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3324 W 19th Ave #143 Ave #143
C+ Composite 63.46
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.6/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$105,000

3324 W 19th Ave #143 Ave #143 · Kennewick, WA 99338
2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 38 Days on market
Built 1974 $91/sqft · 24% above area Est $84k · 24% over ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.

Key facts

  • Spacious yard
  • Covered parking
  • Replaced hvac system

Tags

CORNER LOTSPACIOUS YARDMATURE SHADE TREESCOVERED PARKINGSTORAGE SHED WITH ELECTRICITYREPLACED HVAC SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $105k.

Deal economics

  • At list price, monthly cash flow is $603 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $105k).
  • Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.2% vs local median 3.3% in Kennewick — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#131 in WA, #2,599 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A; Watch: schools D+, amenities D+, crime F.
  • Kennewick School District (urban): math 43% / reading 58% proficiency, ranked #141 of 291 in WA (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 309 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,532 units permitted in Benton County in 2024 (389 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Benton County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
13.19%
Cash-on-cash
24.62%
DSCR
2.10
GRM
5.2

CMA / ARV

ARV (median comp)
$84,342
List price
$105,000
Delta
24.49%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3324 W 19th Ave #143 Ave #143 0.00mi 2/2.0 1,152 (0%) 0mo $95,000 $82 100
3324 W 19th Ave #10 0.12mi 3/2.0 (+1) 1,152 (0%) 9mo $99,900 $87 82
3324 19th Ave. #57 Ave #57 0.16mi 3/2.0 (+1) 1,104 (-4%) 6mo $97,800 $89 76
2917 W 19th Ave #156 0.38mi 3/2.0 (+1) 1,188 (+3%) 1mo $70,000 $59 71
2917 W 19th Avenue #154 Ave #154 0.40mi 3/2.0 (+1) 1,200 (+4%) 5mo $96,000 $80 65
3324 W 19th Ave #109 0.06mi 2/2.0 980 (-15%) 12mo $78,000 $80 62
2917 W 19th Ave #22 0.52mi 2/2.0 1,002 (-13%) 1mo $95,000 $95 53
2917 W 19th Ave #81 Ave #81 0.50mi 3/1.0 (+1) 1,085 (-6%) 12mo $90,000 $83 48
2906 W 7th Avenue #32 Ave 0.71mi 3/2.0 (+1) 1,232 (+7%) 3mo $50,000 $41 47
1505 S Dennis St 0.47mi 2/2.0 1,296 (+12%) 22mo $275,000 $212 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
1.73×
Total profit
$21,435
Equity at exit
$15,656
10-year hold
IRR
26.4%
Equity multiple
3.32×
Total profit
$68,245
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 99338

Active inventory
309
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,682 high interval (Pro) →
Mortgage (P&I)
$551
Tax est. 1.5%
$131 /mo · $1,575/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$353
Net cashflow
$603

Break-even live

Break-even rent $919
Max offer price $105,000
Occupancy floor 59%

Sensitivity live

Price -10% $676 -5% $640 +0% $603 +5% $567 +10% $531
Rent -10% $470 -5% $537 +0% $603 +5% $670 +10% $736
Rate -1.0pp $656 -0.5pp $630 base $603 +0.5pp $576 +1.0pp $548

