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713 Lucaya Loop #1301
D Composite 41.02
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +8.0/10.0
  • Cash flow +7.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.7/10.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.8/10.0
  • Rent growth +1.8/5.0

$180,713

713 Lucaya Loop #1301 · Four Corners, FL 33897
3 bd · 2.0 ba · 1,655 sqft · Condo · 247 Days on market
Built 2002 $816/mo HOA · 35% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

Key facts

  • Gated community
  • Tennis court
  • Lush landscaping

Tags

GATED COMMUNITYGRAN BAHAMA FLOOR PLANLUSH LANDSCAPINGFIRST CLASS FACILITIESWALKING TRAILSTENNIS COURT

Property features AI

Finance

  • Other: Unit is in a resort-style community with shared recreational amenities
  • Financial info: Total annual association fees approximately $9,802.92; No lease restrictions indicated; Furnished: Yes
  • HOA & community: Monthly association fee approximately $816.91; Association amenities include clubhouse, fitness center, pool, park, playground, tennis and shuffleboard courts, trails, recreation facilities, cable TV, internet, maintenance, security; On-site property manager; Association approval not required for purchase

Exterior

  • Parking: Paved/asphalt road access
  • Security: Gated community; Security gate; 24-hour guard (included in association fees)
  • Utilities: Public water; Public sewer; Electricity connected; Cable connected; BB/HS Internet available; Phone available; Underground utilities
  • Home design: Condominium; 3 stories total; Facing south; Entry level: One
  • Construction: Cement siding; Shingle roof; Slab foundation; Built as part of a multi-story building
  • Exterior features: Covered patio/porch; Front porch; Rear porch; Screened porch; Balcony; Sidewalks; Mature landscaping with trees

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters; Eat-in kitchen
  • Bedrooms: 3 bedrooms (one on third floor)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air
  • Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Living room/dining room combo; Solid surface counters; Thermostat; Walk-in closets; Window treatments
  • Laundry & utility: Washer hookup; Dryer hookup (electric); Inside laundry room; Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $181k.

Deal economics

  • At list price, monthly cash flow is $-206 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $151k (16.5% below list).
  • Meets the 1% rule at list price ($2k rent vs $181k).
  • Recommended offer: $151k (16.5% below list) — sets the bar for cash-flow.
  • Cap rate 4.9% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loughman Oaks Elementary School (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 1,052 students, 37% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 44% FRL vs 60% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-2.7%/yr); 648 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $149 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 247 days — a 12% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago; this cycle's ask has dropped $19k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $134k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 35% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,864 (16.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 247 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.30%
Cap rate
4.92%
Cash-on-cash
-4.89%
DSCR
0.78
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.61% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.8%
Equity multiple
0.41×
Total profit
$-29,893
Equity at exit
$47,037
10-year hold
IRR
-11.5%
Equity multiple
0.03×
Total profit
$-49,321
Equity at exit
$52,365

Cash invested: $50,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33897

Home prices YoY
-0.3%
Rents YoY
-2.7%
Active inventory
648
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$2,353 high interval (Pro) →
Mortgage (P&I)
$948
Tax est. 1.5%
$226 /mo · $2,711/yr
Insurance
$75
HOA
$816
Vacancy / Maint / Mgmt
$494
Net cashflow
$-206

