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5250 Dragonfly Dr
D+ Composite 45.91
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.7/30.0
  • Schools +5.2/10.0
  • 1% rule +4.1/10.0
  • Livability +3.5/5.0
  • Rent growth +3.2/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

5250 Dragonfly Dr · Wildwood, FL 34785
3 bd · 2.5 ba · 1,688 sqft · SingleFamily public records · 79 Days on market
Built 2023 1,987 sqft lot Est $370k · 33% under $166/mo HOA · 7% of rent ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Key facts

  • Peaceful pond views
  • Waterfront townhome
  • Granite countertops

Tags

WATERFRONT TOWNHOMEPEACEFUL POND VIEWSNEW BERBER CARPET UPSTAIRSGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Association contact: Tammy Collins
  • Financial info: Other annual assessment approximately $2,152; Lease restrictions apply
  • HOA & community: HOA required (monthly HOA approximately $166.67; quarterly fee $500); HOA includes pool and grounds maintenance; Community features include pool, sidewalks, community mailbox, deed restrictions, reclaimed water irrigation; Pets allowed (cats and dogs)

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer; Electricity connected; Broadband/high-speed internet available; Fire hydrant on property; Sewer connected
  • Home design: Townhouse; Residential property; Completed condition; Two stories; Faces south; Entry on main level
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built by DR Horton
  • Exterior features: Sidewalk; Pond view; Irrigation equipment; Asphalt road frontage

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full baths; 1 half bath
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; High ceilings; Solid surface counters
  • Laundry & utility: Laundry closet with washer hookup (upper level); Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $220k (11.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $227k (8.9% below list).
  • Recommended offer: $220k (11.6% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
  • Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); Wildwood Middle/ High School (math 29% / reading 41%, grade F, #379 of 667 statewide, top 58%, 843 students, 63% FRL) — zoned schools average 69% FRL vs 51% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 43% at this address vs 61% district-wide (-18 pts) — the specific schools serving this property underperform the Sumter average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.9%/yr); 422 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $220,156 (11.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
5.51%
Cash-on-cash
-2.81%
DSCR
0.87
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$369,672
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8128 Penrose Pl 0.35mi 3/2.0 1,614 (-4%) 2mo $267,000 $165 73
8016 Penrose Pl 0.35mi 3/2.0 1,810 (+7%) 4mo $295,000 $163 67
5077 Stokes Way 0.20mi 3/2.0 1,504 (-11%) 9mo $260,000 $173 63
2414 Hook Hollow Ter 0.58mi 3/2.0 1,611 (-5%) 3mo $410,000 $255 60
5220 Sunshine Dr 0.29mi 3/2.0 1,504 (-11%) 8mo $330,000 $219 60
7836 June Ln 0.32mi 3/2.0 1,504 (-11%) 8mo $259,900 $173 58
2418 Hopespring Loop 0.71mi 3/2.0 1,611 (-5%) 1mo $380,000 $236 57
2482 Ansley Path 0.57mi 3/2.0 1,827 (+8%) 2mo $350,000 $192 56
2312 Nackman Pl 0.57mi 3/2.0 1,602 (-5%) 10mo $432,500 $270 55
2409 Hook Hollow Ter 0.59mi 3/2.0 1,522 (-10%) 2mo $354,000 $233 53
2297 Montbrook Pl 0.73mi 3/2.0 1,631 (-3%) 8mo $350,000 $215 52
2360 Hopespring Loop 0.69mi 3/2.0 1,552 (-8%) 3mo $365,000 $235 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold
IRR
-21.1%
Equity multiple
0.27×
Total profit
$-50,912
Equity at exit
$37,127
10-year hold
IRR
-14.7%
Equity multiple
0.16×
Total profit
$-58,398
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34785

Home prices YoY
-10.7%
Rents YoY
2.9%
Active inventory
422
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,268 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$380 /mo · $4,557/yr
Insurance
$104
HOA
$166
Vacancy / Maint / Mgmt
$476
Net cashflow
$-163