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3613 W 16th Pl Unit B Kennewick, WA 2.0 1.5 1170 $1,295 $1.11 44d 1 0.20mi
3611 W 17th Pl Unit A Kennewick, WA 2.0 1.0 970 $1,495 $1.54 21d 1 0.22mi
1915 S Neel St Kennewick, WA 3.0 2.0 1401 $3,000 $2.14 14d 1 0.38mi
2652 W 15th Ave Kennewick, WA 2.0–3.0 2.0 1152 $1,599 $1.39 14d 5 0.42mi
3320 W 9th Ave Unit 30 Kennewick, WA 2.0 2.0 1200 $1,400 $1.17 44d 1 0.51mi
3119 W 7th Ave Kennewick, WA 3.0 2.5 1500 $2,050 $1.37 14d 1 0.57mi
3119 W 7th Ave Unit C120 Kennewick, WA 3.0 2.5 1500 $2,050 $1.37 21d 1 0.57mi
3113 W 7th Ave Unit D110 Kennewick, WA 2.0 2.5 1000 $1,750 $1.75 14d 1 0.58mi
3426 W 7th Ave Unit A130 Kennewick, WA 2.0 2.0 1000 $1,650 $1.65 44d 1 0.61mi
3426 W 7th Ave Kennewick, WA 2.0 2.0 1000 $1,600 $1.60 21d 1 0.61mi
4112 W 24th Ave Kennewick, WA 1.0–2.0 1.0–2.0 681 $1,875 $2.75 21d 4 0.64mi
3887 W 7th Ave Unit B-230 Kennewick, WA 3.0 2.0 1262 $1,850 $1.47 21d 1 0.65mi
3708 W 6th Ave Unit B Kennewick, WA 2.0 1.0 918 $1,325 $1.44 44d 1 0.71mi
455 S Morain St Kennewick, WA 2.0 1.0 775 $1,950 $2.52 44d 1 0.77mi
400 S Morain St #7 Kennewick, WA 3.0 2.5 1100 $1,500 $1.36 21d 1 0.83mi
500 S Conway Pl Unit 500 Kennewick, WA 2.0 1.0 950 $1,500 $1.58 44d 1 0.84mi
721 S Union St Kennewick, WA 1.0 1.0 1200 $1,795 $1.50 44d 1 0.86mi
3120 W 4th Ave Kennewick, WA 2.0 1.0 963 $1,550 $1.61 14d 1 0.86mi
3120 W 4th Ave Unit 360 Kennewick, WA 2.0 1.0 963 $1,550 $1.61 44d 1 0.87mi
3120 W 4th Ave Apt 120 Kennewick, WA 2.0 1.0 963 $1,625 $1.69 14d 1 0.87mi
325 S Johnson St Kennewick, WA 2.0 1.5 1100 $1,495 $1.36 44d 1 0.87mi
717 S Union St Kennewick, WA 3.0 1.0 1340 $1,895 $1.41 44d 1 0.88mi
513 S Anderson St Kennewick, WA 2.0 1.0 720 $1,495 $2.08 21d 1 0.91mi
1923 S Vancouver St Kennewick, WA 3.0 2.0 1200 $2,022 $1.69 14d 3 0.92mi
1163 S Underwood Pl #110 Kennewick, WA 3.0 2.5 1478 $2,395 $1.62 44d 1 0.95mi
E 6th Ave Kennewick, WA 2.0 1.0 1100 $1,500 $1.36 44d 1 0.99mi
1816 W 21st Ave Unit C Kennewick, WA 3.0 2.0 1120 $1,495 $1.33 14d 1 1.01mi
130 S Conway Pl Kennewick, WA 2.0 1.0 852 $1,299 $1.52 14d 1 1.02mi
1863 W 19th Ave Unit 1863-B240 Kennewick, WA 3.0 2.0 1200 $1,750 $1.46 21d 1 1.02mi
3703 W Kennewick Ave Kennewick, WA 1.0–2.0 1.0 782 $1,594 $2.04 14d 8 1.07mi
12 S Morain St Kennewick, WA 1.0–3.0 1.0 604 $1,249 $2.07 14d 3 1.07mi
119 S Conway Pl Kennewick, WA 2.0 1.0 711 $1,200 $1.69 21d 1 1.13mi
4215 W 2nd Ave Kennewick, WA 3.0 2.0 1348 $2,595 $1.93 44d 1 1.14mi
108 S Tweedt Pl Kennewick, WA 2.0 2.0 1258 $1,795 $1.43 44d 1 1.21mi
1608 W 14th Ave Unit 1614 Kennewick, WA 2.0 1.0 750 $995 $1.33 21d 1 1.22mi
200 S Union St Kennewick, WA 2.0 1.0–1.5 860 $1,348 $1.57 14d 2 1.25mi
4108 W Albany Ave Unit A-D Kennewick, WA 2.0 1.5 945 $1,395 $1.48 44d 1 1.25mi
1702 W 7th Pl Unit B Kennewick, WA 2.0 1.0 950 $1,050 $1.11 44d 1 1.29mi
1618 W 7th Pl Unit A Kennewick, WA 2.0 1.0 920 $1,050 $1.14 44d 1 1.30mi
89 N Waverly Pl Apt E Kennewick, WA 2.0 1.0 1000 $1,250 $1.25 44d 1 1.34mi

