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9080 Bloomfield #31
B Composite 70.9
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.2/10.0
  • ARV discount +5.6/15.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$185,000

9080 Bloomfield #31 · Cypress, CA 90630
3 bd · 2.0 ba · 1,285 sqft · Manufactured · 75 Days on market
Built 2000 30 ac lot Est $177k · at est. ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Located at 9080 Bloomfield Ave. , Space 31, Cypress, CA 90630, this remodeled 3-bedroom, 2-bathroom manufactured home in Lincoln Center Mobile Estates offers a bright open-concept layout, high ceilings, skylights, updated finishes, and move-in-ready appeal. Interior features include new flooring throughout, fresh interior and exterior paint, a spacious great room with fireplace and statement lighting, and an updated kitchen with center island, stainless-steel stove and microwave, and included appliances. The primary suite includes an updated bathroom with walk-in shower and dual shower heads. The secondary bathroom features an oversized vanity and tub/shower combination. Additional features

Key facts

  • 30.41 acre lot
  • Community pool
  • Built 2000

Property features AI

Finance

  • Other: Manager approval required for residency; Pets allowed with size, breed and number restrictions
  • HOA & community: Land lease community (land lease payment applies); Land lease amount: $2,600

Exterior

  • Parking: Located in Lincoln Center park
  • Utilities: Public sewer; District/public water
  • Home design: Single-story mobile home (model CL-5224A); Double body type; Mobile home remains on lot; Entry facing ground level
  • Construction: Mobile home approximately 12 ft wide by 52 ft long; Seller-provided year built and living area information
  • Exterior features: Community association pool; Street lighting in neighborhood

Interior

  • Kitchen: Free-standing range; Dishwasher; Open kitchen to family room; Kitchen island
  • Bedrooms: All bedrooms located on the ground floor
  • Bathrooms: 2 full bathrooms; Shower-in-tub(s)
  • Heating & cooling: Central heating (central furnace); Central air conditioning
  • Interior features: One-level home; All bedrooms on ground floor; Main entry at ground level
  • Laundry & utility: Laundry inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $185k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $185k).
  • Recommended offer: $174k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.7% vs local median 2.2% in Cypress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#141 in CA, #4,900 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, commute A; Watch: health & safety D, cost of living F.
  • Cypress Elementary (suburban): math 67% / reading 69% proficiency, ranked #117 of 1,400 in CA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.7%/yr); 70 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($130k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $52k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.72%
Cash-on-cash
33.66%
DSCR
2.50
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$177,330
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9080 Bloomfield Ave #230 0.00mi 3/2.0 1,272 (-1%) 1mo $159,900 $126 97
9080 Bloomfield Ave #209 0.00mi 3/2.0 1,248 (-3%) 3mo $129,000 $103 93
9080 Bloomfield Ave #193 0.00mi 3/2.0 1,248 (-3%) 10mo $165,000 $132 87
9080 Bloomfield Ave #122 0.00mi 3/2.0 1,248 (-3%) 10mo $168,000 $135 87
9080 Bloomfield Ave #237 0.00mi 3/2.0 1,408 (+10%) 4mo $130,000 $92 80
9080 Bloomfield Ave #22 0.00mi 4/2.0 (+1) 1,344 (+5%) 10mo $185,000 $138 79
22221 Bloomfield Ave #47 0.26mi 2/2.0 (-1) 1,344 (+5%) 1mo $275,000 $205 74
22221 Bloomfield #11 0.26mi 2/2.0 (-1) 1,344 (+5%) 3mo $200,000 $149 72
9080 Bloomfield Ave #272 0.00mi 3/2.0 1,122 (-13%) 11mo $185,000 $165 70
9080 Bloomfield Ave #141 0.00mi 4/2.0 (+1) 1,431 (+11%) 8mo $155,000 $108 69
9080 Bloomfield Ave #77 0.09mi 3/2.0 1,100 (-14%) 4mo $168,000 $153 68
9080 Bloomfield Ave #192 0.12mi 3/2.0 1,434 (+12%) 11mo $218,000 $152 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
2.12×
Total profit
$58,120
Equity at exit
$27,584
10-year hold
IRR
34.2%
Equity multiple
3.93×
Total profit
$152,007
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90630

