1915 Maratta Rd · Hopewell, PA 15001

$143,000

2 bd · 1.0 ba · 1,056 sqft · SingleFamily · 49 Days on market

Built 1963 Fair condition 3,049 sqft lot $135/sqft · 22% below area Est $182k · 22% under ↓ 3% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.0/30.0
• DSCR +4.2/10.0
• Schools +4.2/10.0
• 1% rule +3.9/10.0
• Rent growth +3.0/5.0
• Livability +2.9/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks

Unique opportunity at 1915 Maratta Rd in Aliquippa! This 2-bedroom, 1 full bath home offers strong potential for both investors and owner-occupants alike. Inside, the home is well-kept and clean, with a long-term tenant in place for over 8 years, providing immediate rental income. Major mechanical updates include a furnace (approx. 4 years old), sewer lines (approx. 10 years old), roof (approx. 10–11 years old), and central A/C unit (approx. 11 years old). The property also features a rear awning that was replaced approximately 2 years ago. Additional features include a partial basement with a crawl space under the remainder of the home, offering utility access and storage options. Th

Key facts

• Roof
• Central a c unit
• Sewer lines

Tags

• IMMEDIATE RENTAL INCOME
• MAJOR MECHANICAL UPDATES
• FURNACE
• SEWER LINES
• ROOF
• CENTRAL A C UNIT

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Resale property
• Construction: Asphalt roof
• Exterior features: 0.07 acre lot

Interior

• Kitchen: Refrigerator; Stove; Some gas appliances
• Flooring: Tile flooring; Carpet flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Gas heating; Central air conditioning
• Interior features: Multi-pane windows; Has basement

🏷️ Possibly a rental listed for sale. The $143,000 price doesn't fit this home's estimated sale value (~$182,193) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $143k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $18 ($216/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (10.9% below list).
• Recommended offer: $127k (10.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 57/100 on livability (#1,615 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime D+, employment D, schools F.
• Hopewell Area SD (suburban): math 36% / reading 60% proficiency, ranked #191 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.0%/yr); 130 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($139k) is reasonable based on typical stale-listing flexibility.

Recommended offer $127,373 (10.9% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.44%
• Cash-on-cash: 0.54%
• DSCR: 1.02
• GRM: 9.4

CMA / ARV

• ARV (median comp): $182,193
• List price: $143,000
• Delta: -21.51%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2039 Circle Drive+3 Car Garage	0.19mi	2/2.0	1,010 (-4%)	2mo	$210,000	$208	78
1206 Augusta Dr	0.13mi	3/1.0 (+1)	984 (-7%)	1mo	$188,000	$191	77
1701 Truman Dr	0.18mi	3/2.0 (+1)	1,100 (+4%)	1mo	$229,900	$209	75
1311 Agnew Ave	0.14mi	3/1.0 (+1)	1,080 (+2%)	12mo	$220,000	$204	74
1009 Maine Ave	0.41mi	2/1.5	1,100 (+4%)	7mo	$196,500	$179	66
1320 Mcgee Ave	0.17mi	3/1.0 (+1)	912 (-14%)	1mo	$227,500	$249	63
1216 Maine Ave	0.18mi	3/1.5 (+1)	960 (-9%)	7mo	$180,000	$188	63
1913 Glen Rd	0.22mi	3/1.0 (+1)	960 (-9%)	10mo	$173,000	$180	61
128 Sawyer Dr	0.70mi	2/1.0	1,092 (+3%)	1mo	$130,000	$119	61
1212 Covert St	0.27mi	2/2.0	924 (-12%)	5mo	$152,000	$165	58
1024 Maine Ave	0.35mi	2/1.5	1,184 (+12%)	11mo	$185,000	$156	53
1307 Wade St	0.75mi	3/2.0 (+1)	1,170 (+11%)	7mo	$110,000	$94	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold

• IRR: -16.5%
• Equity multiple: 0.42×
• Total profit: $-23,212
• Equity at exit: $21,322

10-year hold

• IRR: -10.0%
• Equity multiple: 0.41×
• Total profit: $-23,514
• Equity at exit: $12,364

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15001

• Home prices YoY: -20.8%
• Rents YoY: 2.0%
• Active inventory: 130
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,274 medium
• Mortgage (P&I): −$750
• Tax est. 1.5%: −$179 /mo · $2,145/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$267
• Net cashflow: $18

Break-even live

Break-even rent $1,251

Max offer price $143,000

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,750
• Closing costs: $4,290
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1108 Main St Aliquippa, PA	3.0	1.0	1352	$1,299	$0.96	2d	1	0.92mi
141 Carroll St Aliquippa, PA	2.0	1.0	704	$995	$1.41	2d	1	0.97mi
1620 Polk St Aliquippa, PA	3.0	1.0	1124	$1,045	$0.93	2d	1	1.31mi
2971 Kane Rd Aliquippa, PA	1.0–3.0	1.0–2.0	1173	$1,600	$1.36	2d	18	1.42mi
629 Highland Ave Aliquippa, PA	3.0	1.0	1468	$700	$0.48	44d	1	1.43mi

