43884 W Kramer Ln · Maricopa, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.3/15.0
- Cash flow +7.5/30.0
- Appreciation +4.6/10.0
- Livability +3.6/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- 1% rule +1.6/10.0
- DSCR +1.6/10.0
$320,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
Key facts
- 5,776 sq ft lot
- 2 garage spots
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $320k.
Deal economics
- At list price, monthly cash flow is $-400 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $249k (22.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (34.3% below list).
- Recommended offer: $210k (34.3% below list) — sets the bar for 1% rule.
- Cap rate 4.8% vs local median 3.7% in Maricopa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
- Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Butterfield Elementary School (math 33% / reading 41%, grade F, #438 of 1,109 statewide, top 41%, 774 students, 52% FRL); Maricopa Wells Middle School (math 13% / reading 23%, grade F, #143 of 218 statewide, top 66%, 934 students, 57% FRL).
- Market conditions: Rents rising (+1.8%/yr); 862 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 151 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 11y ago; this cycle's ask has dropped $34k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 151 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.79%
- Cash-on-cash
- -5.36%
- DSCR
- 0.76
- GRM
- 12.7
CMA / ARV
- ARV (median comp)
- $376,940
- List price
- $320,000
- Delta
- -15.11%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 43843 W Roth Rd | 0.03mi | 3/2.0 | 1,885 (-0%) | 1mo | $385,000 | $204 | 97 |
| 44188 W Cydnee Dr | 0.31mi | 4/2.0 (+1) | 1,917 (+1%) | 1mo | $287,000 | $150 | 77 |
| 44106 W Kramer Ln | 0.15mi | 3/2.0 | 1,631 (-14%) | 0mo | $261,250 | $160 | 70 |
| 21197 N Jubilee Pl | 0.74mi | 2/2.0 (-1) | 1,906 (+1%) | 1mo | $347,200 | $182 | 58 |
| 42854 W Ocean Breeze Dr | 0.69mi | 2/2.0 (-1) | 1,842 (-3%) | 2mo | $330,000 | $179 | 57 |
| 43626 W Colby Dr | 0.57mi | 3/2.0 | 1,684 (-11%) | 1mo | $298,499 | $177 | 54 |
| 20765 N Enchantment Pass | 0.59mi | 2/2.0 (-1) | 2,051 (+8%) | 1mo | $485,000 | $236 | 52 |
| 44729 W Alamendras St | 0.63mi | 4/2.0 (+1) | 1,754 (-7%) | 2mo | $265,000 | $151 | 52 |
| 44834 W Bahia Dr | 0.61mi | 3/2.0 | 1,651 (-13%) | 1mo | $280,000 | $170 | 50 |
| 21221 N Jubilee Pl | 0.74mi | 2/2.0 (-1) | 1,694 (-10%) | 0mo | $345,990 | $204 | 43 |
| 43392 W Neely Dr | 0.53mi | 4/3.0 (+1) | 2,169 (+15%) | 1mo | $350,000 | $161 | 41 |
| 21171 N Jubilee Pl | 0.73mi | 2/2.0 (-1) | 1,614 (-15%) | 2mo | $327,445 | $203 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.89% appreciation · 1.78% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.44×
- Total profit
- $-50,566
- Equity at exit
- $78,973
- IRR
- -7.4%
- Equity multiple
- 0.34×
- Total profit
- $-59,558
- Equity at exit
- $84,409
Cash invested: $89,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85138
