5888 Littlestone Ct #4 · Lochmoor Waterway Estates, FL 33903

$139,000

2 bd · 3.0 ba · 1,260 sqft · Townhouse public records · 30 Days on market

Built 1981 1,568 sqft lot Est $129k · 8% over $85/mo HOA · 5% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.3/30.0
• DSCR +8.9/10.0
• 1% rule +7.2/10.0
• Schools +4.1/10.0
• ARV discount +3.8/15.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

Key facts

• Large storage closet
• Screened lanai
• Kitchen pass through

Tags

• TWO OVERSIZED PRIMARY SUITES
• PRIVATE OUTDOOR POTENTIAL
• SPACIOUS FRONT COURTYARD
• SCREENED LANAI
• KITCHEN PASS THROUGH
• LARGE STORAGE CLOSET

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Homeowners association (monthly fee $85); HOA covers association management, grounds maintenance, reserve fund, street lights and trash; Community is non-gated; Community of 10 units

Exterior

• Parking: Assigned parking (one space)
• Security: Smoke detector(s)
• Utilities: Cable available; High-speed internet available; Public sewer (assessment paid); Water assessment paid
• Home design: 2-story property; Entry level: 1; Faces east; Attached property (multi-unit/resale)
• Construction: Built with block, concrete and stucco; Shingle roof
• Exterior features: Patio; Storage; Balcony; Lanai; Porch; Screened patio/porch; Guest house attached; Smoke detector(s); West exposure; Public paved road access

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
• Bedrooms: Upper-level primary suite (primary bedroom on upper level)
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Furnished; Breakfast bar; Separate/formal dining room; Living/dining room; Multiple primary suites; Cable TV; Upper-level primary suite; Bar; Walk-in closet(s)
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath townhouse listed at $139k.

Deal economics

• At list price, monthly cash flow is $-69 ($-827/yr) — negative.
• To cash-flow at today's rent, offer at most $127k (8.8% below list).
• Meets the 1% rule at list price ($2k rent vs $139k).
• Recommended offer: $127k (8.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 72/100 on livability (#358 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, amenities F, commute F.
• Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.9%/yr); 472 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
• This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $126,827 (8.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 9.38%
• Cash-on-cash: 11.03%
• DSCR: 1.49
• GRM: 6.9

CMA / ARV

• ARV (on-the-fly): $128,520
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2067 W Lakeview Blvd #11	0.70mi	2/2.0	1,222 (-3%)	22mo	$125,000	$102	40
1931 W Lakeview Blvd #6	0.73mi	2/2.0	1,142 (-9%)	19mo	$110,000	$96	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.7%
• Equity multiple: 0.19×
• Total profit: $-31,569
• Equity at exit: $20,725

10-year hold

• IRR: -44.2%
• Equity multiple: -0.31×
• Total profit: $-51,079
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33903

• Rents YoY: -1.9%
• Active inventory: 472
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,691 high
• Mortgage (P&I): −$729
• Tax from tax record: −$106 /mo · $1,276/yr
• Insurance: −$58
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$85
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $-69

Break-even live

Break-even rent $1,778

Max offer price $126,827

Occupancy floor 99%

Sensitivity live

Price	-10% $10	-5% $-30	+0% $-69	+5% $-108	+10% $-148
Rent	-10% $-202	-5% $-136	+0% $-69	+5% $-2	+10% $65
Rate	-1.0pp $1	-0.5pp $-34	base $-69	+0.5pp $-105	+1.0pp $-142

