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134 N O Ave
F Composite 29.87
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.7/30.0
  • DSCR +3.8/10.0
  • Rent growth +3.5/5.0
  • Livability +3.4/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$165,000

134 N O Ave · El Reno, OK 73036
2 bd · 2.0 ba · 1,055 sqft · SingleFamily public records · 17 Days on market
Built 1980 6,752 sqft lot Est $136k · 21% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

Key facts

  • Open living room
  • Electric cook stove
  • Lvp flooring

Tags

REMODELED HOMEELECTRIC COOK STOVEPLENTY OF COUNTER SPACETRENDY BACKSPLASHOPEN LIVING ROOMLVP FLOORING

Property features AI

Finance

  • Other: Located in the Fair addition; Directions: From corner of Foreman and N O Ave, go south on O Ave; home sits on the east side of the street
  • Financial info: Loan qualifications allowed (buyer may qualify); Not assumable
  • HOA & community: No mandatory association dues

Exterior

  • Parking: 1-car garage
  • Utilities: Assessor-reported living area
  • Home design: Single-family residence; One story entry; Residential property; Homestead exempt
  • Construction: Brick and frame construction; Composition roof; Slab foundation; Built (existing)
  • Exterior features: Covered porch; Open patio; Interior lot

Interior

  • Kitchen: Free-standing electric range
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating
  • Interior features: One living area; One dining area; No fireplace; Existing property (not new construction)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-17 ($-200/yr) — negative.
  • To cash-flow at today's rent, offer at most $162k (1.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (22.8% below list).
  • Recommended offer: $127k (22.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.8% in El Reno — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 67/100 on livability (#95 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: health & safety C-, amenities F, commute F.
  • El Reno (town): math 12% / reading 15% proficiency, ranked #232 of 270 in OK (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Rose Witcher Es (387 students, 0% FRL); Etta Dale Jhs (math 7% / reading 13%, grade F, #277 of 345 statewide, top 83%, 444 students, 0% FRL); El Reno Hs (math 16% / reading 19%, grade F, #307 of 447 statewide, top 69%, 980 students, 0% FRL) — zoned schools average 0% FRL vs 68% district-wide (68 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.2%/yr); 281 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 260 units permitted in Canadian County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Canadian County population projected at +64% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $116k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,384 (22.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.17%
Cash-on-cash
-0.43%
DSCR
0.98
GRM
10.8

CMA / ARV

ARV (on-the-fly)
$136,095
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
221 N L Ave 0.23mi 2/1.0 1,000 (-5%) 2mo $114,000 $114 75
121 N M Ave 0.16mi 3/2.0 (+1) 1,118 (+6%) 5mo $180,000 $161 74
100 N L Ave 0.21mi 3/2.0 (+1) 1,118 (+6%) 4mo $152,000 $136 72
818 E Watts St 0.54mi 2/1.0 1,024 (-3%) 1mo $125,000 $122 65
1008 E Woodson St 0.34mi 3/1.0 (+1) 999 (-5%) 1mo $75,500 $76 65
129 N K Ave 0.28mi 3/2.0 (+1) 1,121 (+6%) 10mo $162,000 $145 64
324 Hal Dr 0.45mi 2/1.0 1,000 (-5%) 6mo $118,000 $118 62
118 S M Ave 0.21mi 2/1.0 1,204 (+14%) 1mo $36,000 $30 62
120 N Donald Ave 0.32mi 2/1.5 1,176 (+12%) 7mo $125,000 $106 58
314 S Roberts Ave 0.60mi 3/1.0 (+1) 1,028 (-3%) 2mo $141,000 $137 57
206 N Donald Ave 0.32mi 3/1.0 (+1) 1,132 (+7%) 10mo $148,000 $131 55
313 Hal Dr 0.39mi 3/1.0 (+1) 1,165 (+10%) 7mo $150,000 $129 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.19% rent growth · sell at horizon

5-year hold
IRR
-15.9%
Equity multiple
0.43×
Total profit
$-26,309
Equity at exit
$24,602
10-year hold
IRR
-5.8%
Equity multiple
0.61×
Total profit
$-18,005
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73036

