1125 Duval Cv · Royse City, TX 75189

$329,990

4 bd · 3.0 ba · 2,803 sqft · SingleFamily · 91 Days on market

Built 2026 Good condition 6,000 sqft lot $118/sqft · 10% below area Est $365k · 10% under $65/mo HOA · 3% of rent ↓ 13% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.9/15.0
• Cash flow +8.5/30.0
• Condition / age +4.0/5.0
• Schools +3.8/10.0
• Livability +3.8/5.0
• 1% rule +2.9/10.0
• DSCR +2.3/10.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

Key facts

• Breakfast nook
• Dual sinks
• 6,000 sq ft lot

Tags

• GUEST BEDROOM ON MAIN LEVEL
• OPEN-CONCEPT FAMILY ROOM
• BREAKFAST NOOK
• EXPANSIVE PRIMARY BEDROOM
• LUXURIOUS EN-SUITE BATH
• DUAL SINKS

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $330k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-292 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $288k (12.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (21.2% below list).
• Recommended offer: $260k (21.2% below list) — sets the bar for 1% rule.
• Cap rate 5.2% vs local median 4.2% in Royse City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#158 in TX, #4,292 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, amenities F, commute F.
• Royse City ISD (rural): math 42% / reading 42% proficiency, ranked #266 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.1%/yr); 1288 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($300k) is reasonable based on typical stale-listing flexibility.

Recommended offer $259,964 (21.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 5.23%
• Cash-on-cash: -3.79%
• DSCR: 0.83
• GRM: 10.6

CMA / ARV

• ARV (median comp): $365,377
• List price: $329,990
• Delta: -9.69%
• Verdict: FAIR
• Comps: 14 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3813 Prairie Chapel Rd	0.19mi	4/3.0	3,049 (+9%)	2mo	$399,960	$131	75
3208 Larry Lott Blvd	0.36mi	4/3.0	2,410 (-14%)	2mo	$409,455	$170	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.2%
• Equity multiple: 0.14×
• Total profit: $-79,595
• Equity at exit: $49,203

10-year hold

• IRR: -37.8%
• Equity multiple: -0.32×
• Total profit: $-122,360
• Equity at exit: $28,532

Cash invested: $92,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75189

• Home prices YoY: -25.0%
• Rents YoY: -1.1%
• Active inventory: 1288
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,600 high
• Mortgage (P&I): −$1,731
• Tax est. 1.5%: −$412 /mo · $4,950/yr
• Insurance: −$137
• HOA: −$65
• Vacancy / Maint / Mgmt: −$546
• Net cashflow: $-292

Break-even live

Break-even rent $2,969

Max offer price $287,770

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,498
• Closing costs: $9,900
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3745 Prairie Chapel Rd Royse City, TX	4.0	2.0	1962	$2,400	$1.22	1d	1	0.15mi
2412 Green River Rd Royse City, TX	4.0	3.5	2547	$2,600	$1.02	1d	1	1.04mi
2420 Green River Rd Royse City, TX	4.0	3.5	2262	$2,700	$1.19	12d	1	1.04mi
2629 Green River Rd Royse City, TX	4.0	3.0	2182	$2,500	$1.15	1d	1	1.08mi
2629 Green River Rd Royse City, TX	4.0	3.0	2182	$2,500	$1.15	24d	1	1.08mi
2500 Gaulding St Royse City, TX	4.0	2.5	2628	$2,475	$0.94	1d	1	1.09mi
2413 Spring Side Dr Royse City, TX	4.0	3.0	2164	$2,190	$1.01	43d	1	1.10mi
2717 Green River Rd Royse City, TX	3.0	2.5	1935	$2,199	$1.14	7d	1	1.11mi
2721 Green River Rd Royse City, TX	4.0	3.5	2289	$2,299	$1.00	43d	1	1.12mi
2529 Moser Ln Royse City, TX	4.0	3.0	2174	$2,600	$1.20	1d	1	1.14mi
2805 Caroline St Royse City, TX	4.0	3.5	2550	$2,450	$0.96	1d	1	1.20mi
3100 Leatherwood Ln Royse City, TX	4.0	2.5	2544	$2,600	$1.02	10d	1	1.22mi

