6845 E Osborn Rd Unit F · Scottsdale, AZ 85251

$395,000

2 bd · 2.0 ba · 1,424 sqft · Condo public records · 110 Days on market

Built 1965 $277/sqft · 20% below area Est $492k · 20% under $296/mo HOA · 11% of rent

---

Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.8/30.0
• Schools +4.8/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• 1% rule +1.9/10.0
• DSCR +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

Key facts

• Remodeled kitchen
• Private back patio
• $296 HOA

Tags

• REMODELED KITCHEN
• PRIVATE BACK PATIO

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $395k.

Deal economics

• At list price, monthly cash flow is $-446 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $316k (20.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $274k (30.7% below list).
• Recommended offer: $274k (30.7% below list) — sets the bar for 1% rule.
• Cap rate 4.9% vs local median 2.5% in Scottsdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#4 in AZ, #1,756 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, cost of living F.
• Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.6%/yr); 582 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent runs 35% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($359k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 22y ago; this cycle's ask is 15700% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 5→12/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $273,547 (30.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
3. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 4.94%
• Cash-on-cash: -4.84%
• DSCR: 0.78
• GRM: 12.0

CMA / ARV

• ARV (median comp): $491,580
• List price: $395,000
• Delta: -19.65%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -27.7%
• Equity multiple: 0.09×
• Total profit: $-100,494
• Equity at exit: $58,896

10-year hold

• IRR: -41.3%
• Equity multiple: -0.40×
• Total profit: $-155,243
• Equity at exit: $34,152

Cash invested: $110,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85251

• Rents YoY: -1.6%
• Active inventory: 582
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $2,735 high
• Mortgage (P&I): −$2,071
• Tax from tax record: −$75 /mo · $906/yr
• Insurance: −$165
• HOA: −$296
• Vacancy / Maint / Mgmt: −$574
• Net cashflow: $-446

Break-even live

Break-even rent $3,301

Max offer price $316,128

Occupancy floor —

Sensitivity live

Price	-10% $-223	-5% $-335	+0% $-446	+5% $-558	+10% $-670
Rent	-10% $-663	-5% $-555	+0% $-446	+5% $-338	+10% $-230
Rate	-1.0pp $-248	-0.5pp $-346	base $-446	+0.5pp $-549	+1.0pp $-653

