2113 Windflower Dr #107 · Rosamond, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.76%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 101°F)
- 5 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 16 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +6.2/10.0
- Condition / age +3.8/5.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Schools +2.2/10.0
- ARV discount +0.0/15.0
$164,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Very well maintained Home situated in a great park !. Presenting a very nice and cozy home with four bedrooms and two bathrooms , upgraded patio with a wheelchair ramp and nice backyard including two sheds that will stay , space for two car porch , central heating and air and fresh interior paint.
Key facts
- Central heating
- Upgraded patio
- Nice backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $165k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $920 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $165k).
- Recommended offer: $150k (9.0% below list) — sets the bar for market timing.
- Cap rate 13.9% vs local median 4.3% in Rosamond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
- Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 458 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.4% local appreciation)).
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (2.4% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 120 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $132k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.68% ✓
- Cap rate
- 13.90%
- Cash-on-cash
- 27.15%
- DSCR
- 2.21
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $126,562
- List price
- $164,999
- Delta
- 30.37%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2021 Windharp #30 | 0.12mi | 4/2.0 | 1,536 (-2%) | 1mo | $108,000 | $70 | 90 |
| 1550 W 20th St #18 | 0.35mi | 3/2.0 (-1) | 1,600 (+2%) | 5mo | $160,000 | $100 | 71 |
| 1550 20th W | 0.35mi | 3/2.0 (-1) | 1,600 (+2%) | 5mo | $175,000 | $109 | 71 |
| 2017 Windcurrent Dr #126 | 0.06mi | 3/2.0 (-1) | 1,782 (+14%) | 0mo | $140,000 | $79 | 69 |
| 2000 Windflow Dr #76 | 0.10mi | 3/2.0 (-1) | 1,762 (+12%) | 1mo | $185,000 | $105 | 69 |
| 1550 20th St W #97 | 0.35mi | 3/2.0 (-1) | 1,600 (+2%) | 12mo | $162,000 | $101 | 66 |
| 2000 Windcurrent Dr #147 | 0.06mi | 3/2.0 (-1) | 1,344 (-14%) | 8mo | $125,000 | $93 | 62 |
| 1550 20th St W #70 | 0.35mi | 3/2.0 (-1) | 1,492 (-5%) | 10mo | $120,000 | $80 | 62 |
| 2024 Colleen Dr #52 | 0.26mi | 3/2.0 (-1) | 1,680 (+7%) | 11mo | $150,000 | $89 | 62 |
| 2116 Windflow Drive #66 #66 | 0.06mi | 3/2.0 (-1) | 1,344 (-14%) | 9mo | $98,950 | $74 | 60 |
| 2104 Windbreak Drive #18 #18 | 0.14mi | 3/2.0 (-1) | 1,344 (-14%) | 5mo | $110,000 | $82 | 60 |
| 1550 W 20th St Spc 67 | 0.35mi | 3/2.0 (-1) | 1,440 (-8%) | 10mo | $130,000 | $90 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.4% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.9%
- Equity multiple
- 2.59×
- Total profit
- $73,463
- Equity at exit
- $68,727
- IRR
- 30.0%
- Equity multiple
- 5.03×
- Total profit
- $186,126
- Equity at exit
- $101,849
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93560
- Home prices YoY
- 0.6%
- Active inventory
- 458
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $2,767 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$581
- Net cashflow
- $920
Break-even live
