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3655 Seville Dr
B+ Composite 79.14
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.2/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +8.8/10.0
  • 1% rule +7.4/10.0
  • Rent growth +4.4/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$149,900

3655 Seville Dr · Florissant, MO 63033
3 bd · 3.0 ba · 1,381 sqft · SingleFamily public records · 93 Days on market
Built 1971 0.37 ac lot $109/sqft · 40% below area Est $248k · 40% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits at 3655 Seville Dr in Florissant! This REO property is a great find for investors, rehabbers, or buyers looking to customize a home to their own taste. Featuring 3 bedrooms and the potential for 3 bathrooms, much of the renovation work has already been started—offering a head start while still leaving room to finish the home to your exact vision. The property includes a partially finished basement, providing additional living space or the opportunity to expand even further. Step outside to find an in-ground pool, offering the potential for a fantastic outdoor entertaining space once restored. A 2-car garage adds convenience and value, while the overall layout offers solid bones and strong potential. With rehab already underway but not completed, this is your chance to step in and bring your own design ideas to life. Whether you’re looking to renovate and resell, create a rental, or build your dream home, the possibilities here are significant. Property is being sold as-is. Seller to make no repairs, inspections or warranties. Don’t miss this value-add opportunity in a convenient Florissant location!

Key facts

  • In-ground pool
  • 0.37 acre lot
  • 2 garage spots

Tags

PARTIALLY FINISHED BASEMENTIN-GROUND POOLCONVENIENT FLORISSANT LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $381 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 6.3% in Florissant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#82 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime C-, amenities D+, schools D.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.5%/yr); 218 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 7.5% rent growth), your $42k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago; this cycle's ask has dropped $20k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $85k; list at $150k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,409 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.34%
Cash-on-cash
10.88%
DSCR
1.48
GRM
6.7

CMA / ARV

ARV (median comp)
$247,948
List price
$149,900
Delta
-39.54%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2130 Barcelona Dr 0.18mi 3/2.0 1,414 (+2%) 7mo $245,000 $173 78
2010 Cordoba Dr 0.27mi 3/2.0 1,436 (+4%) 2mo $229,900 $160 75
1 Club Grounds North Dr 0.58mi 3/2.0 1,426 (+3%) 4mo $209,900 $147 60
1480 Surrey Dr 0.62mi 3/2.0 1,415 (+2%) 5mo $139,900 $99 59
3270 Hermoso Dr 0.53mi 3/2.0 1,428 (+3%) 8mo $215,000 $151 59
1515 Lisa Dr 0.62mi 3/3.0 1,443 (+4%) 8mo $195,000 $135 57
3475 Dwyer Ln 0.37mi 3/2.0 1,501 (+9%) 10mo $179,900 $120 56
14050 Davey Dr 0.38mi 3/1.5 1,260 (-9%) 10mo $159,900 $127 54
13915 Le Sabre Dr 0.35mi 3/2.0 1,564 (+13%) 9mo $240,000 $153 50
4023 Monsols Dr 0.75mi 3/2.0 1,474 (+7%) 9mo $201,900 $137 42
3843 Monsols Dr 0.67mi 2/2.0 (-1) 1,485 (+8%) 10mo $150,000 $101 39
14336 Gillon Ct 0.67mi 3/3.0 1,556 (+13%) 13mo $235,000 $151 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold
IRR
34.4%
Equity multiple
3.73×
Total profit
$114,770
Equity at exit
$135,042
10-year hold
IRR
31.3%
Equity multiple
9.11×
Total profit
$340,473
Equity at exit
$291,223

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63033

Home prices YoY
2.5%
Rents YoY
7.5%
Active inventory
218
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,860 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$240 /mo · $2,878/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$381

Break-even live

Break-even rent $1,378
Max offer price $149,900
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2075 Cordoba Dr Florissant, MO 3.0 2.0 1523 $1,850 $1.21 14d 1 0.17mi
3930 Belcroft Dr Florissant, MO 3.0 3.0 1408 $1,935 $1.37 43d 1 0.28mi
3 Cantabrian Ct Florissant, MO 3.0 2.0 1436 $1,881 $1.31 14d 1 0.39mi
3144 Sunswept Pk Ct Florissant, MO 1.0–3.0 1.0–2.0 818 $1,250 $1.53 1d 12 0.62mi
2990 Santiago Dr Florissant, MO 2.0 2.0 984 $1,200 $1.22 43d 1 0.68mi
4112 Monsols Dr Florissant, MO 3.0 2.0 1120 $1,945 $1.74 43d 1 0.81mi
1600 Horseshoe Dr Florissant, MO 3.0 2.0 1314 $1,550 $1.18 43d 1 0.95mi
1785 Trotter Way Florissant, MO 3.0 2.0 1297 $1,806 $1.39 7d 1 0.97mi
4583 Whisper Lake Dr Black Jack, MO 1.0–5.0 1.0–2.5 1225 $1,156 $0.94 1d 17 1.42mi
13 Cricket Ct Florissant, MO 4.0 3.0 1560 $2,550 $1.63 43d 1 1.48mi