Break-even live

Break-even rent $2,614
Max offer price $150,864
Occupancy floor

Sensitivity live

Price -10% $-81 -5% $-144 +0% $-206 +5% $-269 +10% $-331
Rent -10% $-392 -5% $-299 +0% $-206 +5% $-113 +10% $-20
Rate -1.0pp $-115 -0.5pp $-160 base $-206 +0.5pp $-253 +1.0pp $-301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,178
Closing costs
$5,421
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
226 Hillcrest Dr Davenport, FL 4.0 2.0 1488 $2,500 $1.68 25d 1 0.08mi
515 Corso Ln Davenport, FL 2.0–3.0 2.5 1402 $2,495 $1.78 5d 13 0.18mi
304 New Providence Promenade Unit 304 Davenport, FL 3.0 2.0 1227 $1,495 $1.22 25d 1 0.22mi
603 New Providence Promenade #603 Davenport, FL 3.0 2.0 1227 $1,550 $1.26 25d 1 0.29mi
906 Berwick Dr Davenport, FL 3.0 2.0 1527 $2,600 $1.70 21d 1 0.34mi
625 Rochester Loop Davenport, FL 4.0 2.0 1895 $2,350 $1.24 25d 1 0.42mi
2572 Biscotto Cir Davenport, FL 4.0 2.0 1983 $2,700 $1.36 0d 1 0.43mi
740 Brunello Dr Unit 1018164P Davenport, FL 4.0 3.5 1754 $2,806 $1.60 21d 1 0.47mi
1301 Tuscan Hills Blvd Unit 9406 1 Davenport, FL 2.0 2.0 1134 $2,200 $1.94 25d 1 0.56mi
9160 Olmo Ct Davenport, FL 3.0 2.0 2244 $2,395 $1.07 19d 1 0.60mi
309 Catfish Dr E Davenport, FL 3.0 2.0 1454 $1,895 $1.30 25d 1 0.61mi
9035 Carlotta Way Kissimmee, FL 3.0 2.5 1674 $2,000 $1.19 22d 1 0.65mi
807 Chelsea Dr Davenport, FL 2.0 2.5 1076 $1,450 $1.35 25d 1 0.69mi
183 Ashbourne Way Davenport, FL 1.0–3.0 1.0–2.0 1039 $2,200 $2.12 5d 35 0.72mi
1009 Lake Davenport Blvd Davenport, FL 3.0 2.0 1630 $2,199 $1.35 16d 1 0.73mi
206 Scaton Way Davenport, FL 2.0 2.5 1530 $1,750 $1.14 15d 1 0.75mi
222 Bexley Dr Davenport, FL 2.0 2.5 1313 $2,000 $1.52 25d 1 0.76mi
2329 Distant Sun Trl Unit 1263248P Kissimmee, FL 4.0 4.5 2195 $5,033 $2.29 9d 1 0.77mi
629 Allison Ave Davenport, FL 3.0 2.0 1524 $2,500 $1.64 25d 1 0.83mi
1560 Chelsea Dr Davenport, FL 3.0 2.5 1528 $2,100 $1.37 25d 1 0.83mi
2010 Limetta DR Davenport, FL 1.0–3.0 1.0–2.0 1178 $2,429 $2.06 5d 15 0.85mi
2818 Roccella Ct Kissimmee, FL 4.0 2.5 2140 $2,899 $1.35 12d 1 0.85mi
2826 Roccella Ct Kissimmee, FL 4.0 2.0 1694 $2,785 $1.64 9d 1 0.88mi
315 Allison Ave Davenport, FL 3.0 2.0 1180 $2,400 $2.03 25d 1 0.90mi
1492 Mirabella Cir Davenport, FL 3.0 2.0 1435 $1,995 $1.39 25d 1 0.92mi
1492 Mirabella Cir Davenport, FL 3.0 2.5 1435 $1,950 $1.36 16d 1 0.92mi
1536 Mirabella Cir Unit 1536 Davenport, FL 3.0 2.5 1567 $2,100 $1.34 25d 1 0.92mi
1460 Mirabella Cir Davenport, FL 3.0 2.5 1505 $1,895 $1.26 16d 1 0.93mi
1513 Mirabella Cir Davenport, FL 3.0 2.5 1594 $1,950 $1.22 25d 1 0.93mi
605 Blake Ave Davenport, FL 4.0 2.0 1855 $2,200 $1.19 25d 1 0.93mi
1556 Mirabella Cir Davenport, FL 3.0 2.5 1371 $1,950 $1.42 5d 1 0.93mi
1483 Mirabella Cir Davenport, FL 3.0 2.5 1501 $1,850 $1.23 16d 1 0.94mi
712 Brayton Ln Davenport, FL 4.0 2.0 1925 $2,180 $1.13 5d 1 0.94mi
237 Somerset Dr Davenport, FL 2.0 1.0 1330 $1,900 $1.43 25d 1 0.95mi
183 Jocelyn Dr Davenport, FL 4.0 2.0 1874 $2,400 $1.28 21d 1 0.95mi
904 Charo Pkwy #517 Davenport, FL 3.0 3.0 1217 $1,800 $1.48 25d 1 1.00mi
904 Charo Pkwy #533 Davenport, FL 4.0 3.0 1437 $1,795 $1.25 16d 1 1.00mi
136 Grantham Dr Davenport, FL 3.0 2.0 1799 $1,995 $1.11 5d 1 1.02mi
8966 Sugar Palm Rd Kissimmee, FL 4.0 3.0 1912 $3,200 $1.67 25d 1 1.05mi
1316 Mirabella Cir Davenport, FL 3.0 2.5 1489 $2,050 $1.38 25d 1 1.07mi

