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3302 Hunterwood Dr
C- Composite 53.85
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +12.4/15.0
  • 1% rule +4.9/10.0
  • DSCR +4.6/10.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$239,999

3302 Hunterwood Dr · Missouri City, TX 77459
4 bd · 3.0 ba · 1,926 sqft · SingleFamily public records · 17 Days on market
Built 1978 5,035 sqft lot $125/sqft · 11% below area Est $269k · 11% under $39/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your dream home in the established Quail Valley community. This charming residence blends character and functionality in a prime location just minutes from First Colony Mall and Highway 59, offering easy access to shopping, dining, and everything you need. Zoned to highly rated schools, this home checks all the boxes. Enjoy a brand-new roof (2025), soaring ceilings, and a skylight in the living room that fills the space with natural light. A built-in wet bar makes entertaining effortless, while the home’s layout offers both comfort and versatility. Located just steps from the golf course, you’ll love the peaceful setting and lifestyle this home provides.

Key facts

  • Hardie plank siding
  • Brand new roof
  • Built in wet bar

Tags

QUAIL VALLEY COMMUNITYMATURE ESTABLISHED PLANTSHARDIE PLANK SIDINGBRAND NEW ROOFBUILT IN WET BARSTEPS FROM THE GOLF COURSE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $77 ($920/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (1.0% below list).
  • Recommended offer: $236k (1.5% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 3.5% in Missouri City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#526 in TX) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, employment A; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $236,399 (1.5% below list)

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
6.68%
Cash-on-cash
1.37%
DSCR
1.06
GRM
8.4

CMA / ARV

ARV (median comp)
$269,023
List price
$239,999
Delta
-3.35%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3229 Continental Dr 0.15mi 3/2.5 (-1) 1,942 (+1%) 4mo $245,000 $126 81
3311 La Costa Rd 0.02mi 3/2.0 (-1) 1,817 (-6%) 3mo $295,000 $162 78
3226 Palm Desert Ln 0.12mi 3/2.5 (-1) 1,809 (-6%) 0mo $256,500 $142 77
2810 Oak Hill Dr 0.10mi 4/2.5 2,163 (+12%) 7mo $272,000 $126 67
3327 Springhill Dr 0.34mi 3/2.0 (-1) 1,841 (-4%) 1mo $265,000 $144 67
3322 Ashmont Ln 0.26mi 3/2.0 (-1) 1,784 (-7%) 2mo $215,000 $121 65
3215 Springhill Dr 0.35mi 3/2.0 (-1) 1,784 (-7%) 4mo $259,000 $145 59
3315 Golden Tee Ct 0.48mi 3/2.0 (-1) 1,786 (-7%) 2mo $175,000 $98 54
3043 Bonney Briar Dr 0.62mi 4/2.5 2,206 (+14%) 1mo $309,900 $140 44
2850 Creekway Cir 0.69mi 3/2.0 (-1) 2,072 (+8%) 5mo $269,000 $130 42
2207 Cottonwood Ct 0.68mi 3/2.0 (-1) 1,700 (-12%) 4mo $225,000 $132 37
3430 W Creek Club Dr 0.73mi 4/2.5 2,210 (+15%) 6mo $338,000 $153 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.2%
Equity multiple
0.60×
Total profit
$-27,172
Equity at exit
$50,335
10-year hold
IRR
-6.4%
Equity multiple
0.53×
Total profit
$-31,384
Equity at exit
$46,622

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,377 high interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$404 /mo · $4,844/yr
Insurance
$100
HOA
$39
Vacancy / Maint / Mgmt
$499
Net cashflow
$77

