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120 Bedford Falls Dr 🏷️ Likely Rental
B+ Composite 77.07
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • Livability +3.4/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$109,000

120 Bedford Falls Dr · Berryville, AR 72616
5 bd · 3.0 ba · 2,156 sqft · Manufactured public records · 177 Days on market
Built 2024 $51/sqft · 62% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious Move-In Ready 5-Bedroom TRU Triumph Double Wide in Quiet Berryville Community For Sale By Owner!Welcome to your dream family home! This well-maintained 2020s-era TRU Triumph double wide manufactured home offers over 2,001 sq ft of comfortable living space with 5 bedrooms and 3 full bathroomsperfect for large or growing families. Already set up and ready to move in: fully plumbed, electricity connected, and situated on a leased lot in the peaceful, family-owned Bedford Falls Mobile Home Community in Berryville, AR. Enjoy the convenience of city limits with a serene, country feelpaved roads, friendly neighbors, and easy access to shopping, schools, and outdoor recreation. Key Features:Open-concept layout with large kitchen/dining area, separate living room/den, private master suite (split for added privacy), and full-size utility room Efficient heat pump HVAC with emergency heat backup Smart upgrades: Ecobee Wi-Fi thermostat and Wi-Fi controlled electric water heater Included appliances: Electric range, single-door refrigerator with freezer, and dishwasher Financial Details:Asking Price: $109,000 (OBO motivated seller!) Current loan balance: Approximately $109,000 Monthly house payment: $1,086 (principal + interest; financing may be assumablebuyer to qualify with lender) Lot rent: $300/month (paid separately to the community) This is an excellent opportunity to own a modern, spacious home at an affordable price in a desirable location. Serious inquiries onlybuyer must be approved by the community. Contact me directly to schedule a private showing or for more details: Call or text 870-480-3626

Key facts

  • Private master suite
  • Move in ready
  • Open concept layout

Tags

MOVE IN READYOPEN CONCEPT LAYOUTLARGE KITCHEN DINING AREAPRIVATE MASTER SUITEFULL SIZE UTILITY ROOMEFFICIENT HEAT PUMP HVAC

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $109,000 price doesn't fit this home's estimated sale value (~$268,910) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath manufactured listed at $109k.

Deal economics

  • At list price, monthly cash flow is $470 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $109k).
  • Recommended offer: $96k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.5% vs local median 3.2% in Berryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#103 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, amenities F, commute F.
  • Berryville School District (town): math 31% / reading 31% proficiency, ranked #148 of 238 in AR (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Berryville Elementary School (478 students, 73% FRL); Berryville Middle School (math 27% / reading 31%, grade F, #146 of 201 statewide, top 74%, 428 students, 71% FRL); Berryville High School (math 23% / reading 38%, grade F, #134 of 292 statewide, top 47%, 545 students, 69% FRL) — zoned schools average 71% FRL vs 53% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 118 active listings in the ZIP; 30 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($754 loan paydown + $11k appreciation (10.0% local appreciation)).
  • Carroll County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
11.47%
Cash-on-cash
18.49%
DSCR
1.82
GRM
6.1

CMA / ARV

ARV (median comp)
$268,910
List price
$109,000
Delta
-59.47%
Verdict
UNDERPRICED
Comps
13 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
38.0%
Equity multiple
3.93×
Total profit
$89,303
Equity at exit
$98,196
10-year hold
IRR
32.7%
Equity multiple
8.84×
Total profit
$239,417
Equity at exit
$211,763

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72616

Home prices YoY
15.2%
Active inventory
118
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,486 medium interval (Pro) →
Mortgage (P&I)
$572
Tax from tax record
$87 /mo · $1,045/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$470

Break-even live

Break-even rent $891
Max offer price $109,000
Occupancy floor 63%

Sensitivity live

Price -10% $532 -5% $501 +0% $470 +5% $439 +10% $408
Rent -10% $353 -5% $411 +0% $470 +5% $529 +10% $588
Rate -1.0pp $525 -0.5pp $498 base $470 +0.5pp $442 +1.0pp $413

