1471 Sunset Pl #40 · Loveland, CO 80537

$25,000

2 bd · 2.0 ba · 938 sqft · Manufactured public records · 596 Days on market

Built 1981 ↓ 9% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.7/5.0
• Rent growth +3.4/5.0
• Schools +3.4/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

Key facts

• Built 1981
• Listed 596 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $25k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $25k).
• Recommended offer: $22k (12.0% below list) — sets the bar for market timing.
• Cap rate 56.1% vs local median 2.9% in Loveland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#52 in CO) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: crime C-, commute F, cost of living F.
• Thompson School District R-2J (suburban): math 28% / reading 48% proficiency, ranked #28 of 86 in CO (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.6%/yr); 283 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,786 units permitted in Larimer County in 2024 (402 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
• Larimer County population projected at +51% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.6% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 596 days — a 12% lower offer ($22k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 15y ago; this cycle's ask has dropped $25k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $22,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 596 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 6.07% ✓
• Cap rate: 56.10%
• Cash-on-cash: 177.88%
• DSCR: 8.91
• GRM: 1.4

CMA / ARV

• ARV (on-the-fly): $61,908
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1166 Madison Ave #71	0.11mi	2/2.0	924 (-2%)	1mo	$45,000	$49	92
1535 Sunset Pl #32	0.03mi	2/2.0	924 (-2%)	7mo	$47,500	$51	91
1519 Sunset Pl #34	0.03mi	3/2.0 (+1)	924 (-2%)	10mo	$37,500	$41	82
1700 Pearl Dr #106	0.19mi	2/2.0	896 (-4%)	3mo	$60,000	$67	81
1367 Sylmar Pl #11	0.11mi	3/2.0 (+1)	960 (+2%)	10mo	$92,000	$96	77
1166 N Madison Ave #243	0.11mi	2/2.0	992 (+6%)	12mo	$60,000	$60	75
1850 Sandstone Ct #84	0.25mi	2/1.0	960 (+2%)	7mo	$70,000	$73	75
1166 Madison Ave #130	0.11mi	2/1.0	896 (-4%)	12mo	$47,500	$53	74
1826 Sandstone Ct #86	0.23mi	3/1.0 (+1)	980 (+4%)	0mo	$115,000	$117	72
1773 Sandstone Dr #131	0.19mi	2/2.0	1,024 (+9%)	11mo	$68,000	$66	67
1500 Sylmar Pl #701	0.05mi	3/2.0 (+1)	1,064 (+13%)	6mo	$34,000	$32	65
1166 Madison Ave #203	0.11mi	2/1.5	1,072 (+14%)	7mo	$72,500	$68	63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 9.99×
• Total profit: $62,929
• Equity at exit: $3,728

10-year hold

• IRR: —
• Equity multiple: 21.51×
• Total profit: $143,597
• Equity at exit: $2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80537

• Rents YoY: 3.6%
• Active inventory: 283
• Price-to-rent: 1.4×

Monthly cashflow live

• Estimated rent: $1,518 high
• Mortgage (P&I): −$131
• Tax from tax record: −$20 /mo · $243/yr
• Insurance: −$10
• HOA: −$0
• Vacancy / Maint / Mgmt: −$319
• Net cashflow: $1,038

