20289 Rue Jondolyn · Ponchatoula, LA 70454

$219,900

3 bd · 2.0 ba · 1,368 sqft · SingleFamily public records · 55 Days on market

Built 2001 0.25 ac lot $161/sqft · at area comps Est $222k · at est.

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.1/30.0
• ARV discount +7.9/15.0
• DSCR +4.3/10.0
• Livability +3.4/5.0
• 1% rule +3.0/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This cozy 3bed/2bath brick home comes with a spacious living area complete with a gas fireplace. Storage shed and nest cameras remain. Roof and water heater replaced within last three years. Flood zone X.

Key facts

• Hvac replaced
• Gas fireplace
• Storage shed

Tags

• FENCED BACKYARD
• GAS FIREPLACE
• STORAGE SHED
• ROOF REPLACED
• WATER HEATER REPLACED
• HVAC REPLACED

Property features AI

Finance

• Other: Outside city limits; Rectangular lot approximately 0.25 acres (70 x 160)

Exterior

• Parking: Garage with garage door opener; One covered parking space
• Utilities: Public water; Public sewer
• Home design: Single-story home; Brick and vinyl siding exterior
• Construction: Shingle roof; Slab foundation; Built with brick and vinyl siding
• Exterior features: Fenced yard; Covered concrete patio; Shed(s)

Interior

• Kitchen: Microwave; Oven; Range
• Bedrooms: Total of 7 rooms (bedrooms and living spaces counted in total rooms)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Has heating and cooling
• Interior features: Attic with pull-down stairs; Ceiling fan(s)
• Laundry & utility: Washer hookup; Dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $32 ($387/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (20.2% below list).
• Recommended offer: $175k (20.2% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 5.1% in Ponchatoula — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 68/100 on livability (#91 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: employment D, crime D-, amenities F.
• Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 526 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $142k; list at $220k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,480 (20.2% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.47%
• Cash-on-cash: 0.63%
• DSCR: 1.03
• GRM: 10.4

CMA / ARV

• ARV (median comp): $221,754
• List price: $219,900
• Delta: -0.84%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20344 Rue Jondolyn	0.08mi	3/2.0	1,336 (-2%)	3mo	$215,000	$161	90
20380 Rue Legendre	0.12mi	3/2.0	1,221 (-11%)	18mo	$190,000	$156	62
40205 Olde Mill Ln	0.67mi	3/2.0	1,458 (+7%)	7mo	$250,000	$171	52
39405 Teel Rd	0.46mi	3/2.0	1,520 (+11%)	22mo	$182,400	$120	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold

• IRR: -17.7%
• Equity multiple: 0.39×
• Total profit: $-37,694
• Equity at exit: $32,788

10-year hold

• IRR: -14.5%
• Equity multiple: 0.25×
• Total profit: $-46,294
• Equity at exit: $19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70454

• Rents YoY: 0.7%
• Active inventory: 526
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $1,755 medium
• Mortgage (P&I): −$1,153
• Tax from tax record: −$109 /mo · $1,311/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $32

Break-even live

Break-even rent $1,714

Max offer price $219,900

Occupancy floor 93%

Sensitivity live

Price	-10% $157	-5% $94	+0% $32	+5% $-30	+10% $-92
Rent	-10% $-106	-5% $-37	+0% $32	+5% $102	+10% $171
Rate	-1.0pp $143	-0.5pp $88	base $32	+0.5pp $-25	+1.0pp $-83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
39676 Gayle Rd Ponchatoula, LA	3.0	2.0	1800	$1,700	$0.94	44d	1	0.24mi
21176 Brighton Cove Dr Ponchatoula, LA	3.0	2.0	1705	$2,000	$1.17	44d	1	0.51mi
20276 Weinberger Rd Ponchatoula, LA	3.0	2.0	1290	$1,200	$0.93	44d	1	1.14mi
39189 Old Sawmill Rd Unit A Ponchatoula, LA	2.0	2.0	988	$1,200	$1.21	44d	1	1.27mi

Listing history 24 events

1. 2026-06-19
   status $219,900 Pending 55 DOM
2. 2026-06-18
   days on market $219,900 Active 55 DOM

   Show marketing remark (204 chars)

   This cozy 3bed/2bath brick home comes with a spacious living area complete with a gas fireplace. Storage shed and nest cameras remain. Roof and water heater replaced within last three years. Flood zone X.

