10130 Brookwood Dr · New Chapel Hill, TX 75707

$204,900

3 bd · 2.0 ba · 1,800 sqft · SingleFamily public records · 143 Days on market

Built 1973 0.79 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• ARV discount +7.5/15.0
• DSCR +4.7/10.0
• 1% rule +4.2/10.0
• Rent growth +3.1/5.0
• Livability +2.9/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

Key facts

• Three combined lots
• Large kitchen
• Cozy fireplace

Tags

• THREE COMBINED LOTS
• LARGE KITCHEN
• COZY FIREPLACE
• THREE SEPARATE SHOP BUILDINGS
• MATURE TREES
• TWO COVERED PORCH AREAS

Property features AI

Finance

• Other: Lot approximately 0.79 acre; Directions: From downtown Tyler, take Hwy 31 east for 4.9 miles. Turn right on FM 850 E. Turn right onto Lakeshore. Turn left on Creek Bend Dr. Turn left on Brookwood. House will be on your right.; Listing terms: Cash or Conventional; Possession 30–60 days or at closing/funding
• HOA & community: No HOA / association

Exterior

• Parking: Attached 2-car garage; 2 covered parking spaces
• Utilities: Septic; Not in a Municipal Utility District
• Home design: Single-family residential property; Attached; Built in 1973; Composition roof; Slab foundation; Subdivision: Tanglewilde
• Construction: Composition roof; Slab foundation; Built in 1973
• Exterior features: Chain-link fencing; On-site storage; Workshop/outbuilding

Interior

• Kitchen: Electric range
• Bedrooms: 3 bedrooms (primary bedroom is on the main level)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pump heating; Central electric air conditioning; Ceiling fans
• Interior features: One-level layout; Living room with a wood-burning fireplace; Additional storage space; Other interior features
• Laundry & utility: Septic system

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $205k.

Deal economics

• At list price, monthly cash flow is $74 ($885/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (8.3% below list).
• Recommended offer: $180k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#1,275 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: employment D, crime D-, amenities F.
• Chapel Hill ISD (rural): math 25% / reading 33% proficiency, ranked #650 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: W L Kissam Int (math 25% / reading 32%, grade F, #1,122 of 1,662 statewide, top 69%, 696 students, 81% FRL); Chapel Hill J H (math 27% / reading 35%, grade F, #1,015 of 1,662 statewide, top 62%, 502 students, 77% FRL); Chapel Hill H S (math 21% / reading 35%, grade F, #1,170 of 1,632 statewide, top 72%, 1,063 students, 75% FRL).
• Market conditions: Rents rising (+2.4%/yr); 190 active listings in the ZIP; solid renter incomes; 595 units permitted in Smith County in 2024 (45 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Smith County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 143 days — a 12% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $180,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.72%
• Cash-on-cash: 1.54%
• DSCR: 1.07
• GRM: 9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.37% rent growth · sell at horizon

5-year hold

• IRR: -14.5%
• Equity multiple: 0.48×
• Total profit: $-29,664
• Equity at exit: $30,551

10-year hold

• IRR: -6.9%
• Equity multiple: 0.57×
• Total profit: $-24,476
• Equity at exit: $17,716

Cash invested: $57,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75707

• Home prices YoY: -24.8%
• Rents YoY: 2.4%
• Active inventory: 190
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,878 medium
• Mortgage (P&I): −$1,075
• Tax from tax record: −$250 /mo · $3,004/yr
• Insurance: −$85
• HOA: −$0
• Vacancy / Maint / Mgmt: −$394
• Net cashflow: $74

Break-even live

Break-even rent $1,785

Max offer price $204,900

Occupancy floor 91%

Sensitivity live

Price	-10% $190	-5% $132	+0% $74	+5% $16	+10% $-42
Rent	-10% $-75	-5% $0	+0% $74	+5% $148	+10% $222
Rate	-1.0pp $177	-0.5pp $126	base $74	+0.5pp $21	+1.0pp $-33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,225
• Closing costs: $6,147
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-21
   days on market $204,900 Active 143 DOM
2. 2026-06-19
   days on market $204,900 Active 141 DOM
3. 2026-06-18
   days on market $204,900 Active 140 DOM
4. 2026-06-17
   days on market $204,900 Active 139 DOM
5. 2026-06-16
   days on market $204,900 Active 138 DOM
6. 2026-06-15
   days on market $204,900 Active 137 DOM
7. 2026-06-14
   days on market $204,900 Active 135 DOM
8. 2026-06-13
   days on market $204,900 Active 134 DOM
9. 2026-06-10
   days on market $204,900 Active 132 DOM
10. 2026-06-09
    days on market $204,900 Active 131 DOM
11. 2026-06-08
    days on market $204,900 Active 130 DOM
12. 2026-06-07
    pricedays on market $204,900 Active 129 DOM
13. 2026-06-02
    days on market $224,900 Active 124 DOM
14. 2026-06-01
    days on market $224,900 Active 123 DOM
15. 2026-05-31
    days on market $224,900 Active 122 DOM
16. 2026-05-30
    days on market $224,900 Active 121 DOM
17. 2026-04-22
    price $224,900

