306 Maplewood Ave · Struthers, OH 44471

$119,900

3 bd · 1.0 ba · 1,172 sqft · SingleFamily public records · 55 Days on market

Built 1920 5,488 sqft lot $102/sqft · 11% above area Est $108k · 11% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.9/30.0
• DSCR +7.7/10.0
• 1% rule +5.3/10.0
• Schools +4.0/10.0
• Livability +3.6/5.0
• Appreciation +2.9/10.0
• ARV discount +2.5/15.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Lovely Struthers bungalow with the rare bonus of a first floor bedroom -- perfect for guests, a home office, or one-level living. Updates include fresh paint throughout, new carpet, and luxury vinyl tile! Both bathrooms have been refreshed with new, dazzling white amenities while the kitchen got new stainless steel appliances. Clean, dry basement offers plenty of storage or potential living space. Busy lifestyle? Don't feel like cooking every night? Steps from the legendary Elmton pizza place! Also a short drive from Boardman shopping. Move in ready!

Key facts

• First floor bedroom
• Clean dry basement
• 5,488 sq ft lot

Tags

• FIRST FLOOR BEDROOM
• NEW STAINLESS STEEL APPLIANCES
• CLEAN DRY BASEMENT

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $233 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 6.4% in Struthers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
• Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 66 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 7y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $60k; list at $120k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $116,303 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 8.62%
• Cash-on-cash: 8.33%
• DSCR: 1.37
• GRM: 8.1

CMA / ARV

• ARV (median comp): $107,820
• List price: $119,900
• Delta: 11.20%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
281 Sexton St	0.07mi	3/1.0	1,248 (+6%)	1mo	$175,000	$140	85
261 Sexton St	0.10mi	3/1.0	1,100 (-6%)	2mo	$135,500	$123	84
537 7th St	0.24mi	3/1.0	1,280 (+9%)	3mo	$153,500	$120	71
457 Sexton St	0.29mi	2/1.0 (-1)	1,100 (-6%)	2mo	$127,500	$116	69
511 Edison St	0.58mi	3/2.0	1,120 (-4%)	1mo	$214,000	$191	61
417 9th St	0.54mi	3/1.0	1,260 (+8%)	1mo	$93,000	$74	61
587 Edison St	0.68mi	2/2.0 (-1)	1,163 (-1%)	2mo	$160,000	$138	57
173 Poland Ave	0.59mi	2/1.0 (-1)	1,104 (-6%)	2mo	$53,000	$48	56
612 Maplewood Ave	0.57mi	3/1.0	1,056 (-10%)	3mo	$135,000	$128	54
226 Helena Dr	0.56mi	4/2.0 (+1)	1,080 (-8%)	2mo	$172,000	$159	51
453 W Omar St	0.75mi	3/2.0	1,044 (-11%)	3mo	$201,500	$193	41
2510 E Midlothian Blvd	0.59mi	2/2.0 (-1)	1,016 (-13%)	3mo	$107,500	$106	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.7%
• Equity multiple: 0.86×
• Total profit: $-4,627
• Equity at exit: $17,877

10-year hold

• IRR: 6.0%
• Equity multiple: 1.44×
• Total profit: $14,939
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44471

• Home prices YoY: -1.5%
• Active inventory: 66
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,237 high
• Mortgage (P&I): −$629
• Tax from tax record: −$66 /mo · $788/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$260
• Net cashflow: $233

Break-even live

Break-even rent $942

Max offer price $119,900

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2523 E Midlothian Blvd Apt 5 Struthers, OH	2.0	1.0	750	$800	$1.07	13d	1	0.49mi
610 Elm St Struthers, OH	3.0	1.0	1050	$1,500	$1.43	13d	1	0.53mi
1914 S Heights Ave Youngstown, OH	3.0	1.0	1115	$1,950	$1.75	43d	1	1.01mi
1803 Pointview Ave Youngstown, OH	2.0	1.0	950	$1,000	$1.05	43d	1	1.11mi
240 Center St #3 Struthers, OH	2.0	1.0	855	$600	$0.70	13d	1	1.22mi
3446 Ambert Ave Youngstown, OH	4.0	1.0	1100	$1,250	$1.14	13d	1	1.30mi

Listing history 42 events

1. 2026-06-19
   days on market $119,900 Active 55 DOM
2. 2026-06-18
   days on market $119,900 Active 54 DOM
3. 2026-06-17
   status $119,900 Active 53 DOM
4. 2026-06-17
   days on market $119,900 Contingent 53 DOM
5. 2026-06-16
   days on market $119,900 Contingent 52 DOM
6. 2026-06-15
   days on market $119,900 Contingent 51 DOM
7. 2026-06-14
   days on market $119,900 Contingent 49 DOM
8. 2026-06-13
   days on market $119,900 Contingent 48 DOM
9. 2026-06-10
   days on market $119,900 Contingent 46 DOM
10. 2026-06-09
    days on market $119,900 Contingent 45 DOM
11. 2026-06-08
    statusdays on market $119,900 Contingent 44 DOM
12. 2026-06-03
    days on market $119,900 Active 41 DOM
13. 2026-06-02
    days on market $119,900 Active 40 DOM
14. 2026-06-01
    days on market $119,900 Active 39 DOM
15. 2026-05-31
    days on market $119,900 Active 38 DOM
16. 2026-05-30
    days on market $119,900 Active 37 DOM
17. 2026-05-01
    price $125,000 560-char remark

