14844 N 63rd Ct Ct N · The Acreage, FL 33470

$510,000

3 bd · 2.0 ba · 1,030 sqft · SingleFamily public records · 27 Days on market

Built 1992 1.15 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.8/30.0
• ARV discount +7.5/15.0
• DSCR +5.9/10.0
• 1% rule +4.8/10.0
• Rent growth +4.4/5.0
• Schools +4.3/10.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming country home on an acre+ of land. Will not last! Home includes Wood, Laminate in the Bedrooms,Tile in Kitchen and Living Room. stainless steel appliances,convection oven,large screened in Patio,Newer AC Unit,Vaulted Ceilings,Fenced Backyard.

Key facts

• Open land
• Country-style living
• Newer well

Tags

• 1.15-ACRE LOT
• PEACEFUL OUTDOOR VIEWS
• NO HOA
• NEWER WELL
• OPEN LAND
• COUNTRY-STYLE LIVING

Property features AI

Finance

• Other: Pets allowed with no restrictions

Exterior

• Parking: Attached garage (1 covered space); Total parking for 4 vehicles
• Utilities: Well water; Septic tank; Three-phase electric service; Cable available; Electricity available; Water available
• Home design: Single-family residence; One story; Resale property; Faces north
• Construction: Wood siding; Shingle roof; Single-story structure
• Exterior features: Open patio; Screened porch; Patio; Porch; Lot dimensions approximately 208 ft x 239 ft; Not waterfront

Interior

• Kitchen: Disposal; Dishwasher; Electric range; Refrigerator
• Bedrooms: 2 bedrooms on the main level
• Flooring: Ceramic tile; Wood
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Cathedral and vaulted ceilings; Stacked bedroom layout; Decorative fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $510k.

Deal economics

• At list price, monthly cash flow is $511 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $499k (2.2% below list).
• Recommended offer: $499k (2.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#550 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Acreage Pines Elementary School (math 53% / reading 60%, grade C+, #816 of 2,144 statewide, top 39%, 547 students, 36% FRL); Western Pines Community Middle (math 66% / reading 64%, grade A-, #99 of 571 statewide, top 17%, 991 students, 42% FRL); Seminole Ridge Community High School (math 36% / reading 56%, grade D-, #220 of 667 statewide, top 33%, 2,262 students, 36% FRL).
• Market conditions: Rents rising fast (+7.7%/yr); 597 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $4,986/mo this rent would consume 49% of the median local household income ($122k/yr) (locally 43% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 7.7% rent growth), your $143k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($502k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $247k; list at $510k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $498,635 (2.2% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.49%
• Cash-on-cash: 4.29%
• DSCR: 1.19
• GRM: 8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 7.68% rent growth · sell at horizon

5-year hold

• IRR: -4.6%
• Equity multiple: 0.82×
• Total profit: $-25,505
• Equity at exit: $76,043

10-year hold

• IRR: 9.8%
• Equity multiple: 1.92×
• Total profit: $130,902
• Equity at exit: $44,095

Cash invested: $142,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33470

• Home prices YoY: -23.3%
• Rents YoY: 7.7%
• Active inventory: 597
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $4,986 medium
• Mortgage (P&I): −$2,674
• Tax from tax record: −$541 /mo · $6,497/yr
• Insurance: −$212
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,047
• Net cashflow: $511

Break-even live

Break-even rent $4,340

Max offer price $510,000

Occupancy floor 85%

Sensitivity live

Price	-10% $799	-5% $655	+0% $511	+5% $366	+10% $222
Rent	-10% $117	-5% $314	+0% $511	+5% $708	+10% $905
Rate	-1.0pp $768	-0.5pp $641	base $511	+0.5pp $379	+1.0pp $244

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $127,500
• Closing costs: $15,300
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13619 57th Pl N West Palm Beach, FL	3.0	2.0	1305	$4,800	$3.68	14d	1	1.39mi
13619 57th Pl N West Palm Beach, FL	3.0	2.0	1305	$4,800	$3.68	8d	1	1.39mi

Listing history 30 events

1. 2026-06-22
   days on market $510,000 Active 27 DOM
2. 2026-06-21
   days on market $510,000 Active 26 DOM
3. 2026-06-18
   days on market $510,000 Active 23 DOM
4. 2026-06-17
   days on market $510,000 Active 22 DOM
5. 2026-06-16
   days on market $510,000 Active 21 DOM
6. 2026-06-15
   days on market $510,000 Active 20 DOM
7. 2026-06-13
   days on market $510,000 Active 18 DOM
8. 2026-06-09
   days on market $510,000 Active 14 DOM
9. 2026-06-08
   days on market $510,000 Active 13 DOM
10. 2026-06-07
    days on market $510,000 Active 12 DOM
11. 2026-06-04
    days on market $510,000 Active 9 DOM
12. 2026-06-03
    days on market $510,000 Active 8 DOM
13. 2026-06-02
    days on market $510,000 Active 7 DOM
14. 2026-06-01
    days on market $510,000 Active 6 DOM
15. 2026-05-31
    days on market $510,000 Active 5 DOM
16. 2026-05-26
    listed $510,000 Active
17. 2017-12-14
    soldstatus $247,000
18. 2017-12-11
    soldstatus $248,000 Closed 250-char remark

    Show marketing remark (250 chars)

    Charming country home on an acre+ of land. Will not last! Home includes Wood, Laminate in the Bedrooms,Tile in Kitchen and Living Room. stainless steel appliances,convection oven,large screened in Patio,Newer AC Unit,Vaulted Ceilings,Fenced Backyard.

