benito Dr College Station, TX 2.0 2.0 910 $1,300 $1.43 14d 1 1.41mi
805 San Benito Dr College Station, TX 2.0 1.0 975 $1,300 $1.33 45d 1 1.48mi
804 San Saba Dr College Station, TX 2.0 1.0 820 $1,150 $1.40 14d 1 1.50mi

Listing history 12 events

  1. 2026-06-21
    days on market $59,900 Active 18 DOM
  2. 2026-06-18
    days on market $59,900 Active 15 DOM
  3. 2026-06-17
    days on market $59,900 Active 14 DOM
  4. 2026-06-16
    days on market $59,900 Active 13 DOM
  5. 2026-06-15
    days on market $59,900 Active 12 DOM
  6. 2026-06-14
    days on market $59,900 Active 10 DOM
  7. 2026-06-13
    days on market $59,900 Active 9 DOM
  8. 2026-06-10
    days on market $59,900 Active 7 DOM
  9. 2026-06-09
    days on market $59,900 Active 6 DOM
  10. 2026-06-08
    days on market $59,900 Active 5 DOM
  11. 2026-06-05
    remarks 651-char remark
  12. 2026-06-05
    listed $59,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,983
− Mortgage interest
−$3,355
− Property taxes
−$898
− Insurance
−$300
− Repairs & maintenance
−$1,679
− Management
−$1,679
− Depreciation
−$1,743
Taxable income
$11,330
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,719
After-tax cash flow
$8,890/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Cosmetic rehab

This manufactured home requires cosmetic repairs and maintenance to improve its condition and value. Fresh paint, roof repair, and landscaping improvements are recommended.

Repairs flagged

  • Major roof — Signs of wear and potential leaks
  • Major siding — Worn and peeling
  • Major landscaping — Overgrown and unkempt

Value-add opportunities

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Both repair roof — Fixing the roof prevents leaks and structural issues
  • Both landscaping — A well-maintained yard improves curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Signs of wear and potential leaks Major $15,000–50,000
siding · Worn and peeling Major $15,000–50,000
landscaping · Overgrown and unkempt Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Both repair roof — Fixing the roof prevents leaks and structural issues
  • Both landscaping — A well-maintained yard improves curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
College Station ISD
NCES district ID
4807350
Math proficiency
58% ▼ -4.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$36,991
Composite
46.54/100
National rank
#2428
State rank
#113 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-04 Listed $59,900 FSBO.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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