932 Vankirk St · Clairton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Rent growth +5.0/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$18,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!
Key facts
- Built 1930
Property features AI
Finance
- Financial info: Annual tax approximately $993; Assessed value approximately $17,600
Exterior
- Utilities: Public water; Public sewer
- Home design: 2-story property
- Construction: Built as resale property
- Exterior features: Lot approximately 0.0606 acres; Public sewer; Public water
Interior
- Bathrooms: 1 full bathroom
- Interior features: Resale condition
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $18k.
Deal economics
- At list price, monthly cash flow is $762 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $18k).
- Cap rate 57.1% vs local median 12.7% in Clairton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
- Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- This rent is only 18% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $124 of loan paydown is wiped out by about $540 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $14k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.23% ✓
- Cap rate
- 57.07%
- Cash-on-cash
- 181.35%
- DSCR
- 9.07
- GRM
- 1.3
CMA / ARV
- ARV (median comp)
- $38,590
- List price
- $18,000
- Delta
- -32.62%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 905 Vankirk St | 0.07mi | 2/1.0 | 960 (-3%) | 6mo | $42,000 | $44 | 86 |
| 630 Farnsworth Ave | 0.34mi | 2/1.0 | 1,016 (+2%) | 10mo | $29,423 | $29 | 72 |
| 559 Farnsworth Ave | 0.27mi | 2/1.0 | 896 (-10%) | 20mo | $37,000 | $41 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 11.23×
- Total profit
- $51,538
- Equity at exit
- $2,684
- IRR
- —
- Equity multiple
- 27.66×
- Total profit
- $134,389
- Equity at exit
- $1,556
Cash invested: $5,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15025
- Home prices YoY
- -34.4%
- Rents YoY
- 10.5%
- Active inventory
- 94
- Price-to-rent
- 1.3×
Monthly cashflow live
- Estimated rent
- $1,122 high interval (Pro) →
- Mortgage (P&I)
- −$94
- Tax est. 1.5%
- −$22 /mo · $270/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$236
- Net cashflow
- $762
Break-even live
Sensitivity live
| Price | -10% $774 | -5% $768 | +0% $762 | +5% $755 | +10% $749 |
|---|---|---|---|---|---|
| Rent | -10% $673 | -5% $717 | +0% $762 | +5% $806 | +10% $850 |
| Rate | -1.0pp $771 | -0.5pp $766 | base $762 | +0.5pp $757 | +1.0pp $752 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,500
- Closing costs
- $540
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 927 Vankirk St Clairton, PA | 2.0 | 1.0 | 840 | $1,150 | $1.37 | 13d | 1 | 0.04mi |
| 929 Vankirk St Unit 1 Clairton, PA | 2.0 | 1.5 | 810 | $1,050 | $1.30 | 44d | 1 | 0.04mi |
| 601 Farnsworth Ave Clairton, PA | 2.0 | 1.0 | 1004 | $995 | $0.99 | 5d | 1 | 0.28mi |
| 618 Farnsworth Ave Clairton, PA | 2.0 | 1.0 | 896 | $1,050 | $1.17 | 44d | 1 | 0.31mi |
| 753 East Dr Clairton, PA | 3.0 | 1.0 | 1000 | $1,100 | $1.10 | 44d | 1 | 0.40mi |
| 127 Constitution Cir Clairton, PA | 2.0 | 1.0 | 972 | $1,275 | $1.31 | 2d | 1 | 0.45mi |
| 127 Constitution Cir Clairton, PA | 2.0 | 1.0 | 1063 | $1,275 | $1.20 | 11d | 1 | 0.45mi |
| 422 Mitchell Ave Rear Rear Clairton, PA | 1.0 | 1.0 | 900 | $975 | $1.08 | 18d | 1 | 0.49mi |
| 505 Wylie Ave Clairton, PA | 2.0 | 1.0 | 791 | $1,500 | $1.90 | 2d | 1 | 0.50mi |
| 540 Reed St Unit 1 Clairton, PA | 1.0 | 1.0 | 528 | $799 | $1.51 | 44d | 1 | 0.66mi |
| 2140 Lincoln Blvd Elizabeth, PA | 2.0 | 1.0 | 968 | $790 | $0.82 | 44d | 1 | 0.67mi |
| 446 Waddell Ave Unit 446 1/2 Clairton, PA | 1.0 | 1.0 | 900 | $595 | $0.66 | 44d | 1 | 0.67mi |
| 701-703 Waddell Ave Clairton, PA | 1.0 | 1.0 | 700 | $900 | $1.29 | 24d | 1 | 0.81mi |
| 1347 High Rd Clairton, PA | 2.0 | 1.0 | 870 | $1,250 | $1.44 | 44d | 1 | 0.99mi |
| 168 Center Ave Unit 1 left) Elizabeth, PA | 2.0 | 1.0 | 950 | $895 | $0.94 | 24d | 1 | 1.18mi |
Listing history 14 events
-
2026-06-19pricestatusdays on market $18,000 Active 1 DOM
-
2025-10-17price $26,000 442-char remark
Show marketing remark (442 chars)
Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!