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $98,750
• Closing costs: $11,850
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6829 E Osborn Rd Unit A Scottsdale, AZ	3.0	1.5	1424	$2,200	$1.54	44d	1	0.02mi
6909 E Osborn Rd Unit A Scottsdale, AZ	3.0	2.0	1513	$2,850	$1.88	44d	1	0.06mi
3313 N 68th St Scottsdale, AZ	2.0	2.0	932	$1,935	$2.08	3d	4	0.07mi
3313 N 68th St Scottsdale, AZ	2.0	2.0	932	$2,992	$3.21	18d	2	0.07mi
3313 N 68th St Scottsdale, AZ	2.0	2.0	932	$2,744	$2.94	11d	3	0.07mi
3313 N 68th St Scottsdale, AZ	1.0–2.0	1.0–2.0	790	$3,488	$4.41	44d	3	0.07mi
3313 N 68th St Unit 235E Scottsdale, AZ	2.0	2.0	932	$1,599	$1.72	24d	1	0.09mi
6921 E Osborn Rd Unit D Scottsdale, AZ	2.0	1.5	1120	$2,495	$2.23	21d	1	0.09mi
6929 E 6th St Scottsdale, AZ	2.0	2.0	1118	$5,900	$5.28	4d	1	0.12mi
3314 N 68th St #233 Scottsdale, AZ	2.0	2.0	932	$2,200	$2.36	44d	1	0.13mi
3207 N 69th Pl Scottsdale, AZ	3.0	2.0	1464	$3,800	$2.60	44d	1	0.16mi
6990 E 6th St Scottsdale, AZ	2.0	2.5–3.5	1679	$6,745	$4.02	44d	2	0.17mi
3212 N 70th St Scottsdale, AZ	2.0	1.5	1000	$2,145	$2.15	8d	3	0.18mi
6925 E 4th St Scottsdale, AZ	1.0–2.0	1.5	1029	$3,000	$2.92	21d	2	0.19mi
6925 E 4th St #2 Scottsdale, AZ	1.0	1.5	1029	$3,000	$2.92	44d	1	0.19mi
6839 E Earll Dr Scottsdale, AZ	3.0	2.0	1720	$3,000	$1.74	45d	1	0.23mi
6936 E 4th St Scottsdale, AZ	2.0	1.0	884	$1,900	$2.15	4d	2	0.23mi
6809 E Earll Dr Apt E Scottsdale, AZ	2.0	1.0	1619	$6,000	$3.71	44d	1	0.24mi
6915 E 3rd St Unit 2004 Scottsdale, AZ	2.0	2.0	1200	$2,100	$1.75	19d	1	0.24mi
7023 E 4th St Scottsdale, AZ	2.0	2.5	1325	$2,500	$1.89	3d	1	0.25mi
6805 E 2nd St #11 Scottsdale, AZ	2.0	1.0	990	$2,100	$2.12	44d	1	0.27mi
6805 E 2nd St Unit 1546042P Scottsdale, AZ	2.0	1.0	979	$2,156	$2.20	15d	1	0.27mi
6621 E 4th St Scottsdale, AZ	3.0	2.0	1433	$4,700	$3.28	44d	1	0.29mi
6644 E Earll Dr Unit Earll6644-2 Scottsdale, AZ	2.0	1.0	921	$1,900	$2.06	22d	1	0.32mi
7021 E Earll Dr Scottsdale, AZ	2.0	1.0–2.0	1130	$4,325	$3.83	44d	4	0.33mi
7021 E Earll Dr Scottsdale, AZ	2.0	2.0	1130	$4,298	$3.80	3d	3	0.33mi
7021 E Earll Dr Scottsdale, AZ	2.0	2.0	1130	$4,198	$3.71	5d	4	0.33mi
3300 N Scottsdale Rd Scottsdale, AZ	2.0	1.0–2.0	875	$2,891	$3.30	2d	29	0.33mi
6951 E 1st St Unit 3 Scottsdale, AZ	2.0	1.0	1109	$2,500	$2.25	44d	1	0.36mi
6961 E 1st St Unit 1 Scottsdale, AZ	2.0	1.0	900	$2,500	$2.78	44d	1	0.37mi
2959 N 68th Pl #102 Scottsdale, AZ	2.0	2.0	980	$5,000	$5.10	44d	1	0.37mi
3002 N 70th St Scottsdale, AZ	1.0–20.0	1.0–2.0	759	$1,396	$1.84	8d	3	0.38mi
2935 N 68th St Scottsdale, AZ	2.0	2.0	1154	$2,798	$2.42	22d	2	0.38mi
3234 N Scottsdale Rd Scottsdale, AZ	1.0–2.0	1.0–2.0	1041	$3,204	$3.08	2d	20	0.39mi
3414 N Navajo Trl Scottsdale, AZ	3.0	2.0	1200	$2,850	$2.38	44d	1	0.39mi
3105 N 71st St Scottsdale, AZ	3.0	3.5	1623	$3,750	$2.31	15d	1	0.39mi
6811 E Main St Scottsdale, AZ	1.0–2.0	1.0–2.0	850	$2,863	$3.37	1d	7	0.40mi
6901 E Main St Scottsdale, AZ	2.0	1.0–2.0	795	$3,545	$4.46	2d	6	0.42mi
2929 N 70th St Scottsdale, AZ	1.0–3.0	1.0–2.0	1038	$1,856	$1.79	2d	57	0.42mi
2929 N 70th St Scottsdale, AZ	1.0–3.0	1.0–2.0	1038	$1,823	$1.76	11d	62	0.42mi

HOA detail condo

• Monthly dues: $296 · $3,552/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 45 events

1. 2026-06-18
   days on market $395,000 Active 110 DOM
2. 2026-06-17
   days on market $395,000 Active 109 DOM
3. 2026-06-16
   days on market $395,000 Active 108 DOM
4. 2026-06-15
   days on market $395,000 Active 107 DOM
5. 2026-06-13
   days on market $395,000 Active 105 DOM
6. 2026-06-09
   pricedays on market $395,000 Active 101 DOM
7. 2026-06-08
   days on market $397,000 Active 100 DOM
8. 2026-06-07
   days on market $397,000 Active 99 DOM
9. 2026-06-04
   days on market $397,000 Active 96 DOM
10. 2026-06-03
    days on market $397,000 Active 95 DOM
11. 2026-06-02
    days on market $397,000 Active 94 DOM
12. 2026-06-01
    days on market $397,000 Active 93 DOM
13. 2026-05-31
    days on market $397,000 Active 92 DOM
14. 2026-05-20
    listed $2,500
15. 2026-05-15
    price $397,000 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