19. 2017-11-06
    historical Active Under Contract 250-char remark

    Show marketing remark (250 chars)

    Charming country home on an acre+ of land. Will not last! Home includes Wood, Laminate in the Bedrooms,Tile in Kitchen and Living Room. stainless steel appliances,convection oven,large screened in Patio,Newer AC Unit,Vaulted Ceilings,Fenced Backyard.

20. 2017-10-26
    listed $249,900 Active 250-char remark

    Show marketing remark (250 chars)

    Charming country home on an acre+ of land. Will not last! Home includes Wood, Laminate in the Bedrooms,Tile in Kitchen and Living Room. stainless steel appliances,convection oven,large screened in Patio,Newer AC Unit,Vaulted Ceilings,Fenced Backyard.

21. 2009-02-27
    soldstatus $132,500 182-char remark

    Show marketing remark (182 chars)

    Bank Owned. Wooded 1.15 acre lot, mexican tile in living area, large screened patio. FARBAR as is contracts onlly. Bank will require their own addendum, pre-qual, and proof of funds.

22. 2009-02-05
    historical 182-char remark

    Show marketing remark (182 chars)

    Bank Owned. Wooded 1.15 acre lot, mexican tile in living area, large screened patio. FARBAR as is contracts onlly. Bank will require their own addendum, pre-qual, and proof of funds.

23. 2009-01-09
    listed $125,000 182-char remark

    Show marketing remark (182 chars)

    Bank Owned. Wooded 1.15 acre lot, mexican tile in living area, large screened patio. FARBAR as is contracts onlly. Bank will require their own addendum, pre-qual, and proof of funds.

24. 2008-03-28
    historical
25. 2007-10-23
    listed $249,000
26. 2005-07-28
    soldstatus $277,000
27. 2005-07-13
    soldstatus $285,000
28. 2005-05-06
    historical
29. 2005-04-20
    listed $293,658
30. 1989-10-27
    soldstatus $12,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,497 · $541/mo
• Projected year-2 tax: $6,497 · $541/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $59,836
• − Mortgage interest: −$28,568
• − Property taxes: −$6,497
• − Insurance: −$2,550
• − Repairs & maintenance: −$4,787
• − Management: −$4,787
• − Depreciation: −$14,836
• Taxable loss: −$2,189
• Est. tax savings @ 24.0%: +$525
• After-tax cash flow: $6,655/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — The Acreage

• Score: 67/100
• State rank: #550
• US rank: #10381

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Acreage, FL
• County: Palm Beach County · 1,438,312 people
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 35,610
• Household income: $122,163
• Rent vs Own: 5.4% rent · 94.6% own
• Severe rent burden: 43.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Hispanic / Latino 24% Two or more races 16% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5% Cuban 6% Dominican 2%
• Common ancestry: Lithuanian 3% Romanian 2% Italian 2%
• Foreign-born: 19% · Canada, Jamaica
• Languages at home: 77% English-only · Spanish 18% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -124.68%
• Current HPI: 410.2689
• Rent YoY: ▲ 7.68%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+3853.5% since first listed

15 events — show timeline

• 2026-05-26 Listed $510,000 Beaches MLS
• 2017-12-14 Sold (Public Records) $247,000 Public Records
• 2017-12-11 Sold (MLS) $248,000 Beaches MLS
• 2017-11-06 Contingent — Beaches MLS
• 2017-10-26 Listed $249,900 Beaches MLS
• 2009-02-27 Sold (MLS) $132,500 Beaches MLS
• 2009-02-05 Listing Removed — Beaches MLS
• 2009-01-09 Listed $125,000 Beaches MLS
• 2008-03-28 Listing Removed — Beaches MLS
• 2007-10-23 Listed $249,000 Beaches MLS
• 2005-07-28 Sold (Public Records) $277,000 Public Records
• 2005-07-13 Sold (MLS) $285,000 Beaches MLS
• 2005-05-06 Listing Removed — Beaches MLS
• 2005-04-20 Listed $293,658 Beaches MLS
• 1989-10-27 Sold (Public Records) $12,900 Public Records

Property tax history

+8.9%/yr

Latest (2025): $6,497 · +2.8% YoY. Source: county tax records.