-
2025-08-25price $29,000 442-char remark
Show marketing remark (442 chars)
Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!
-
2025-08-03price $33,000 442-char remark
Show marketing remark (442 chars)
Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!
-
2025-06-28$35,000 Active 442-char remark
Show marketing remark (442 chars)
Great investment opportunity! This 2-bedroom, 1-bathroom home offers the perfect chance to build equity with some additional updates and personal touches. Whether you’re an investor, aspiring flipper, or handy buyer ready to apply your DIY skills, this property is a fantastic way to get started in the renovation business. Don’t miss your chance to transform this house into a profitable flip or your next rental income property!
-
2025-04-23historical $1,200
-
2025-03-07$1,200
-
2025-03-03historical Expired 715-char remark
Show marketing remark (715 chars)
This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.
-
2024-05-16price $69,000 715-char remark
Show marketing remark (715 chars)
This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.
-
2024-05-16price $68,000 715-char remark
Show marketing remark (715 chars)
This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.
-
2024-05-02$73,500 Active 715-char remark
Show marketing remark (715 chars)
This meticulously cared-for home offers 2 bedrooms, 1 bathroom, and an additional bathroom in the basement. Step inside to find the cozy living room invites relaxation and socializing, spacious bedrooms adorned with hardwood floors, creating a welcoming ambiance throughout. The updated kitchen features plenty of cabinets, ensuring easy organization and effortless cooking. Relax and unwind in the updated bathroom, designed for both style and functionality. Plus, the convenience of an extra bathroom in the basement adds versatility to your lifestyle. Outside, a generous backyard beckons, providing ample room for outdoor enjoyment and gatherings with loved ones. Don't miss the opportunity to make it your own.
-
2023-01-18soldstatus $14,000
-
2001-07-19soldstatus $25,000
-
1977-11-28soldstatus $8,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,459
- − Mortgage interest
- −$1,008
- − Property taxes
- −$270
- − Insurance
- −$90
- − Repairs & maintenance
- −$1,077
- − Management
- −$1,077
- − Depreciation
- −$524
- Taxable income
- $9,414
- Est. tax owed @ 24.0%
- −$2,259
- After-tax cash flow
- $6,881/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clairton City SD
- NCES district ID
- 4206030
- Math proficiency
- 7% ▼ -11.00%
- Reading proficiency
- 21% ▼ -12.00%
- Median HH income
- $30,250
- Composite
- 11.0/100
- National rank
- #9742
- State rank
- #520 of 539 in PA
Livability — Clairton
- Score
- 63/100
- State rank
- #1308
- US rank
- #16085
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clairton, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 16,939
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 16,939
- Household income
- $76,531
- Rent vs Own
- Severe rent burden
- 572.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · China, Canada, India
- Languages at home
- 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.35%
- Current HPI
- 183.858
- Rent YoY
- ▲ 10.47%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+111.8% since first listed15 events — show timeline
- 2026-06-18 Listed $18,000 West Penn MLS
- 2026-05-22 Delisted — West Penn MLS
- 2025-10-17 Price Changed $26,000 West Penn MLS
- 2025-08-25 Price Changed $29,000 West Penn MLS
- 2025-08-03 Price Changed $33,000 West Penn MLS
- 2025-06-28 Listed $35,000 West Penn MLS
- 2025-04-23 Rental Removed $1,200 REDFIN
- 2025-03-07 Listed for Rent $1,200 REDFIN
- 2025-03-03 Delisted — West Penn MLS
- 2024-05-16 Price Changed $69,000 West Penn MLS
- 2024-05-16 Price Changed $68,000 West Penn MLS
- 2024-05-02 Listed $73,500 West Penn MLS
- 2023-01-18 Sold (Public Records) $14,000 Public Records
- 2001-07-19 Sold (Public Records) $25,000 Public Records
- 1977-11-28 Sold (Public Records) $8,500 Public Records
Property tax history
+12.6%/yrLatest (2026): $993 · +11.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…