3324 W 19th Ave #143 Ave #143 · Kennewick, WA
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $604 – $1,122
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 6 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.6/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.
Key facts
- Spacious yard
- Covered parking
- Replaced hvac system
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $105k.
Deal economics
- At list price, monthly cash flow is $603 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
- Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
- Cap rate 13.2% vs local median 3.3% in Kennewick — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#131 in WA, #2,599 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A; Watch: schools D+, amenities D+, crime F.
- Kennewick School District (urban): math 43% / reading 58% proficiency, ranked #141 of 291 in WA (top 48%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 309 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,532 units permitted in Benton County in 2024 (389 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Benton County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.60% ✓
- Cap rate
- 13.19%
- Cash-on-cash
- 24.62%
- DSCR
- 2.10
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $84,342
- List price
- $105,000
- Delta
- 24.49%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3324 W 19th Ave #143 Ave #143 | 0.00mi | 2/2.0 | 1,152 (0%) | 0mo | $95,000 | $82 | 100 |
| 3324 W 19th Ave #10 | 0.12mi | 3/2.0 (+1) | 1,152 (0%) | 9mo | $99,900 | $87 | 82 |
| 3324 19th Ave. #57 Ave #57 | 0.16mi | 3/2.0 (+1) | 1,104 (-4%) | 6mo | $97,800 | $89 | 76 |
| 2917 W 19th Ave #156 | 0.38mi | 3/2.0 (+1) | 1,188 (+3%) | 1mo | $70,000 | $59 | 71 |
| 2917 W 19th Avenue #154 Ave #154 | 0.40mi | 3/2.0 (+1) | 1,200 (+4%) | 5mo | $96,000 | $80 | 65 |
| 3324 W 19th Ave #109 | 0.06mi | 2/2.0 | 980 (-15%) | 12mo | $78,000 | $80 | 62 |
| 2917 W 19th Ave #22 | 0.52mi | 2/2.0 | 1,002 (-13%) | 1mo | $95,000 | $95 | 53 |
| 2917 W 19th Ave #81 Ave #81 | 0.50mi | 3/1.0 (+1) | 1,085 (-6%) | 12mo | $90,000 | $83 | 48 |
| 2906 W 7th Avenue #32 Ave | 0.71mi | 3/2.0 (+1) | 1,232 (+7%) | 3mo | $50,000 | $41 | 47 |
| 1505 S Dennis St | 0.47mi | 2/2.0 | 1,296 (+12%) | 22mo | $275,000 | $212 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.0%
- Equity multiple
- 1.73×
- Total profit
- $21,435
- Equity at exit
- $15,656
- IRR
- 26.4%
- Equity multiple
- 3.32×
- Total profit
- $68,245
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Washington
- 28 Tenant-Leaning · D+8
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 99338
- Active inventory
- 309
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $1,682 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax est. 1.5%
- −$131 /mo · $1,575/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$353
- Net cashflow
- $603
Break-even live
Sensitivity live
| Price | -10% $676 | -5% $640 | +0% $603 | +5% $567 | +10% $531 |
|---|---|---|---|---|---|
| Rent | -10% $470 | -5% $537 | +0% $603 | +5% $670 | +10% $736 |
| Rate | -1.0pp $656 | -0.5pp $630 | base $603 | +0.5pp $576 | +1.0pp $548 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3613 W 16th Pl Unit B Kennewick, WA | 2.0 | 1.5 | 1170 | $1,295 | $1.11 | 44d | 1 | 0.20mi |
| 3611 W 17th Pl Unit A Kennewick, WA | 2.0 | 1.0 | 970 | $1,495 | $1.54 | 21d | 1 | 0.22mi |
| 1915 S Neel St Kennewick, WA | 3.0 | 2.0 | 1401 | $3,000 | $2.14 | 14d | 1 | 0.38mi |
| 2652 W 15th Ave Kennewick, WA | 2.0–3.0 | 2.0 | 1152 | $1,599 | $1.39 | 14d | 5 | 0.42mi |