Sensitivity live
| Price | -10% $1,034 | -5% $977 | +0% $920 | +5% $863 | +10% $806 |
|---|---|---|---|---|---|
| Rent | -10% $702 | -5% $811 | +0% $920 | +5% $1,029 | +10% $1,139 |
| Rate | -1.0pp $1,003 | -0.5pp $962 | base $920 | +0.5pp $877 | +1.0pp $834 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1943 Pengilley Ave Rosamond, CA | 3.0 | 2.0 | 1379 | $2,600 | $1.89 | 2d | 1 | 0.20mi |
| 1953 Marie Ave Apt A Rosamond, CA | 4.0 | 3.0 | 1753 | $2,550 | $1.45 | 44d | 1 | 0.27mi |
| 1953 Marie Ave Apt A Rosamond, CA | 4.0 | 3.0 | 1753 | $2,550 | $1.45 | 4d | 1 | 0.27mi |
| 2051 Candice Ave Rosamond, CA | 3.0 | 2.0 | 1345 | $2,395 | $1.78 | 16d | 1 | 0.60mi |
| 1838 Center St Unit A Rosamond, CA | 3.0 | 2.5 | 1495 | $2,000 | $1.34 | 2d | 1 | 0.91mi |
| 1838 Center St Unit A Rosamond, CA | 3.0 | 2.5 | 1475 | $2,000 | $1.36 | 11d | 1 | 0.91mi |
| 3017 Via Bella Rosa Ave Rosamond, CA | 4.0 | 2.0 | 1820 | $2,800 | $1.54 | 44d | 1 | 1.00mi |
| 3124 Via Bella Rosa Ave Rosamond, CA | 4.0 | 2.0 | 1809 | $3,200 | $1.77 | 44d | 1 | 1.10mi |
| 3356 Firebush Ave Rosamond, CA | 4.0 | 2.0 | 1612 | $2,550 | $1.58 | 21d | 1 | 1.31mi |
| 3172 Shelley St Rosamond, CA | 4.0 | 2.0 | 1192 | $2,300 | $1.93 | 22d | 1 | 1.36mi |
| 2516 Starbrite Ave Rosamond, CA | 3.0 | 2.0 | 1542 | $2,900 | $1.88 | 2d | 1 | 1.39mi |
| 3424 Brabham Ave Rosamond, CA | 3.0 | 2.0 | 1364 | $2,150 | $1.58 | 44d | 1 | 1.40mi |
| 2608 Starbrite Ave Rosamond, CA | 4.0 | 2.0 | 1542 | $2,795 | $1.81 | 2d | 1 | 1.41mi |
Listing history 36 events
-
2026-06-18days on market $164,999 Active 120 DOM
-
2026-06-17days on market $164,999 Active 119 DOM
-
2026-06-16days on market $164,999 Active 118 DOM
-
2026-06-15days on market $164,999 Active 117 DOM
-
2026-06-13days on market $164,999 Active 115 DOM
-
2026-06-13days on market $164,999 Active 114 DOM
-
2026-06-09days on market $164,999 Active 111 DOM
-
2026-06-08days on market $164,999 Active 110 DOM
-
2026-06-07days on market $164,999 Active 109 DOM
-
2026-06-04days on market $164,999 Active 106 DOM
-
2026-06-03days on market $164,999 Active 105 DOM
-
2026-06-02days on market $164,999 Active 104 DOM
-
2026-06-01days on market $164,999 Active 103 DOM
-
2026-05-31days on market $164,999 Active 102 DOM
-
2026-04-22price $164,999 301-char remark
Show marketing remark (301 chars)
Very well maintained Home situated in a great park !. Presenting a very nice and cozy home with four bedrooms and two bathrooms , upgraded patio with a wheelchair ramp and nice backyard including two sheds that will stay , space for two car porch , central heating and air and fresh interior paint.
-
2026-04-22price $164,999 301-char remark
Show marketing remark (301 chars)
Very well maintained Home situated in a great park !. Presenting a very nice and cozy home with four bedrooms and two bathrooms , upgraded patio with a wheelchair ramp and nice backyard including two sheds that will stay , space for two car porch , central heating and air and fresh interior paint.
-
2026-02-18$169,999 Active 301-char remark
Show marketing remark (301 chars)
Very well maintained Home situated in a great park !. Presenting a very nice and cozy home with four bedrooms and two bathrooms , upgraded patio with a wheelchair ramp and nice backyard including two sheds that will stay , space for two car porch , central heating and air and fresh interior paint.
