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3964 Bristol Dr
C Composite 55.31
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • ARV discount +12.4/15.0
  • DSCR +6.5/10.0
  • 1% rule +6.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$145,000

3964 Bristol Dr · Beaumont, TX 77707
3 bd · 2.0 ba · 1,307 sqft · SingleFamily public records · 67 Days on market
Built 1962 $111/sqft · 11% below area Est $163k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

West End Home for a Great Price. 3/2 in the Heart of the West End. Extra living room and inside laundry. Kitchen includes refrigerator. Wood burning fireplace in living area. Large backyard with lots of storage.

Key facts

  • Lots of storage
  • Large backyard
  • Extra living room

Tags

EXTRA LIVING ROOMINSIDE LAUNDRYWOOD BURNING FIREPLACELARGE BACKYARDLOTS OF STORAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $145k.

Deal economics

  • At list price, monthly cash flow is $127 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 151 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,300 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
7.89%
Cash-on-cash
5.70%
DSCR
1.25
GRM
7.6

CMA / ARV

ARV (median comp)
$162,867
List price
$145,000
Delta
-10.97%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
92 Sparrow Way 0.42mi 3/2.0 1,305 (-0%) 3mo $169,900 $130 78
98 Sparrow Way 0.39mi 3/2.0 1,275 (-2%) 1mo $198,000 $155 77
3966 Broadmoor Dr 0.09mi 4/1.5 (+1) 1,502 (+15%) 2mo $115,000 $77 62
137 Briggs St 0.21mi 3/2.0 1,427 (+9%) 20mo $178,000 $125 59
4375 W Broadway St 0.60mi 3/2.0 1,191 (-9%) 6mo $169,000 $142 52
520 24th St 0.62mi 3/2.0 1,171 (-10%) 5mo $159,900 $137 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.4%
Equity multiple
0.62×
Total profit
$-15,332
Equity at exit
$21,620
10-year hold
IRR
-0.9%
Equity multiple
0.94×
Total profit
$-2,542
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77707

Active inventory
151
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,598 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$248 /mo · $2,982/yr
Insurance
$60
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$336
Net cashflow
$127

Break-even live

Break-even rent $1,438
Max offer price $145,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
340 Maxwell Dr Beaumont, TX 3.0 2.5 1824 $2,100 $1.15 43d 1 0.29mi
3720 Laurel Ave Unit Laurel Ave unit 12 Beaumont, TX 2.0 1.5 1188 $1,095 $0.92 23d 1 0.47mi
3720 Laurel St #6 Beaumont, TX 2.0 1.5 1152 $1,095 $0.95 13d 1 0.49mi
5195 Oriole Dr Beaumont, TX 3.0 2.0 1814 $2,000 $1.10 43d 1 0.50mi
5110 Laurel St Beaumont, TX 3.0 2.0 1303 $1,995 $1.53 21d 1 0.53mi
355 N 18th St Beaumont, TX 3.0 2.0 1050 $1,395 $1.33 43d 1 0.63mi
85 E Caldwood Dr Beaumont, TX 2.0 1.5 1330 $1,223 $0.92 43d 2 0.66mi
85 E Caldwood Dr #6 Beaumont, TX 2.0 1.5 1331 $1,250 $0.94 23d 1 0.66mi
565 25th St Beaumont, TX 2.0 2.0 1128 $1,650 $1.46 13d 1 0.67mi
745 Jeny Ln Beaumont, TX 3.0 1.0 1008 $1,190 $1.18 23d 1 0.87mi
551 Georgetown St Beaumont, TX 2.0 1.5 1317 $1,300 $0.99 43d 1 1.03mi
458 Belvedere Dr Beaumont, TX 3.0 2.0 1465 $1,595 $1.09 21d 1 1.09mi
1425 Washington Village Pkwy Beaumont, TX 1.0–2.0 1.0 861 $1,065 $1.24 13d 1 1.14mi
1215 Longfellow Dr Beaumont, TX 1.0–2.0 1.0–2.0 834 $1,545 $1.85 13d 15 1.25mi
770 Peyton Dr Beaumont, TX 3.0 2.0 1769 $1,895 $1.07 43d 1 1.29mi
2640 Harrison Ave Beaumont, TX 3.0 1.0 1158 $1,295 $1.12 23d 1 1.34mi
2565 Harrison Ave Beaumont, TX 3.0 2.0 1789 $2,150 $1.20 43d 1 1.40mi
6250 Ivanhoe Ln Beaumont, TX 1.0–2.0 1.0–2.0 885 $1,604 $1.81 13d 9 1.43mi
520 Dowlen Rd Beaumont, TX 1.0–2.0 1.0–2.0 940 $1,050 $1.12 13d 10 1.49mi

