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3435 Inverary Ave
C+ Composite 62.12
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • ARV discount +11.1/15.0
  • Appreciation +10.0/10.0
  • DSCR +5.5/10.0
  • Schools +5.2/10.0
  • 1% rule +4.2/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$364,900

3435 Inverary Ave · The Villages, FL 32163
3 bd · 2.0 ba · 1,631 sqft · SingleFamily public records · 10 Days on market
Built 2012 Est $396k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

Key facts

  • Upgraded landscaping
  • New roof
  • Enclosed lanai

Tags

ENCLOSED LANAIIMPACT WINDOWSEPOXY-COATED GARAGE FLOORUPGRADED LANDSCAPINGNEW ROOFNEWER HVAC SYSTEM

Property features AI

Finance

  • Financial info: Pets allowed
  • HOA & community: Community clubhouse; Fitness center; Golf and golf course community; Game room; Community pool; Tennis courts

Exterior

  • Parking: 2-car garage; Driveway; On-street parking; Garage door opener
  • Security: Security guard
  • Utilities: Public water; Public sewer; Cable available; Underground utilities
  • Home design: Single-story home; Resale property; Faces west; Updated/remodeled
  • Construction: Frame construction; Shingle roof
  • Exterior features: Porch; Patio; Open patio/porch

Interior

  • Kitchen: Dishwasher; Electric range; Disposal; Icemaker; Microwave; Refrigerator
  • Bedrooms: Bedroom located on the main level
  • Flooring: Carpet; Hardwood; Vinyl; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning; Ceiling fans
  • Interior features: Bedroom on main level; First floor entry; Main level primary
  • Laundry & utility: Washer; Dryer; Electric water heater; Utility room; Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $365k.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $337k (7.6% below list).
  • Recommended offer: $337k (7.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.2% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
  • Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 265 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $39k of equity ($3k loan paydown + $36k appreciation (10.0% local appreciation)).
  • Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $102k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$63k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts; this cycle's ask has dropped $60k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $337,110 (7.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.24%
Cash-on-cash
3.39%
DSCR
1.15
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$396,333
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3394 Ridgewood Path 0.08mi 3/2.0 1,559 (-4%) 5mo $382,500 $245 85
1393 Ducksbury St 0.18mi 3/2.0 1,574 (-4%) 6mo $380,000 $241 81
1494 Walnut Way 0.20mi 3/2.0 1,625 (-0%) 12mo $394,300 $243 80
3448 Inverary Ave 0.04mi 3/2.0 1,392 (-15%) 3mo $330,000 $237 72
3632 Ukulele St 0.45mi 3/2.0 1,597 (-2%) 5mo $375,000 $235 71
1309 Piney Woods Path 0.56mi 3/2.0 1,699 (+4%) 8mo $504,000 $297 60
1143 Barrineau Pl 0.60mi 3/2.0 1,608 (-1%) 14mo $457,000 $284 58
3198 Abana Path 0.73mi 3/2.0 1,665 (+2%) 6mo $370,000 $222 57
1106 Hollyhock Way 0.70mi 3/2.0 1,536 (-6%) 1mo $369,900 $241 57
3564 Nomad Ter 0.66mi 3/2.0 1,536 (-6%) 12mo $375,000 $244 49
3009 Olenda Dr 0.70mi 3/2.0 1,851 (+14%) 5mo $418,000 $226 41
3257 Kilarny Pl 0.66mi 3/2.0 1,392 (-15%) 15mo $350,000 $251 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.7%
Equity multiple
3.12×
Total profit
$217,090
Equity at exit
$328,731
10-year hold
IRR
23.4%
Equity multiple
7.11×
Total profit
$624,750
Equity at exit
$708,920

Cash invested: $102,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32163

Home prices YoY
9.8%
Active inventory
265
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$3,371 high interval (Pro) →
Mortgage (P&I)
$1,914
Tax from tax record
$309 /mo · $3,705/yr
Insurance
$152
HOA
$0
Vacancy / Maint / Mgmt
$708
Net cashflow
$289

Break-even live

Break-even rent $3,005
Max offer price $364,900
Occupancy floor 86%

Sensitivity live

Price -10% $495 -5% $392 +0% $289 +5% $186 +10% $82
Rent -10% $23 -5% $156 +0% $289 +5% $422 +10% $555
Rate -1.0pp $473 -0.5pp $382 base $289 +0.5pp $194 +1.0pp $98

