🏷️ Likely Rental
120 Bedford Falls Dr · Berryville, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 2.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- 1% rule +8.6/10.0
- ARV discount +7.5/15.0
- Livability +3.4/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$109,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious Move-In Ready 5-Bedroom TRU Triumph Double Wide in Quiet Berryville Community For Sale By Owner!Welcome to your dream family home! This well-maintained 2020s-era TRU Triumph double wide manufactured home offers over 2,001 sq ft of comfortable living space with 5 bedrooms and 3 full bathroomsperfect for large or growing families. Already set up and ready to move in: fully plumbed, electricity connected, and situated on a leased lot in the peaceful, family-owned Bedford Falls Mobile Home Community in Berryville, AR. Enjoy the convenience of city limits with a serene, country feelpaved roads, friendly neighbors, and easy access to shopping, schools, and outdoor recreation. Key Features:Open-concept layout with large kitchen/dining area, separate living room/den, private master suite (split for added privacy), and full-size utility room Efficient heat pump HVAC with emergency heat backup Smart upgrades: Ecobee Wi-Fi thermostat and Wi-Fi controlled electric water heater Included appliances: Electric range, single-door refrigerator with freezer, and dishwasher Financial Details:Asking Price: $109,000 (OBO motivated seller!) Current loan balance: Approximately $109,000 Monthly house payment: $1,086 (principal + interest; financing may be assumablebuyer to qualify with lender) Lot rent: $300/month (paid separately to the community) This is an excellent opportunity to own a modern, spacious home at an affordable price in a desirable location. Serious inquiries onlybuyer must be approved by the community. Contact me directly to schedule a private showing or for more details: Call or text 870-480-3626
Key facts
- Private master suite
- Move in ready
- Open concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath manufactured listed at $109k.
Deal economics
- At list price, monthly cash flow is $470 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $109k).
- Recommended offer: $96k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.5% vs local median 3.2% in Berryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#103 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, amenities F, commute F.
- Berryville School District (town): math 31% / reading 31% proficiency, ranked #148 of 238 in AR (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Berryville Elementary School (478 students, 73% FRL); Berryville Middle School (math 27% / reading 31%, grade F, #146 of 201 statewide, top 74%, 428 students, 71% FRL); Berryville High School (math 23% / reading 38%, grade F, #134 of 292 statewide, top 47%, 545 students, 69% FRL) — zoned schools average 71% FRL vs 53% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 118 active listings in the ZIP; 30 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($754 loan paydown + $11k appreciation (10.0% local appreciation)).
- Carroll County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 177 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 11.47%
- Cash-on-cash
- 18.49%
- DSCR
- 1.82
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $268,910
- List price
- $109,000
- Delta
- -59.47%
- Verdict
- UNDERPRICED
- Comps
- 13 within 1.0 mi
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 38.0%
- Equity multiple
- 3.93×
- Total profit
- $89,303
- Equity at exit
- $98,196
- IRR
- 32.7%
- Equity multiple
- 8.84×
- Total profit
- $239,417
- Equity at exit
- $211,763
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72616
- Home prices YoY
- 15.2%
- Active inventory
- 118
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,486 medium interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax from tax record
- −$87 /mo · $1,045/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$312
- Net cashflow
- $470
Break-even live
Sensitivity live
| Price | -10% $532 | -5% $501 | +0% $470 | +5% $439 | +10% $408 |
|---|---|---|---|---|---|
| Rent | -10% $353 | -5% $411 | +0% $470 | +5% $529 | +10% $588 |
| Rate | -1.0pp $525 | -0.5pp $498 | base $470 | +0.5pp $442 | +1.0pp $413 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-21days on market $109,000 Active 177 DOM
-