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

18. 2026-04-22
    price $224,900 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

19. 2026-04-22
    price $224,900 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

20. 2026-02-27
    price $229,000

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

21. 2026-02-27
    price $229,000 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

22. 2026-02-27
    price $229,000 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

23. 2026-01-30
    listed $230,000 Active 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

24. 2026-01-29
    listed $230,000 Active
25. 2026-01-28
    listed $230,000 Active 948-char remark

    Show marketing remark (948 chars)

    10130 Brookwood Drive in Tyler offers space, flexibility, and room to grow. This 3 bed, 2 bath home sits on three combined lots totaling just over ¾ of an acre, providing plenty of room for additional buildings, workshops, or even a potential secondary residence. Inside, the home features a large kitchen and dining area along with a cozy fireplace that anchors the main living space. A 2 car garage adds convenience, while the real standout is outside: three separate shop buildings, perfect for projects, storage, hobbies, or business use. The property is surrounded by mature trees, offering privacy and a peaceful feel, while remaining close to town and everyday amenities. Out back, you’ll find two covered porch areas, making it easy to enjoy the quiet setting year-round. This is a rare opportunity for buyers looking for land, shops, and flexibility without sacrificing proximity to Tyler. Call to schedule your showing today!

26. 2022-06-10
    soldstatus
27. 2022-04-14
    listed $210,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,004 · $250/mo
• Projected year-2 tax: $3,750 · $312/mo
• Expected delta: +$745/yr (+$62/mo · 24.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,542
• − Mortgage interest: −$11,478
• − Property taxes: −$3,004
• − Insurance: −$1,024
• − Repairs & maintenance: −$1,803
• − Management: −$1,803
• − Depreciation: −$5,961
• Taxable loss: −$2,532
• Est. tax savings @ 24.0%: +$608
• After-tax cash flow: $1,493/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chapel Hill ISD
• NCES district ID: 4813650
• Math proficiency: 25% ▼ -10.00%
• Reading proficiency: 33% ▼ -5.00%
• Median HH income: $43,891
• Composite: 24.76/100
• National rank: #7603
• State rank: #650 of 826 in TX

Livability — New Chapel Hill

• Score: 57/100
• State rank: #1275
• US rank: #22160

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing B- Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Smith County · 180,570 people
• City population: 16,355
• Metro: Tyler, TX
• Population (ZIP): 17,532
• Household income: $84,954
• Rent vs Own: 25.4% rent · 74.6% own
• Severe rent burden: 304.0

Population outlook (Smith County) Hauer SSP2

• Today (2025): 248,890 people
• By 2030: 261,665 · +5.1%
• By 2040: 286,114 · +15.0%
• By 2050: 308,006 · +23.8%
• By 2075: 354,171 · +42.3%
• By 2100: 372,828 · +49.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 14% Black 10% Two or more races 6% Asian 2%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Slovak 1% Italian 1% Iranian 1%
• Foreign-born: 5% · Canada
• Languages at home: 88% English-only · Spanish 10% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Smith

• 2024 margin: Solid R (+45.1) · D 27.0% · R 72.1%
• 2008→2024 swing: -5.6pp toward R · 2008: -39.5pp · 2024: -45.1pp
• All cycles: 2024: R+45.1 2020: R+39.4 2016: R+43.9 2012: R+46.9 2008: R+39.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.97%
• Current HPI: 196.577
• Rent YoY: ▲ 2.37%
• Metro: Tyler, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+7.1% since first listed

11 events — show timeline

• 2026-04-22 Price Changed $224,900 NTREIS
• 2026-04-22 Price Changed $224,900 LAAR
• 2026-04-22 Price Changed $224,900 GTAR
• 2026-02-27 Price Changed $229,000 NTREIS
• 2026-02-27 Price Changed $229,000 GTAR
• 2026-02-27 Price Changed $229,000 LAAR
• 2026-01-30 Listed $230,000 LAAR
• 2026-01-29 Listed $230,000 NTREIS
• 2026-01-28 Listed $230,000 GTAR
• 2022-06-10 Sold (MLS) — GTAR
• 2022-04-14 Listed $210,000 GTAR

Property tax history

+2.7%/yr

Latest (2024): $3,004 · +3.5% YoY. Source: county tax records.