| 3320 W 9th Ave Unit 30 Kennewick, WA | 2.0 | 2.0 | 1200 | $1,400 | $1.17 | 44d | 1 | 0.51mi |
| 3119 W 7th Ave Kennewick, WA | 3.0 | 2.5 | 1500 | $2,050 | $1.37 | 14d | 1 | 0.57mi |
| 3119 W 7th Ave Unit C120 Kennewick, WA | 3.0 | 2.5 | 1500 | $2,050 | $1.37 | 21d | 1 | 0.57mi |
| 3113 W 7th Ave Unit D110 Kennewick, WA | 2.0 | 2.5 | 1000 | $1,750 | $1.75 | 14d | 1 | 0.58mi |
| 3426 W 7th Ave Unit A130 Kennewick, WA | 2.0 | 2.0 | 1000 | $1,650 | $1.65 | 44d | 1 | 0.61mi |
| 3426 W 7th Ave Kennewick, WA | 2.0 | 2.0 | 1000 | $1,600 | $1.60 | 21d | 1 | 0.61mi |
| 4112 W 24th Ave Kennewick, WA | 1.0–2.0 | 1.0–2.0 | 681 | $1,875 | $2.75 | 21d | 4 | 0.64mi |
| 3887 W 7th Ave Unit B-230 Kennewick, WA | 3.0 | 2.0 | 1262 | $1,850 | $1.47 | 21d | 1 | 0.65mi |
| 3708 W 6th Ave Unit B Kennewick, WA | 2.0 | 1.0 | 918 | $1,325 | $1.44 | 44d | 1 | 0.71mi |
| 455 S Morain St Kennewick, WA | 2.0 | 1.0 | 775 | $1,950 | $2.52 | 44d | 1 | 0.77mi |
| 400 S Morain St #7 Kennewick, WA | 3.0 | 2.5 | 1100 | $1,500 | $1.36 | 21d | 1 | 0.83mi |
| 500 S Conway Pl Unit 500 Kennewick, WA | 2.0 | 1.0 | 950 | $1,500 | $1.58 | 44d | 1 | 0.84mi |
| 721 S Union St Kennewick, WA | 1.0 | 1.0 | 1200 | $1,795 | $1.50 | 44d | 1 | 0.86mi |
| 3120 W 4th Ave Kennewick, WA | 2.0 | 1.0 | 963 | $1,550 | $1.61 | 14d | 1 | 0.86mi |
| 3120 W 4th Ave Unit 360 Kennewick, WA | 2.0 | 1.0 | 963 | $1,550 | $1.61 | 44d | 1 | 0.87mi |
| 3120 W 4th Ave Apt 120 Kennewick, WA | 2.0 | 1.0 | 963 | $1,625 | $1.69 | 14d | 1 | 0.87mi |
| 325 S Johnson St Kennewick, WA | 2.0 | 1.5 | 1100 | $1,495 | $1.36 | 44d | 1 | 0.87mi |
| 717 S Union St Kennewick, WA | 3.0 | 1.0 | 1340 | $1,895 | $1.41 | 44d | 1 | 0.88mi |
| 513 S Anderson St Kennewick, WA | 2.0 | 1.0 | 720 | $1,495 | $2.08 | 21d | 1 | 0.91mi |
| 1923 S Vancouver St Kennewick, WA | 3.0 | 2.0 | 1200 | $2,022 | $1.69 | 14d | 3 | 0.92mi |
| 1163 S Underwood Pl #110 Kennewick, WA | 3.0 | 2.5 | 1478 | $2,395 | $1.62 | 44d | 1 | 0.95mi |
| E 6th Ave Kennewick, WA | 2.0 | 1.0 | 1100 | $1,500 | $1.36 | 44d | 1 | 0.99mi |
| 1816 W 21st Ave Unit C Kennewick, WA | 3.0 | 2.0 | 1120 | $1,495 | $1.33 | 14d | 1 | 1.01mi |
| 130 S Conway Pl Kennewick, WA | 2.0 | 1.0 | 852 | $1,299 | $1.52 | 14d | 1 | 1.02mi |
| 1863 W 19th Ave Unit 1863-B240 Kennewick, WA | 3.0 | 2.0 | 1200 | $1,750 | $1.46 | 21d | 1 | 1.02mi |
| 3703 W Kennewick Ave Kennewick, WA | 1.0–2.0 | 1.0 | 782 | $1,594 | $2.04 | 14d | 8 | 1.07mi |
| 12 S Morain St Kennewick, WA | 1.0–3.0 | 1.0 | 604 | $1,249 | $2.07 | 14d | 3 | 1.07mi |
| 119 S Conway Pl Kennewick, WA | 2.0 | 1.0 | 711 | $1,200 | $1.69 | 21d | 1 | 1.13mi |
| 4215 W 2nd Ave Kennewick, WA | 3.0 | 2.0 | 1348 | $2,595 | $1.93 | 44d | 1 | 1.14mi |
| 108 S Tweedt Pl Kennewick, WA | 2.0 | 2.0 | 1258 | $1,795 | $1.43 | 44d | 1 | 1.21mi |
| 1608 W 14th Ave Unit 1614 Kennewick, WA | 2.0 | 1.0 | 750 | $995 | $1.33 | 21d | 1 | 1.22mi |
| 200 S Union St Kennewick, WA | 2.0 | 1.0–1.5 | 860 | $1,348 | $1.57 | 14d | 2 | 1.25mi |
| 4108 W Albany Ave Unit A-D Kennewick, WA | 2.0 | 1.5 | 945 | $1,395 | $1.48 | 44d | 1 | 1.25mi |
| 1702 W 7th Pl Unit B Kennewick, WA | 2.0 | 1.0 | 950 | $1,050 | $1.11 | 44d | 1 | 1.29mi |
| 1618 W 7th Pl Unit A Kennewick, WA | 2.0 | 1.0 | 920 | $1,050 | $1.14 | 44d | 1 | 1.30mi |
| 89 N Waverly Pl Apt E Kennewick, WA | 2.0 | 1.0 | 1000 | $1,250 | $1.25 | 44d | 1 | 1.34mi |
Listing history 7 events
-
2026-05-17status Pending 615-char remark
Show marketing remark (615 chars)
MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.
