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932 Vankirk St
D Composite 44.25
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$18,000

932 Vankirk St · Clairton, PA 15025
2 bd · 1.0 ba · 992 sqft · Townhouse public records · 1 Days on market
Built 1930 2,639 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!

Key facts

  • Built 1930

Property features AI

Finance

  • Financial info: Annual tax approximately $993; Assessed value approximately $17,600

Exterior

  • Utilities: Public water; Public sewer
  • Home design: 2-story property
  • Construction: Built as resale property
  • Exterior features: Lot approximately 0.0606 acres; Public sewer; Public water

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: Resale condition

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $18k.

Deal economics

  • At list price, monthly cash flow is $762 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $18k).
  • Cap rate 57.1% vs local median 12.7% in Clairton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
  • Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $124 of loan paydown is wiped out by about $540 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $14k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $18,000

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
6.23%
Cap rate
57.07%
Cash-on-cash
181.35%
DSCR
9.07
GRM
1.3

CMA / ARV

ARV (median comp)
$38,590
List price
$18,000
Delta
-32.62%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
905 Vankirk St 0.07mi 2/1.0 960 (-3%) 6mo $42,000 $44 86
630 Farnsworth Ave 0.34mi 2/1.0 1,016 (+2%) 10mo $29,423 $29 72
559 Farnsworth Ave 0.27mi 2/1.0 896 (-10%) 20mo $37,000 $41 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
11.23×
Total profit
$51,538
Equity at exit
$2,684
10-year hold
IRR
Equity multiple
27.66×
Total profit
$134,389
Equity at exit
$1,556

Cash invested: $5,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15025

Home prices YoY
-34.4%
Rents YoY
10.5%
Active inventory
94
Price-to-rent
1.3×

Monthly cashflow live

Estimated rent
$1,122 high interval (Pro) →
Mortgage (P&I)
$94
Tax est. 1.5%
$22 /mo · $270/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$762

Break-even live

Break-even rent $157
Max offer price $18,000
Occupancy floor 27%

Sensitivity live

Price -10% $774 -5% $768 +0% $762 +5% $755 +10% $749
Rent -10% $673 -5% $717 +0% $762 +5% $806 +10% $850
Rate -1.0pp $771 -0.5pp $766 base $762 +0.5pp $757 +1.0pp $752

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,500
Closing costs
$540
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
927 Vankirk St Clairton, PA 2.0 1.0 840 $1,150 $1.37 13d 1 0.04mi
929 Vankirk St Unit 1 Clairton, PA 2.0 1.5 810 $1,050 $1.30 44d 1 0.04mi
601 Farnsworth Ave Clairton, PA 2.0 1.0 1004 $995 $0.99 5d 1 0.28mi
618 Farnsworth Ave Clairton, PA 2.0 1.0 896 $1,050 $1.17 44d 1 0.31mi
753 East Dr Clairton, PA 3.0 1.0 1000 $1,100 $1.10 44d 1 0.40mi
127 Constitution Cir Clairton, PA 2.0 1.0 972 $1,275 $1.31 2d 1 0.45mi
127 Constitution Cir Clairton, PA 2.0 1.0 1063 $1,275 $1.20 11d 1 0.45mi
422 Mitchell Ave Rear Rear Clairton, PA 1.0 1.0 900 $975 $1.08 18d 1 0.49mi
505 Wylie Ave Clairton, PA 2.0 1.0 791 $1,500 $1.90 2d 1 0.50mi
540 Reed St Unit 1 Clairton, PA 1.0 1.0 528 $799 $1.51 44d 1 0.66mi
2140 Lincoln Blvd Elizabeth, PA 2.0 1.0 968 $790 $0.82 44d 1 0.67mi
446 Waddell Ave Unit 446 1/2 Clairton, PA 1.0 1.0 900 $595 $0.66 44d 1 0.67mi
701-703 Waddell Ave Clairton, PA 1.0 1.0 700 $900 $1.29 24d 1 0.81mi
1347 High Rd Clairton, PA 2.0 1.0 870 $1,250 $1.44 44d 1 0.99mi
168 Center Ave Unit 1 left) Elizabeth, PA 2.0 1.0 950 $895 $0.94 24d 1 1.18mi

Listing history 14 events

  1. 2026-06-19
    pricestatusdays on marketlisting id $18,000 Active 1 DOM
  2. 2025-10-17
    price $26,000 442-char remark
    Show marketing remark (442 chars)

    Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!

  3. 2025-08-25
    price $29,000 442-char remark
    Show marketing remark (442 chars)

    Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!

  4. 2025-08-03
    price $33,000 442-char remark
    Show marketing remark (442 chars)

    Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!

  5. 2025-06-28
    listed $35,000 Active 442-char remark
    Show marketing remark (442 chars)

    Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!

  6. 2025-04-23
    historical $1,200
  7. 2025-03-07
    listed $1,200
  8. 2025-03-03
    historical Expired 715-char remark
    Show marketing remark (715 chars)

    This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.

  9. 2024-05-16
    price $69,000 715-char remark
    Show marketing remark (715 chars)

    This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.

  10. 2024-05-16
    price $68,000 715-char remark
    Show marketing remark (715 chars)

    This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.

  11. 2024-05-02
    listed $73,500 Active 715-char remark
    Show marketing remark (715 chars)

    This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.

  12. 2023-01-18
    soldstatus $14,000
  13. 2001-07-19
    soldstatus $25,000
  14. 1977-11-28
    soldstatus $8,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,459
− Mortgage interest
−$1,008
− Property taxes
−$270
− Insurance
−$90
− Repairs & maintenance
−$1,077
− Management
−$1,077
− Depreciation
−$524
Taxable income
$9,414
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,259
After-tax cash flow
$6,881/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clairton City SD
NCES district ID
4206030
Math proficiency
7% ▼ -11.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$30,250
Composite
11.0/100
National rank
#9742
State rank
#520 of 539 in PA

Livability — Clairton

Score
63/100
State rank
#1308
US rank
#16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clairton, PA
County
Allegheny County · 1,022,028 people
City population
16,939
Metro
Pittsburgh, PA
Population (ZIP)
16,939
Household income
$76,531
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
572.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 2% Slovak 1%
Foreign-born
4% · China, Canada, India
Languages at home
96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.35%
Current HPI
183.858
Rent YoY
▲ 10.47%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+111.8% since first listed
15 events — show timeline
  • 2026-06-18 Listed $18,000 West Penn MLS
  • 2026-05-22 Delisted West Penn MLS
  • 2025-10-17 Price Changed $26,000 West Penn MLS
  • 2025-08-25 Price Changed $29,000 West Penn MLS
  • 2025-08-03 Price Changed $33,000 West Penn MLS
  • 2025-06-28 Listed $35,000 West Penn MLS
  • 2025-04-23 Rental Removed $1,200 REDFIN
  • 2025-03-07 Listed for Rent $1,200 REDFIN
  • 2025-03-03 Delisted West Penn MLS
  • 2024-05-16 Price Changed $69,000 West Penn MLS
  • 2024-05-16 Price Changed $68,000 West Penn MLS
  • 2024-05-02 Listed $73,500 West Penn MLS
  • 2023-01-18 Sold (Public Records) $14,000 Public Records
  • 2001-07-19 Sold (Public Records) $25,000 Public Records
  • 1977-11-28 Sold (Public Records) $8,500 Public Records

Property tax history

+12.6%/yr

Latest (2026): $993 · +11.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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