Home prices YoY
-3.3%
Rents YoY
4.2%
Active inventory
281
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,274 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$89 /mo · $1,068/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$-17

Break-even live

Break-even rent $1,295
Max offer price $162,052
Occupancy floor 96%

Sensitivity live

Price -10% $77 -5% $30 +0% $-17 +5% $-63 +10% $-110
Rent -10% $-117 -5% $-67 +0% $-17 +5% $34 +10% $84
Rate -1.0pp $66 -0.5pp $25 base $-17 +0.5pp $-59 +1.0pp $-103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1320 E Cavanaugh St El Reno, OK 3.0 2.0 1222 $1,400 $1.15 12d 1 0.64mi
607 N Evans Ave El Reno, OK 2.0 1.0 1032 $1,025 $0.99 0d 1 1.05mi
819 S Wilson Ave El Reno, OK 3.0 2.0 1200 $1,325 $1.10 6d 1 1.36mi
819 S Wilson Ave Unit 819 El Reno, OK 3.0 2.0 1200 $1,325 $1.10 4d 1 1.37mi
1020 W Hayes St El Reno, OK 2.0 2.0 865 $1,250 $1.45 4d 1 1.47mi

Listing history 26 events

  1. 2026-05-31
    status $165,000 Pending 17 DOM
  2. 2026-05-13
    listed $165,000 Active
  3. 2021-07-30
    soldstatus $115,500
  4. 2021-07-29
    soldstatus $115,500 Sold 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  5. 2021-06-27
    status Pending 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  6. 2021-06-24
    price $117,500 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  7. 2021-06-21
    price $118,000 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  8. 2021-06-17
    price $118,500 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  9. 2021-06-14
    price $119,000 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  10. 2021-06-12
    price $119,500 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  11. 2021-06-10
    price $119,750 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  12. 2021-06-08
    price $119,995 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  13. 2021-06-04
    price $120,000 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  14. 2021-05-27
    price $124,500 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  15. 2021-05-26
    status Active 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  16. 2021-05-22
    historical 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  17. 2021-05-20
    price $124,900 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  18. 2021-05-08
    listed $125,000 Active 734-char remark
    Show marketing remark (734 chars)

    Talk about affordable and renovated too! This updated and move-in ready home has an open concept living / dining / kitchen with lots of space! This home is loaded with updates including a brand new all electric HVAC, new 200 amp electrical panel, fresh paint throughout, new light fixtures, new vinyl plank flooring in the living area and new carpet in the bedrooms, updated bathrooms with new vanities, toilets, and fresh paint and new appliances (dishwasher, electric range and vent) in the kitchen. Also has new electrical plugs and light switches. Master bedroom is about 12x11 (not including the walk-in closet) and the other 2 bedrooms are around 10x10. A spacious back yard accommodates this attractive brick home! Broker/Owner

  19. 2021-03-19
    soldstatus $64,555 Sold 302-char remark
    Show marketing remark (302 chars)

    Great brick home with fully fenced in backyard. HUD case #421-552069. BEING SOLD AS IS without any guarantee or warranty by seller. BUYERS TO VERIFY ALL INFO. HUD is offering the FHA $100 Down Sales Incentive until further notice *see addendum. FOR UTILITY TURN ONS, APPROVAL MUST BE GRANTED IN ADVANCE

  20. 2021-01-26
    status Pending 302-char remark
    Show marketing remark (302 chars)

    Great brick home with fully fenced in backyard. HUD case #421-552069. BEING SOLD AS IS without any guarantee or warranty by seller. BUYERS TO VERIFY ALL INFO. HUD is offering the FHA $100 Down Sales Incentive until further notice *see addendum. FOR UTILITY TURN ONS, APPROVAL MUST BE GRANTED IN ADVANCE

  21. 2020-12-27
    listed $68,000 Active 302-char remark
    Show marketing remark (302 chars)

