4952 Seven Pine Cir NW · Huntsville, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.1/30.0
- Livability +4.1/5.0
- 1% rule +3.6/10.0
- Rent growth +3.2/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- DSCR +2.1/10.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
Key facts
- Exterior storage
- Tennis court
- Swimming pools
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $120k.
Deal economics
- At list price, monthly cash flow is $-120 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $99k (17.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (14.3% below list).
- Recommended offer: $99k (17.7% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.7%/yr); 64 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
- This rent runs 31% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 106 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $29k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 106 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.09%
- Cash-on-cash
- -4.28%
- DSCR
- 0.81
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $148,998
- List price
- $120,000
- Delta
- -19.46%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 2.66% rent growth · sell at horizon
- IRR
- -23.9%
- Equity multiple
- 0.19×
- Total profit
- $-27,355
- Equity at exit
- $17,892
- IRR
- -19.8%
- Equity multiple
- -0.03×
- Total profit
- $-34,764
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35816
- Home prices YoY
- -9.0%
- Rents YoY
- 2.7%
- Active inventory
- 64
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,029 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$88 /mo · $1,058/yr
- Insurance
- −$50
- HOA
- −$165
- Vacancy / Maint / Mgmt
- −$216
- Net cashflow
- $-120
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5001 7 Pine Cir Unit 1 Huntsville, AL | 2.0 | 2.0 | 1060 | $1,400 | $1.32 | 43d | 1 | 0.07mi |
| 4947 7 Pine Cir Unit 4947 Huntsville, AL | 1.0 | 1.0 | 744 | $700 | $0.94 | 13d | 1 | 0.11mi |
| 4906 Cotton Row NW Unit B Huntsville, AL | 2.0 | 1.0 | 850 | $785 | $0.92 | 23d | 1 | 0.13mi |
| 4906 Cotton Row NW Unit C Huntsville, AL | 2.0 | 1.0 | 850 | $750 | $0.88 | 43d | 1 | 0.13mi |
| 4918 Cotton Row NW Unit D Huntsville, AL | 2.0 | 1.0 | 850 | $850 | $1.00 | 43d | 1 | 0.14mi |
| 1601 Sparkman Dr NW Unit 108 Huntsville, AL | 2.0 | 2.0 | 1072 | $950 | $0.89 | 43d | 1 | 0.15mi |
| 1725 Millican Pl NW Huntsville, AL | 3.0 | 2.0 | 1200 | $1,295 | $1.08 | 43d | 1 | 0.16mi |
| 4909 Cotton Row NW Unit C Huntsville, AL | 2.0 | 1.0 | 846 | $750 | $0.89 | 43d | 1 | 0.17mi |
| 4924 Cotton Row NW Unit b Huntsville, AL | 2.0 | 1.0 | 850 | $850 | $1.00 | 23d | 1 | 0.18mi |
| 4931 Cotton Row NW Unit C Huntsville, AL | 2.0 | 1.5 | 995 | $950 | $0.95 | 43d | 1 | 0.22mi |
| 5001 Galaxy Way NW Huntsville, AL | 1.0–2.0 | 1.0–2.0 | 796 | $1,099 | $1.38 | 23d | 6 | 0.29mi |
| 4524 Bonnell Dr NW Unit C Huntsville, AL | 2.0 | 1.0 | 800 | $750 | $0.94 | 13d | 1 | 0.29mi |
| 1801 Carson Ln NW Huntsville, AL | 3.0 | 3.0 | 1405 | $2,000 | $1.42 | 13d | 1 | 0.32mi |
| 1510 Halston Cir NW Unit A Huntsville, AL | 2.0 | 2.0 | 1000 | $850 | $0.85 | 43d | 1 | 0.33mi |
| 4514 Bonnell Dr NW Unit C Huntsville, AL | 2.0 | 1.0 | 833 | $775 | $0.93 | 43d | 1 | 0.34mi |
| 1503 Halston Cir NW Unit D Huntsville, AL | 2.0 | 2.0 | 1030 | $850 | $0.83 | 43d | 1 | 0.36mi |
| 1535 Sparkman Dr NW Huntsville, AL | 2.0 | 1.0–1.5 | 940 | $1,169 | $1.24 | 43d | 1 | 0.41mi |
| 4706 Whitehall Dr NW Huntsville, AL | 3.0 | 2.0 | 1469 | $1,550 | $1.06 | 21d | 1 | 0.45mi |
| 1505 Sparkman Dr NW Huntsville, AL | 2.0–3.0 | 1.5–2.0 | 1150 | $1,069 | $0.93 | 21d | 4 | 0.47mi |
| 650 Wynn Dr NW Huntsville, AL | 1.0–2.0 | 1.0–2.0 | 820 | $1,109 | $1.35 | 13d | 2 | 0.47mi |
| 4515 Bonnell Dr NW Huntsville, AL | 1.0–2.0 | 1.0–2.0 | 800 | $1,099 | $1.37 | 13d | 8 | 0.49mi |
| 1504 Ascent Trl NW Unit b Huntsville, AL | 2.0 | 2.0 | 900 | $895 | $0.99 | 23d | 1 | 0.51mi |