- Home prices YoY
- -0.3%
- Rents YoY
- 1.8%
- Active inventory
- 862
- Price-to-rent
- 12.7×
Monthly cashflow live
- Estimated rent
- $2,104 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax from tax record
- −$158 /mo · $1,891/yr
- Insurance
- −$133
- HOA
- −$93
- Vacancy / Maint / Mgmt
- −$442
- Net cashflow
- $-400
Break-even live
Sensitivity live
| Price | -10% $-219 | -5% $-310 | +0% $-400 | +5% $-491 | +10% $-581 |
|---|---|---|---|---|---|
| Rent | -10% $-566 | -5% $-483 | +0% $-400 | +5% $-317 | +10% $-234 |
| Rate | -1.0pp $-239 | -0.5pp $-319 | base $-400 | +0.5pp $-483 | +1.0pp $-567 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $80,000
- Closing costs
- $9,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 43849 W Kramer Ln Maricopa, AZ | 4.0 | 2.0 | 1870 | $1,895 | $1.01 | 19d | 1 | 0.02mi |
| 20793 N Marquez Dr Maricopa, AZ | 3.0 | 2.0 | 1441 | $1,550 | $1.08 | 46d | 1 | 0.22mi |
| 20544 N Alma Dr Maricopa, AZ | 3.0 | 2.5 | 2301 | $2,200 | $0.96 | 7d | 1 | 0.27mi |
| 19696 N Madison Dr Maricopa, AZ | 4.0 | 2.5 | 2219 | $3,400 | $1.53 | 26d | 1 | 0.32mi |
| 43332 W Griffis Dr Maricopa, AZ | 4.0 | 2.0 | 2235 | $4,200 | $1.88 | 46d | 1 | 0.33mi |
| 44212 W Cydnee Dr Maricopa, AZ | 3.0 | 2.0 | 1441 | $1,700 | $1.18 | 46d | 1 | 0.34mi |
| 44456 W Eddie Way Maricopa, AZ | 3.0 | 2.0 | 1679 | $1,695 | $1.01 | 46d | 1 | 0.38mi |
| 43205 W Roth Rd Maricopa, AZ | 4.0 | 2.0 | 2215 | $2,200 | $0.99 | 46d | 1 | 0.41mi |
| 43205 W Roth Rd Maricopa, AZ | 4.0 | 2.0 | 2216 | $2,100 | $0.95 | 13d | 1 | 0.41mi |
| 21047 N Alma Dr Maricopa, AZ | 3.0 | 2.0 | 1628 | $1,995 | $1.23 | 46d | 1 | 0.41mi |
| 44415 W Knauss Dr Maricopa, AZ | 4.0 | 2.5 | 2454 | $1,895 | $0.77 | 46d | 1 | 0.43mi |
| 44216 W Palmen Dr Maricopa, AZ | 4.0 | 2.5 | 2604 | $1,895 | $0.73 | 46d | 1 | 0.44mi |
| 44151 W Palmen Dr Maricopa, AZ | 4.0 | 2.5 | 2604 | $2,350 | $0.90 | 20d | 1 | 0.45mi |
| 43697 W Sagebrush Trl Maricopa, AZ | 3.0 | 2.5 | 1981 | $1,600 | $0.81 | 26d | 1 | 0.48mi |
| 43368 W Palmen Dr Maricopa, AZ | 4.0 | 2.5 | 2200 | $1,889 | $0.86 | 46d | 1 | 0.48mi |
| 44425 W Oster Dr Maricopa, AZ | 4.0 | 2.5 | 2500 | $2,200 | $0.88 | 7d | 1 | 0.50mi |
| 44290 W Neely Dr Maricopa, AZ | 3.0 | 2.0 | 1604 | $1,795 | $1.12 | 1d | 1 | 0.51mi |
| 19680 N Ortman Cir Maricopa, AZ | 3.0 | 2.0 | 1975 | $1,700 | $0.86 | 5d | 1 | 0.53mi |
| 21061 N Bustos Way Maricopa, AZ | 3.0 | 2.0 | 1907 | $1,749 | $0.92 | 46d | 1 | 0.55mi |
| 43207 W Lindgren Dr Maricopa, AZ | 3.0 | 2.0 | 1907 | $1,699 | $0.89 | 46d | 1 | 0.56mi |
| 19676 N Locke Ct Maricopa, AZ | 4.0 | 3.0 | 2466 | $1,995 | $0.81 | 46d | 1 | 0.60mi |
| 43223 W Neely Dr Maricopa, AZ | 4.0 | 2.0 | 2223 | $2,900 | $1.30 | 19d | 1 | 0.60mi |
| 21426 N Duncan Dr Maricopa, AZ | 3.0 | 2.0 | 1241 | $1,599 | $1.29 | 46d | 1 | 0.62mi |
| 21338 N Keystone Dr Maricopa, AZ | 3.0 | 2.0 | 1276 | $1,475 | $1.16 | 46d | 1 | 0.64mi |
| 43839 W Rio Grande Dr Maricopa, AZ | 2.0 | 2.0 | 1462 | $1,650 | $1.13 | 7d | 1 | 0.68mi |