-
2026-04-10$105,000 Active 615-char remark
Show marketing remark (615 chars)
MLS# 291972 You won’t want to miss this well-maintained, corner lot home, conveniently located near schools, shopping, freeway access, parks, and the library. The property features a spacious yard with mature shade trees, covered parking, and a storage shed with electricity. Inside, you’ll find 2 bedrooms and 2 bathrooms and a replaced HVAC system offering comfortable living. With summer coming, you’ll love having access to the community pool to cool off. Schedule your private showing with your favorite Realtor today! Some rooms have been virtually staged to help buyers visualize the space.
-
2024-06-04soldstatus $90,000 Closed 188-char remark
Show marketing remark (188 chars)
MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.
-
2024-05-05historical Active Under Contract 188-char remark
Show marketing remark (188 chars)
MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.
-
2024-04-26price $89,900 188-char remark
Show marketing remark (188 chars)
MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.
-
2024-03-29price $99,000 188-char remark
Show marketing remark (188 chars)
MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.
-
2024-03-26$115,000 Active 188-char remark
Show marketing remark (188 chars)
MLS# 274664 Nicely refreshed 1974 Guerdon Van Dyke 24 x 48 Manufactured Home with covered carport and storage shed. Owner is willing to carry a private contract witha a large down payment.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 14 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,186
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,575
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,615
- − Management
- −$1,615
- − Depreciation
- −$3,055
- Taxable income
- $5,920
- Est. tax owed @ 24.0%
- −$1,421
- After-tax cash flow
- $5,819/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kennewick School District
- NCES district ID
- 5303930
- Math proficiency
- 43% ▼ -1.00%
- Reading proficiency
- 58% ▬ 0.00%
- Median HH income
- $54,191
- Composite
- 45.56/100
- National rank
- #5667
- State rank
- #141 of 291 in WA
Livability — Kennewick
- Score
- 78/100
- State rank
- #131
- US rank
- #2599
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kennewick, WA
- County
- Benton County · 186,895 people
- City population
- 104,655
- Metro
- Kennewick-Richland, WA
- Population (ZIP)
- 20,633
- Household income
- $111,042
- Rent vs Own
- Severe rent burden
- 281.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 219,421 people
- By 2030
- 233,813 · +6.6%
- By 2040
- 262,134 · +19.5%
- By 2050
- 290,100 · +32.2%
- By 2075
- 363,525 · +65.7%
- By 2100
- 418,667 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 16% Two or more races 10% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 15%
- Common ancestry
- Portuguese 3% Slovak 3% Iranian 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 83% English-only · Spanish 10% Arabic 2% Other Indo-European 1%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+21.9) · D 37.7% · R 59.6% · Other 2.7%
- 2008→2024 swing
- +4.2pp toward D · 2008: -26.1pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+21.0 2016: R+26.6 2012: R+27.0 2008: R+26.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -167.63%
- Current HPI
- 229.7474
- Rent YoY
- —
- Metro
- Kennewick-Richland, WA
- State GDP YoY
- ▲ 4.65%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in WA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 2 | $269B |
|
||
| Technology / Retail | 1 | $638B |
|
||
| Technology | 1 | $245B |
|
||
| Telecommunications | 1 | $38B |
|
||
| Food / Beverage | 1 | $36B |
|
||
| Automotive / Trucks | 1 | $34B |
|
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Price history
-8.7% since first listed7 events — show timeline
- 2026-05-17 Pending — PACMLS
- 2026-04-10 Listed $105,000 PACMLS
- 2024-06-04 Sold (MLS) $90,000 PACMLS
- 2024-05-05 Contingent — PACMLS
- 2024-04-26 Price Changed $89,900 PACMLS
- 2024-03-29 Price Changed $99,000 PACMLS
- 2024-03-26 Listed $115,000 PACMLS
Property tax history
+45.0%/yrLatest (2026): $122 · -5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…