Break-even live

Break-even rent $205

Max offer price $25,000

Occupancy floor 27%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $6,250
• Closing costs: $750
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1302 Nickel Dr Unit 1 Loveland, CO	3.0	1.0	950	$1,300	$1.37	23d	1	0.18mi
1710 E 16th St Loveland, CO	2.0	1.5	900	$1,427	$1.59	23d	1	0.26mi
1706 E 16th St Unit 1710 Loveland, CO	2.0	1.5	900	$1,250	$1.39	23d	1	0.27mi
1707 E 16th St Unit 1717 Loveland, CO	2.0	1.5	825	$1,295	$1.57	13d	1	0.30mi
1840 E 17th St Unit 1840 Loveland, CO	3.0	1.0	1000	$1,345	$1.34	13d	1	0.37mi
1707 Cheyenne Ave Unit 8 Loveland, CO	2.0	1.0	820	$1,245	$1.52	23d	1	0.39mi
1640 Cheyenne Ave Loveland, CO	2.0	1.0	900	$1,900	$2.11	23d	1	0.41mi
1338 E 7th St Loveland, CO	2.0	1.0	598	$1,695	$2.83	13d	1	0.55mi
1292 E 6th St Loveland, CO	1.0–3.0	1.0–1.5	845	$1,729	$2.05	13d	1	0.66mi
1494 E 5th St Loveland, CO	2.0	1.0	800	$1,525	$1.91	23d	1	0.66mi
1492 E 5th St Loveland, CO	1.0	1.0	800	$1,350	$1.69	23d	1	0.67mi
1143 E 5th St Loveland, CO	2.0	1.0	760	$1,250	$1.64	23d	1	0.72mi
1145 E 5th St Loveland, CO	2.0	1.0	760	$1,250	$1.64	23d	1	0.72mi
1054 E 5th St Loveland, CO	3.0	1.0	1090	$1,700	$1.56	13d	1	0.83mi
1325 N Jefferson Ave Loveland, CO	2.0	1.0	850	$1,545	$1.82	23d	1	0.90mi
339 E 10th St Loveland, CO	1.0	1.0	576	$1,358	$2.36	21d	3	0.93mi
574 E 23rd St Loveland, CO	2.0	1.0	956	$1,250	$1.31	23d	5	1.02mi
2900 Mountain Lion Dr Loveland, CO	3.0	1.0–2.0	936	$2,048	$2.19	13d	17	1.12mi
325 E 5th St Loveland, CO	3.0	1.0–2.0	1188	$2,045	$1.72	13d	1	1.13mi
347 N Washington Ave Loveland, CO	1.0	1.0	650	$1,195	$1.84	23d	1	1.13mi
347 N Washington Ave Loveland, CO	1.0	1.0	650	$1,195	$1.84	13d	1	1.13mi
585 N Lincoln Ave Loveland, CO	1.0–2.0	1.0–2.0	747	$1,750	$2.34	23d	3	1.16mi
247 W 10th St Loveland, CO	2.0	2.0	865	$2,500	$2.89	21d	1	1.27mi
331 N Cleveland Ave Unit 220 Loveland, CO	2.0	1.0	625	$1,400	$2.24	23d	1	1.29mi
246 N Cleveland Ave Loveland, CO	3.0	1.0–2.0	1022	$2,544	$2.49	13d	11	1.30mi
130 E 1st St Loveland, CO	2.0	1.0	800	$1,695	$2.12	23d	1	1.43mi
140 E 1st St Loveland, CO	2.0	2.0	875	$1,795	$2.05	13d	1	1.44mi
434 W 10th St Loveland, CO	2.0	1.0	872	$1,400	$1.61	23d	1	1.47mi
430 W 10th St Loveland, CO	2.0	1.0	756	$1,400	$1.85	23d	1	1.47mi
256 S Cleveland Ave Loveland, CO	1.0	1.0	600	$1,395	$2.33	23d	1	1.47mi
260 S Cleveland Ave Loveland, CO	1.0	1.0	600	$1,395	$2.33	23d	1	1.47mi
466 W 10th St Loveland, CO	2.0	1.0	840	$1,400	$1.67	23d	1	1.49mi

Listing history 37 events

1. 2026-06-18
   days on market $25,000 Active 596 DOM
2. 2026-06-17
   days on market $25,000 Active 595 DOM
3. 2026-06-16
   days on market $25,000 Active 594 DOM
4. 2026-06-15
   days on market $25,000 Active 593 DOM
5. 2026-06-14
   days on market $25,000 Active 591 DOM
6. 2026-06-13
   days on market $25,000 Active 590 DOM
7. 2026-06-10
   days on market $25,000 Active 588 DOM
8. 2026-06-09
   days on market $25,000 Active 587 DOM
9. 2026-06-08
   days on market $25,000 Active 586 DOM
10. 2026-06-07
    days on market $25,000 Active 585 DOM
11. 2026-06-03
    days on market $25,000 Active 581 DOM
12. 2026-06-02
    days on market $25,000 Active 580 DOM
13. 2026-06-01
    days on market $25,000 Active 579 DOM
14. 2026-05-31
    days on market $25,000 Active 578 DOM
15. 2026-05-30
    days on market $25,000 Active 577 DOM
16. 2026-05-01
    status Active 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