Rents YoY
1.7%
Active inventory
70
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$3,458 high interval (Pro) →
Mortgage (P&I)
$970
Tax est. 1.5%
$231 /mo · $2,775/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$726
Net cashflow
$1,453

Break-even live

Break-even rent $1,618
Max offer price $185,000
Occupancy floor 53%

Sensitivity live

Price -10% $1,581 -5% $1,517 +0% $1,453 +5% $1,389 +10% $1,325
Rent -10% $1,180 -5% $1,316 +0% $1,453 +5% $1,590 +10% $1,726
Rate -1.0pp $1,546 -0.5pp $1,500 base $1,453 +0.5pp $1,405 +1.0pp $1,356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4455 Casa Grande Cir Cypress, CA 1.0–2.0 1.0–1.5 811 $2,837 $3.50 2d 6 0.20mi
4550 Lincoln Ave Cypress, CA 1.0–2.0 1.0–2.0 860 $3,225 $3.75 2d 3 0.36mi
8381 E Blithedale St Long Beach, CA 3.0 2.0 1314 $3,600 $2.74 2d 1 0.50mi
12750 Centralia St Lakewood, CA 2.0 1.0–1.5 1056 $3,350 $3.17 4d 2 0.52mi
12750 Centralia St #43 Lakewood, CA 2.0 1.5 1056 $3,500 $3.31 18d 1 0.55mi
9424 Ethel St Cypress, CA 3.0 2.5 1780 $4,300 $2.42 16d 1 0.65mi
9306 Gregory St Cypress, CA 3.0 2.5 1840 $4,500 $2.45 19d 1 0.66mi
22003 Belshire Ave #9 Hawaiian Gardens, CA 2.0 2.0 1140 $2,900 $2.54 44d 1 0.66mi
4801 Merten Ave Cypress, CA 3.0 2.0 1500 $3,875 $2.58 2d 1 0.70mi
4812 Grace Ave Unit C Cypress, CA 2.0 2.0 900 $2,395 $2.66 13d 1 0.80mi
8120 E Turbo St Long Beach, CA 3.0 1.5 1120 $3,900 $3.48 44d 1 0.81mi
8561 Belmont St Unit 6 Cypress, CA 3.0 2.5 1265 $3,695 $2.92 2d 1 0.85mi
8561 Belmont St Unit 7 Cypress, CA 3.0 2.0 1320 $4,145 $3.14 11d 1 0.85mi
20817 Ely Ave Lakewood, CA 3.0 1.0 1102 $3,550 $3.22 2d 1 0.98mi
21526 Juan Ave Hawaiian Gardens, CA 2.0 2.0 1200 $3,000 $2.50 25d 1 0.99mi
4646 Larwin Ave Cypress, CA 4.0 2.5 1562 $3,800 $2.43 2d 1 1.01mi
12050 226th St Hawaiian Gardens, CA 3.0 2.0 1063 $3,100 $2.92 44d 1 1.03mi
12610 Vandemere St Lakewood, CA 3.0 2.0 1056 $8,250 $7.81 2d 1 1.05mi
10403 Stratton Ct Cypress, CA 4.0 2.5 1327 $3,600 $2.71 44d 1 1.21mi
12350 Del Amo Blvd Lakewood, CA 1.0–3.0 1.0–2.0 866 $3,173 $3.66 3d 27 1.24mi
5475 Villa Way #34 Cypress, CA 3.0 2.5 1374 $3,600 $2.62 3d 1 1.24mi
5477 Twin Lakes Dr Cypress, CA 2.0 1.0 1156 $2,495 $2.16 2d 1 1.25mi
4002 Bryant Ct Cypress, CA 3.0 1.5 1046 $3,400 $3.25 22d 1 1.25mi
10002 Saint Stephen Cir Cypress, CA 3.0 1.5 1205 $3,700 $3.07 18d 1 1.25mi
5524 Camp St Cypress, CA 4.0 3.0 1613 $4,200 $2.60 2d 1 1.29mi
8626 Watson St Unit 8650-E Cypress, CA 2.0 1.0 900 $2,350 $2.61 11d 1 1.29mi
8626 Watson St Unit 8644 Cypress, CA 2.0 1.0 900 $2,450 $2.72 2d 1 1.29mi
8791 Walker St Cypress, CA 1.0–2.0 1.0 830 $2,535 $3.05 2d 8 1.30mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 8d 1 1.31mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 25d 1 1.31mi
21525 Pioneer Blvd Lakewood, CA 2.0 2.0 910 $2,595 $2.85 44d 1 1.37mi
20726 Seine Ave Lakewood, CA 3.0 2.0 1354 $3,400 $2.51 21d 1 1.41mi
20810 Arline Ave Apt 14 Lakewood, CA 2.0 1.5 896 $2,495 $2.78 44d 1 1.47mi