HOA detail

• Monthly dues: $65 · $780/yr
• Likely covers: gas

Listing history 11 events

1. 2026-06-15
   status $329,990 Pending 91 DOM
2. 2026-06-15
   days on market $329,990 Active 91 DOM
3. 2026-06-13
   days on market $329,990 Active 89 DOM
4. 2026-06-09
   days on market $329,990 Active 85 DOM
5. 2026-06-08
   status $329,990 Active 84 DOM
6. 2026-05-01
   price $329,990 1635-char remark

   Show marketing remark (1635 chars)

   MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

7. 2026-04-24
   price $334,990 1635-char remark

   Show marketing remark (1635 chars)

   MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

8. 2026-04-16
   price $344,990 1635-char remark

   Show marketing remark (1635 chars)

   MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

9. 2026-03-13
   price $359,990 1635-char remark

   Show marketing remark (1635 chars)

   MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

10. 2026-03-04
    price $369,990 1635-char remark

    Show marketing remark (1635 chars)

    MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

11. 2026-02-26
    listed $379,990 Active 1635-char remark

    Show marketing remark (1635 chars)

    MLS# 21191955 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 4 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with two oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a sprawling 20' x 28' Game Room offers endless possibilities—ideal for movie nights, study sessions, creative hobbies, or all of the above! Step outside to a covered back patio perfect for quiet mornings or evening entertaining. Located in a peaceful, well-connected community just minutes from Hwy 75, The Melody offers exceptional accessibility without sacrificing privacy or tranquility. Experience the superior design, flow, and craftsmanship that makes The Melody by Imagination Homes truly stand out. Schedule your tour today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $31,196
• − Mortgage interest: −$18,485
• − Property taxes: −$4,950
• − Insurance: −$1,650
• − Repairs & maintenance: −$2,496
• − Management: −$2,496
• − HOA: −$780
• − Depreciation: −$9,600
• Taxable loss: −$9,260
• Est. tax savings @ 24.0%: +$2,222
• After-tax cash flow: $-1,279/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
• Both Landscaping improvements — Enhances curb appeal and adds value
• Both New flooring in high-traffic areas — Improves appearance and reduces maintenance
• Both New kitchen appliances — Modernizes the space and adds value
• Both New bathroom fixtures — Enhances functionality and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in high-traffic areas — Improves appearance and reduces maintenance ↑
• Both New kitchen appliances — Modernizes the space and adds value ↑
• Both New bathroom fixtures — Enhances functionality and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Royse City ISD
• NCES district ID: 4838220
• Math proficiency: 42% ▼ -10.00%
• Reading proficiency: 42% ▼ -5.00%
• Median HH income: $73,810
• Composite: 38.44/100
• National rank: #4197
• State rank: #266 of 826 in TX

Livability — Royse City

• Score: 75/100
• State rank: #158
• US rank: #4292

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Royse City, TX
• County: Rockwall County · 132,930 people
• City population: 48,739
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 48,739
• Household income: $117,125
• Rent vs Own: 11.5% rent · 88.5% own
• Severe rent burden: 569.0

Population outlook (Collin County) Hauer SSP2

• Today (2025): 1,210,074 people
• By 2030: 1,358,201 · +12.2%
• By 2040: 1,654,061 · +36.7%
• By 2050: 1,937,359 · +60.1%
• By 2075: 2,567,039 · +112.1%
• By 2100: 2,952,048 · +144.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 25% Two or more races 12% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Slovak 2% Serbian 1% Lithuanian 1%
• Foreign-born: 10% · Canada, Philippines, Jamaica
• Languages at home: 80% English-only · Spanish 15% Other Indo-European 1%

Political lean MEDSL · Collin

• 2024 margin: R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
• 2008→2024 swing: +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
• All cycles: 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.10%
• Current HPI: 212.8422
• Rent YoY: ▼ -1.13%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-13.2% since first listed

6 events — show timeline

• 2026-05-01 Price Changed $329,990 NTREIS
• 2026-04-24 Price Changed $334,990 NTREIS
• 2026-04-16 Price Changed $344,990 NTREIS
• 2026-03-13 Price Changed $359,990 NTREIS
• 2026-03-04 Price Changed $369,990 NTREIS
• 2026-02-26 Listed $379,990 NTREIS