16. 2026-05-02
    price $398,000 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

17. 2026-04-27
    price $399,000 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

18. 2026-04-21
    price $400,000 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

19. 2026-03-24
    price $418,000 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

20. 2026-02-28
    listed $445,000 Active 392-char remark

    Show marketing remark (392 chars)

    Beautifully updated townhome in the heart of Old Town Scottsdale! Located next to the sparkling pool in a community approved for short term rentals. Remodeled kitchen, stylish large tile floors, modern fixtures and finishes throughout that match the vibe of the location. Private back patio is the perfect place to relax after a day by the pool or experiencing Old Town. This one has it all!

21. 2026-02-23
    soldstatus $382,000
22. 2023-02-09
    soldstatus $591,400 Closed 1437-char remark

    Show marketing remark (1437 chars)

    Stylish Old Town Scottsdale Townhome Short Term Rental Approved For Immediate SALE! Fully Furnished, Turn Key, Low Maintenance, High Efficiency, Custom Designer Space, Next to Sparkling Pool Guaranteed to Wow! 2 story, 2 bed, 2.5 bath, 1,424 sqft designed and decorated for spacious, private, utilized, enjoyable areas. Rock Star Vibes Upstairs - 2 Queen Beds, 2 Full Baths, 1 Bedroom Workspace with Desk, Low Profile Bed Frames, Wall mount smart TVs and décor. Jungle Vibes Downstairs - Sofa and Queen Sofa Bed, Single Futon, Smart TV w/ Custom Stand, Accent Chairs, Powder Room, New Dining Table, Island w/ Barstools, Kitchen Supplies, Custom Lighting and Selfie Wall! 2 Covered parking spaces, Outdoor Water Heater and Storage room. Quiet Community near Malls, Freeway, Airport, Golf and Hospitals October 2021 New AC, New Floors, Refinished Wood Stairs, Remodeled Kitchen with New Granite Countertops, New Sink, Faucet and Dishwasher, New Washer, New Dryer, All New Bathroom Plumbing, Fixtures, Exhaust Fans, Toilets, Vanities, Cabinets, Hotel Style Light Up Mirrors and Rain Shower Heads, Shower and Tub inserts. Programmable Thermostat, New Fans, New Schlage Digital Keyless Entry, Ring Doorbell Front and Back, New Back Gate. Back Patio Concrete Sealed, New Turf, New Gazebo, New Patio Furniture with Gas Fire Pit and Custom Galvanized Outside Bar with Step and New BBQ Grill! ALL FACTS AND FIGURES TO BE VERIFIED BY BUYER

23. 2023-02-09
    soldstatus $591,400

    Show marketing remark (1437 chars)

    Stylish Old Town Scottsdale Townhome Short Term Rental Approved For Immediate SALE! Fully Furnished, Turn Key, Low Maintenance, High Efficiency, Custom Designer Space, Next to Sparkling Pool Guaranteed to Wow! 2 story, 2 bed, 2.5 bath, 1,424 sqft designed and decorated for spacious, private, utilized, enjoyable areas. Rock Star Vibes Upstairs - 2 Queen Beds, 2 Full Baths, 1 Bedroom Workspace with Desk, Low Profile Bed Frames, Wall mount smart TVs and décor. Jungle Vibes Downstairs - Sofa and Queen Sofa Bed, Single Futon, Smart TV w/ Custom Stand, Accent Chairs, Powder Room, New Dining Table, Island w/ Barstools, Kitchen Supplies, Custom Lighting and Selfie Wall! 2 Covered parking spaces, Outdoor Water Heater and Storage room. Quiet Community near Malls, Freeway, Airport, Golf and Hospitals October 2021 New AC, New Floors, Refinished Wood Stairs, Remodeled Kitchen with New Granite Countertops, New Sink, Faucet and Dishwasher, New Washer, New Dryer, All New Bathroom Plumbing, Fixtures, Exhaust Fans, Toilets, Vanities, Cabinets, Hotel Style Light Up Mirrors and Rain Shower Heads, Shower and Tub inserts. Programmable Thermostat, New Fans, New Schlage Digital Keyless Entry, Ring Doorbell Front and Back, New Back Gate. Back Patio Concrete Sealed, New Turf, New Gazebo, New Patio Furniture with Gas Fire Pit and Custom Galvanized Outside Bar with Step and New BBQ Grill! ALL FACTS AND FIGURES TO BE VERIFIED BY BUYER

