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13181 Flamborough
C- Composite 52.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.2/10.0
  • DSCR +5.9/10.0
  • 1% rule +3.8/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0

$147,500

13181 Flamborough · Socorro, TX 79836
2 bd · 1.5 ba · 784 sqft · Manufactured · 103 Days on market
Built 1997 0.36 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wellcome Home . This one is located in Clint Texas . Sitting on a corner lot of quiet and well established neighborhood . Updated ,close to I-10 , Pet friendly Great for outdoor getting together and with too many options to be mentioned . Come and see it for your self .

Key facts

  • Updated
  • Quiet neighborhood
  • Pet friendly

Tags

CORNER LOTQUIET NEIGHBORHOODUPDATEDPET FRIENDLY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $148k.

Deal economics

  • At list price, monthly cash flow is $144 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $129k (12.4% below list).
  • Recommended offer: $129k (12.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#830 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Clint ISD (suburban): math 14% / reading 22% proficiency, ranked #792 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Wm David Surratt El (math 16% / reading 19%, grade F, #3,805 of 4,322 statewide, top 89%, 957 students, 82% FRL); Clint J H School (math 9% / reading 14%, grade F, #1,629 of 1,662 statewide, top 98%, 529 students, 84% FRL); Clint H S (math 12% / reading 28%, grade F, #1,397 of 1,632 statewide, top 87%, 745 students, 82% FRL) — zoned schools average 82% FRL vs 59% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 147 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (4.3% local appreciation)).
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (4.3% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($134k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,148 (12.4% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
7.46%
Cash-on-cash
4.18%
DSCR
1.19
GRM
9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.31% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.7%
Equity multiple
1.90×
Total profit
$37,322
Equity at exit
$77,450
10-year hold
IRR
15.7%
Equity multiple
3.61×
Total profit
$107,757
Equity at exit
$128,850

Cash invested: $41,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79836

Home prices YoY
2.6%
Active inventory
147
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,291 medium interval (Pro) →
Mortgage (P&I)
$774
Tax from tax record
$41 /mo · $497/yr
Insurance
$61
HOA
$0
Vacancy / Maint / Mgmt
$271
Net cashflow
$144

Break-even live

Break-even rent $1,109
Max offer price $147,500
Occupancy floor 84%

Sensitivity live

Price -10% $227 -5% $186 +0% $144 +5% $102 +10% $60
Rent -10% $42 -5% $93 +0% $144 +5% $195 +10% $246
Rate -1.0pp $218 -0.5pp $181 base $144 +0.5pp $106 +1.0pp $67

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,875
Closing costs
$4,425
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-22
    days on market $147,500 Active 103 DOM
  2. 2026-06-18
    days on market $147,500 Active 100 DOM
  3. 2026-06-17
    days on market $147,500 Active 99 DOM
  4. 2026-06-16
    days on market $147,500 Active 98 DOM
  5. 2026-06-15
    days on market $147,500 Active 97 DOM
  6. 2026-06-13
    days on market $147,500 Active 95 DOM
  7. 2026-06-10
    days on market $147,500 Active 92 DOM
  8. 2026-06-09
    days on market $147,500 Active 91 DOM
  9. 2026-06-08
    days on market $147,500 Active 90 DOM
  10. 2026-06-07
    days on market $147,500 Active 89 DOM
  11. 2026-06-03
    days on market $147,500 Active 85 DOM
  12. 2026-06-03
    days on market $147,500 Active 84 DOM
  13. 2026-06-01
    days on market $147,500 Active 83 DOM
  14. 2026-05-31
    days on market $147,500 Active 82 DOM
  15. 2026-03-10
    listed $147,500 Active 277-char remark
    Show marketing remark (277 chars)

    Wellcome Home . This one is located in Clint Texas . Sitting on a corner lot of quiet and well established neighborhood . Updated ,close to I-10 , Pet friendly Great for outdoor getting together and with too many options to be mentioned . Come and see it for your self .

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$497 · $41/mo
Projected year-2 tax
$2,699 · $225/mo
Expected delta
+$2,202/yr (+$183/mo · 442.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,498
− Mortgage interest
−$8,262
− Property taxes
−$497
− Insurance
−$738
− Repairs & maintenance
−$1,240
− Management
−$1,240
− Depreciation
−$4,291
Taxable loss
−$770
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$185
After-tax cash flow
$1,911/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clint ISD
NCES district ID
4814430
Math proficiency
14% ▼ -32.00%
Reading proficiency
22% ▼ -15.00%
Median HH income
$37,490
Composite
15.03/100
National rank
#9356
State rank
#792 of 826 in TX

Livability — Socorro

Score
63/100
State rank
#830
US rank
#14960

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
44,444
Population (ZIP)
7,481

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (90%)
Race & ethnicity
Hispanic / Latino 90% Two or more races 40% White 6% Black 3%
Hispanic origin (detail)
Mexican 87%
Foreign-born
23% · Canada
Languages at home
20% English-only · Spanish 79%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
166.8578
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-10 Listed $147,500 GEPARMLS

Property tax history

+1.9%/yr

Latest (2025): $497 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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