| 44871 W Gavilan Dr Maricopa, AZ | 3.0 | 2.0 | 1277 | $1,595 | $1.25 | 5d | 1 | 0.68mi |
| 21552 N Duncan Dr Maricopa, AZ | 3.0 | 2.0 | 1701 | $1,825 | $1.07 | 1d | 1 | 0.69mi |
| 42826 W Darter Dr Maricopa, AZ | 2.0 | 2.0 | 1596 | $1,875 | $1.17 | 26d | 1 | 0.72mi |
| 45023 W Miramar Rd Maricopa, AZ | 3.0 | 2.0 | 1653 | $3,000 | $1.81 | 46d | 1 | 0.72mi |
| 44812 W Paraiso Ln Maricopa, AZ | 3.0 | 2.0 | 1413 | $1,595 | $1.13 | 5d | 1 | 0.73mi |
| 43410 W Wild Horse Trl Maricopa, AZ | 4.0 | 2.0 | 2349 | $1,845 | $0.79 | 13d | 1 | 0.75mi |
| 43878 W Wade Dr Maricopa, AZ | 3.0 | 2.0 | 1685 | $1,750 | $1.04 | 5d | 1 | 0.76mi |
| 45138 W Miramar Rd Maricopa, AZ | 3.0 | 2.5 | 2012 | $1,725 | $0.86 | 46d | 1 | 0.79mi |
| 21563 N Greenway Rd Maricopa, AZ | 3.0 | 2.0 | 1625 | $3,200 | $1.97 | 1d | 1 | 0.80mi |
| 43386 W Arizona Ave Maricopa, AZ | 4.0 | 3.0 | 2274 | $1,839 | $0.81 | 15d | 1 | 0.81mi |
| 43386 W Arizona Ave Maricopa, AZ | 4.0 | 3.0 | 2274 | $1,839 | $0.81 | 24d | 1 | 0.81mi |
| 43854 W Cahill Dr Unit 1545679P Maricopa, AZ | 3.0 | 2.0 | 1689 | $2,258 | $1.34 | 17d | 1 | 0.81mi |
| 43269 W Arizona Ave Maricopa, AZ | 4.0 | 2.0 | 1533 | $1,695 | $1.11 | 46d | 1 | 0.85mi |
| 43811 W Elizabeth Ave Maricopa, AZ | 3.0 | 2.0 | 1509 | $1,550 | $1.03 | 1d | 1 | 0.89mi |
| 45305 W Edison Rd Maricopa, AZ | 1.0–3.0 | 1.0–2.0 | 970 | $2,054 | $2.12 | 0d | 17 | 0.89mi |
HOA detail
- Monthly dues
- $93 · $1,116/yr
Listing history 28 events
-
2026-06-09price $320,000 Pending 151 DOM
-
2026-06-02statusdays on market $322,500 Pending 151 DOM
-
2026-06-01days on market $322,500 Active 150 DOM
-
2026-05-31days on market $322,500 Active 149 DOM
-
2026-05-03price $325,000 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-04-24price $329,900 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-04-22price $339,000 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-03-28price $339,900 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-03-27status Active 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-03-27historical 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-02-24price $346,500 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2026-01-02status Active 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2025-11-29historical 640-char remark
Show marketing remark (640 chars)
Meticulously maintained and truly move-in ready, this Maricopa home delivers outstanding value through its like-new condition, tasteful updates, and low-maintenance lifestyle. Pride of ownership is evident throughout, with a clean, polished feel buyers will notice right away. New stainless steel appliances add a fresh, modern touch to the kitchen, while the overall condition offers comfort, convenience, and peace of mind. The easy-care lot adds even more appeal, making everyday living simple and efficient. For buyers seeking quality, function, and a home they can enjoy immediately, this property stands out for all the right reasons.