24. 2023-01-21
    historical Under Contract Accepting Backups 1437-char remark

    Show marketing remark (1437 chars)

    Stylish Old Town Scottsdale Townhome Short Term Rental Approved For Immediate SALE! Fully Furnished, Turn Key, Low Maintenance, High Efficiency, Custom Designer Space, Next to Sparkling Pool Guaranteed to Wow! 2 story, 2 bed, 2.5 bath, 1,424 sqft designed and decorated for spacious, private, utilized, enjoyable areas. Rock Star Vibes Upstairs - 2 Queen Beds, 2 Full Baths, 1 Bedroom Workspace with Desk, Low Profile Bed Frames, Wall mount smart TVs and décor. Jungle Vibes Downstairs - Sofa and Queen Sofa Bed, Single Futon, Smart TV w/ Custom Stand, Accent Chairs, Powder Room, New Dining Table, Island w/ Barstools, Kitchen Supplies, Custom Lighting and Selfie Wall! 2 Covered parking spaces, Outdoor Water Heater and Storage room. Quiet Community near Malls, Freeway, Airport, Golf and Hospitals October 2021 New AC, New Floors, Refinished Wood Stairs, Remodeled Kitchen with New Granite Countertops, New Sink, Faucet and Dishwasher, New Washer, New Dryer, All New Bathroom Plumbing, Fixtures, Exhaust Fans, Toilets, Vanities, Cabinets, Hotel Style Light Up Mirrors and Rain Shower Heads, Shower and Tub inserts. Programmable Thermostat, New Fans, New Schlage Digital Keyless Entry, Ring Doorbell Front and Back, New Back Gate. Back Patio Concrete Sealed, New Turf, New Gazebo, New Patio Furniture with Gas Fire Pit and Custom Galvanized Outside Bar with Step and New BBQ Grill! ALL FACTS AND FIGURES TO BE VERIFIED BY BUYER

25. 2023-01-15
    listed $579,900 Active 1437-char remark

    Show marketing remark (1437 chars)

    Stylish Old Town Scottsdale Townhome Short Term Rental Approved For Immediate SALE! Fully Furnished, Turn Key, Low Maintenance, High Efficiency, Custom Designer Space, Next to Sparkling Pool Guaranteed to Wow! 2 story, 2 bed, 2.5 bath, 1,424 sqft designed and decorated for spacious, private, utilized, enjoyable areas. Rock Star Vibes Upstairs - 2 Queen Beds, 2 Full Baths, 1 Bedroom Workspace with Desk, Low Profile Bed Frames, Wall mount smart TVs and décor. Jungle Vibes Downstairs - Sofa and Queen Sofa Bed, Single Futon, Smart TV w/ Custom Stand, Accent Chairs, Powder Room, New Dining Table, Island w/ Barstools, Kitchen Supplies, Custom Lighting and Selfie Wall! 2 Covered parking spaces, Outdoor Water Heater and Storage room. Quiet Community near Malls, Freeway, Airport, Golf and Hospitals October 2021 New AC, New Floors, Refinished Wood Stairs, Remodeled Kitchen with New Granite Countertops, New Sink, Faucet and Dishwasher, New Washer, New Dryer, All New Bathroom Plumbing, Fixtures, Exhaust Fans, Toilets, Vanities, Cabinets, Hotel Style Light Up Mirrors and Rain Shower Heads, Shower and Tub inserts. Programmable Thermostat, New Fans, New Schlage Digital Keyless Entry, Ring Doorbell Front and Back, New Back Gate. Back Patio Concrete Sealed, New Turf, New Gazebo, New Patio Furniture with Gas Fire Pit and Custom Galvanized Outside Bar with Step and New BBQ Grill! ALL FACTS AND FIGURES TO BE VERIFIED BY BUYER