17. 2026-04-30
    historical 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

18. 2025-11-03
    status Active 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

19. 2025-10-31
    historical 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

20. 2025-08-26
    price $25,000 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

21. 2025-07-24
    status Active 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

22. 2025-07-20
    historical 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

23. 2025-04-23
    price $33,000 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

24. 2025-03-21
    status Active 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

25. 2025-03-21
    price $40,000 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

26. 2025-03-16
    historical 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

27. 2024-10-17
    listed $50,000 Active 873-char remark

    Show marketing remark (873 chars)

    Price reduced for quick sale! Don't miss this great home in a great, quiet 55 and over community! Attached 2 carport to protect your cars and even covers the entryway/ deck. Large, fully fenced yard with mature trees and a fabulous covered back porch! Home has 2 bedrooms, 2 bathrooms and a nice open floor plan. Large living room with beautiful fireplace. Dining room with built-ins for more storage, and a great amount of cabinets/ counter space in the kitchen. All the appliances are even included! Some updates are complete and others than can be made to finish customizing it to your taste. Great opportunity to add value as well. Two shed spaces for ample storage space. Excellent location in the center of town, so many businesses nearby, yet tucked away in a quiet area. Cash only, seller encouraging offers. Call agent today with questions or to come see it today!

28. 2017-10-26
    soldstatus $40,000 Sold 520-char remark

    Show marketing remark (520 chars)

    EXTREMELY UNIQUE HOME! SUNSET RETIREMENT PARK 55 & OLDER ONLY. $621 per month base lot rent. 2 Bedroom, 2 Bath Beauty. Updated Kitchen & Baths. Corner Fireplace. Open Floor Plan! Kitchen has smooth top stove, built-in range & high quality updated cabinets. Large expanded Living Room. All newer tan triple pane vinyl windows. Built-ins galore! Bedrooms each have their own baths. Covererd Front & Back porches. Great private yard w/sprinkler system. Central Air. People & pets musts be pre-approved.

29. 2017-10-05
    status Pending 520-char remark

    Show marketing remark (520 chars)

    EXTREMELY UNIQUE HOME! SUNSET RETIREMENT PARK 55 & OLDER ONLY. $621 per month base lot rent. 2 Bedroom, 2 Bath Beauty. Updated Kitchen & Baths. Corner Fireplace. Open Floor Plan! Kitchen has smooth top stove, built-in range & high quality updated cabinets. Large expanded Living Room. All newer tan triple pane vinyl windows. Built-ins galore! Bedrooms each have their own baths. Covererd Front & Back porches. Great private yard w/sprinkler system. Central Air. People & pets musts be pre-approved.

30. 2017-09-11
    historical Active - Backup 520-char remark

    Show marketing remark (520 chars)

    EXTREMELY UNIQUE HOME! SUNSET RETIREMENT PARK 55 & OLDER ONLY. $621 per month base lot rent. 2 Bedroom, 2 Bath Beauty. Updated Kitchen & Baths. Corner Fireplace. Open Floor Plan! Kitchen has smooth top stove, built-in range & high quality updated cabinets. Large expanded Living Room. All newer tan triple pane vinyl windows. Built-ins galore! Bedrooms each have their own baths. Covererd Front & Back porches. Great private yard w/sprinkler system. Central Air. People & pets musts be pre-approved.