Listing history 21 events

  1. 2026-06-18
    days on market $185,000 Active 75 DOM
  2. 2026-06-17
    days on market $185,000 Active 74 DOM
  3. 2026-06-16
    days on market $185,000 Active 73 DOM
  4. 2026-06-16
    price $185,000 Active 72 DOM
  5. 2026-06-15
    days on market $189,900 Active 72 DOM
  6. 2026-06-13
    days on market $189,900 Active 70 DOM
  7. 2026-06-13
    days on market $189,900 Active 69 DOM
  8. 2026-06-09
    days on market $189,900 Active 66 DOM
  9. 2026-06-08
    days on market $189,900 Active 65 DOM
  10. 2026-06-07
    days on market $189,900 Active 64 DOM
  11. 2026-06-04
    days on market $189,900 Active 61 DOM
  12. 2026-06-03
    days on market $189,900 Active 60 DOM
  13. 2026-06-02
    days on market $189,900 Active 59 DOM
  14. 2026-06-01
    days on market $189,900 Active 58 DOM
  15. 2026-05-31
    days on market $189,900 Active 57 DOM
  16. 2026-05-22
    price $195,000
  17. 2026-05-15
    price $197,000
  18. 2026-05-02
    price $199,900
  19. 2026-04-04
    listed $210,000 Active
  20. 2026-03-13
    historical
  21. 2025-11-29
    listed $210,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥89°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,492
− Mortgage interest
−$10,363
− Property taxes
−$2,775
− Insurance
−$925
− Repairs & maintenance
−$3,319
− Management
−$3,319
− Depreciation
−$5,382
Taxable income
$15,408
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,698
After-tax cash flow
$13,738/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cypress Elementary
NCES district ID
0610440
Math proficiency
67% ▲ 1.00%
Reading proficiency
69% ▲ 1.00%
Median HH income
$83,769
Composite
62.21/100
National rank
#1446
State rank
#117 of 1400 in CA

Livability — Cypress

Score
74/100
State rank
#141
US rank
#4900

Category grades

Amenities B- Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cypress, CA
County
Orange County · 3,096,323 people
City population
49,318
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
49,318
Household income
$130,154
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Asian 37% White 31% Hispanic / Latino 22% Two or more races 14% Black 3%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 2% Iranian 1% Italian 1%
Foreign-born
31% · South Korea, Canada, China
Languages at home
57% English-only · Spanish 12% Korean 11% Chinese 5%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -870.99%
Current HPI
402.6083
Rent YoY
▲ 1.69%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
6 events — show timeline
  • 2026-05-22 Price Changed $195,000 CRMLS
  • 2026-05-15 Price Changed $197,000 CRMLS
  • 2026-05-02 Price Changed $199,900 CRMLS
  • 2026-04-04 Listed $210,000 CRMLS
  • 2026-03-13 Listing Removed CRMLS
  • 2025-11-29 Listed $210,000 CRMLS

Property tax history

-3.2%/yr

Latest (2025): $313 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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