11344 Highway 49 · Marmaduke, AR 72443

$109,900

2 bd · 1.0 ba · 1,128 sqft · SingleFamily public records · 289 Days on market

0.32 ac lot $97/sqft · at area comps Est $114k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.8/30.0
• ARV discount +9.2/15.0
• Appreciation +7.5/10.0
• DSCR +4.5/10.0
• 1% rule +4.1/10.0
• Livability +3.8/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 11344 Highway 49 in the heart of Marmaduke! This 2-bedroom, 1.5-bath home offers 1,128 sq ft of charm on a spacious 0.32-acre (+/-) corner lot. Inside, original hardwood floors add timeless character, while a functional layout with a half bath and laundry room enhances everyday comfort. Perfect for a small family, couple, or solo buyer, the home also offers great potential for a home-based business with its central location and visibility. The large lot provides room for outdoor living, gardening, or future additions like a patio or small pool. Located just 15 minutes from Paragould and 45 from Jonesboro, you'll enjoy easy access to local schools, shops, and community facilities. Whether you're looking for a cozy place to call home or a business opportunity, this property offers flexibility, convenience, and room to grow. Don’t miss out—call today to schedule your private showing!

Key facts

• Half bath
• Laundry room
• Functional layout

Tags

• ORIGINAL HARDWOOD FLOORS
• FUNCTIONAL LAYOUT
• HALF BATH
• LAUNDRY ROOM
• CORNER LOT
• OUTDOOR LIVING

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $31 ($366/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $100k (9.0% below list).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#13 in AR, #3,617 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, schools F, commute F.
• Marmaduke School District (rural): math 32% / reading 34% proficiency, ranked #131 of 238 in AR (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 9 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 265 units permitted in Greene County in 2024 (135 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($760 loan paydown + $5k appreciation (4.9% local appreciation)).
• Greene County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (4.9% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 289 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $83k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major flood risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 6.63%
• Cash-on-cash: 1.19%
• DSCR: 1.05
• GRM: 9.2

CMA / ARV

• ARV (median comp): $114,242
• List price: $109,900
• Delta: -3.80%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
203 N 1st St	0.20mi	3/2.0 (+1)	1,108 (-2%)	7mo	$120,000	$108	73
208 N 4th St	0.25mi	3/1.5 (+1)	1,164 (+3%)	5mo	$122,000	$105	72
106 W Main St	0.09mi	3/1.0 (+1)	1,160 (+3%)	21mo	$85,000	$73	69
202 E Maple St	0.15mi	2/1.0	980 (-13%)	21mo	$75,000	$77	54
407 W Wiiliford	0.41mi	3/2.0 (+1)	1,158 (+3%)	18mo	$153,000	$132	52
463 Greene 810	0.54mi	3/1.0 (+1)	1,126 (-0%)	23mo	$90,994	$81	50
404 Long St	0.34mi	3/1.0 (+1)	975 (-14%)	11mo	$130,000	$133	48
508 W Williford	0.43mi	3/2.0 (+1)	1,260 (+12%)	16mo	$175,000	$139	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.94% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.7%
• Equity multiple: 1.87×
• Total profit: $26,891
• Equity at exit: $61,856

10-year hold

• IRR: 14.6%
• Equity multiple: 3.59×
• Total profit: $79,851
• Equity at exit: $106,407

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72443

• Home prices YoY: 2.0%
• Active inventory: 9
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $1,000 medium
• Mortgage (P&I): −$576
• Tax est. 1.5%: −$137 /mo · $1,648/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$210
• Net cashflow: $31

Break-even live

Break-even rent $961

Max offer price $109,900

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,475
• Closing costs: $3,297
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
109 W England Ave Marmaduke, AR	2.0	1.5	1063	$1,000	$0.94	43d	1	0.05mi

Listing history 38 events

1. 2026-06-19
   days on market $109,900 Active 289 DOM
2. 2026-06-18
   days on market $109,900 Active 288 DOM
3. 2026-06-17
   days on market $109,900 Active 287 DOM
4. 2026-06-16
   days on market $109,900 Active 286 DOM
5. 2026-06-15
   days on market $109,900 Active 285 DOM
6. 2026-06-14
   days on market $109,900 Active 283 DOM
7. 2026-06-12
   days on market $109,900 Active 282 DOM
8. 2026-06-09
   days on market $109,900 Active 279 DOM
9. 2026-06-08
   days on market $109,900 Active 278 DOM
10. 2026-06-07
    days on market $109,900 Active 277 DOM
11. 2026-06-05
    days on market $109,900 Active 274 DOM
12. 2026-06-03
    days on market $109,900 Active 273 DOM
13. 2026-06-02
    days on market $109,900 Active 272 DOM
14. 2026-06-01
    days on market $109,900 Active 271 DOM
15. 2026-05-31
    days on market $109,900 Active 270 DOM
16. 2026-05-30
    days on market $109,900 Active 269 DOM
17. 2025-09-03
    listed $109,900 New Listing 916-char remark

    Show marketing remark (916 chars)

    Welcome to 11344 Highway 49 in the heart of Marmaduke! This 2-bedroom, 1.5-bath home offers 1,128 sq ft of charm on a spacious 0.32-acre (+/-) corner lot. Inside, original hardwood floors add timeless character, while a functional layout with a half bath and laundry room enhances everyday comfort. Perfect for a small family, couple, or solo buyer, the home also offers great potential for a home-based business with its central location and visibility. The large lot provides room for outdoor living, gardening, or future additions like a patio or small pool. Located just 15 minutes from Paragould and 45 from Jonesboro, you'll enjoy easy access to local schools, shops, and community facilities. Whether you're looking for a cozy place to call home or a business opportunity, this property offers flexibility, convenience, and room to grow. Don’t miss out—call today to schedule your private showing!