Break-even live

Break-even rent $2,475
Max offer price $220,156
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5267 Dragonfly Dr Wildwood, FL 3.0 2.5 1688 $1,945 $1.15 21d 1 0.02mi
5115 Spanish Harbor Dr Wildwood, FL 1.0–3.0 1.0–2.0 990 $1,680 $1.70 21d 29 0.13mi
5339 Loblolly Ln Wildwood, FL 3.0 2.5 1688 $2,000 $1.18 21d 1 0.16mi
4980 Red Maple Ln Unit C1 Wildwood, FL 3.0 2.0 1445 $1,801 $1.25 21d 1 0.37mi
4980 Red Maple Ln Unit B1 Wildwood, FL 2.0 2.0 1095 $1,884 $1.72 21d 1 0.37mi
3025 Bartow Ln The Villages, FL 3.0 2.0 1415 $3,500 $2.47 21d 1 0.53mi
7730 Wilds Loop Wildwood, FL 3.0 1.0–2.0 1084 $2,384 $2.20 21d 28 0.54mi
8062 Rexwood Rd Wildwood, FL 3.0 3.0 1638 $2,345 $1.43 21d 1 0.56mi
8061 Patagonia Dr Wildwood, FL 3.0 2.0 1855 $2,585 $1.39 21d 1 0.58mi
3064 Gulfport Ct The Villages, FL 2.0 2.0 1602 $2,800 $1.75 21d 1 0.58mi
7011 Homestead Lp Wildwood, FL 1.0–3.0 1.0–2.0 998 $1,759 $1.76 21d 22 0.58mi
8073 Patagonia Dr Wildwood, FL 3.0 3.0 1638 $2,645 $1.61 21d 1 0.59mi
2290 Nackman Pl The Villages, FL 3.0 2.0 1427 $3,800 $2.66 21d 1 0.60mi
5255 Inglewood Dr Wildwood, FL 3.0 2.0 1638 $2,410 $1.47 21d 1 0.61mi
2393 Carriage Hill Way The Villages, FL 3.0 2.0 1631 $4,300 $2.64 21d 1 0.62mi
5234 Inglewood Dr Wildwood, FL 3.0 3.0 1693 $2,475 $1.46 21d 1 0.64mi
5222 Inglewood Dr Wildwood, FL 3.0 3.0 1693 $2,455 $1.45 21d 1 0.66mi
5192 Hartwood Loop Wildwood, FL 3.0 2.0 1572 $2,590 $1.65 21d 1 0.67mi
2393 Highbanks Ct The Villages, FL 3.0 2.0 1522 $2,800 $1.84 21d 1 0.68mi
8118 Arrow Wood Loop Wildwood, FL 2.0 2.5 1317 $1,704 $1.29 21d 1 0.69mi
8168 Arrow Wood Loop Wildwood, FL 2.0 2.5 1317 $1,754 $1.33 21d 1 0.69mi
8128 Arrow Wood Loop Wildwood, FL 2.0 2.5 1317 $1,699 $1.29 21d 1 0.70mi
2192 Quinn Ln The Villages, FL 3.0 2.0 1611 $5,600 $3.48 21d 1 0.71mi
2280 Biscayne Ave The Villages, FL 3.0 2.0 1400 $4,000 $2.86 21d 1 0.85mi
2272 Vassar Ln The Villages, FL 3.0 2.0 1416 $2,500 $1.77 21d 1 0.88mi
706 Stanley Ave Wildwood, FL 3.0 2.0 1611 $2,300 $1.43 21d 1 0.99mi
6629 Dan DiCiolla Dr Wildwood, FL 1.0–3.0 1.0–2.5 1075 $2,399 $2.23 21d 44 1.20mi
2577 Lindewood St The Villages, FL 2.0 2.0 1206 $2,495 $2.07 21d 1 1.32mi
208 Mason St Wildwood, FL 2.0–3.0 1.0–2.0 2250 $1,975 $0.88 21d 2 1.33mi
5901 Myrtle DR Wildwood, FL 1.0–2.0 1.0–2.0 982 $2,009 $2.05 21d 11 1.41mi
3480 Kewadin Ave The Villages, FL 2.0 2.0 1758 $2,500 $1.42 21d 1 1.47mi