3. 2026-06-17
   days on market $219,900 Active 54 DOM
4. 2026-06-16
   days on market $219,900 Active 53 DOM
5. 2026-06-15
   days on market $219,900 Active 52 DOM
6. 2026-06-14
   days on market $219,900 Active 50 DOM
7. 2026-06-13
   days on market $219,900 Active 49 DOM
8. 2026-06-10
   days on market $219,900 Active 47 DOM
9. 2026-06-09
   days on market $219,900 Active 46 DOM
10. 2026-06-08
    days on market $219,900 Active 45 DOM
11. 2026-06-07
    days on market $219,900 Active 44 DOM
12. 2026-06-05
    days on market $219,900 Active 41 DOM
13. 2026-06-03
    days on market $219,900 Active 40 DOM
14. 2026-06-02
    days on market $219,900 Active 39 DOM
15. 2026-06-01
    days on market $219,900 Active 38 DOM
16. 2026-05-31
    days on market $219,900 Active 37 DOM
17. 2026-05-30
    days on market $219,900 Active 36 DOM
18. 2026-04-24
    listed $225,000 Active 255-char remark

    Show marketing remark (204 chars)

    This cozy 3bed/2bath brick home comes with a spacious living area complete with a gas fireplace. Storage shed and nest cameras remain. Roof and water heater replaced within last three years. Flood zone X.

19. 2026-04-24
    listed $225,000 Active 255-char remark

    Show marketing remark (204 chars)

    This cozy 3bed/2bath brick home comes with a spacious living area complete with a gas fireplace. Storage shed and nest cameras remain. Roof and water heater replaced within last three years. Flood zone X.

20. 2014-08-25
    soldstatus $141,500
21. 2014-08-22
    soldstatus $141,500

    Show marketing remark (351 chars)

    Adorable and perfectly maintained 3/2 home in Burdon Orleans subdivision. This home has laminate floors in the living room, a gas fireplace and range, and an open, modern floor plan. The back patio is really a must see. Enjoy your morning coffee on the brick, partially covered patio that offers a wonderful view of the backyard. Not in a flood zone!!

22. 2014-03-19
    listed $140,000

    Show marketing remark (351 chars)

    Adorable and perfectly maintained 3/2 home in Burdon Orleans subdivision. This home has laminate floors in the living room, a gas fireplace and range, and an open, modern floor plan. The back patio is really a must see. Enjoy your morning coffee on the brick, partially covered patio that offers a wonderful view of the backyard. Not in a flood zone!!

23. 2014-03-19
    listed $140,000

    Show marketing remark (351 chars)

    Adorable and perfectly maintained 3/2 home in Burdon Orleans subdivision. This home has laminate floors in the living room, a gas fireplace and range, and an open, modern floor plan. The back patio is really a must see. Enjoy your morning coffee on the brick, partially covered patio that offers a wonderful view of the backyard. Not in a flood zone!!

24. 2001-02-20
    soldstatus $100,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,311 · $109/mo
• Projected year-2 tax: $1,311 · $109/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,058
• − Mortgage interest: −$12,318
• − Property taxes: −$1,311
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,685
• − Management: −$1,685
• − Depreciation: −$6,397
• Taxable loss: −$3,437
• Est. tax savings @ 24.0%: +$825
• After-tax cash flow: $1,212/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tangipahoa Parish
• NCES district ID: 2201680
• Math proficiency: 18% ▼ -32.00%
• Reading proficiency: 29% ▼ -31.00%
• Median HH income: $41,283
• Composite: 19.94/100
• National rank: #8676
• State rank: #63 of 98 in LA

Livability — Ponchatoula

• Score: 68/100
• State rank: #91
• US rank: #9755

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing A- Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Tangipahoa Parish · 85,958 people
• City population: 34,564
• Metro: Hammond, LA
• Population (ZIP): 34,564
• Household income: $71,611
• Rent vs Own: 16.3% rent · 83.7% own
• Severe rent burden: 479.0

Population outlook (Tangipahoa County) Hauer SSP2

• Today (2025): 144,204 people
• By 2030: 151,413 · +5.0%
• By 2040: 164,374 · +14.0%
• By 2050: 175,427 · +21.7%
• By 2075: 195,165 · +35.3%
• By 2100: 201,641 · +39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 16% Two or more races 8% Hispanic / Latino 8%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 15% Slovak 1% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Tangipahoa

• 2024 margin: Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
• 2008→2024 swing: -6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
• All cycles: 2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -83.55%
• Current HPI: 129.6069
• Rent YoY: ▲ 0.66%
• Metro: Hammond, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+118.4% since first listed

11 events — show timeline

• 2026-06-18 Pending — AcadianaMLS
• 2026-06-18 Pending — GSREIN
• 2026-05-27 Price Changed $219,900 AcadianaMLS
• 2026-05-27 Price Changed $219,900 GSREIN
• 2026-04-24 Listed $225,000 GSREIN
• 2026-04-24 Listed $225,000 AcadianaMLS
• 2014-08-25 Sold (Public Records) $141,500 Public Records
• 2014-08-22 Sold (MLS) $141,500 GSREIN
• 2014-03-19 Listed $140,000 AcadianaMLS
• 2014-03-19 Listed $140,000 GSREIN
• 2001-02-20 Sold (Public Records) $100,700 Public Records

Property tax history

+1.8%/yr

Latest (2025): $1,311 · +1.0% YoY. Source: county tax records.