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4102 Burkey Rd
B- Composite 66.07
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • ARV discount +13.7/15.0
  • DSCR +7.9/10.0
  • 1% rule +6.4/10.0
  • Schools +5.1/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

4102 Burkey Rd · Austintown, OH 44515
3 bd · 1.0 ba · 1,592 sqft · SingleFamily public records · 233 Days on market
Built 1956 0.47 ac lot $82/sqft · 14% below area Est $151k · 14% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

Key facts

  • Handy mudroom
  • Eat-in kitchen
  • Half an acre

Tags

HALF AN ACREMATURE TREESSUN-FILLED LIVING ROOMWOOD BURNING FIREPLACEEAT-IN KITCHENHANDY MUDROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $264 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.8% in Austintown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#322 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
  • Austintown Local Schools (suburban): math 56% / reading 65% proficiency, ranked #290 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 84 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 233 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 30y ago; this cycle's ask has dropped $40k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; list at $130k implies a 67% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 233 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.73%
Cash-on-cash
8.71%
DSCR
1.39
GRM
7.3

CMA / ARV

ARV (median comp)
$150,544
List price
$129,900
Delta
-13.71%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4102 Burkey Rd 0.00mi 4/1.0 (+1) 1,592 (0%) 1mo $120,000 $75 94
4103 Woodmere Dr 0.04mi 3/1.5 1,740 (+9%) 2mo $231,000 $133 79
4234 Selkirk Ave 0.41mi 3/1.5 1,520 (-4%) 1mo $165,000 $109 70
358 S Edgehill Ave 0.42mi 3/2.0 1,483 (-7%) 4mo $160,000 $108 61
3852 Edinburgh 0.57mi 4/1.5 (+1) 1,656 (+4%) 3mo $220,000 $133 57
192 S Navarre Ave 0.67mi 3/2.0 1,518 (-5%) 5mo $167,750 $111 53
4235 Patricia Ave 0.52mi 4/2.0 (+1) 1,472 (-8%) 4mo $213,500 $145 51
4242 Kerrybrook Dr 0.67mi 4/1.5 (+1) 1,671 (+5%) 3mo $161,000 $96 51
1726 Lancaster Dr 0.62mi 3/1.5 1,445 (-9%) 4mo $210,000 $145 50
132 S Main St 0.75mi 3/1.0 1,452 (-9%) 0mo $110,000 $76 50
3990 Claridge Dr 0.65mi 3/2.5 1,456 (-8%) 3mo $225,000 $155 47
136 Rosemont Ave 0.73mi 3/1.5 1,438 (-10%) 2mo $126,000 $88 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.1%
Equity multiple
0.88×
Total profit
$-4,214
Equity at exit
$19,369
10-year hold
IRR
6.6%
Equity multiple
1.50×
Total profit
$18,080
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44515

Home prices YoY
-26.4%
Active inventory
84
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,478 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$168 /mo · $2,016/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$264

Break-even live

Break-even rent $1,144
Max offer price $129,900
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4494 Burkey Rd Youngstown, OH 3.0 1.5 1596 $1,700 $1.07 43d 1 0.69mi
2433 Bainbridge Ave Youngstown, OH 3.0 1.0 1640 $1,500 $0.91 20d 1 0.91mi
3968 Staatz Dr Youngstown, OH 3.0 1.5 1112 $1,650 $1.48 43d 1 0.93mi
2230 S Raccoon Rd Youngstown, OH 3.0 1.0–1.5 1141 $1,135 $0.99 13d 1 0.94mi
4661 New Hampshire Ct Austintown, OH 3.0 1.0–1.5 795 $1,325 $1.67 13d 1 1.07mi
2529 Bainbridge Ave Youngstown, OH 3.0 2.0 1692 $1,500 $0.89 43d 1 1.08mi
4815 Westchester Dr Unit 4896-05 Austintown, OH 2.0 1.5 1200 $1,025 $0.85 13d 1 1.23mi
131 N Edgehill Ave Youngstown, OH 3.0 1.0 1200 $1,350 $1.12 20d 1 1.26mi
155 N Roanoke Ave Youngstown, OH 3.0 1.5 1632 $1,500 $0.92 20d 1 1.33mi
2239 Woodland Trce Youngstown, OH 3.0 1.0 1084 $1,850 $1.71 43d 1 1.45mi