18. 2025-09-03
    historical

    Show marketing remark (916 chars)

    Welcome to 11344 Highway 49 in the heart of Marmaduke! This 2-bedroom, 1.5-bath home offers 1,128 sq ft of charm on a spacious 0.32-acre (+/-) corner lot. Inside, original hardwood floors add timeless character, while a functional layout with a half bath and laundry room enhances everyday comfort. Perfect for a small family, couple, or solo buyer, the home also offers great potential for a home-based business with its central location and visibility. The large lot provides room for outdoor living, gardening, or future additions like a patio or small pool. Located just 15 minutes from Paragould and 45 from Jonesboro, you'll enjoy easy access to local schools, shops, and community facilities. Whether you're looking for a cozy place to call home or a business opportunity, this property offers flexibility, convenience, and room to grow. Don’t miss out—call today to schedule your private showing!

19. 2025-04-15
    price $115,000
20. 2025-03-10
    listed $120,000 New Listing
21. 2024-05-03
    soldstatus $83,000
22. 2024-05-01
    soldstatus $83,000 Sold
23. 2024-03-23
    status Under Contract
24. 2024-02-10
    listed $82,500 New Listing
25. 2021-04-23
    soldstatus $69,900
26. 2021-04-07
    soldstatus $69,900
27. 2021-04-07
    soldstatus $69,900
28. 2021-04-06
    soldstatus $69,900
29. 2020-12-28
    listed $69,900
30. 2020-12-28
    listed $69,900
31. 2020-12-28
    listed $69,900
32. 2016-09-02
    soldstatus $55,000
33. 2016-08-26
    soldstatus $55,000
34. 2016-06-07
    listed $55,000
35. 2015-02-02
    soldstatus $53,000
36. 2015-01-29
    soldstatus $53,000
37. 2014-10-31
    listed $55,000
38. 1994-12-08
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,000
• − Mortgage interest: −$6,156
• − Property taxes: −$1,648
• − Insurance: −$550
• − Repairs & maintenance: −$960
• − Management: −$960
• − Depreciation: −$3,197
• Taxable loss: −$1,471
• Est. tax savings @ 24.0%: +$353
• After-tax cash flow: $719/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marmaduke School District
• NCES district ID: 0500016
• Math proficiency: 32% ▼ -2.00%
• Reading proficiency: 34% ▼ -6.00%
• Median HH income: $41,648
• Composite: 27.89/100
• National rank: #6869
• State rank: #131 of 238 in AR

Livability — Marmaduke

• Score: 76/100
• State rank: #13
• US rank: #3617

Category grades

Amenities D Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Marmaduke, AR
• Population (ZIP): 2,573

Population outlook (Greene County) Hauer SSP2

• Today (2025): 48,533 people
• By 2030: 50,640 · +4.3%
• By 2040: 54,795 · +12.9%
• By 2050: 58,486 · +20.5%
• By 2075: 66,056 · +36.1%
• By 2100: 67,684 · +39.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 4%
• Common ancestry: Iranian 3% Italian 3% Lithuanian 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Greene

• 2024 margin: Solid R (+61.2) · D 18.6% · R 79.8% · Other 1.7%
• 2008→2024 swing: -31.5pp toward R · 2008: -29.7pp · 2024: -61.2pp
• All cycles: 2024: R+61.2 2020: R+59.7 2016: R+53.0 2012: R+36.9 2008: R+29.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.94%
• Current HPI: 255.3535
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+189.2% since first listed

22 events — show timeline

• 2025-09-03 Listing Removed — CARMLS
• 2025-09-03 Listed $109,900 CARMLS
• 2025-04-15 Price Changed $115,000 CARMLS
• 2025-03-10 Listed $120,000 CARMLS
• 2024-05-03 Sold (Public Records) $83,000 Public Records
• 2024-05-01 Sold (MLS) $83,000 CARMLS
• 2024-03-23 Pending — CARMLS
• 2024-02-10 Listed $82,500 CARMLS
• 2021-04-23 Sold (Public Records) $69,900 Public Records
• 2021-04-07 Sold (MLS) $69,900 CARMLS
• 2021-04-07 Sold (MLS) $69,900 NEABOR MLS
• 2021-04-06 Sold (MLS) $69,900 CARMLS
• 2020-12-28 Listed $69,900 CARMLS
• 2020-12-28 Listed $69,900 CARMLS
• 2020-12-28 Listed $69,900 NEABOR MLS
• 2016-09-02 Sold (Public Records) $55,000 Public Records
• 2016-08-26 Sold (MLS) $55,000 CARMLS
• 2016-06-07 Listed $55,000 CARMLS
• 2015-02-02 Sold (Public Records) $53,000 Public Records
• 2015-01-29 Sold (MLS) $53,000 CARMLS
• 2014-10-31 Listed $55,000 CARMLS
• 1994-12-08 Sold (Public Records) $38,000 Public Records

Property tax history

+8.5%/yr

Latest (2025): $207 · +96.2% YoY. Source: county tax records.