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7225 7225 Libby Ln
B- Composite 67.76
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.7/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.2/10.0
  • Livability +4.0/5.0
  • Schools +3.9/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

7225 7225 Libby Ln · Pearland, TX 77584
3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 76 Days on market
Built 2017 0.31 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property offers a comfortable and practical manufactured home of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

Key facts

  • 0.31 acre lot
  • Built 2017
  • Listed 76 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $175k.

Deal economics

  • At list price, monthly cash flow is $637 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $164k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.7% vs local median 3.0% in Pearland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#32 in TX, #1,539 nationally) — a professional / high-income tenant draw. Strengths: schools A+, employment A+, housing A+; Watch: amenities D-, commute F.
  • Alvin ISD (suburban): math 39% / reading 48% proficiency, ranked #255 of 826 in TX (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.5%/yr); 497 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.5% rent growth), your $49k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask is 10838% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
10.66%
Cash-on-cash
15.60%
DSCR
1.69
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.47% rent growth · sell at horizon

5-year hold
IRR
4.8%
Equity multiple
1.18×
Total profit
$8,893
Equity at exit
$26,093
10-year hold
IRR
12.9%
Equity multiple
1.95×
Total profit
$46,791
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77584

Home prices YoY
-18.7%
Rents YoY
1.5%
Active inventory
497
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,144 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$66 /mo · $792/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$450
Net cashflow
$637

Break-even live

Break-even rent $1,337
Max offer price $175,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3200 Business Center Dr Pearland, TX 1.0–2.0 1.0–2.0 900 $2,610 $2.90 1d 56 1.36mi

Listing history 9 events

  1. 2026-05-31
    days on market $175,000 Pending 76 DOM
  2. 2026-04-11
    listed $1,600
  3. 2026-03-28
    price $175,000 535-char remark
    Show marketing remark (535 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property offers a comfortable and practical manufactured home of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  4. 2026-03-16
    listed $179,500 Active 535-char remark
    Show marketing remark (535 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property offers a comfortable and practical manufactured home of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  5. 2026-03-03
    price $175,000 546-char remark
    Show marketing remark (546 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property, built in 2017, offers a comfortable and practical living space of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  6. 2026-01-02
    price $179,500 546-char remark
    Show marketing remark (546 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property, built in 2017, offers a comfortable and practical living space of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  7. 2025-11-17
    price $180,000 546-char remark
    Show marketing remark (546 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property, built in 2017, offers a comfortable and practical living space of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  8. 2025-11-17
    price $170,000 546-char remark
    Show marketing remark (546 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property, built in 2017, offers a comfortable and practical living space of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

  9. 2025-10-13
    listed $180,000 Active 546-char remark
    Show marketing remark (546 chars)

    Welcome to 7225 Libby Ln, a fantastic opportunity to own a piece of peaceful Pearland, with room to roam. This attractive property, built in 2017, offers a comfortable and practical living space of 1,152 square feet. Lot size ACRES 0.306 (13,329sqft) . The interior layout features 3-4 spacious bedrooms and 2 full bathrooms. The property is a short drive to the Pearland Town Center and quick local access to Highway 35 and proximity to Highway 288 and Beltway 8. Don’t miss out on this fantastic Pearland gem! Schedule your showing today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$792 · $66/mo
Projected year-2 tax
$3,202 · $267/mo
Expected delta
+$2,411/yr (+$201/mo · 304.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,724
− Mortgage interest
−$9,803
− Property taxes
−$792
− Insurance
−$875
− Repairs & maintenance
−$2,058
− Management
−$2,058
− Depreciation
−$5,091
Taxable income
$5,048
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,211
After-tax cash flow
$6,431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alvin ISD
NCES district ID
4808090
Math proficiency
39% ▼ -11.00%
Reading proficiency
48% ▬ 0.00%
Median HH income
$66,740
Composite
38.96/100
National rank
#4080
State rank
#255 of 826 in TX

Livability — Pearland

Score
81/100
State rank
#32
US rank
#1539

Category grades

Amenities D- Commute F Cost of living B Crime A Employment A+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazoria County · 374,982 people
City population
142,397
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
91,065
Household income
$121,872
Rent vs Own
26.3% rent · 73.7% own
Severe rent burden
1539.0

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
White 32% Hispanic / Latino 22% Asian 21% Black 21% Two or more races 14%
Hispanic origin (detail)
Mexican 16% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 1% Slovak 1%
Foreign-born
25% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 14% Chinese 4% Other Indo-European 4%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.09%
Current HPI
213.4011
Rent YoY
▲ 1.47%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.1% since first listed
8 events — show timeline
  • 2026-04-11 Listed for Rent $1,600 HARMLS
  • 2026-03-28 Price Changed $175,000 HARMLS
  • 2026-03-16 Listed $179,500 HARMLS
  • 2026-03-03 Price Changed $175,000 HARMLS
  • 2026-01-02 Price Changed $179,500 HARMLS
  • 2025-11-17 Price Changed $180,000 HARMLS
  • 2025-11-17 Price Changed $170,000 HARMLS
  • 2025-10-13 Listed $180,000 HARMLS

Property tax history

+2.2%/yr

Latest (2025): $792 · -2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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