1426 Edgefield Ln · Hueytown, AL 35023

$209,000

3 bd · 2.0 ba · 1,756 sqft · SingleFamily public records · 200 Days on market

Built 1977 0.34 ac lot $119/sqft · 15% below area Est $248k · 16% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• ARV discount +14.6/15.0
• DSCR +4.8/10.0
• Appreciation +4.7/10.0
• 1% rule +3.2/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

Key facts

• Master suite
• Cozy living room
• Stone fireplace

Tags

• GLEAMING HARDWOODS
• COZY LIVING ROOM
• DEN WITH LARGE WINDOWS
• STONE FIREPLACE
• EXTRA-LARGE LAUNDRY ROOM
• MASTER SUITE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $209k.

Deal economics

• At list price, monthly cash flow is $87 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (17.8% below list).
• Recommended offer: $172k (17.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $191 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 200 days — a 12% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $29k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 34% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,899 (17.8% below list)

Questions for the listing agent

1. It's been on market 200 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.79%
• Cash-on-cash: 1.79%
• DSCR: 1.08
• GRM: 10.1

CMA / ARV

• ARV (median comp): $247,878
• List price: $209,000
• Delta: -15.68%
• Verdict: UNDERPRICED
• Comps: 18 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3022 Lee Ann Dr	0.40mi	4/2.5 (+1)	1,767 (+1%)	23mo	$220,000	$125	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -3.4%
• Equity multiple: 0.85×
• Total profit: $-8,842
• Equity at exit: $54,492

10-year hold

• IRR: 1.9%
• Equity multiple: 1.18×
• Total profit: $10,625
• Equity at exit: $60,742

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 251
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,719 medium
• Mortgage (P&I): −$1,096
• Tax from tax record: −$88 /mo · $1,050/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $87

Break-even live

Break-even rent $1,608

Max offer price $209,000

Occupancy floor 90%

Sensitivity live

Price	-10% $206	-5% $147	+0% $87	+5% $28	+10% $-31
Rent	-10% $-48	-5% $19	+0% $87	+5% $155	+10% $223
Rate	-1.0pp $193	-0.5pp $141	base $87	+0.5pp $33	+1.0pp $-22

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,250
• Closing costs: $6,270
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
531 Tinker St Bessemer, AL	3.0	2.0	1766	$2,450	$1.39	11d	1	1.46mi

Listing history 28 events

1. 2026-06-18
   days on market $209,000 Active 200 DOM
2. 2026-06-17
   days on market $209,000 Active 199 DOM
3. 2026-06-16
   days on market $209,000 Active 198 DOM
4. 2026-06-15
   days on market $209,000 Active 197 DOM
5. 2026-06-13
   days on market $209,000 Active 195 DOM
6. 2026-06-10
   days on market $209,000 Active 192 DOM
7. 2026-06-09
   days on market $209,000 Active 191 DOM
8. 2026-06-08
   days on market $209,000 Active 190 DOM
9. 2026-06-07
   days on market $209,000 Active 189 DOM
10. 2026-06-03
    days on market $209,000 Active 185 DOM
11. 2026-06-02
    days on market $209,000 Active 184 DOM
12. 2026-06-01
    days on market $209,000 Active 183 DOM
13. 2026-05-31
    days on market $209,000 Active 182 DOM
14. 2026-05-05
    price $209,000 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

15. 2026-04-22
    price $210,000 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

16. 2026-04-22
    status Active 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

17. 2026-04-17
    historical Contingent 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

18. 2026-04-09
    price $215,000 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

19. 2026-03-26
    price $227,570 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

20. 2026-03-02
    price $232,570 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

21. 2025-11-28
    listed $237,570 Active 434-char remark

    Show marketing remark (434 chars)

    Check out this Hueytown beauty. Here's what it has to offer a quiet street, tranquil setting, gleaming hardwoods, a cozy living room off the eat-in kitchen, den with large windows and stone fireplace. Extra-large laundry room with garage entrance 3 bedrooms upstairs, including a master suite with his and her closets, private bath, jetted tub and screen porch. Patio perfect for a firepit. Don't miss out on this amazing opportunity.

22. 2022-11-23
    soldstatus $205,000
23. 2022-09-16
    price $205,500
24. 2022-08-09
    price $215,990
25. 2022-07-19
    price $235,000
26. 2022-06-15
    price $249,900
27. 2022-05-20
    price $259,900
28. 1990-03-20
    soldstatus $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,050 · $88/mo
• Projected year-2 tax: $1,050 · $88/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 34% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,628
• − Mortgage interest: −$11,707
• − Property taxes: −$1,050
• − Insurance: −$1,045
• − Repairs & maintenance: −$1,650
• − Management: −$1,650
• − Depreciation: −$6,080
• Taxable loss: −$2,555
• Est. tax savings @ 24.0%: +$613
• After-tax cash flow: $1,662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+409.8% since first listed

15 events — show timeline

• 2026-05-05 Price Changed $209,000 Greater Alabama MLS
• 2026-04-22 Price Changed $210,000 Greater Alabama MLS
• 2026-04-22 Relisted — Greater Alabama MLS
• 2026-04-17 Contingent — Greater Alabama MLS
• 2026-04-09 Price Changed $215,000 Greater Alabama MLS
• 2026-03-26 Price Changed $227,570 Greater Alabama MLS
• 2026-03-02 Price Changed $232,570 Greater Alabama MLS
• 2025-11-28 Listed $237,570 Greater Alabama MLS
• 2022-11-23 Sold (Public Records) $205,000 Public Records
• 2022-09-16 Price Changed $205,500 Greater Alabama MLS
• 2022-08-09 Price Changed $215,990 Greater Alabama MLS
• 2022-07-19 Price Changed $235,000 Greater Alabama MLS
• 2022-06-15 Price Changed $249,900 Greater Alabama MLS
• 2022-05-20 Price Changed $259,900 Greater Alabama MLS
• 1990-03-20 Sold (Public Records) $41,000 Public Records

Property tax history

-5.7%/yr

Latest (2025): $1,050 · -5.7% YoY. Source: county tax records.