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5827 Littlestone Ct North Fort Myers, FL	2.0	2.0	1372	$1,500	$1.09	24d	1	0.08mi
5828 Littlestone Ct North Fort Myers, FL	2.0	2.0	1221	$1,900	$1.56	24d	1	0.09mi
5917 Littlestone Ct North Fort Myers, FL	2.0	2.5	1118	$1,462	$1.31	24d	2	0.13mi
938 SE 24th Ave Cape Coral, FL	3.0	4.0	1200	$1,375	$1.15	24d	1	0.16mi
1031 SE 24th Ave Cape Coral, FL	3.0	2.0	1360	$1,595	$1.17	14d	1	0.16mi
1101 SE 24th Ave Cape Coral, FL	3.0	2.0	1360	$1,595	$1.17	24d	1	0.17mi
5917 Littlestone Ct #118 North Fort Myers, FL	2.0	2.5	1122	$1,395	$1.24	4d	1	0.18mi
1024 SE 24th Ave Cape Coral, FL	2.0	1.0	1300	$1,295	$1.00	24d	1	0.19mi
1111 SE 23rd Pl Unit 3 Cape Coral, FL	2.0	2.0	992	$1,250	$1.26	22d	1	0.25mi
815 SE 24th Ave Cape Coral, FL	2.0	2.0	1250	$1,797	$1.44	24d	1	0.27mi
715 SE 24th Ave Unit 715 Cape Coral, FL	3.0	2.0	1182	$1,800	$1.52	24d	1	0.34mi
715 SE 24th Ave Unit 715 Cape Coral, FL	3.0	2.0	1182	$1,800	$1.52	22d	1	0.34mi
1227 SE 23rd Pl Cape Coral, FL	2.0	2.0	1010	$1,499	$1.48	24d	1	0.34mi
3920 Orange Grove Blvd #3 North Fort Myers, FL	2.0	2.0	1007	$1,475	$1.46	15d	1	0.36mi
3920 Orange Grove Blvd #3 North Fort Myers, FL	2.0	2.0	1007	$1,475	$1.46	17d	1	0.36mi
1315 SE 24th Ave Cape Coral, FL	2.0	2.0	1127	$1,295	$1.15	24d	1	0.42mi
1312 SE 24th Ave Unit B Cape Coral, FL	2.0	2.0	1792	$1,500	$0.84	2d	1	0.43mi
2202 SE 8th St Cape Coral, FL	3.0	2.0	1485	$3,295	$2.22	24d	1	0.46mi
2305 SE 6th Ln Unit A Cape Coral, FL	2.0	2.0	1106	$1,350	$1.22	3d	1	0.51mi
2216 SE 6th Ln Cape Coral, FL	3.0	2.0	1311	$1,840	$1.40	24d	1	0.51mi
2122 SE 6th Ln Cape Coral, FL	3.0	2.0	1394	$2,040	$1.46	4d	1	0.57mi
1113 SE 20th Ct Cape Coral, FL	3.0	2.0	1687	$6,000	$3.56	24d	1	0.59mi
513 SE 24th Ave #1 Cape Coral, FL	2.0	2.0	1200	$1,600	$1.33	24d	1	0.63mi
1932 SE 9th Ter Cape Coral, FL	3.0	2.0	1603	$6,500	$4.05	24d	1	0.71mi
1772 Inlet Dr North Fort Myers, FL	3.0	2.5	1541	$2,500	$1.62	20d	1	0.74mi
2006 SE 13th St Cape Coral, FL	3.0	2.0	1389	$2,200	$1.58	24d	1	0.77mi
1926 SE 12th Ter Cape Coral, FL	3.0	2.5	1639	$6,375	$3.89	24d	1	0.79mi
1920 W Lakeview Blvd Unit 4 North Fort Myers, FL	1.0	1.0	1000	$1,150	$1.15	12d	1	0.80mi
1920 W Lakeview Blvd Unit Blvd-4 North Fort Myers, FL	1.0	1.0	1000	$1,150	$1.15	24d	1	0.80mi
519 SE 20th Ct Cape Coral, FL	3.0	2.5	1610	$5,600	$3.48	4d	1	0.80mi
4425 N Canal Cir North Fort Myers, FL	2.0	2.0	1386	$1,999	$1.44	24d	1	0.84mi
2206 SE 4th St Cape Coral, FL	3.0	2.0	1301	$2,600	$2.00	24d	1	0.84mi
4419 N Pacific Cir North Fort Myers, FL	2.0	2.0	1165	$2,499	$2.15	24d	1	0.91mi
4419 N Pacific Cir North Fort Myers, FL	2.0	2.0	1165	$2,499	$2.15	17d	1	0.91mi
2063 Ottersrest Ln Cape Coral, FL	3.0	2.0	1414	$2,095	$1.48	24d	1	0.95mi
213 SE 24th Ave Cape Coral, FL	3.0	2.0	1400	$1,800	$1.29	24d	1	1.00mi
4530 W Coral Cir North Fort Myers, FL	3.0	2.0	1579	$5,400	$3.42	22d	1	1.00mi
209 SE 24th Ave Cape Coral, FL	3.0	2.0	1408	$1,895	$1.35	24d	1	1.01mi
1823 SE 15th St Cape Coral, FL	3.0	2.0	1398	$2,250	$1.61	17d	1	1.03mi
129 SE 23rd Pl Unit -Unit 2 Cape Coral, FL	2.0	1.0	976	$1,400	$1.43	24d	1	1.05mi

