8947 Tweeddale Dr · Fairplay, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- 1% rule +3.8/10.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SHORT SALE OPPORTUNITY - PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard-ideal for entertaining, pets, or outdoor enjoyment. The owner's suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale - subject to lender approval. Experienced listing agent handling process. All offers will be reviewed-submit highest and best.
Key facts
- Single level living
- Ranch style home
- Vaulted ceilings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $95 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (11.6% below list).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 2.2% in Fairplay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 127 active listings in the ZIP; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 255 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $50k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 255 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.86%
- Cash-on-cash
- 2.03%
- DSCR
- 1.09
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $270,623
- List price
- $199,900
- Delta
- -26.13%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8915 Tweeddale Dr | 0.06mi | 3/3.0 | 1,081 (-13%) | 4mo | $120,752 | $112 | 68 |
| 7267 Wildflower Walk | 0.68mi | 3/2.0 | 1,123 (-10%) | 13mo | $235,000 | $209 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.53×
- Total profit
- $-26,374
- Equity at exit
- $29,806
- IRR
- -4.1%
- Equity multiple
- 0.73×
- Total profit
- $-15,279
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30187
- Home prices YoY
- -15.8%
- Active inventory
- 127
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,767 medium interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$169 /mo · $2,031/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $95
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 35 events
-
2026-06-18days on market $199,900 Active 255 DOM
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2026-06-17days on market $199,900 Active 254 DOM
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2026-06-16days on market $199,900 Active 253 DOM
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2026-06-15days on market $199,900 Active 252 DOM
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2026-06-13days on market $199,900 Active 250 DOM
-
2026-06-09days on market $199,900 Active 246 DOM
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2026-06-08days on market $199,900 Active 245 DOM
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2026-06-07days on market $199,900 Active 244 DOM
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2026-06-04days on market $199,900 Active 241 DOM
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2026-06-03days on market $199,900 Active 240 DOM
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2026-06-02days on market $199,900 Active 239 DOM
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2026-06-01days on market $199,900 Active 238 DOM
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2026-05-31days on market $199,900 Active 237 DOM
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2026-04-27price $199,900 1108-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2026-04-27price $199,900 1129-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2026-03-12price $221,900 1108-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2026-03-12price $221,900 1129-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
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2026-01-08price $235,900 1108-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2026-01-08price $235,900 1129-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2025-10-05$249,500 New 1108-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
-
2025-10-05$249,500 Active 1129-char remark
Show marketing remark (1129 chars)
SHORT SALE OPPORTUNITY – PRICED TO SELL! Great value on this charming ranch-style home located in the peaceful Cheviot Hills community within the desirable Douglas County school district. This 3-bedroom, 2-bath home offers easy single-level living with a functional layout perfect for owner-occupants, first-time buyers, or investors looking for upside potential. Step inside to a spacious family room with vaulted ceilings, creating an open and inviting atmosphere. The kitchen features an eat-in dining area overlooking a large, level, fully fenced backyard—ideal for entertaining, pets, or outdoor enjoyment. The owner’s suite includes a private bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Additional features include a covered porch, indoor laundry/mudroom, and attached garage for everyday convenience. With minor cosmetic updates, this property presents a strong opportunity to build immediate equity. Short sale – subject to lender approval. Experienced listing agent handling process. All offers will be reviewed—submit highest and best.
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2023-06-22status Back On Market
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2023-06-22historical On Hold
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2023-05-23historical On Hold
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2023-05-18$225,000 New
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2021-09-07soldstatus $207,000
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2021-08-27soldstatus $207,000 Closed
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2021-08-27soldstatus $207,000 Sold
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2021-07-28historical Active Under Contract
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2021-07-28$195,000 Active
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2021-07-20status Under Contract
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2021-07-16$195,000 New
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2019-10-01soldstatus $119,900
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2001-02-02soldstatus $91,500
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1996-06-04soldstatus $67,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,031 · $169/mo
- Projected year-2 tax
- $2,031 · $169/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,201
- − Mortgage interest
- −$11,198
- − Property taxes
- −$2,031
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,696
- − Management
- −$1,696
- − Depreciation
- −$5,815
- Taxable loss
- −$2,235
- Est. tax savings @ 24.0%
- +$536
- After-tax cash flow
- $1,675/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Douglas County
- NCES district ID
- 1301860
- Math proficiency
- 23% ▼ -16.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $55,335
- Composite
- 25.84/100
- National rank
- #7353
- State rank
- #92 of 174 in GA
Livability — Fairplay
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 8,130
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 163,022 people
- By 2030
- 173,956 · +6.7%
- By 2040
- 196,859 · +20.8%
- By 2050
- 220,017 · +35.0%
- By 2075
- 279,831 · +71.7%
- By 2100
- 322,702 · +97.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Hispanic / Latino 9% Two or more races 9% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Slovak 2% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Jamaica, Vietnam
- Languages at home
- 88% English-only · Spanish 9% Vietnamese 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid D (+31.4) · D 65.4% · R 33.9%
- 2008→2024 swing
- +29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
- All cycles
- 2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.56%
- Current HPI
- 270.0582
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+194.4% since first listed22 events — show timeline
- 2026-04-27 Price Changed $199,900 GAMLS
- 2026-04-27 Price Changed $199,900 FMLS
- 2026-03-12 Price Changed $221,900 GAMLS
- 2026-03-12 Price Changed $221,900 FMLS
- 2026-01-08 Price Changed $235,900 GAMLS
- 2026-01-08 Price Changed $235,900 FMLS
- 2025-10-05 Listed $249,500 FMLS
- 2025-10-05 Listed $249,500 GAMLS
- 2023-06-22 Relisted — GAMLS
- 2023-06-22 Delisted — GAMLS
- 2023-05-23 Delisted — GAMLS
- 2023-05-18 Listed $225,000 GAMLS
- 2021-09-07 Sold (Public Records) $207,000 Public Records
- 2021-08-27 Sold (MLS) $207,000 GAMLS
- 2021-08-27 Sold (MLS) $207,000 FMLS
- 2021-07-28 Contingent — FMLS
- 2021-07-28 Listed $195,000 FMLS
- 2021-07-20 Pending — GAMLS
- 2021-07-16 Listed $195,000 GAMLS
- 2019-10-01 Sold (Public Records) $119,900 Public Records
- 2001-02-02 Sold (Public Records) $91,500 Public Records
- 1996-06-04 Sold (Public Records) $67,900 Public Records
Property tax history
+4.5%/yrLatest (2025): $2,031 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…