31. 2017-09-09
    listed $50,000 Active 520-char remark

    Show marketing remark (520 chars)

    EXTREMELY UNIQUE HOME! SUNSET RETIREMENT PARK 55 & OLDER ONLY. $621 per month base lot rent. 2 Bedroom, 2 Bath Beauty. Updated Kitchen & Baths. Corner Fireplace. Open Floor Plan! Kitchen has smooth top stove, built-in range & high quality updated cabinets. Large expanded Living Room. All newer tan triple pane vinyl windows. Built-ins galore! Bedrooms each have their own baths. Covererd Front & Back porches. Great private yard w/sprinkler system. Central Air. People & pets musts be pre-approved.

32. 2011-07-15
    soldstatus $15,000 Sold
33. 2011-06-26
    historical Active - Backup
34. 2011-06-23
    price $15,000
35. 2011-06-02
    price $19,000
36. 2011-05-23
    price $23,000
37. 2011-04-19
    listed $27,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $243 · $20/mo
• Projected year-2 tax: $243 · $20/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,219
• − Mortgage interest: −$1,400
• − Property taxes: −$243
• − Insurance: −$125
• − Repairs & maintenance: −$1,458
• − Management: −$1,458
• − Depreciation: −$727
• Taxable income: $12,808
• Est. tax owed @ 24.0%: −$3,074
• After-tax cash flow: $9,378/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Thompson School District R-2J
• NCES district ID: 0805400
• Math proficiency: 28% ▼ -7.00%
• Reading proficiency: 48% ▬ 0.00%
• Median HH income: $63,040
• Composite: 34.01/100
• National rank: #5313
• State rank: #28 of 86 in CO

Livability — Loveland

• Score: 73/100
• State rank: #52
• US rank: #5353

Category grades

Amenities A Commute F Cost of living F Crime C- Employment A- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Loveland, CO
• County: Larimer County · 338,255 people
• City population: 94,535
• Metro: Fort Collins, CO
• Population (ZIP): 44,425
• Household income: $86,325
• Rent vs Own: 36.5% rent · 63.5% own
• Severe rent burden: 1703.0

Population outlook (Larimer County) Hauer SSP2

• Today (2025): 415,361 people
• By 2030: 457,762 · +10.2%
• By 2040: 542,310 · +30.6%
• By 2050: 627,048 · +51.0%
• By 2075: 833,722 · +100.7%
• By 2100: 952,590 · +129.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Hispanic / Latino 12% Two or more races 8%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Slovak 4% Italian 3% Lithuanian 3%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Larimer

• 2024 margin: D (+17.6) · D 57.4% · R 39.8% · Other 2.9%
• 2008→2024 swing: +7.9pp toward D · 2008: 9.7pp · 2024: 17.6pp
• All cycles: 2024: D+17.6 2020: D+15.4 2016: D+4.9 2012: D+5.2 2008: D+9.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -606.26%
• Current HPI: 253.4939
• Rent YoY: ▲ 3.57%
• Metro: Fort Collins, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-9.1% since first listed

22 events — show timeline

• 2026-05-01 Relisted — IRES
• 2026-04-30 Listing Removed — IRES
• 2025-11-03 Relisted — IRES
• 2025-10-31 Listing Removed — IRES
• 2025-08-26 Price Changed $25,000 IRES
• 2025-07-24 Relisted — IRES
• 2025-07-20 Listing Removed — IRES
• 2025-04-23 Price Changed $33,000 IRES
• 2025-03-21 Relisted — IRES
• 2025-03-21 Price Changed $40,000 IRES
• 2025-03-16 Listing Removed — IRES
• 2024-10-17 Listed $50,000 IRES
• 2017-10-26 Sold (MLS) $40,000 IRES
• 2017-10-05 Pending — IRES
• 2017-09-11 Contingent — IRES
• 2017-09-09 Listed $50,000 IRES
• 2011-07-15 Sold (MLS) $15,000 IRES
• 2011-06-26 Contingent — IRES
• 2011-06-23 Price Changed $15,000 IRES
• 2011-06-02 Price Changed $19,000 IRES
• 2011-05-23 Price Changed $23,000 IRES
• 2011-04-19 Listed $27,500 IRES

Property tax history

+7.7%/yr

Latest (2025): $243 · +204.7% YoY. Source: county tax records.