    Show marketing remark (560 chars)

    Lovely Struthers bungalow with the rare bonus of a first floor bedroom -- perfect for guests, a home office, or one-level living. Updates include fresh paint throughout, new carpet, and luxury vinyl tile! Both bathrooms have been refreshed with new, dazzling white amenities while the kitchen got new stainless steel appliances. Clean, dry basement offers plenty of storage or potential living space. Busy lifestyle? Don't feel like cooking every night? Steps from the legendary Elmton pizza place! Also a short drive from Boardman shopping. Move in ready!

18. 2026-04-23
    historical $1,200
19. 2026-04-21
    listed $135,000 Active 560-char remark

    Show marketing remark (560 chars)

    Lovely Struthers bungalow with the rare bonus of a first floor bedroom -- perfect for guests, a home office, or one-level living. Updates include fresh paint throughout, new carpet, and luxury vinyl tile! Both bathrooms have been refreshed with new, dazzling white amenities while the kitchen got new stainless steel appliances. Clean, dry basement offers plenty of storage or potential living space. Busy lifestyle? Don't feel like cooking every night? Steps from the legendary Elmton pizza place! Also a short drive from Boardman shopping. Move in ready!

20. 2026-04-07
    price $1,200
21. 2026-03-18
    historical
22. 2026-03-11
    listed $1,300
23. 2026-03-06
    historical $1,200
24. 2026-02-27
    listed $1,200
25. 2026-02-13
    price $129,500
26. 2026-01-09
    listed $135,000 Active
27. 2025-07-01
    status Pending
28. 2025-07-01
    soldstatus $60,000 Closed
29. 2025-07-01
    soldstatus $60,000
30. 2025-06-14
    historical Contingent
31. 2025-05-28
    price $79,900
32. 2025-04-14
    price $84,900
33. 2025-03-09
    listed $89,000 Active
34. 2019-12-12
    soldstatus $30,000 Closed
35. 2019-11-24
    status Pending
36. 2019-10-31
    status Active
37. 2019-10-30
    historical
38. 2019-10-01
    price $32,000
39. 2019-10-01
    status Active
40. 2019-09-30
    historical
41. 2019-07-03
    price $34,000
42. 2019-03-28
    listed $40,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $788 · $66/mo
• Projected year-2 tax: $1,329 · $111/mo
• Expected delta: +$541/yr (+$45/mo · 68.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,845
• − Mortgage interest: −$6,716
• − Property taxes: −$788
• − Insurance: −$600
• − Repairs & maintenance: −$1,188
• − Management: −$1,188
• − Depreciation: −$3,488
• Taxable income: $878
• Est. tax owed @ 24.0%: −$211
• After-tax cash flow: $2,584/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Struthers City
• NCES district ID: 3904485
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $37,753
• Composite: 40.35/100
• National rank: #3742
• State rank: #475 of 656 in OH

Livability — Struthers

• Score: 71/100
• State rank: #418
• US rank: #6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Struthers, OH
• County: Mahoning · 224,175 people
• City population: 10,296
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,296
• Household income: $52,811
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 12.2

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Romanian 8% Lithuanian 4% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.12%
• Current HPI: 274.6394
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+212.5% since first listed

26 events — show timeline

• 2026-05-01 Price Changed $125,000 MLSNOW
• 2026-04-23 Rental Removed $1,200 TENANTTURNER2
• 2026-04-21 Listed $135,000 MLSNOW
• 2026-04-07 Price Changed $1,200 TENANTTURNER2
• 2026-03-18 Listing Removed — MLSNOW
• 2026-03-11 Listed for Rent $1,300 TENANTTURNER2
• 2026-03-06 Rental Removed $1,200 Hemlane
• 2026-02-27 Listed for Rent $1,200 Hemlane
• 2026-02-13 Price Changed $129,500 MLSNOW
• 2026-01-09 Listed $135,000 MLSNOW
• 2025-07-01 Pending — MLSNOW
• 2025-07-01 Sold (Public Records) $60,000 Public Records
• 2025-07-01 Sold (MLS) $60,000 MLSNOW
• 2025-06-14 Contingent — MLSNOW
• 2025-05-28 Price Changed $79,900 MLSNOW
• 2025-04-14 Price Changed $84,900 MLSNOW
• 2025-03-09 Listed $89,000 MLSNOW
• 2019-12-12 Sold (MLS) $30,000 MLSNOW
• 2019-11-24 Pending — MLSNOW
• 2019-10-31 Relisted — MLSNOW
• 2019-10-30 Listing Removed — MLSNOW
• 2019-10-01 Price Changed $32,000 MLSNOW
• 2019-10-01 Relisted — MLSNOW
• 2019-09-30 Listing Removed — MLSNOW
• 2019-07-03 Price Changed $34,000 MLSNOW
• 2019-03-28 Listed $40,000 MLSNOW

Property tax history

+2.1%/yr

Latest (2025): $788 · -0.0% YoY. Source: county tax records.