HOA detail

• Monthly dues: $85 · $1,020/yr
• Likely covers: water

Listing history 23 events

1. 2026-06-17
   days on market $139,000 Active 30 DOM
2. 2026-06-16
   days on market $139,000 Active 29 DOM
3. 2026-06-15
   days on market $139,000 Active 28 DOM
4. 2026-06-13
   days on market $139,000 Active 26 DOM
5. 2026-06-10
   days on market $139,000 Active 23 DOM
6. 2026-06-09
   days on market $139,000 Active 22 DOM
7. 2026-06-08
   days on market $139,000 Active 21 DOM
8. 2026-06-07
   days on market $139,000 Active 20 DOM
9. 2026-06-03
   days on market $139,000 Active 16 DOM
10. 2026-06-02
    days on market $139,000 Active 15 DOM
11. 2026-06-01
    days on market $139,000 Active 14 DOM
12. 2026-05-31
    days on market $139,000 Active 13 DOM
13. 2026-05-18
    listed $139,000 Active
14. 2026-03-30
    soldstatus $125,000
15. 2026-03-26
    soldstatus $125,000 Closed 2436-char remark

    Show marketing remark (2503 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. Furnishing in home stays. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. LOW HOA AND TWO ASSINGED PARKING SPACES. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

16. 2026-03-26
    soldstatus $125,000 Closed 2503-char remark

    Show marketing remark (2503 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. Furnishing in home stays. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. LOW HOA AND TWO ASSINGED PARKING SPACES. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

17. 2026-02-23
    status Pending 2436-char remark

    Show marketing remark (2436 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

18. 2026-02-22
    status Pending 2503-char remark

    Show marketing remark (2503 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. Furnishing in home stays. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. LOW HOA AND TWO ASSINGED PARKING SPACES. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

19. 2026-02-17
    listed $125,000 Active 2436-char remark

    Show marketing remark (2503 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. Furnishing in home stays. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. LOW HOA AND TWO ASSINGED PARKING SPACES. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

20. 2026-02-17
    listed $125,000 Active 2503-char remark

    Show marketing remark (2503 chars)