Listing history 15 events

  1. 2026-05-07
    status Pending 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  2. 2026-04-27
    price $129,900 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  3. 2026-04-27
    status Active 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  4. 2026-04-16
    historical 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  5. 2025-10-17
    price $149,900 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  6. 2025-09-26
    price $159,900 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  7. 2025-09-03
    listed $169,900 Active 535-char remark
    Show marketing remark (535 chars)

    Nearly half an acre in Austintown Local Schools! Mature trees surround this Cape Cod, and offers a sun-filled living room with peaceful views. Cozy family room with wood-burning fireplace and eat-in kitchen, create a warm, inviting feel. Mudroom adds everyday convenience, and the fenced backyard is perfect for relaxing, gardening, or play. With a new water heater, newer furnace, upgraded electrical, and a larger upgraded septic system already in place, this home is full of character, comfort, and potential-ready for your vision.

  8. 2005-10-24
    soldstatus $78,000
  9. 2005-10-21
    soldstatus $78,000 66-char remark
    Show marketing remark (66 chars)

    Nice cape cod - fenced in backyard - newer furnace, air, carpeting

  10. 2005-10-15
    historical 66-char remark
    Show marketing remark (66 chars)

    Nice cape cod - fenced in backyard - newer furnace, air, carpeting

  11. 2005-04-15
    listed $79,900 66-char remark
    Show marketing remark (66 chars)

    Nice cape cod - fenced in backyard - newer furnace, air, carpeting

  12. 2000-02-25
    soldstatus $56,500
  13. 1996-08-31
    historical
  14. 1996-05-20
    listed $64,000
  15. 1990-12-06
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,016 · $168/mo
Projected year-2 tax
$2,021 · $168/mo
Expected delta
+$5/yr ($0/mo · 0.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,731
− Mortgage interest
−$7,276
− Property taxes
−$2,016
− Insurance
−$650
− Repairs & maintenance
−$1,418
− Management
−$1,418
− Depreciation
−$3,779
Taxable income
$1,173
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$281
After-tax cash flow
$2,886/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Austintown Local Schools
NCES district ID
3904829
Math proficiency
56% ▼ -12.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$45,129
Composite
50.99/100
National rank
#1778
State rank
#290 of 656 in OH

Livability — Austintown

Score
73/100
State rank
#322
US rank
#5290

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Austintown, OH
County
Mahoning · 224,175 people
City population
27,740
Metro
Youngstown-Warren, OH
Population (ZIP)
27,740
Household income
$52,831
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
10.9

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 1%
Foreign-born
2%
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.64%
Current HPI
228.0895
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+188.7% since first listed
15 events — show timeline
  • 2026-05-07 Pending MLSNOW
  • 2026-04-27 Price Changed $129,900 MLSNOW
  • 2026-04-27 Relisted MLSNOW
  • 2026-04-16 Listing Removed MLSNOW
  • 2025-10-17 Price Changed $149,900 MLSNOW
  • 2025-09-26 Price Changed $159,900 MLSNOW
  • 2025-09-03 Listed $169,900 MLSNOW
  • 2005-10-24 Sold (Public Records) $78,000 Public Records
  • 2005-10-21 Sold (MLS) $78,000 MLSNOW
  • 2005-10-15 Listing Removed MLSNOW
  • 2005-04-15 Listed $79,900 MLSNOW
  • 2000-02-25 Sold (Public Records) $56,500 Public Records
  • 1996-08-31 Listing Removed MLSNOW
  • 1996-05-20 Listed $64,000 MLSNOW
  • 1990-12-06 Sold (Public Records) $45,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $2,016 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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