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,250
Closing costs
$3,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $109,000 Active 177 DOM
  2. 2026-06-19
    days on market $109,000 Active 175 DOM
  3. 2026-06-18
    days on market $109,000 Active 174 DOM
  4. 2026-06-17
    days on market $109,000 Active 173 DOM
  5. 2026-06-16
    days on market $109,000 Active 172 DOM
  6. 2026-06-15
    days on market $109,000 Active 171 DOM
  7. 2026-06-14
    days on market $109,000 Active 169 DOM
  8. 2026-06-12
    days on market $109,000 Active 168 DOM
  9. 2026-06-09
    days on market $109,000 Active 165 DOM
  10. 2026-06-08
    days on market $109,000 Active 164 DOM
  11. 2026-06-07
    days on market $109,000 Active 163 DOM
  12. 2026-06-04
    days on market $109,000 Active 159 DOM
  13. 2026-06-02
    days on market $109,000 Active 158 DOM
  14. 2026-06-01
    days on market $109,000 Active 157 DOM
  15. 2026-05-31
    days on market $109,000 Active 156 DOM
  16. 2026-05-31
    days on market $109,000 Active 155 DOM
  17. 2025-12-26
    listed $109,000 Active 1630-char remark
    Show marketing remark (1630 chars)

    Spacious Move-In Ready 5-Bedroom TRU Triumph Double Wide in Quiet Berryville Community For Sale By Owner!Welcome to your dream family home! This well-maintained 2020s-era TRU Triumph double wide manufactured home offers over 2,001 sq ft of comfortable living space with 5 bedrooms and 3 full bathroomsperfect for large or growing families. Already set up and ready to move in: fully plumbed, electricity connected, and situated on a leased lot in the peaceful, family-owned Bedford Falls Mobile Home Community in Berryville, AR. Enjoy the convenience of city limits with a serene, country feelpaved roads, friendly neighbors, and easy access to shopping, schools, and outdoor recreation. Key Features:Open-concept layout with large kitchen/dining area, separate living room/den, private master suite (split for added privacy), and full-size utility room Efficient heat pump HVAC with emergency heat backup Smart upgrades: Ecobee Wi-Fi thermostat and Wi-Fi controlled electric water heater Included appliances: Electric range, single-door refrigerator with freezer, and dishwasher Financial Details:Asking Price: $109,000 (OBO motivated seller!) Current loan balance: Approximately $109,000 Monthly house payment: $1,086 (principal + interest; financing may be assumablebuyer to qualify with lender) Lot rent: $300/month (paid separately to the community) This is an excellent opportunity to own a modern, spacious home at an affordable price in a desirable location. Serious inquiries onlybuyer must be approved by the community. Contact me directly to schedule a private showing or for more details: Call or text 870-480-3626

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,045 · $87/mo
Projected year-2 tax
$1,045 · $87/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,838
− Mortgage interest
−$6,106
− Property taxes
−$1,045
− Insurance
−$545
− Repairs & maintenance
−$1,427
− Management
−$1,427
− Depreciation
−$3,171
Taxable income
$4,117
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$988
After-tax cash flow
$4,654/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berryville School District
NCES district ID
0503150
Math proficiency
31% ▼ -12.00%
Reading proficiency
31% ▼ -11.00%
Median HH income
$37,169
Composite
25.81/100
National rank
#7360
State rank
#148 of 238 in AR

Livability — Berryville

Score
67/100
State rank
#103
US rank
#10632

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Berryville, AR
Population (ZIP)
11,046

Population outlook (Carroll County) Hauer SSP2

Today (2025)
28,014 people
By 2030
28,006 · +-0.0%
By 2040
28,242 · +0.8%
By 2050
29,169 · +4.1%
By 2075
33,935 · +21.1%
By 2100
39,497 · +41.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Two or more races 27% Hispanic / Latino 18% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 1% Italian 1% Scottish 1%
Foreign-born
10% · Canada
Languages at home
83% English-only · Spanish 11% German/W. Germanic 3% Other Asian/Pacific 2%

Political lean MEDSL · Carroll

2024 margin
Solid R (+31.7) · D 33.0% · R 64.7% · Other 2.2%
2008→2024 swing
-13.6pp toward R · 2008: -18.1pp · 2024: -31.7pp
All cycles
2024: R+31.7 2020: R+28.8 2016: R+32.3 2012: R+23.9 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 40.46%
Current HPI
306.898
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-26 Listed $109,000 ForSaleByOwner.com

Property tax history

+23.2%/yr

Latest (2025): $1,045 · +5707.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…