    Ideally located just minutes from downtown Fort Myers and Del Prado Boulevard in Cape Coral, this well-maintained two-bedroom, two-and-a-half-bath townhouse offers exceptional value and versatility. Whether you're an investor, first-time buyer, or searching for the perfect winter retreat, this property checks all the boxes. Furnishing in home stays. The inviting living room features neutral tile flooring throughout the first level, soft light walls, and an open staircase that adds architectural interest. A sliding glass door fills the space with natural light and opens to the front patio, creating a seamless indoor-outdoor Florida lifestyle. The flexible layout offers excellent wall space and furniture placement options to suit your style. The bright kitchen showcases crisp white cabinetry, ample counter space, and matching white appliances for a clean, cohesive look. A convenient breakfast bar provides additional seating and prep space, while the open design overlooks the dining area—perfect for everyday living and entertaining. Just off the dining room, a convenient half bath serves guests and adds functionality to the first floor. Sliding glass doors in the dining area lead to the private lanai, ideal for morning coffee or relaxing evenings, and include a storage closet for seasonal items and outdoor essentials. The backyard offers a blank canvas with mature trees and natural greenery providing shade and privacy. With direct access from the home, there’s plenty of opportunity to create your own outdoor oasis—add pavers, seating, or a fire pit to design the perfect entertaining space. Upstairs, two spacious primary suites each feature a private bath and generous walk-in closet space. The front primary bedroom also includes balcony access, offering a private retreat to enjoy the outdoors and morning sunshine. LOW HOA AND TWO ASSINGED PARKING SPACES. Location is everything! Pinewoods offers easy access to shopping, dining, and public transportation, including a nearby LeeTran Route 70 bus stop. Just one mile away, Rosen Park features public boat ramps with quick access to the river, plus pavilions and restrooms for a perfect day outdoors. Only about 10 minutes away across the Caloosahatchee Bridge, enjoy the vibrant River District with its waterfront dining, nightlife, weekly concerts at the amphitheater, and popular monthly events like ArtWalk and MusicWalk. * * PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING * *

21. 2001-01-23
    soldstatus $50,900
22. 1986-03-01
    soldstatus $46,700
23. 1979-04-01
    soldstatus $42,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,276 · $106/mo
• Projected year-2 tax: $1,276 · $106/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,290
• − Mortgage interest: −$7,786
• − Property taxes: −$1,276
• − Insurance: −$5,814
• − Repairs & maintenance: −$1,623
• − Management: −$1,623
• − HOA: −$1,020
• − Depreciation: −$4,044
• Taxable loss: −$2,895
• Est. tax savings @ 24.0%: +$695
• After-tax cash flow: $-132/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lee
• NCES district ID: 1201080
• Math proficiency: 47% ▼ -11.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $49,518
• Composite: 41.49/100
• National rank: #3458
• State rank: #42 of 73 in FL

Livability — Lochmoor Waterway Estates

• Score: 72/100
• State rank: #358
• US rank: #6244

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lochmoor Waterway Estates, FL
• County: Lee County · 788,662 people
• Metro: Cape Coral-Fort Myers, FL
• Population (ZIP): 23,655
• Household income: $56,993
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 468.0

Population outlook (Lee County) Hauer SSP2

• Today (2025): 871,946 people
• By 2030: 955,468 · +9.6%
• By 2040: 1,113,587 · +27.7%
• By 2050: 1,256,891 · +44.1%
• By 2075: 1,560,270 · +78.9%
• By 2100: 1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 14% Two or more races 8% Black 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3% Cuban 3%
• Common ancestry: Lithuanian 4% Romanian 4% Italian 3%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 9% Other Indo-European 1%

Political lean MEDSL · Lee

• 2024 margin: Strong R (+28.4) · D 35.5% · R 63.9%
• 2008→2024 swing: -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -172.26%
• Current HPI: 256.773
• Rent YoY: ▼ -1.94%
• Metro: Cape Coral-Fort Myers, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+224.0% since first listed

11 events — show timeline

• 2026-05-18 Listed $139,000 FORTMLS
• 2026-03-30 Sold (Public Records) $125,000 Public Records
• 2026-03-26 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Sold (MLS) $125,000 FORTMLS
• 2026-02-23 Pending — FORTMLS
• 2026-02-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Listed $125,000 FORTMLS
• 2001-01-23 Sold (Public Records) $50,900 Public Records
• 1986-03-01 Sold (Public Records) $46,700 Public Records
• 1979-04-01 Sold (Public Records) $42,900 Public Records

Property tax history

+5.9%/yr

Latest (2025): $1,276 · -28.2% YoY. Source: county tax records.