| 4434 Bonnell Dr NW Unit B Huntsville, AL | 2.0 | 2.0 | 900 | $900 | $1.00 | 23d | 1 | 0.51mi |
| 4437 Torrance Dr NW Unit B Huntsville, AL | 2.0 | 1.0 | 930 | $898 | $0.97 | 21d | 1 | 0.55mi |
| 1500 Sparkman Dr NW Huntsville, AL | 1.0–2.0 | 1.0 | 725 | $970 | $1.34 | 43d | 12 | 0.58mi |
| 4426 Torrance Dr NW Huntsville, AL | 1.0 | 1.0 | 750 | $799 | $1.07 | 43d | 1 | 0.66mi |
| 4414 Bonnell Dr NW Apt B Huntsville, AL | 2.0 | 2.0 | 1015 | $895 | $0.88 | 43d | 1 | 0.68mi |
| 4414 Bonnell Dr NW Apt B Huntsville, AL | 2.0 | 2.0 | 1015 | $895 | $0.88 | 23d | 1 | 0.68mi |
| 1401 Ascent Trl NW Huntsville, AL | 2.0 | 1.0 | 850 | $950 | $1.12 | 43d | 2 | 0.69mi |
| 100 Chawston Ave NW Huntsville, AL | 1.0–3.0 | 1.0–2.5 | 1133 | $1,757 | $1.55 | 13d | 31 | 0.87mi |
| 6620 Willow Pointe NW Huntsville, AL | 1.0 | 1.0 | 714 | $1,000 | $1.40 | 43d | 1 | 0.90mi |
| 1060 Sandy Springs Rd NW Huntsville, AL | 3.0 | 2.0 | 1297 | $1,700 | $1.31 | 23d | 1 | 0.97mi |
| 4216 Chalet Cir NW Huntsville, AL | 3.0 | 2.0 | 1296 | $1,500 | $1.16 | 23d | 1 | 0.97mi |
| 1409 Lancewood Dr NW Huntsville, AL | 1.0–3.0 | 1.0 | 900 | $849 | $0.94 | 13d | 10 | 0.99mi |
| 1085 Stones Throw Dr NW Unit 1 Huntsville, AL | 2.0 | 2.0 | 1400 | $1,225 | $0.88 | 43d | 1 | 1.01mi |
| 6644 Willow Pointe Dr NW Unit A Huntsville, AL | 2.0 | 2.0 | 1044 | $1,025 | $0.98 | 13d | 1 | 1.04mi |
| 4214 Fortson Ln NW Huntsville, AL | 3.0 | 2.0 | 1308 | $1,395 | $1.07 | 43d | 1 | 1.04mi |
| 1002 Stones Throw Dr NW Unit 1 Huntsville, AL | 1.0 | 1.0 | 976 | $1,150 | $1.18 | 43d | 1 | 1.05mi |
| 5810 Stax St NW Huntsville, AL | 3.0 | 1.0–2.0 | 1188 | $2,175 | $1.83 | 13d | 237 | 1.07mi |
| 1155 Old Monrovia Rd NW Unit I Huntsville, AL | 2.0 | 2.0 | 1075 | $1,295 | $1.20 | 13d | 1 | 1.12mi |
HOA detail condo
- Monthly dues
- $165 · $1,980/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 28 events
-
2026-06-18days on market $120,000 Active 106 DOM
-
2026-06-17days on market $120,000 Active 105 DOM
-
2026-06-16days on market $120,000 Active 104 DOM
-
2026-06-15days on market $120,000 Active 103 DOM
-
2026-06-14pricedays on market $120,000 Active 101 DOM
-
2026-06-10days on market $126,000 Active 98 DOM
-
2026-06-09days on market $126,000 Active 97 DOM
-
2026-06-08days on market $126,000 Active 96 DOM
-
2026-06-07days on market $126,000 Active 95 DOM
-
2026-06-03days on market $126,000 Active 91 DOM
-
2026-06-02days on market $126,000 Active 90 DOM
-
2026-06-01days on market $126,000 Active 89 DOM
-
2026-05-31days on market $126,000 Active 88 DOM
-
2026-05-30days on market $126,000 Active 87 DOM
-
2026-05-18price $126,000 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-05-11price $130,000 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-04-20status Active 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-03-21status Pending 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-03-17price $135,000 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-03-03price $142,000 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-03-02price $144,900 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2026-02-02$149,000 Active 708-char remark
Show marketing remark (708 chars)
NEW PRICE IMPROVEMENT- GREAT LOCATION A great opportunity for investors, students, owner-occupants. Schedule your private showing today This upstairs 2-bedroom, 2-bath condo features split bedrooms separated by a spacious great room and dining area with a fireplace. Each bedroom offers a full private bath, large walk-in closet, and its own balcony. Condo has been recently painted. (painted same color as current photos). Perfectly located in the heart of Huntsville—just minutes from UAH, Alabama A&M, Oakwood University, shopping, dining, and schools. Enjoy outdoor living with a private patio and additional exterior storage. Community amenities include a tennis court and swimming pools.
