1272 Carson · Haynesville, LA
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 58.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
$66,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This 3-bedroom, 1-bath home is a great opportunity for investors or buyers looking to add value with a little TLC. Featuring a functional layout, this property has strong potential as a rental or flip. Conveniently located just a couple of blocks from the local school, golf course, parks, and neighborhood community pool, it offers desirable amenities that appeal to future tenants or homeowners alike. The spacious bedrooms and practical floor plan provide a great starting point for updates and improvements. With a little vision and work, this property could become a standout income-producing home. Don’t miss this chance to unlock its potential!
Key facts
- Practical floor plan
- Spacious bedrooms
- 2 acre lot
Tags
Property features AI
Finance
- Financial info: Treat as clear loan type; No second mortgage
- HOA & community: No association
Exterior
- Parking: Attached carport; 1 covered parking space; 1 carport space
- Utilities: City water; City sewer; Electricity available; Individual gas meter; Individual water meter; Located in a Municipal Utility District
- Home design: Single family residence; Residential property; Attached property; Built in 1955
- Construction: Built in 1955
- Exterior features: 2-acre lot; Will not subdivide; GPS-friendly directions; Subdivision: Galloway Addition; County: Claiborne
Interior
- Kitchen: No appliances included
- Bedrooms: 3 bedrooms (primary bedroom on level 1)
- Bathrooms: 1 full bathroom
- Interior features: Cable TV available; One-level layout
- Laundry & utility: Utility room with full-size washer/dryer area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $66k.
Deal economics
- At list price, monthly cash flow is $206 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($848 rent vs $66k).
- Recommended offer: $64k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 60/100 on livability (#255 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: schools C-, health & safety D, amenities F.
- Claiborne Parish (rural): math 13% / reading 19% proficiency, ranked #77 of 98 in LA (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 13 active listings in the ZIP; 3 units permitted in Claiborne Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($456 loan paydown + $2k appreciation (3.0% local appreciation)).
- Claiborne County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 58% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 11.25%
- Cash-on-cash
- 17.69%
- DSCR
- 1.79
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $30,933
- List price
- $66,000
- Delta
- 113.36%
- Verdict
- OVERPRICED
- Comps
- 3 within 2.0 mi
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.0%
- Equity multiple
- 2.14×
- Total profit
- $21,084
- Equity at exit
- $29,676
- IRR
- 21.2%
- Equity multiple
- 4.07×
- Total profit
- $56,710
- Equity at exit
- $45,735
Cash invested: $18,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71038
- Active inventory
- 13
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $848 medium interval (Pro) →
- Mortgage (P&I)
- −$346
- Tax from tax record
- −$24 /mo · $290/yr
- Insurance
- −$28
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$178
- Net cashflow
- $206
Break-even live
Sensitivity live
| Price | -10% $243 | -5% $225 | +0% $206 | +5% $187 | +10% $169 |
|---|---|---|---|---|---|
| Rent | -10% $139 | -5% $172 | +0% $206 | +5% $239 | +10% $273 |
| Rate | -1.0pp $239 | -0.5pp $223 | base $206 | +0.5pp $189 | +1.0pp $171 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,500
- Closing costs
- $1,980
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-21days on market $66,000 Active 51 DOM
-
2026-06-18days on market $66,000 Active 49 DOM
-
2026-06-17days on market $66,000 Active 48 DOM
-
2026-06-16days on market $66,000 Active 47 DOM
-
2026-06-15days on market $66,000 Active 46 DOM
-
2026-06-13days on market $66,000 Active 44 DOM
-
2026-06-12days on market $66,000 Active 43 DOM
-
2026-06-09days on market $66,000 Active 40 DOM
-
2026-06-08days on market $66,000 Active 39 DOM
-
2026-06-07days on market $66,000 Active 38 DOM
-
2026-06-07days on market $66,000 Active 37 DOM
-
2026-06-04days on market $66,000 Active 34 DOM
-
2026-06-02days on market $66,000 Active 33 DOM
-
2026-06-01days on market $66,000 Active 32 DOM
-
2026-05-31days on market $66,000 Active 31 DOM
-
2026-05-31days on market $66,000 Active 30 DOM
-
2026-04-28$66,000 Active 663-char remark
-
2007-08-14soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $290 · $24/mo
- Projected year-2 tax
- $363 · $30/mo
- Expected delta
- +$73/yr (+$6/mo · 25.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
- Wind 6/10 Major 58% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,180
- − Mortgage interest
- −$3,697
- − Property taxes
- −$290
- − Insurance
- −$1,128
- − Repairs & maintenance
- −$814
- − Management
- −$814
- − Depreciation
- −$1,920
- Taxable income
- $1,516
- Est. tax owed @ 24.0%
- −$364
- After-tax cash flow
- $2,107/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Claiborne Parish
- NCES district ID
- 2200450
- Math proficiency
- 13% ▼ -28.00%
- Reading proficiency
- 19% ▼ -33.00%
- Median HH income
- $30,278
- Composite
- 12.69/100
- National rank
- #9605
- State rank
- #77 of 98 in LA
Livability — Haynesville
- Score
- 60/100
- State rank
- #255
- US rank
- #19053
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Haynesville, LA
- Population (ZIP)
- 3,797
Population outlook (Claiborne County) Hauer SSP2
- Today (2025)
- 14,937 people
- By 2030
- 14,189 · -5.0%
- By 2040
- 12,747 · -14.7%
- By 2050
- 11,524 · -22.8%
- By 2075
- 9,198 · -38.4%
- By 2100
- 7,310 · -51.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (57%)
- Race & ethnicity
- Black 57% White 38% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Serbian 1% Lithuanian 1% Italian 0%
- Foreign-born
- 0%
Political lean MEDSL · Claiborne
- 2024 margin
- Strong R (+22.1) · D 38.5% · R 60.6%
- 2008→2024 swing
- -11.5pp toward R · 2008: -10.6pp · 2024: -22.1pp
- All cycles
- 2024: R+22.1 2020: R+15.8 2016: R+13.5 2012: R+9.4 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
2 events — show timeline
- 2026-04-28 Listed $66,000 NTREIS
- 2007-08-14 Sold (Public Records) — Public Records
Property tax history
+0.9%/yrLatest (2025): $290 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…