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,225
Closing costs
$10,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3394 Ridgewood Path The Villages, FL 3.0 2.0 1559 $4,000 $2.57 22d 1 0.06mi
3314 Abana Path Unit 1525266P The Villages, FL 3.0 2.0 1571 $1,770 $1.13 22d 1 0.62mi
964 Wren St The Villages, FL 2.0 2.0 1161 $2,200 $1.89 22d 1 0.94mi
3068 Islawild Way The Villages, FL 3.0 2.0 1542 $2,200 $1.43 22d 1 1.11mi
2875 Rain Lily Loop The Villages, FL 3.0 2.0 1965 $4,490 $2.28 22d 1 1.30mi
798 Journey Ln The Villages, FL 3.0 2.0 1551 $2,300 $1.48 22d 1 1.40mi

Listing history 15 events

  1. 2026-06-01
    status $364,900 Pending 10 DOM
  2. 2026-05-31
    days on market $364,900 Active 10 DOM
  3. 2026-05-30
    days on market $364,900 Active 9 DOM
  4. 2026-05-08
    price $364,900 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  5. 2026-04-09
    price $369,000 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  6. 2026-04-03
    price $398,000 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  7. 2026-03-19
    price $399,000 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  8. 2026-03-18
    status Active 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  9. 2026-03-17
    price $404,000 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  10. 2026-02-19
    price $414,900 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  11. 2026-01-25
    listed $425,000 Active 1424-char remark
    Show marketing remark (1424 chars)

    One or more photo(s) has been virtually staged. Welcome to your own slice of paradise in the highly desirable Village of Fernandina! Perfectly positioned near golf, recreation, shopping, dining, and the vibrant lifestyle of Brownwood Paddock Square, this beautifully updated home offers the ideal blend of comfort, style, and easy Florida living. From the moment you arrive, you’ll appreciate the attractive curb appeal, upgraded landscaping, and inviting atmosphere. Inside, the home feels bright, fresh, and move-in ready with luxury vinyl flooring, elegant quartz countertops, and tasteful upgrades throughout. Designed for both relaxing and entertaining, the enclosed lanai with impact windows creates the perfect year-round retreat for morning coffee, evening wine, or gathering with friends and family. The open layout flows effortlessly and offers a warm, welcoming feel that truly makes this home stand out. Major updates provide peace of mind, including a newer HVAC system (2023), new roof, and gutters. The epoxy-coated garage floor adds a polished touch, while the overall care and maintenance of the home are evident throughout. * Whether you’re looking for a full-time residence, seasonal getaway, or lock-and-leave Florida retreat, this exceptional property delivers the lifestyle buyers dream about in The Villages. Experience the charm, convenience, and value of this beautiful home. Call today!

  12. 2026-01-07
    listed $364,900 Active
  13. 2024-02-07
    soldstatus $357,000
  14. 2020-01-02
    soldstatus $257,000
  15. 2014-06-10
    soldstatus $199,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,705 · $309/mo
Projected year-2 tax
$3,705 · $309/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$40,453
− Mortgage interest
−$20,440
− Property taxes
−$3,705
− Insurance
−$1,824
− Repairs & maintenance
−$3,236
− Management
−$3,236
− Depreciation
−$10,615
Taxable loss
−$2,604
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$625
After-tax cash flow
$4,091/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sumter
NCES district ID
1201800
Math proficiency
61% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$48,240
Composite
51.74/100
National rank
#1682
State rank
#11 of 73 in FL

Livability — The Villages

Score
70/100
State rank
#431
US rank
#7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Villages, FL
County
Sumter County · 110,591 people
City population
83,973
Metro
The Villages, FL
Population (ZIP)
28,549
Household income
$96,775
Rent vs Own
5.7% rent · 94.3% own
Severe rent burden
307.0

Population outlook (Sumter County) Hauer SSP2

Today (2025)
161,172 people
By 2030
180,083 · +11.7%
By 2040
209,892 · +30.2%
By 2050
234,186 · +45.3%
By 2075
284,602 · +76.6%
By 2100
317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 2% Hispanic / Latino 2% Asian 1%
Common ancestry
Romanian 6% Lithuanian 3% Iranian 3%
Foreign-born
6% · Canada, Vietnam
Languages at home
96% English-only · Spanish 2% Vietnamese 1% Other Indo-European 0%

Political lean MEDSL · Sumter

2024 margin
Solid R (+37.6) · D 30.9% · R 68.6%
2008→2024 swing
-10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 20.47%
Current HPI
229.0075
Rent YoY
Metro
The Villages, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+83.4% since first listed
12 events — show timeline
  • 2026-05-08 Price Changed $364,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-03 Price Changed $398,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-19 Price Changed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-18 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-17 Price Changed $404,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Price Changed $414,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-25 Listed $425,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-07 Listed $364,900 MARMLS
  • 2024-02-07 Sold (Public Records) $357,000 Public Records
  • 2020-01-02 Sold (Public Records) $257,000 Public Records
  • 2014-06-10 Sold (Public Records) $199,000 Public Records

Property tax history

+4.3%/yr

Latest (2025): $3,705 · +25.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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