Break-even live

Break-even rent $2,280
Max offer price $239,999
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3327 Shady Glen Ln Missouri City, TX 4.0 2.5 2232 $2,250 $1.01 13d 1 0.20mi
22 Chapparal Ct Missouri City, TX 3.0 2.0 1504 $2,000 $1.33 44d 1 0.41mi
2120 Bermuda Dunes Dr Missouri City, TX 3.0 2.5 2100 $2,200 $1.05 24d 1 0.44mi
2608 Grand Plantation Ct Missouri City, TX 3.0 2.0 2150 $2,450 $1.14 13d 1 0.75mi
3611 Duncaster Dr Missouri City, TX 3.0 2.5 1926 $2,100 $1.09 20d 1 0.77mi
2319 Quail Valley East Dr Missouri City, TX 5.0 3.0 2235 $2,000 $0.89 44d 1 1.00mi
2307 Hilton Head Dr Missouri City, TX 4.0 2.0 2606 $2,239 $0.86 17d 1 1.02mi
3912 Cedar Valley Dr Missouri City, TX 3.0 2.0 2151 $2,200 $1.02 21d 1 1.24mi
1547 Revolution Way Missouri City, TX 3.0 3.0 1680 $2,300 $1.37 13d 1 1.33mi
1620 Good Day Dr Missouri City, TX 3.0 3.0 1364 $1,790 $1.31 44d 1 1.38mi
1919 Doliver Cir Missouri City, TX 3.0 2.0 1515 $2,000 $1.32 44d 1 1.42mi
4340 Lake Walk Ct Missouri City, TX 3.0 2.5 2100 $2,600 $1.24 22d 1 1.45mi
1420 Revolution Way Missouri City, TX 3.0 2.5 1649 $2,250 $1.36 44d 1 1.46mi

HOA detail

Monthly dues
$39 · $468/yr

Listing history 16 events

  1. 2026-06-18
    days on market $239,999 Active 17 DOM
  2. 2026-06-17
    days on market $239,999 Active 16 DOM
  3. 2026-06-16
    days on market $239,999 Active 15 DOM
  4. 2026-06-15
    days on market $239,999 Active 14 DOM
  5. 2026-06-13
    days on market $239,999 Active 12 DOM
  6. 2026-06-09
    days on market $239,999 Active 8 DOM
  7. 2026-06-08
    days on market $239,999 Active 7 DOM
  8. 2026-06-07
    days on market $239,999 Active 6 DOM
  9. 2026-06-04
    days on market $239,999 Active 3 DOM
  10. 2026-06-03
    days on market $239,999 Active 2 DOM
  11. 2026-06-02
    remarks 693-char remark
  12. 2026-06-02
    pricedays on marketlisting id $239,999 Active 1 DOM
  13. 2026-06-01
    days on market $260,000 Active 109 DOM
  14. 2026-05-31
    days on market $260,000 Active 108 DOM
  15. 2026-02-12
    listed $260,000 Active 688-char remark
    Show marketing remark (688 chars)

    Welcome to your dream home in the established Quail Valley community. This charming residence blends character and functionality in a prime location just minutes from First Colony Mall and Highway 59, offering easy access to shopping, dining, and everything you need. Zoned to highly rated schools, this home checks all the boxes. Enjoy a brand-new roof (2025), soaring ceilings, and a skylight in the living room that fills the space with natural light. A built-in wet bar makes entertaining effortless, while the home’s layout offers both comfort and versatility. Located just steps from the golf course, you’ll love the peaceful setting and lifestyle this home provides.

  16. 2006-09-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,844 · $404/mo
Projected year-2 tax
$4,844 · $404/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,526
− Mortgage interest
−$13,444
− Property taxes
−$4,844
− Insurance
−$1,200
− Repairs & maintenance
−$2,282
− Management
−$2,282
− HOA
−$468
− Depreciation
−$6,982
Taxable loss
−$2,976
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$714
After-tax cash flow
$1,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Missouri City

Score
67/100
State rank
#526
US rank
#10308

Category grades

Amenities F Commute F Cost of living A- Crime A Employment A Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Missouri City, TX
County
Fort Bend County · 836,777 people
City population
123,513
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-02-12 Listed $260,000 HARMLS
  • 2006-09-18 Sold (Public Records) Public Records

Property tax history

+4.3%/yr

Latest (2025): $4,844 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…