Listing history 36 events

  1. 2026-06-18
    days on market $149,900 Active 93 DOM
  2. 2026-06-17
    days on market $149,900 Active 92 DOM
  3. 2026-06-16
    days on market $149,900 Active 91 DOM
  4. 2026-06-15
    days on market $149,900 Active 90 DOM
  5. 2026-06-13
    days on market $149,900 Active 88 DOM
  6. 2026-06-13
    days on market $149,900 Active 87 DOM
  7. 2026-06-09
    days on market $149,900 Active 84 DOM
  8. 2026-06-08
    days on market $149,900 Active 83 DOM
  9. 2026-06-07
    days on market $149,900 Active 82 DOM
  10. 2026-06-05
    days on market $149,900 Active 79 DOM
  11. 2026-06-03
    days on market $149,900 Active 78 DOM
  12. 2026-06-02
    days on market $149,900 Active 77 DOM
  13. 2026-06-01
    days on market $149,900 Active 76 DOM
  14. 2026-05-31
    days on market $149,900 Active 75 DOM
  15. 2026-05-05
    historical Active Under Contract 1156-char remark
    Show marketing remark (1156 chars)

    Opportunity awaits at 3655 Seville Dr in Florissant! This REO property is a great find for investors, rehabbers, or buyers looking to customize a home to their own taste. Featuring 3 bedrooms and the potential for 3 bathrooms, much of the renovation work has already been started—offering a head start while still leaving room to finish the home to your exact vision. The property includes a partially finished basement, providing additional living space or the opportunity to expand even further. Step outside to find an in-ground pool, offering the potential for a fantastic outdoor entertaining space once restored. A 2-car garage adds convenience and value, while the overall layout offers solid bones and strong potential. With rehab already underway but not completed, this is your chance to step in and bring your own design ideas to life. Whether you’re looking to renovate and resell, create a rental, or build your dream home, the possibilities here are significant. Property is being sold as-is. Seller to make no repairs, inspections or warranties. Don’t miss this value-add opportunity in a convenient Florissant location!

  16. 2026-04-16
    price $159,900 1156-char remark
    Show marketing remark (1156 chars)

    Opportunity awaits at 3655 Seville Dr in Florissant! This REO property is a great find for investors, rehabbers, or buyers looking to customize a home to their own taste. Featuring 3 bedrooms and the potential for 3 bathrooms, much of the renovation work has already been started—offering a head start while still leaving room to finish the home to your exact vision. The property includes a partially finished basement, providing additional living space or the opportunity to expand even further. Step outside to find an in-ground pool, offering the potential for a fantastic outdoor entertaining space once restored. A 2-car garage adds convenience and value, while the overall layout offers solid bones and strong potential. With rehab already underway but not completed, this is your chance to step in and bring your own design ideas to life. Whether you’re looking to renovate and resell, create a rental, or build your dream home, the possibilities here are significant. Property is being sold as-is. Seller to make no repairs, inspections or warranties. Don’t miss this value-add opportunity in a convenient Florissant location!

  17. 2026-03-17
    listed $169,900 Active 1156-char remark
    Show marketing remark (1156 chars)

    Opportunity awaits at 3655 Seville Dr in Florissant! This REO property is a great find for investors, rehabbers, or buyers looking to customize a home to their own taste. Featuring 3 bedrooms and the potential for 3 bathrooms, much of the renovation work has already been started—offering a head start while still leaving room to finish the home to your exact vision. The property includes a partially finished basement, providing additional living space or the opportunity to expand even further. Step outside to find an in-ground pool, offering the potential for a fantastic outdoor entertaining space once restored. A 2-car garage adds convenience and value, while the overall layout offers solid bones and strong potential. With rehab already underway but not completed, this is your chance to step in and bring your own design ideas to life. Whether you’re looking to renovate and resell, create a rental, or build your dream home, the possibilities here are significant. Property is being sold as-is. Seller to make no repairs, inspections or warranties. Don’t miss this value-add opportunity in a convenient Florissant location!