Listing history 7 events

  1. 2026-05-17
    status Pending 615-char remark
    Show marketing remark (615 chars)

    MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.

  2. 2026-04-10
    listed $105,000 Active 615-char remark
    Show marketing remark (615 chars)

    MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.

  3. 2024-06-04
    soldstatus $90,000 Closed 188-char remark
    Show marketing remark (188 chars)

    MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.

  4. 2024-05-05
    historical Active Under Contract 188-char remark
    Show marketing remark (188 chars)

    MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.

  5. 2024-04-26
    price $89,900 188-char remark
    Show marketing remark (188 chars)

    MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.

  6. 2024-03-29
    price $99,000 188-char remark
    Show marketing remark (188 chars)

    MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.

  7. 2024-03-26
    listed $115,000 Active 188-char remark
    Show marketing remark (188 chars)

    MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 14 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,186
− Mortgage interest
−$5,882
− Property taxes
−$1,575
− Insurance
−$525
− Repairs & maintenance
−$1,615
− Management
−$1,615
− Depreciation
−$3,055
Taxable income
$5,920
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,421
After-tax cash flow
$5,819/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kennewick School District
NCES district ID
5303930
Math proficiency
43% ▼ -1.00%
Reading proficiency
58% ▬ 0.00%
Median HH income
$54,191
Composite
45.56/100
National rank
#5667
State rank
#141 of 291 in WA

Livability — Kennewick

Score
78/100
State rank
#131
US rank
#2599

Category grades

Amenities D+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kennewick, WA
County
Benton County · 186,895 people
City population
104,655
Metro
Kennewick-Richland, WA
Population (ZIP)
20,633
Household income
$111,042
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
281.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
219,421 people
By 2030
233,813 · +6.6%
By 2040
262,134 · +19.5%
By 2050
290,100 · +32.2%
By 2075
363,525 · +65.7%
By 2100
418,667 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 16% Two or more races 10% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Portuguese 3% Slovak 3% Iranian 2%
Foreign-born
9% · Canada
Languages at home
83% English-only · Spanish 10% Arabic 2% Other Indo-European 1%

Political lean MEDSL · Benton

2024 margin
Strong R (+21.9) · D 37.7% · R 59.6% · Other 2.7%
2008→2024 swing
+4.2pp toward D · 2008: -26.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+21.0 2016: R+26.6 2012: R+27.0 2008: R+26.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -167.63%
Current HPI
229.7474
Rent YoY
Metro
Kennewick-Richland, WA
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

-8.7% since first listed
7 events — show timeline
  • 2026-05-17 Pending PACMLS
  • 2026-04-10 Listed $105,000 PACMLS
  • 2024-06-04 Sold (MLS) $90,000 PACMLS
  • 2024-05-05 Contingent PACMLS
  • 2024-04-26 Price Changed $89,900 PACMLS
  • 2024-03-29 Price Changed $99,000 PACMLS
  • 2024-03-26 Listed $115,000 PACMLS

Property tax history

+45.0%/yr

Latest (2026): $122 · -5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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