26. 2021-09-20
    soldstatus $390,000 Closed
27. 2021-09-20
    soldstatus $389,900
28. 2021-08-31
    historical Under Contract Accepting Backups
29. 2021-08-26
    price $389,900
30. 2021-08-26
    status Active
31. 2021-08-25
    historical
32. 2021-08-13
    historical Under Contract Accepting Backups
33. 2021-08-05
    status Active
34. 2021-07-23
    historical Under Contract Accepting Backups
35. 2021-07-07
    status Active
36. 2021-07-07
    historical
37. 2021-07-01
    historical Under Contract Accepting Backups
38. 2021-06-21
    listed $399,900 Active
39. 2007-07-09
    historical
40. 2007-06-11
    listed $268,000
41. 2004-11-30
    soldstatus $142,900
42. 2004-11-30
    soldstatus $142,900
43. 2004-10-24
    listed $142,900
44. 1993-12-08
    soldstatus $61,000
45. 1974-05-17
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $906 · $75/mo
• Projected year-2 tax: $2,607 · $217/mo
• Expected delta: +$1,701/yr (+$142/mo · 187.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 5 d/yr ≥112°F today · 12 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,826
• − Mortgage interest: −$22,126
• − Property taxes: −$906
• − Insurance: −$1,975
• − Repairs & maintenance: −$2,626
• − Management: −$2,626
• − HOA: −$3,552
• − Depreciation: −$11,491
• Taxable loss: −$12,476
• Est. tax savings @ 24.0%: +$2,994
• After-tax cash flow: $-2,363/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Scottsdale Unified District (4240)
• NCES district ID: 0407570
• Math proficiency: 53% ▼ -10.00%
• Reading proficiency: 55% ▼ -8.00%
• Median HH income: $70,139
• Composite: 48.02/100
• National rank: #2196
• State rank: #30 of 249 in AZ

Livability — Scottsdale

• Score: 80/100
• State rank: #4
• US rank: #1756

Category grades

Amenities A+ Commute A+ Cost of living F Crime B+ Employment A+ Housing A- Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Scottsdale, AZ
• County: Maricopa County · 4,537,380 people
• City population: 290,846
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 40,780
• Household income: $92,851
• Rent vs Own: 51.5% rent · 48.5% own
• Severe rent burden: 2259.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 10% Asian 2% Black 2%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Italian 5% Romanian 3% Portuguese 3%
• Foreign-born: 9% · Canada
• Languages at home: 88% English-only · Spanish 7% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -672.80%
• Current HPI: 372.433
• Rent YoY: ▼ -1.58%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-90.4% since first listed

32 events — show timeline

• 2026-05-20 Listed for Rent $2,500 ARMLS
• 2026-05-15 Price Changed $397,000 ARMLS
• 2026-05-02 Price Changed $398,000 ARMLS
• 2026-04-27 Price Changed $399,000 ARMLS
• 2026-04-21 Price Changed $400,000 ARMLS
• 2026-03-24 Price Changed $418,000 ARMLS
• 2026-02-28 Listed $445,000 ARMLS
• 2026-02-23 Sold (Public Records) $382,000 Public Records
• 2023-02-09 Sold (Public Records) $591,400 Public Records
• 2023-02-09 Sold (MLS) $591,400 ARMLS
• 2023-01-21 Contingent — ARMLS
• 2023-01-15 Listed $579,900 ARMLS
• 2021-09-20 Sold (Public Records) $389,900 Public Records
• 2021-09-20 Sold (MLS) $390,000 ARMLS
• 2021-08-31 Contingent — ARMLS
• 2021-08-26 Price Changed $389,900 ARMLS
• 2021-08-26 Relisted — ARMLS
• 2021-08-25 Listing Removed — ARMLS
• 2021-08-13 Contingent — ARMLS
• 2021-08-05 Relisted — ARMLS
• 2021-07-23 Contingent — ARMLS
• 2021-07-07 Relisted — ARMLS
• 2021-07-07 Listing Removed — ARMLS
• 2021-07-01 Contingent — ARMLS
• 2021-06-21 Listed $399,900 ARMLS
• 2007-07-09 Listing Removed — ARMLS
• 2007-06-11 Listed $268,000 ARMLS
• 2004-11-30 Sold (Public Records) $142,900 Public Records
• 2004-11-30 Sold (MLS) $142,900 ARMLS
• 2004-10-24 Listed $142,900 ARMLS
• 1993-12-08 Sold (Public Records) $61,000 Public Records
• 1974-05-17 Sold (Public Records) $26,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $906 · +4.2% YoY. Source: county tax records.