-
2025-11-23historical
-
2025-08-09price $349,000
-
2025-06-05$354,000 Active
-
2024-08-10historical
-
2024-02-17$375,500 Active
-
2022-05-12soldstatus $399,000
-
2022-05-11soldstatus $399,000 Closed
-
2022-04-12status Pending
-
2022-03-28$404,900 Active
-
2015-12-11soldstatus $164,900 Closed
-
2015-12-11soldstatus $164,900
-
2015-11-12status Pending
-
2015-10-21status Active
-
2015-09-29status Pending
-
2015-08-15$164,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $1,891 · $158/mo
- Projected year-2 tax
- $2,112 · $176/mo
- Expected delta
- +$221/yr (+$18/mo · 11.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,244
- − Mortgage interest
- −$17,925
- − Property taxes
- −$1,891
- − Insurance
- −$1,600
- − Repairs & maintenance
- −$2,020
- − Management
- −$2,020
- − HOA
- −$1,116
- − Depreciation
- −$9,309
- Taxable loss
- −$10,636
- Est. tax savings @ 24.0%
- +$2,553
- After-tax cash flow
- $-2,249/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Maricopa Unified School District (4441)
- NCES district ID
- 0404720
- Math proficiency
- 20% ▼ -18.00%
- Reading proficiency
- 29% ▼ -9.00%
- Median HH income
- $63,725
- Composite
- 22.92/100
- National rank
- #7993
- State rank
- #128 of 249 in AZ
Livability — Maricopa
- Score
- 72/100
- State rank
- #28
- US rank
- #5943
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Maricopa, AZ
- County
- Pinal County · 399,947 people
- City population
- 76,044
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 55,260
- Household income
- $95,867
- Rent vs Own
- Severe rent burden
- 432.0
Population outlook (Pinal County) Hauer SSP2
- Today (2025)
- 437,574 people
- By 2030
- 446,903 · +2.1%
- By 2040
- 452,589 · +3.4%
- By 2050
- 444,126 · +1.5%
- By 2075
- 430,300 · -1.7%
- By 2100
- 393,536 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 1%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Pinal
- 2024 margin
- Strong R (+22.1) · D 38.5% · R 60.6%
- 2008→2024 swing
- -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
- All cycles
- 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.89%
- Current HPI
- 258.1461
- Rent YoY
- ▲ 1.78%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
+97.1% since first listed24 events — show timeline
- 2026-05-03 Price Changed $325,000 ARMLS
- 2026-04-24 Price Changed $329,900 ARMLS
- 2026-04-22 Price Changed $339,000 ARMLS
- 2026-03-28 Price Changed $339,900 ARMLS
- 2026-03-27 Relisted — ARMLS
- 2026-03-27 Listing Removed — ARMLS
- 2026-02-24 Price Changed $346,500 ARMLS
- 2026-01-02 Relisted — ARMLS
- 2025-11-29 Listing Removed — ARMLS
- 2025-11-23 Listing Removed — ARMLS
- 2025-08-09 Price Changed $349,000 ARMLS
- 2025-06-05 Listed $354,000 ARMLS
- 2024-08-10 Listing Removed — ARMLS
- 2024-02-17 Listed $375,500 ARMLS
- 2022-05-12 Sold (Public Records) $399,000 Public Records
- 2022-05-11 Sold (MLS) $399,000 ARMLS
- 2022-04-12 Pending — ARMLS
- 2022-03-28 Listed $404,900 ARMLS
- 2015-12-11 Sold (Public Records) $164,900 Public Records
- 2015-12-11 Sold (MLS) $164,900 ARMLS
- 2015-11-12 Pending — ARMLS
- 2015-10-21 Relisted — ARMLS
- 2015-09-29 Pending — ARMLS
- 2015-08-15 Listed $164,900 ARMLS
Property tax history
-0.3%/yrLatest (2025): $1,891 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…