HOA detail

Monthly dues
$166 · $1,992/yr
Likely covers
electric

Listing history 13 events

  1. 2026-05-01
    status Pending
  2. 2026-02-11
    listed $249,000 Active
  3. 2023-04-28
    soldstatus $249,990 Closed 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  4. 2023-01-22
    status Pending 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  5. 2023-01-17
    price $256,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  6. 2023-01-05
    price $254,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  7. 2022-12-13
    price $259,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  8. 2022-11-22
    price $264,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  9. 2022-11-01
    price $269,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  10. 2022-10-03
    price $280,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  11. 2022-08-21
    price $290,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  12. 2022-07-25
    price $286,990 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

  13. 2022-07-15
    listed $285,990 Active 842-char remark
    Show marketing remark (842 chars)

    One or more photo(s) has been virtually staged. Under Construction. This two-story, all concrete block constructed townhome has an open concept downstairs that includes a large open kitchen, a powder room, and a large family room that overlooks a covered lanai. The second floor includes a spacious Bedroom 1 which includes Bathroom 1, two additional bedrooms, a full bathroom, and a laundry area. This home comes with all appliances including refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,557 · $380/mo
Projected year-2 tax
$4,557 · $380/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,220
− Mortgage interest
−$13,948
− Property taxes
−$4,557
− Insurance
−$1,245
− Repairs & maintenance
−$2,178
− Management
−$2,178
− HOA
−$1,992
− Depreciation
−$7,244
Taxable loss
−$6,120
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,469
After-tax cash flow
$-490/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sumter
NCES district ID
1201800
Math proficiency
61% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$48,240
Composite
51.74/100
National rank
#1682
State rank
#11 of 73 in FL

Livability — Wildwood

Score
69/100
State rank
#471
US rank
#8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wildwood, FL
County
Sumter County · 110,591 people
City population
21,568
Metro
The Villages, FL
Population (ZIP)
21,568
Household income
$66,136
Rent vs Own
26.7% rent · 73.3% own
Severe rent burden
730.0

Population outlook (Sumter County) Hauer SSP2

Today (2025)
161,172 people
By 2030
180,083 · +11.7%
By 2040
209,892 · +30.2%
By 2050
234,186 · +45.3%
By 2075
284,602 · +76.6%
By 2100
317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2%
Common ancestry
Romanian 3% Lithuanian 2% Italian 2%
Foreign-born
11% · Canada, Jamaica
Languages at home
85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sumter

2024 margin
Solid R (+37.6) · D 30.9% · R 68.6%
2008→2024 swing
-10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
All cycles
2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -32.14%
Current HPI
267.9137
Rent YoY
▲ 2.85%
Metro
The Villages, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-12.9% since first listed
13 events — show timeline
  • 2026-05-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Listed $249,000 Stellar MLS as Distributed by MLS Grid
  • 2023-04-28 Sold (MLS) $249,990 Stellar MLS as Distributed by MLS Grid
  • 2023-01-22 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-01-17 Price Changed $256,990 Stellar MLS as Distributed by MLS Grid
  • 2023-01-05 Price Changed $254,990 Stellar MLS as Distributed by MLS Grid
  • 2022-12-13 Price Changed $259,990 Stellar MLS as Distributed by MLS Grid
  • 2022-11-22 Price Changed $264,990 Stellar MLS as Distributed by MLS Grid
  • 2022-11-01 Price Changed $269,990 Stellar MLS as Distributed by MLS Grid
  • 2022-10-03 Price Changed $280,990 Stellar MLS as Distributed by MLS Grid
  • 2022-08-21 Price Changed $290,990 Stellar MLS as Distributed by MLS Grid
  • 2022-07-25 Price Changed $286,990 Stellar MLS as Distributed by MLS Grid
  • 2022-07-15 Listed $285,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+131.2%/yr

Latest (2025): $4,557 · -11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…