    Great brick home with fully fenced in backyard. HUD case #421-552069. BEING SOLD AS IS without any guarantee or warranty by seller. BUYERS TO VERIFY ALL INFO. HUD is offering the FHA $100 Down Sales Incentive until further notice *see addendum. FOR UTILITY TURN ONS, APPROVAL MUST BE GRANTED IN ADVANCE

  22. 2015-12-29
    soldstatus $68,000
  23. 2015-12-23
    soldstatus $68,000 Sold
  24. 2015-11-20
    status Pending
  25. 2015-09-24
    listed $68,000 Active
  26. 2014-12-08
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,068 · $89/mo
Projected year-2 tax
$1,485 · $124/mo
Expected delta
+$417/yr (+$35/mo · 39.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,286
− Mortgage interest
−$9,243
− Property taxes
−$1,068
− Insurance
−$825
− Repairs & maintenance
−$1,223
− Management
−$1,223
− Depreciation
−$4,800
Taxable loss
−$3,095
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$743
After-tax cash flow
$543/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Reno
NCES district ID
4010650
Math proficiency
12% ▼ -15.00%
Reading proficiency
15% ▼ -9.00%
Median HH income
$44,689
Composite
12.01/100
National rank
#9664
State rank
#232 of 270 in OK

Livability — El Reno

Score
67/100
State rank
#95
US rank
#10933

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Reno, OK
County
Canadian County · 154,341 people
City population
21,387
Metro
Oklahoma City, OK
Population (ZIP)
21,387
Household income
$59,915
Rent vs Own
37.1% rent · 62.9% own
Severe rent burden
580.0

Population outlook (Canadian County) Hauer SSP2

Today (2025)
174,062 people
By 2030
195,170 · +12.1%
By 2040
239,293 · +37.5%
By 2050
285,457 · +64.0%
By 2075
403,766 · +132.0%
By 2100
498,766 · +186.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 17% Two or more races 8% Native American 8% Black 6%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 2% Serbian 2% Romanian 1%
Foreign-born
5% · Canada
Languages at home
89% English-only · Spanish 10%

Political lean MEDSL · Canadian

2024 margin
Solid R (+40.4) · D 28.8% · R 69.2% · Other 2.0%
2008→2024 swing
+11.9pp toward D · 2008: -52.2pp · 2024: -40.4pp
All cycles
2024: R+40.4 2020: R+43.3 2016: R+51.2 2012: R+54.4 2008: R+52.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.37%
Current HPI
334.5896
Rent YoY
▲ 4.19%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+175.0% since first listed
25 events — show timeline
  • 2026-05-13 Listed $165,000 MLSOK
  • 2021-07-30 Sold (Public Records) $115,500 Public Records
  • 2021-07-29 Sold (MLS) $115,500 MLSOK
  • 2021-06-27 Pending MLSOK
  • 2021-06-24 Price Changed $117,500 MLSOK
  • 2021-06-21 Price Changed $118,000 MLSOK
  • 2021-06-17 Price Changed $118,500 MLSOK
  • 2021-06-14 Price Changed $119,000 MLSOK
  • 2021-06-12 Price Changed $119,500 MLSOK
  • 2021-06-10 Price Changed $119,750 MLSOK
  • 2021-06-08 Price Changed $119,995 MLSOK
  • 2021-06-04 Price Changed $120,000 MLSOK
  • 2021-05-27 Price Changed $124,500 MLSOK
  • 2021-05-26 Relisted MLSOK
  • 2021-05-22 Listing Removed MLSOK
  • 2021-05-20 Price Changed $124,900 MLSOK
  • 2021-05-08 Listed $125,000 MLSOK
  • 2021-03-19 Sold (MLS) $64,555 MLSOK
  • 2021-01-26 Pending MLSOK
  • 2020-12-27 Listed $68,000 MLSOK
  • 2015-12-29 Sold (Public Records) $68,000 Public Records
  • 2015-12-23 Sold (MLS) $68,000 MLSOK
  • 2015-11-20 Pending MLSOK
  • 2015-09-24 Listed $68,000 MLSOK
  • 2014-12-08 Sold (Public Records) $60,000 Public Records

Property tax history

+4.0%/yr

Latest (2025): $1,068 · +6.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…