267 SW Moselle Ave · Port St. Lucie, FL 34984

$249,900

2 bd · 2.0 ba · 978 sqft · SingleFamily public records · 16 Days on market

Built 1984 10,000 sqft lot Est $299k · 16% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.5/30.0
• ARV discount +14.9/15.0
• DSCR +6.2/10.0
• 1% rule +4.2/10.0
• Schools +3.7/10.0
• Rent growth +3.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

New roof from 2025. Handyman special with great value only 2 min from the turnpike. Welcome to this charming single-story residence in Port St. Lucie. This offering 978 square feet of thoughtfully designed living space. This two-bedroom, two-bathroom home provides comfortable accommodations with a one-car garage for convenient vehicle storage. The efficient layout makes this property an excellent choice for those seeking a practical and manageable residence in Port St. Lucie, FL. Whether you're looking for an entry-level investment or a downsized living option, this single-family residence delivers solid value and functionality.

Key facts

• One car garage
• Efficient layout
• New roof

Tags

• NEW ROOF
• TWO MIN FROM TURNPIKE
• SINGLE STORY RESIDENCE
• ONE CAR GARAGE
• EFFICIENT LAYOUT
• FUNCTIONAL LIVING SPACE

Property features AI

Finance

• Other: Pets allowed with no restrictions
• Financial info: No financial rental/income details listed
• HOA & community: No HOA information listed

Exterior

• Parking: Attached garage (1 garage space); Total parking for 3 vehicles; 1 covered parking space
• Security: No security features listed
• Utilities: Public water; Public sewer; Cable available; Electricity connected; Water connected
• Home design: Single family residence; One-story; Resale property; Faces south
• Construction: Constructed with CBS (concrete block); Shingle roof
• Exterior features: Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Ceramic tile flooring
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No interior-specific features listed
• Laundry & utility: No specific laundry appliances listed

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $285 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (8.3% below list).
• Recommended offer: $229k (8.3% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+4.5%/yr); 352 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 34% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $60k; list at $250k implies a 316% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $229,115 (8.3% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 7.66%
• Cash-on-cash: 4.90%
• DSCR: 1.22
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $299,268
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2433 SE Warwick St	0.44mi	2/2.0	900 (-8%)	24mo	$275,000	$306	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.54% rent growth · sell at horizon

5-year hold

• IRR: -7.2%
• Equity multiple: 0.73×
• Total profit: $-18,800
• Equity at exit: $37,261

10-year hold

• IRR: 4.1%
• Equity multiple: 1.31×
• Total profit: $21,937
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34984

• Home prices YoY: -24.5%
• Rents YoY: 4.5%
• Active inventory: 352
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,291 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$110 /mo · $1,319/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$481
• Net cashflow: $285

Break-even live

Break-even rent $1,930

Max offer price $249,900

Occupancy floor 83%

Sensitivity live

Price	-10% $427	-5% $356	+0% $285	+5% $215	+10% $144
Rent	-10% $104	-5% $195	+0% $285	+5% $376	+10% $466
Rate	-1.0pp $411	-0.5pp $349	base $285	+0.5pp $221	+1.0pp $155

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2010 SW Burlington St Port Saint Lucie, FL	3.0	2.0	1118	$2,600	$2.33	24d	1	0.72mi
581 SW Banks Ter Port Saint Lucie, FL	2.0	2.0	960	$2,100	$2.19	14d	1	0.81mi
481 SW Voltair Ter Port Saint Lucie, FL	3.0	2.0	1056	$3,300	$3.12	24d	1	1.08mi
120 SW Grimaldo Ter Port Saint Lucie, FL	1.0	1.0	651	$1,100	$1.69	24d	1	1.09mi
205 SW Voltair Ter Port Saint Lucie, FL	2.0	2.0	925	$2,095	$2.26	21d	1	1.17mi

Listing history 14 events

1. 2026-06-18
   days on market $249,900 Active 16 DOM
2. 2026-06-17
   days on market $249,900 Active 15 DOM
3. 2026-06-16
   days on market $249,900 Active 14 DOM
4. 2026-06-15
   days on market $249,900 Active 13 DOM
5. 2026-06-14
   days on market $249,900 Active 11 DOM
6. 2026-06-13
   statusdays on market $249,900 Active 10 DOM
7. 2026-06-10
   days on market $249,900 Active Under Contract 8 DOM
8. 2026-06-09
   days on market $249,900 Active Under Contract 7 DOM
9. 2026-06-09
   status $249,900 Active Under Contract 6 DOM
10. 2026-06-08
    days on market $249,900 Active 6 DOM
11. 2026-06-07
    days on market $249,900 Active 5 DOM
12. 2026-06-05
    days on market $249,900 Active 2 DOM
13. 2026-06-03
    remarks 637-char remark
14. 2026-06-03
    listed $249,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,319 · $110/mo
• Projected year-2 tax: $2,074 · $173/mo
• Expected delta: +$755/yr (+$63/mo · 57.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,494
• − Mortgage interest: −$13,998
• − Property taxes: −$1,319
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,200
• − Management: −$2,200
• − Depreciation: −$7,270
• Taxable loss: −$742
• Est. tax savings @ 24.0%: +$178
• After-tax cash flow: $3,603/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 20,151
• Household income: $80,725
• Rent vs Own: 15.8% rent · 84.2% own
• Severe rent burden: 266.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Black 20% Hispanic / Latino 18% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 8% Cuban 3%
• Common ancestry: Hispanic 2% Romanian 1% Scotch-Irish 1%
• Foreign-born: 15% · Canada, Jamaica, China
• Languages at home: 77% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 1%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -121.06%
• Current HPI: 373.9523
• Rent YoY: ▲ 4.54%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+410.0% since first listed

3 events — show timeline

• 2026-06-02 Listed $249,900 Beaches MLS
• 2000-06-23 Sold (Public Records) $60,000 Public Records
• 1996-07-08 Sold (Public Records) $49,000 Public Records

Property tax history

+0.5%/yr

Latest (2025): $1,319 · +2.9% YoY. Source: county tax records.