-
2026-02-18$169,999 Active 301-char remark
Show marketing remark (301 chars)
Very well maintained Home situated in a great park !. Presenting a very nice and cozy home with four bedrooms and two bathrooms , upgraded patio with a wheelchair ramp and nice backyard including two sheds that will stay , space for two car porch , central heating and air and fresh interior paint.
-
2024-04-30status Pending Sale
-
2024-04-26$136,000 Active
-
2024-04-26historical
-
2024-04-22price $136,000
-
2024-04-15price $128,000
-
2024-03-27price $132,000
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2024-03-14price $140,000
-
2024-02-27$128,000 Active
-
2022-11-10soldstatus $132,500 Closed
-
2022-11-10soldstatus $132,500 Closed Sale
-
2022-09-22status Pending Sale
-
2022-09-22status Pending
-
2022-09-13$140,000 Active
-
2022-09-12$140,000 Active
-
2021-08-15historical
-
2021-08-12soldstatus $95,000 Closed
-
2021-07-12status Active
-
2021-06-12$109,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone A · 76% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 5 d/yr ≥101°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 16 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,199
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$2,327
- − Repairs & maintenance
- −$2,656
- − Management
- −$2,656
- − Depreciation
- −$4,800
- Taxable income
- $9,042
- Est. tax owed @ 24.0%
- −$2,170
- After-tax cash flow
- $8,872/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
A well-maintained mobile home with good condition and potential for cosmetic upgrades to enhance its curb appeal and value.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value
- Both Replace gutters — Improves drainage and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Replace gutters — Improves drainage and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Southern Kern Unified
- NCES district ID
- 0637620
- Math proficiency
- 25% ▲ 7.00%
- Reading proficiency
- 25% ▼ -8.00%
- Median HH income
- $54,523
- Composite
- 22.5/100
- National rank
- #8093
- State rank
- #387 of 517 in CA
Livability — Rosamond
- Score
- 49/100
- State rank
- #1178
- US rank
- #25952
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rosamond, CA
- County
- Kern County · 710,371 people
- City population
- 22,119
- Metro
- Bakersfield, CA
- Population (ZIP)
- 22,119
- Household income
- $77,431
- Rent vs Own
- Severe rent burden
- 425.0
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 35%
- Common ancestry
- Portuguese 2% Italian 2% Lithuanian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.40%
- Current HPI
- 403.7206
- Rent YoY
- —
- Metro
- Bakersfield, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+50.1% since first listed22 events — show timeline
- 2026-04-22 Price Changed $164,999 CRMLS
- 2026-04-22 Price Changed $164,999 AVMLS
- 2026-02-18 Listed $169,999 AVMLS
- 2026-02-18 Listed $169,999 CRMLS
- 2024-04-30 Pending — CRMLS
- 2024-04-26 Listing Removed — CRMLS
- 2024-04-26 Listed $136,000 CRMLS
- 2024-04-22 Price Changed $136,000 CRMLS
- 2024-04-15 Price Changed $128,000 CRMLS
- 2024-03-27 Price Changed $132,000 CRMLS
- 2024-03-14 Price Changed $140,000 CRMLS
- 2024-02-27 Listed $128,000 CRMLS
- 2022-11-10 Sold (MLS) $132,500 CRMLS
- 2022-11-10 Sold (MLS) $132,500 AVMLS
- 2022-09-22 Pending — CRMLS
- 2022-09-22 Pending — AVMLS
- 2022-09-13 Listed $140,000 CRMLS
- 2022-09-12 Listed $140,000 AVMLS
- 2021-08-15 Listing Removed — AVMLS
- 2021-08-12 Sold (MLS) $95,000 AVMLS
- 2021-07-12 Relisted — AVMLS
- 2021-06-12 Listed $109,900 AVMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…