Listing history 15 events

1. 2026-06-18
   days on market $143,000 Active 49 DOM
2. 2026-06-17
   days on market $143,000 Active 48 DOM
3. 2026-06-16
   days on market $143,000 Active 47 DOM
4. 2026-06-15
   days on market $143,000 Active 46 DOM
5. 2026-06-13
   days on market $143,000 Active 44 DOM
6. 2026-06-09
   days on market $143,000 Active 40 DOM
7. 2026-06-08
   days on market $143,000 Active 39 DOM
8. 2026-06-07
   days on market $143,000 Active 38 DOM
9. 2026-06-05
   days on market $143,000 Active 35 DOM
10. 2026-06-03
    days on market $143,000 Active 34 DOM
11. 2026-06-02
    days on market $143,000 Active 33 DOM
12. 2026-06-01
    days on market $143,000 Active 32 DOM
13. 2026-05-31
    days on market $143,000 Active 31 DOM
14. 2026-05-19
    price $145,000 903-char remark
15. 2026-04-30
    listed $148,000 Active 903-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $15,285
• − Mortgage interest: −$8,010
• − Property taxes: −$2,145
• − Insurance: −$715
• − Repairs & maintenance: −$1,223
• − Management: −$1,223
• − Depreciation: −$4,160
• Taxable loss: −$2,191
• Est. tax savings @ 24.0%: +$526
• After-tax cash flow: $742/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This 2-bedroom home presents as a moderate rehab opportunity with average condition. It offers immediate rental income and has major mechanical updates. The home could benefit from exterior painting, kitchen updates, and a new awning to increase its resale and rental value.

Repairs flagged

• Minor Kitchen cabinets — Worn appearance
• Minor Bathtub and shower curtain — Dated appearance
• Moderate Exterior siding — Shows some wear
• Minor Paint — Faded in some areas
• Minor Windows — Could use cleaning
• Minor Foundation — Discoloration

Value-add opportunities

• Both Paint exterior wall — Fresh paint can improve curb appeal and home value
• Both Replace awning — A new awning can improve curb appeal and provide shade
• Both Update kitchen cabinets — Fresh cabinets can improve the kitchen's appearance and functionality
• Both Replace bathtub and shower curtain — A new shower curtain can improve the bathroom's appearance and functionality
• Both Update HVAC system — An energy-efficient HVAC system can improve comfort and reduce energy costs

Renovation cost estimate screening

Repair item	Severity	Est. cost
Kitchen cabinets · Worn appearance	Minor	$500–3,000
Bathtub and shower curtain · Dated appearance	Minor	$500–3,000
Exterior siding · Shows some wear	Moderate	$3,000–15,000
Paint · Faded in some areas	Minor	$500–3,000
Windows · Could use cleaning	Minor	$500–3,000
Foundation · Discoloration	Minor	$500–3,000
Total estimated repair cost · 6 items		$5,500–30,000

Value-add ROI direction

• Both Paint exterior wall — Fresh paint can improve curb appeal and home value ↑
• Both Replace awning — A new awning can improve curb appeal and provide shade ↑
• Both Update kitchen cabinets — Fresh cabinets can improve the kitchen's appearance and functionality ↑
• Both Replace bathtub and shower curtain — A new shower curtain can improve the bathroom's appearance and functionality ↑
• Both Update HVAC system — An energy-efficient HVAC system can improve comfort and reduce energy costs ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Hopewell Area SD
• NCES district ID: 4212030
• Math proficiency: 36% ▼ -12.00%
• Reading proficiency: 60% ▼ -7.00%
• Median HH income: $59,944
• Composite: 41.98/100
• National rank: #3340
• State rank: #191 of 539 in PA

Livability — Hopewell

• Score: 57/100
• State rank: #1615
• US rank: #22072

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Beaver County · 116,001 people
• Metro: Pittsburgh, PA
• Population (ZIP): 31,976
• Household income: $70,985
• Rent vs Own: 24.4% rent · 75.6% own
• Severe rent burden: 720.0

Population outlook (Beaver County) Hauer SSP2

• Today (2025): 164,976 people
• By 2030: 161,449 · -2.1%
• By 2040: 151,752 · -8.0%
• By 2050: 141,155 · -14.4%
• By 2075: 118,142 · -28.4%
• By 2100: 91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Serbian 2% Subsaharan African 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.21%
• Current HPI: 247.7251
• Rent YoY: ▲ 2.05%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-3.4% since first listed

3 events — show timeline

• 2026-05-27 Price Changed $143,000 West Penn MLS
• 2026-05-19 Price Changed $145,000 West Penn MLS
• 2026-04-30 Listed $148,000 West Penn MLS