2026-06-19days on market $109,000 Active 175 DOM
-
2026-06-18days on market $109,000 Active 174 DOM
-
2026-06-17days on market $109,000 Active 173 DOM
-
2026-06-16days on market $109,000 Active 172 DOM
-
2026-06-15days on market $109,000 Active 171 DOM
-
2026-06-14days on market $109,000 Active 169 DOM
-
2026-06-12days on market $109,000 Active 168 DOM
-
2026-06-09days on market $109,000 Active 165 DOM
-
2026-06-08days on market $109,000 Active 164 DOM
-
2026-06-07days on market $109,000 Active 163 DOM
-
2026-06-04days on market $109,000 Active 159 DOM
-
2026-06-02days on market $109,000 Active 158 DOM
-
2026-06-01days on market $109,000 Active 157 DOM
-
2026-05-31days on market $109,000 Active 156 DOM
-
2026-05-31days on market $109,000 Active 155 DOM
-
2025-12-26$109,000 Active 1630-char remark
Show marketing remark (1630 chars)
Spacious Move-In Ready 5-Bedroom TRU Triumph Double Wide in Quiet Berryville Community For Sale By Owner!Welcome to your dream family home! This well-maintained 2020s-era TRU Triumph double wide manufactured home offers over 2,001 sq ft of comfortable living space with 5 bedrooms and 3 full bathroomsperfect for large or growing families. Already set up and ready to move in: fully plumbed, electricity connected, and situated on a leased lot in the peaceful, family-owned Bedford Falls Mobile Home Community in Berryville, AR. Enjoy the convenience of city limits with a serene, country feelpaved roads, friendly neighbors, and easy access to shopping, schools, and outdoor recreation. Key Features:Open-concept layout with large kitchen/dining area, separate living room/den, private master suite (split for added privacy), and full-size utility room Efficient heat pump HVAC with emergency heat backup Smart upgrades: Ecobee Wi-Fi thermostat and Wi-Fi controlled electric water heater Included appliances: Electric range, single-door refrigerator with freezer, and dishwasher Financial Details:Asking Price: $109,000 (OBO motivated seller!) Current loan balance: Approximately $109,000 Monthly house payment: $1,086 (principal + interest; financing may be assumablebuyer to qualify with lender) Lot rent: $300/month (paid separately to the community) This is an excellent opportunity to own a modern, spacious home at an affordable price in a desirable location. Serious inquiries onlybuyer must be approved by the community. Contact me directly to schedule a private showing or for more details: Call or text 870-480-3626
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,045 · $87/mo
- Projected year-2 tax
- $1,045 · $87/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 2% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,838
- − Mortgage interest
- −$6,106
- − Property taxes
- −$1,045
- − Insurance
- −$545
- − Repairs & maintenance
- −$1,427
- − Management
- −$1,427
- − Depreciation
- −$3,171
- Taxable income
- $4,117
- Est. tax owed @ 24.0%
- −$988
- After-tax cash flow
- $4,654/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Berryville School District
- NCES district ID
- 0503150
- Math proficiency
- 31% ▼ -12.00%
- Reading proficiency
- 31% ▼ -11.00%
- Median HH income
- $37,169
- Composite
- 25.81/100
- National rank
- #7360
- State rank
- #148 of 238 in AR
Livability — Berryville
- Score
- 67/100
- State rank
- #103
- US rank
- #10632
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Berryville, AR
- Population (ZIP)
- 11,046
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 28,014 people
- By 2030
- 28,006 · +-0.0%
- By 2040
- 28,242 · +0.8%
- By 2050
- 29,169 · +4.1%
- By 2075
- 33,935 · +21.1%
- By 2100
- 39,497 · +41.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Two or more races 27% Hispanic / Latino 18% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 1% Italian 1% Scottish 1%
- Foreign-born
- 10% · Canada
- Languages at home
- 83% English-only · Spanish 11% German/W. Germanic 3% Other Asian/Pacific 2%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+31.7) · D 33.0% · R 64.7% · Other 2.2%
- 2008→2024 swing
- -13.6pp toward R · 2008: -18.1pp · 2024: -31.7pp
- All cycles
- 2024: R+31.7 2020: R+28.8 2016: R+32.3 2012: R+23.9 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 40.46%
- Current HPI
- 306.898
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
1 event — show timeline
- 2025-12-26 Listed $109,000 ForSaleByOwner.com
Property tax history
+23.2%/yrLatest (2025): $1,045 · +5707.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…