  18. 2020-07-07
    soldstatus $85,000
  19. 2020-06-02
    status Pending 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  20. 2020-05-29
    soldstatus Closed 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  21. 2019-12-02
    price $80,000 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  22. 2019-11-24
    historical Active Under Contract 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  23. 2019-11-05
    status Active 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  24. 2019-10-29
    historical 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  25. 2019-10-29
    status Active 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  26. 2019-07-13
    historical Active Under Contract 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  27. 2019-07-05
    price $85,000 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  28. 2019-07-05
    status Active 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  29. 2019-04-04
    historical Active Under Contract 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  30. 2019-01-16
    price $96,000 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  31. 2019-01-16
    status Active 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  32. 2019-01-05
    historical 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  33. 2018-04-05
    historical Contingent (Short Sale) 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  34. 2018-03-29
    listed $95,000 Active 517-char remark
    Show marketing remark (517 chars)

    GREAT SHORT SALE OPPORTUNITY! All this home needs is your tlc. 3 bedroom 3 bath ranch home with spacious living, amazing dining room for special occasion gatherings and lovely family room to sit relax and enjoy with friends or family. Finished lower level great for entertaining complete with bar and bath. Backyard barbeques will be a slam dunk with equipped with a swimming pool to enjoy during hot summer days.. Pool as is. Seller to make no repairs no inspections. Call and schedule your viewing today.

  35. 2005-07-13
    soldstatus $159,900
  36. 1991-07-12
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,878 · $240/mo
Projected year-2 tax
$2,878 · $240/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,316
− Mortgage interest
−$8,397
− Property taxes
−$2,878
− Insurance
−$750
− Repairs & maintenance
−$1,785
− Management
−$1,785
− Depreciation
−$4,361
Taxable income
$2,360
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$566
After-tax cash flow
$4,002/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Florissant

Score
73/100
State rank
#82
US rank
#5406

Category grades

Amenities D+ Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Florissant, MO
County
Saint Louis County · 888,823 people
City population
69,104
Metro
St. Louis, MO-IL
Population (ZIP)
43,056
Household income
$66,776
Rent vs Own
33.4% rent · 66.6% own
Severe rent burden
1429.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (71%)
Race & ethnicity
Black 71% White 23% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 1% Lithuanian 1% Italian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
95% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.78%
Current HPI
570.6
Rent YoY
▲ 7.51%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+77.7% since first listed
22 events — show timeline
  • 2026-05-05 Contingent MARIS as Distributed by MLS Grid
  • 2026-04-16 Price Changed $159,900 MARIS as Distributed by MLS Grid
  • 2026-03-17 Listed $169,900 MARIS as Distributed by MLS Grid
  • 2020-07-07 Sold (Public Records) $85,000 Public Records
  • 2020-06-02 Pending MARIS as Distributed by MLS Grid
  • 2020-05-29 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2019-12-02 Price Changed $80,000 MARIS as Distributed by MLS Grid
  • 2019-11-24 Contingent MARIS as Distributed by MLS Grid
  • 2019-11-05 Relisted MARIS as Distributed by MLS Grid
  • 2019-10-29 Delisted MARIS as Distributed by MLS Grid
  • 2019-10-29 Relisted MARIS as Distributed by MLS Grid
  • 2019-07-13 Contingent MARIS as Distributed by MLS Grid
  • 2019-07-05 Price Changed $85,000 MARIS as Distributed by MLS Grid
  • 2019-07-05 Relisted MARIS as Distributed by MLS Grid
  • 2019-04-04 Contingent MARIS as Distributed by MLS Grid
  • 2019-01-16 Price Changed $96,000 MARIS as Distributed by MLS Grid
  • 2019-01-16 Relisted MARIS as Distributed by MLS Grid
  • 2019-01-05 Delisted MARIS as Distributed by MLS Grid
  • 2018-04-05 Contingent MARIS as Distributed by MLS Grid
  • 2018-03-29 Listed $95,000 MARIS as Distributed by MLS Grid
  • 2005-07-13 Sold (Public Records) $159,900 Public Records
  • 1991-07-12 Sold (Public Records) $90,000 Public Records

Property tax history

+4.4%/yr

Latest (2022): $2,878 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…