5202 Anacahuita Dr · Laredo, TX 78046

$1,850

4 bd · 2.0 ba · 1,498 sqft · SingleFamily public records · 17 Days on market

Built 2022 4,950 sqft lot $1/sqft · 99% below area

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.7/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fridge and Stove will convey

Key facts

• 4,950 sq ft lot
• Built 2022
• Listed 16 days

Property features AI

Exterior

• Parking: Concrete parking
• Security: Smoke detector(s)
• Utilities: Public water; Underground utilities
• Home design: Single family residence; 1 story; Residential property; Subdivision: Eleden
• Construction: Stucco exterior; Slab foundation
• Exterior features: Level lot

Interior

• Kitchen: Kitchen island
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Walk-in closets; Kitchen island; Smoke detector(s)
• Laundry & utility: Electric water heater

🏷️ Possibly a rental listed for sale. The $1,850 price doesn't fit this home's estimated sale value (~$199,436) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $2k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $2k).
• Recommended offer: $2k (1.5% below list) — sets the bar for market timing.
• Cap rate 793.4% vs local median 4.1% in Laredo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#227 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, employment D+.
• United ISD (urban): math 27% / reading 38% proficiency, ranked #568 of 826 in TX (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 482 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,448 units permitted in Webb County in 2024 (245 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $12 of loan paydown is wiped out by about $56 of value loss. Plan a longer hold.
• Webb County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $518 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($2k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $1,822 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 83.90% ✓
• Cap rate: 793.38%
• Cash-on-cash: 2811.03%
• DSCR: 126.08
• GRM: 0.1

CMA / ARV

• ARV (median comp): $199,436
• List price: $1,850
• Delta: 11.82%
• Verdict: OVERPRICED
• Comps: 5 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2416 Maida Ln	0.51mi	3/2.0 (-1)	1,284 (-14%)	18mo	$188,500	$147	32
5406 Galicia Ln	0.56mi	3/2.0 (-1)	1,296 (-14%)	23mo	$206,500	$159	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 149.66×
• Total profit: $77,008
• Equity at exit: $276

10-year hold

• IRR: —
• Equity multiple: 322.75×
• Total profit: $166,667
• Equity at exit: $160

Cash invested: $518 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78046

• Home prices YoY: -13.0%
• Active inventory: 482
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $1,552 medium
• Mortgage (P&I): −$10
• Tax est. 1.5%: −$2 /mo · $28/yr
• Insurance: −$1
• HOA: −$0
• Vacancy / Maint / Mgmt: −$326
• Net cashflow: $1,213

Break-even live

Break-even rent $16

Max offer price $1,850

Occupancy floor 17%

Sensitivity live

Price	-10% $1,215	-5% $1,214	+0% $1,213	+5% $1,213	+10% $1,212
Rent	-10% $1,091	-5% $1,152	+0% $1,213	+5% $1,275	+10% $1,336
Rate	-1.0pp $1,214	-0.5pp $1,214	base $1,213	+0.5pp $1,213	+1.0pp $1,212

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $462
• Closing costs: $56
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
307 Santander Dr Laredo, TX	3.0	2.0	1402	$1,600	$1.14	44d	1	0.82mi
5807 Colegio Ln Laredo, TX	3.0	2.0	1111	$1,750	$1.58	44d	1	1.14mi
409 Riverhill Loop Laredo, TX	2.0–4.0	1.0–2.0	996	$1,223	$1.23	44d	10	1.19mi

Listing history 20 events

1. 2026-06-19
   days on market $1,850 Active 17 DOM
2. 2026-06-18
   days on market $1,850 Active 16 DOM
3. 2026-06-17
   days on market $1,850 Active 15 DOM
4. 2026-06-16
   days on market $1,850 Active 14 DOM
5. 2026-06-15
   days on market $1,850 Active 13 DOM
6. 2026-06-14
   days on market $1,850 Active 11 DOM
7. 2026-06-13
   days on market $1,850 Active 10 DOM
8. 2026-06-10
   days on market $1,850 Active 8 DOM
9. 2026-06-09
   days on market $1,850 Active 7 DOM
10. 2026-06-08
    days on market $1,850 Active 6 DOM
11. 2026-06-07
    days on market $1,850 Active 5 DOM
12. 2026-06-03
    remarks 28-char remark
13. 2026-06-03
    pricedays on marketlisting id $1,850 Active 1 DOM
14. 2026-06-02
    days on market $223,000 Active 69 DOM
15. 2026-06-01
    days on market $223,000 Active 68 DOM
16. 2026-05-31
    days on market $223,000 Active 67 DOM
17. 2026-05-30
    days on market $223,000 Active 66 DOM
18. 2026-04-08
    price $223,000 28-char remark

    Show marketing remark (28 chars)

    Fridge and Stove will convey

19. 2026-03-25
    listed $226,000 Active 28-char remark

    Show marketing remark (28 chars)

    Fridge and Stove will convey

20. 2024-04-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $18,626
• − Mortgage interest: −$104
• − Property taxes: −$28
• − Insurance: −$9
• − Repairs & maintenance: −$1,490
• − Management: −$1,490
• − Depreciation: −$54
• Taxable income: $15,451
• Est. tax owed @ 24.0%: −$3,708
• After-tax cash flow: $10,853/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: United ISD
• NCES district ID: 4843650
• Math proficiency: 27% ▼ -36.00%
• Reading proficiency: 38% ▼ -11.00%
• Median HH income: $47,780
• Composite: 28.02/100
• National rank: #6848
• State rank: #568 of 826 in TX

Livability — Laredo

• Score: 73/100
• State rank: #227
• US rank: #5399

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Laredo, TX
• City population: 67,333
• Population (ZIP): 71,965

Population outlook (Webb County) Hauer SSP2

• Today (2025): 301,387 people
• By 2030: 316,307 · +5.0%
• By 2040: 345,636 · +14.7%
• By 2050: 370,647 · +23.0%
• By 2075: 413,907 · +37.3%
• By 2100: 416,458 · +38.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (97%)
• Race & ethnicity: Hispanic / Latino 97% Two or more races 53% White 2%
• Hispanic origin (detail): Mexican 92%
• Foreign-born: 22% · Canada
• Languages at home: 9% English-only · Spanish 91%

Political lean MEDSL · Webb

• 2024 margin: Toss-up / Even · D 48.5% · R 50.7%
• 2008→2024 swing: -45.6pp toward R · 2008: 43.4pp · 2024: -2.2pp
• All cycles: 2024: R+2.2 2020: D+23.3 2016: D+51.6 2012: D+54.0 2008: D+43.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.36%
• Current HPI: 196.8153
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-99.2% since first listed

4 events — show timeline

• 2026-06-02 Listed $1,850 LAOR
• 2026-04-08 Price Changed $223,000 LAOR
• 2026-03-25 Listed $226,000 LAOR
• 2024-04-26 Sold (MLS) — LAOR

Property tax history

+97.8%/yr

Latest (2025): $4,134 · +6.9% YoY. Source: county tax records.