Listing history 20 events

  1. 2026-06-18
    status $145,000 Active 67 DOM
  2. 2026-06-09
    status $145,000 Pending 67 DOM
  3. 2026-06-08
    days on market $145,000 Active 67 DOM
  4. 2026-06-07
    days on market $145,000 Active 66 DOM
  5. 2026-06-03
    days on market $145,000 Active 62 DOM
  6. 2026-06-02
    days on market $145,000 Active 61 DOM
  7. 2026-06-01
    days on market $145,000 Active 60 DOM
  8. 2026-05-31
    days on market $145,000 Active 59 DOM
  9. 2026-05-30
    days on market $145,000 Active 58 DOM
  10. 2026-05-12
    price $145,000 211-char remark
    Show marketing remark (211 chars)

    West End Home for a Great Price. 3/2 in the Heart of the West End. Extra living room and inside laundry. Kitchen includes refrigerator. Wood burning fireplace in living area. Large backyard with lots of storage.

  11. 2026-04-15
    price $147,500 211-char remark
    Show marketing remark (211 chars)

    West End Home for a Great Price. 3/2 in the Heart of the West End. Extra living room and inside laundry. Kitchen includes refrigerator. Wood burning fireplace in living area. Large backyard with lots of storage.

  12. 2026-04-02
    listed $150,000 Active 211-char remark
    Show marketing remark (211 chars)

    West End Home for a Great Price. 3/2 in the Heart of the West End. Extra living room and inside laundry. Kitchen includes refrigerator. Wood burning fireplace in living area. Large backyard with lots of storage.

  13. 2024-06-15
    historical $1,500
  14. 2024-06-07
    listed $1,500
  15. 2024-04-16
    soldstatus
  16. 2024-04-15
    soldstatus Closed
  17. 2024-03-29
    historical
  18. 2024-03-01
    listed $130,000
  19. 2023-05-01
    soldstatus
  20. 2018-12-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,982 · $248/mo
Projected year-2 tax
$2,982 · $248/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X · 96% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,174
− Mortgage interest
−$8,122
− Property taxes
−$2,982
− Insurance
−$1,522
− Repairs & maintenance
−$1,534
− Management
−$1,534
− Depreciation
−$4,218
Taxable loss
−$739
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$177
After-tax cash flow
$1,696/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
18,323
Household income
$69,756
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
596.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Lithuanian 3% Italian 1% Romanian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -163.16%
Current HPI
167.8109
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+11.5% since first listed
11 events — show timeline
  • 2026-05-12 Price Changed $145,000 BBOR
  • 2026-04-15 Price Changed $147,500 BBOR
  • 2026-04-02 Listed $150,000 BBOR
  • 2024-06-15 Rental Removed $1,500 BBOR
  • 2024-06-07 Listed for Rent $1,500 BBOR
  • 2024-04-16 Sold (Public Records) Public Records
  • 2024-04-15 Sold (MLS) BBOR
  • 2024-03-29 Delisted BBOR
  • 2024-03-01 Listed $130,000 BBOR
  • 2023-05-01 Sold (Public Records) Public Records
  • 2018-12-21 Sold (Public Records) Public Records

Property tax history

+5.1%/yr

Latest (2025): $2,982 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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