-
2024-04-01soldstatus $135,000 Sold 271-char remark
Show marketing remark (271 chars)
NEWLY REDUCED price to $139,000 and to include all furniture and appliances. Perfectly located in the heart of Huntsville. Upstairs 2 bedrooms, 2 Bath condo with outside storage & patio. Property has a Tennis Court. & Pools. Call to schedule your private showing.
-
2024-04-01soldstatus $135,000
Show marketing remark (271 chars)
NEWLY REDUCED price to $139,000 and to include all furniture and appliances. Perfectly located in the heart of Huntsville. Upstairs 2 bedrooms, 2 Bath condo with outside storage & patio. Property has a Tennis Court. & Pools. Call to schedule your private showing.
-
2024-02-28status Pending 271-char remark
Show marketing remark (271 chars)
NEWLY REDUCED price to $139,000 and to include all furniture and appliances. Perfectly located in the heart of Huntsville. Upstairs 2 bedrooms, 2 Bath condo with outside storage & patio. Property has a Tennis Court. & Pools. Call to schedule your private showing.
-
2024-01-17price $139,000 271-char remark
Show marketing remark (271 chars)
NEWLY REDUCED price to $139,000 and to include all furniture and appliances. Perfectly located in the heart of Huntsville. Upstairs 2 bedrooms, 2 Bath condo with outside storage & patio. Property has a Tennis Court. & Pools. Call to schedule your private showing.
-
2023-10-26$140,000 Active 271-char remark
Show marketing remark (271 chars)
NEWLY REDUCED price to $139,000 and to include all furniture and appliances. Perfectly located in the heart of Huntsville. Upstairs 2 bedrooms, 2 Bath condo with outside storage & patio. Property has a Tennis Court. & Pools. Call to schedule your private showing.
-
2007-12-13soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,058 · $88/mo
- Projected year-2 tax
- $1,058 · $88/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,342
- − Mortgage interest
- −$6,722
- − Property taxes
- −$1,058
- − Insurance
- −$600
- − Repairs & maintenance
- −$987
- − Management
- −$987
- − HOA
- −$1,980
- − Depreciation
- −$3,491
- Taxable loss
- −$3,483
- Est. tax savings @ 24.0%
- +$836
- After-tax cash flow
- $-603/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Huntsville City
- NCES district ID
- 0101800
- Math proficiency
- 21% ▼ -23.00%
- Reading proficiency
- 46% ▬ 0.00%
- Median HH income
- $48,264
- Composite
- 28.84/100
- National rank
- #6647
- State rank
- #48 of 129 in AL
Livability — Huntsville
- Score
- 82/100
- State rank
- #3
- US rank
- #1082
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Huntsville, AL
- County
- Madison County · 380,832 people
- City population
- 220,435
- Metro
- Huntsville, AL
- Population (ZIP)
- 15,939
- Household income
- $40,242
- Rent vs Own
- Severe rent burden
- 1145.0
Population outlook (Madison County) Hauer SSP2
- Today (2025)
- 392,086 people
- By 2030
- 409,788 · +4.5%
- By 2040
- 440,557 · +12.4%
- By 2050
- 460,990 · +17.6%
- By 2075
- 502,872 · +28.3%
- By 2100
- 513,623 · +31.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (63%)
- Race & ethnicity
- Black 63% White 22% Hispanic / Latino 9% Two or more races 5% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Serbian 1% Italian 1% Swedish 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Madison
- 2024 margin
- Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
- 2008→2024 swing
- +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
- All cycles
- 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -24.06%
- Current HPI
- 243.5404
- Rent YoY
- ▲ 2.66%
- Metro
- Huntsville, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+152.0% since first listed14 events — show timeline
- 2026-05-18 Price Changed $126,000 VMLS
- 2026-05-11 Price Changed $130,000 VMLS
- 2026-04-20 Relisted — VMLS
- 2026-03-21 Pending — VMLS
- 2026-03-17 Price Changed $135,000 VMLS
- 2026-03-03 Price Changed $142,000 VMLS
- 2026-03-02 Price Changed $144,900 VMLS
- 2026-02-02 Listed $149,000 VMLS
- 2024-04-01 Sold (Public Records) $135,000 Public Records
- 2024-04-01 Sold (MLS) $135,000 VMLS
- 2024-02-28 Pending — VMLS
- 2024-01-17 Price Changed $139,000 VMLS
- 2023-10-26 Listed $140,000 VMLS
- 2007-12-13 Sold (Public Records) $50,000 Public Records
Property tax history
+6.9%/yrLatest (2024): $1,058 · +11.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…