HOA detail condo

Monthly dues
$816 · $9,792/yr
Likely covers
waterinternetcablelandscapingpoolsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 25 events

  1. 2026-06-22
    days on market $180,713 Active 247 DOM
  2. 2026-06-18
    days on market $180,713 Active 244 DOM
  3. 2026-06-17
    days on market $180,713 Active 243 DOM
  4. 2026-06-16
    days on market $180,713 Active 242 DOM
  5. 2026-06-15
    days on market $180,713 Active 241 DOM
  6. 2026-06-13
    days on market $180,713 Active 239 DOM
  7. 2026-06-10
    days on market $180,713 Active 236 DOM
  8. 2026-06-09
    days on market $180,713 Active 235 DOM
  9. 2026-06-08
    days on market $180,713 Active 234 DOM
  10. 2026-06-07
    days on market $180,713 Active 233 DOM
  11. 2026-06-05
    days on market $180,713 Active 230 DOM
  12. 2026-06-03
    days on market $180,713 Active 228 DOM
  13. 2026-06-01
    days on market $180,713 Active 227 DOM
  14. 2026-06-01
    price $180,713 Active 226 DOM
  15. 2026-05-31
    days on market $189,713 Active 226 DOM
  16. 2026-02-06
    price $189,713
  17. 2025-10-17
    listed $199,713 Active
  18. 2019-07-03
    soldstatus $134,000 Sold 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  19. 2019-06-17
    status Pending 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  20. 2019-04-11
    price $144,999 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  21. 2019-01-15
    price $149,000 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  22. 2019-01-15
    status Active 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  23. 2018-12-19
    status Pending 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  24. 2018-12-10
    price $145,000 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

  25. 2018-09-25
    listed $149,950 Active 666-char remark
    Show marketing remark (666 chars)

    Incredible Platinum Rated 3 Bed 2 Bath condo in popular gated community of Bahama Bay Resort & Spa. This condo offers everything you need for an amazing Florida vacation. There is a beautiful living and dining room updated with modern furniture, flat screen TV, and washer/dryer. The Bahama Bay Resort offers lush landscaping and breathtaking views over Lake Davenport. The Community has first class facilities including: restaurant, walking trails, tennis court, volleyball, basketball, four heated pools, and a pier sitting on Lake Davenport to do some fishing. An all inclusive lifestyle with cable, water, Wi-Fi, 24 hour Security, all included in your HOA!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,232
− Mortgage interest
−$10,123
− Property taxes
−$2,711
− Insurance
−$904
− Repairs & maintenance
−$2,259
− Management
−$2,259
− HOA
−$9,792
− Depreciation
−$5,257
Taxable loss
−$5,071
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,217
After-tax cash flow
$-1,258/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Four Corners

Score
69/100
State rank
#453
US rank
#8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Four Corners, FL
County
Polk County · 740,051 people
City population
27,422
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
30,159
Household income
$70,982
Rent vs Own
26.8% rent · 73.2% own
Severe rent burden
926.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
Common ancestry
Romanian 2% Lithuanian 2% Serbian 1%
Foreign-born
16% · Canada, Jamaica, China
Languages at home
61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.61%
Current HPI
236.2905
Rent YoY
▼ -2.69%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+26.5% since first listed
10 events — show timeline
  • 2026-02-06 Price Changed $189,713 Stellar MLS as Distributed by MLS Grid
  • 2025-10-17 Listed $199,713 Stellar MLS as Distributed by MLS Grid
  • 2019-07-03 Sold (MLS) $134,000 Stellar MLS as Distributed by MLS Grid
  • 2019-06-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-04-11 Price Changed $144,999 Stellar MLS as Distributed by MLS Grid
  • 2019-01-15 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
  • 2019-01-15 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-12-19 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-12-10 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
  • 2018-09-25 Listed $149,950 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…